First Peoples Community Grantsville MD Credit Union | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to First Peoples Community, your trusted credit union located at 12497 National Pike, Grantsville, MD 21536. Since opening our doors in 1959, we have been dedicated to serving our members with integrity and care. With a robust membership of 33,498 individuals and total assets exceeding $593 million, we are proud to be a cornerstone of the Grantsville community. At First Peoples Community, we believe in empowering our members through a wide range of financial services. Whether you're looking for personal banking solutions, auto loans, or business financing options, we have something for everyone. Our total deposits amount to an impressive $26,706,043, while our loan portfolio includes over 14,307 loans and leases that help our members achieve their financial goals. Leadership is at the heart of what we do. Under the guidance of our CEO, Randy Olsen, and Board President, Jeffrey McKenzie, we strive to create a welcoming environment where every member feels valued. Our team of 154 employees is here to assist you with personalized service, whether you're visiting us in person or connecting with us online. While members can visit us at our branch location for friendly assistance, any official correspondence should be sent to our mailing address at PO BOX 1377, CUMBERLAND, MD 21501-1377. We invite you to explore how First Peoples Community can support your financial journey. Feel free to reach out by calling us at 301-784-3000 or visit our website at firstpeoples.com for more information about becoming a member today!

Branch History & Mission

Join Us!

We invite you to become a part of the First Peoples Community family. Experience firsthand how our dedicated team can help you achieve your financial goals while being an integral part of this vibrant community. To learn more about membership requirements or open an account today, visit us online at First Peoples Community or give us a call at 301-784-3000. Together, let's build a brighter financial future!

Our Mission

Our mission at First Peoples Community is clear: to empower individuals and families by providing exceptional financial services while fostering a spirit of community involvement and support. We believe that by investing in our members' financial well-being, we contribute positively to the growth and prosperity of Grantsville and surrounding areas. We take pride in being more than just a bank; we're a partner in your journey towards financial success. Through various outreach programs and partnerships within the community, we aim to uplift those around us. As part of our commitment to accessibility, we offer both ATM availability and drive-thru banking services for your convenience. This means that you can manage your finances quickly and efficiently without compromising on service quality.

Our Story

From our humble beginnings, First Peoples Community has been dedicated to serving the financial needs of our local community. Over the decades, we've expanded our services while maintaining our commitment to personal attention and community support. Our members have always been at the center of everything we do. Today, we proudly offer a range of services including checking and savings accounts, auto loans, mortgages, and business banking options. In addition to traditional banking services, we embrace technology to enhance your banking experience. With online banking and mobile payment options available, managing your finances has never been easier. Whether you prefer visiting us in person during our operating hours from 8 AM to 6 PM Monday through Friday and 8 AM to 3 PM on Saturdays, or using our digital platforms, we strive to meet your needs.

Branch Location & Accessibility

Welcome to First Peoples Community in Grantsville, where we prioritize your banking needs with convenience and accessibility in mind! Located at 12497 National Pike, our branch is easy to find and close to local landmarks. Whether you're heading over for a quick transaction or need assistance with your finances, we're here to help. Our branch is designed with your comfort in mind. We offer ample parking spaces, ensuring you can easily access our services without any hassle. For those who may require additional assistance, our facilities are ADA compliant, featuring ramps and accessible entrances to make your visit as smooth as possible. When it comes to service hours, we're open Monday through Friday from 8 AM to 6 PM, and Saturday from 8 AM to 3 PM. This means you have plenty of options throughout the week to come in and take care of your banking needs. If you prefer not to step inside, take advantage of our drive-thru banking options for deposits and withdrawals perfect for those busy days! For your convenience, we also have an ATM available on-site for quick cash withdrawals or balance checks whenever you need them. As part of our commitment to serving our members effectively, we provide a variety of financial services including personal banking, auto loans, mortgage options, and business banking solutions. While members can visit us at 12497 National Pike, official correspondence should be sent to PO BOX 1377, CUMBERLAND, MD 21501-1377 if needed. If you have any questions or need assistance, don't hesitate to reach out! You can give us a call at 301-784-3000. We look forward to welcoming you soon at First Peoples Community!

Member Eligibility

Becoming a member of First Peoples Community is like joining a friendly family that truly cares about your financial well-being. If you live, work, worship, or attend school in the area around 12497 National Pike Grantsville Md 21536, you're already on the right path to membership! We believe in inclusivity, so whether you're just starting out or looking for a new banking experience, we welcome you with open arms. Plus, as a member of First Peoples Community, you'll enjoy benefits like competitive loan rates and personalized service that feels more like chatting with a friend than dealing with a bank. To learn more about the specific eligibility requirements, feel free to check out our detailed resource at http://www.firstpeoples.com/about/become-a-member/membership-requirements . When you're ready to open an account, it's simple just visit us online at https://firstpeoples.symapp.jhahosted.com/ or give us a call at (301) 784-3000. We can't wait to support you on your financial journey!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine having a reliable partner to help manage your transactions smoothly. Our merchant services provide easy payment solutions that allow you to focus on what really matters growing your business. From credit card processing to online payment options, we offer tools that fit your needs, making it easier than ever to serve your customers efficiently. Located at 12497 National Pike Grantsville Md 21536 in Grantsville, MD, we invite you to explore how our business banking and commercial services can empower you. For inquiries, reach us at (301) 784-3000 during our operating hours: M-F 8 am-6 pm and Sat 8 am-3 pm. Join us in taking your business to new heights!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $217 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $56,772,438, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Access

We know that convenience matters when it comes to managing money. That's why First Peoples Community offers ATM services and cash withdrawal options at locations throughout Grantsville. Plus, with our basic drive-thru banking services, you can complete simple transactions like deposits and withdrawals without leaving your car.

Engaging with Us

If you have questions or need assistance, feel free to give us a call at 301-784-3000. Our friendly staff is ready to assist you during our operating hours: Monday through Friday from 8 AM to 6 PM and Saturday from 8 AM to 3 PM. In summary, whether you're looking for personal banking options or comprehensive business solutions, First Peoples Community is dedicated to meeting your financial needs with ease and convenience. Explore all that we have to offer by visiting us at 12497 National Pike, Grantsville, MD 21536 or check out our website at firstpeoples.com. Join us today and discover how we can help you on your financial journey!

Loans Made Easy

Life can throw unexpected expenses your way, which is why having access to personal loans and debt consolidation options is crucial. We understand that sometimes you need a little extra help, and our team is here to guide you through the process. Additionally, our credit cards come with rewards that can benefit you while making everyday purchases. For small business owners, we provide robust business banking services including merchant services and business loans to help grow your venture. Imagine having a reliable partner by your side as you navigate the challenges of running a business.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, we've got you covered. Our personal banking services are designed for your everyday needs. Imagine being able to manage your finances effortlessly with our user-friendly online and mobile banking platforms. You can check balances, transfer funds, and even set up automatic payments right from your smartphone or computer. When it comes to financing your dreams, our auto loans and vehicle financing options make it easy for you to get behind the wheel of your next car. If you're thinking about homeownership, we offer mortgage loans and refinancing solutions that can help you achieve that goal without breaking the bank.

Digital & Online Banking

Key Features

Our online banking platform not only offers convenience but also prioritizes security. You can rest easy knowing your personal information is protected while you handle transactions from the comfort of your home or on the go. With our mobile application, available for both Android and iOS devices, you can manage your accounts right from your pocket. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that with ease. Plus, if you prefer going paperless, we provide e-statements that keep your financial records organized and accessible without the clutter.

Mobile Payments and More

In today's fast-paced world, quick payments are essential. That's why we offer mobile payments that let you make purchases directly from your smartphone. Whether it's a quick coffee run or an emergency expense, making payments has never been simpler. While electronic signature authorization isn't currently available at First Peoples Community, our user-friendly services ensure you have everything you need for efficient banking management. With these features combined, you'll find that managing your finances is not only straightforward but also enjoyable. Experience the benefits of digital banking at First Peoples Community today! Visit us online at https://www.firstpeoples.com/ to get started on simplifying your financial journey.

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts stand at 64,330, showcasing a strong and growing member base that trusts us with their finances. With funds available for lending and investments at $0, we remain agile to meet your needs as they evolve. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Peoples Community is your trusted partner. Visit us at 12497 National Pike Grantsville Md 21536 or call 301-784-3000 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $71,231,238 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $30,420,324 in used auto loans and a total of $453,175,159 in loans and leases.

Reflecting Operational Efficiency

Our net income of $4,028,714 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 141 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $160,446,196 in share certificates and $7,957,015 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members above all else; with non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $75,867,210, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1278 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided $54,510,885 in used vehicle loans and $43,002,199 in new vehicle loans, helping members get on the road with confidence. Whether you're purchasing a new ride or refinancing an existing loan, we can help you find the right terms that fit your budget.

Business Financing

For business owners in our community, we provide outstanding commercial loans totaling $56,772,438 to support your growth and expansion needs. Whether you're starting a new venture or looking to expand an existing one, we have financing options tailored for businesses like yours. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're interested in exploring any of these loan options further or want to check eligibility for refinancing or other opportunities, please visit us or reach out today! At First Peoples Community, we're dedicated to making financial possibilities a reality for all our members.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. With Junior Lien 1-4 Family Residential Property loans totaling $74,455,873, we are committed to guiding you through the process of securing your dream home.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $5,235,465 in unsecured credit card loans available, our products are designed to help you manage your finances effectively without added stress.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

Every loan offer listed on LendMesh comes from legitimate financial institutions. This approach guarantees that users have access to verified data, enhancing trust in the information provided.

FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION - Grantsville, MD