First Peoples Community Frostburg MD Credit Union | Affordable Auto Loans & Drive-Thru Banking

Introduction

Welcome to First Peoples Community, your trusted financial partner in Frostburg, Maryland! Located at 17610 Old National Pike Sw, Frostburg, MD 21532, we have been proudly serving our community since 1959. With a commitment to fostering strong relationships and empowering our members, we currently support over 33,498 members with a wide range of financial services designed to meet their unique needs. At First Peoples Community, we understand that managing your finances can be overwhelming. That's why we're dedicated to providing personalized service that makes banking simple and accessible. Our total assets amount to an impressive $593,424,413, which reflects our solid foundation and stability in the financial landscape. We are also proud of our total deposits, standing at $26,706,043, ensuring that your funds are secure and readily available. Our team is led by CEO Randy Olsen and guided by our Board President Jeffrey McKenzie, who both share a passion for enhancing the financial well-being of our members. With a dedicated staff of 154 employees, we're here to assist you with everything from personal banking to business loans. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO BOX 1377, CUMBERLAND, MD 21501-1377. Whether you're looking for checking accounts, auto loans, mortgage options, or credit cards with rewards, we offer a variety of products tailored just for you. Our commitment goes beyond transactions; it's about building lasting relationships within the community. Ready to take control of your financial future? Visit us online at First Peoples Community or give us a call at 301-784-3000 today! We're here to help you every step of the way.

Branch History & Mission

At First Peoples Community in Frostburg, MD, we take pride in our rich legacy that dates back to our opening in 1959. Over the decades, we have grown from a small local credit union into a trusted financial partner for nearly 33,500 members. Located at 17610 Old National Pike Sw, our branch is easily accessible and near the scenic beauty of the surrounding Allegany County, making it a convenient stop for all your banking needs. Our mission is simple yet profound: to empower our members through accessible financial services while fostering strong community ties. We believe that a healthy financial future begins with education and support. That's why we not only offer essential services such as checking and savings accounts, auto loans, mortgages, and personal loans but also engage actively with our community. We want every member to feel valued and informed about their financial choices. As technology has advanced, so have we. Our commitment to providing modern solutions includes online banking, mobile payments, and e-statements. These innovations allow our members to manage their finances securely and conveniently from anywhere. Additionally, we maintain ADA compliance to ensure all members can access our services without barriers. While members can visit us at 17610 Old National Pike Sw Frostburg Md 21532, official correspondence should be sent to PO BOX 1377, CUMBERLAND, MD 21501-1377 if needed. Our operating hours are designed with your schedule in mind: Monday through Friday from 8 AM to 6 PM and Saturdays from 8 AM to 3 PM. Plus, we offer ATM availability and drive-thru banking for added convenience. Community outreach is at the heart of what we do. We partner with local organizations to support initiatives that uplift our neighborhood and encourage responsible financial practices among residents. Whether through financial literacy programs or sponsorship of local events, First Peoples Community strives to make a positive impact. Join us today and discover how becoming a member of First Peoples Community can enhance your financial well-being while supporting the community you call home. Let's build a brighter future together! For more information or to open an account, give us a call at (301) 784-3000 or visit us online at First Peoples Community.

Branch Location & Accessibility

Contact Us Today!

If you have any questions or need assistance, don't hesitate to give us a call at 301-784-3000. We invite you to come in today and discover how First Peoples Community can help you achieve your financial goals!

Convenient Access and Nearby Landmarks

Our branch is situated near popular local landmarks, making it a familiar stop for many community members. Whether you're passing by after visiting the Frostburg State University or enjoying a day at the nearby Great Allegheny Passage, we're here for you. We offer ample parking space and are fully ADA compliant, ensuring that everyone can access our services comfortably.

Operating Hours and Services

We understand that life can be busy, which is why our lobby hours are designed for your convenience. Visit us Monday through Friday from 8 AM to 6 PM, or on Saturday from 8 AM to 3 PM. With services ranging from personal checking and savings accounts to auto loans and mortgage options, our knowledgeable staff is here to guide you every step of the way. In addition to standard banking services, we also have a drive-thru available for quick transactions such as deposits and withdrawals without leaving your vehicle. Need cash? Our ATM on-site allows you to make withdrawals and check balances easily. While members can visit us at 17610 Old National Pike SW, official correspondence should be sent to PO BOX 1377, Cumberland, MD 21501-1377.

Member Eligibility

At First Peoples Community, we believe that becoming a member means joining a close-knit community where your financial well-being is our top priority. If you're wondering how to become part of our family, the good news is that eligibility is straightforward and welcoming. Individuals who live, work, or worship in Allegany County, along with their immediate family members, can easily qualify for membership. This opens the door for many in our community to access personalized financial services designed with your needs in mind. To start your journey with us at First Peoples Community, simply visit us at our location on 17610 Old National Pike Sw Frostburg Md 21532 or give us a call at (301) 784-3000. We also encourage you to check out the detailed eligibility criteria on our website at http://www.firstpeoples.com/about/become-a-member/membership-requirements. Once you're ready, opening an account is just as simple learn more about the process by visiting https://firstpeoples.symapp.jhahosted.com/. Join us today and experience the benefits of being part of a supportive credit union!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your business without worrying about how to process payments. Our merchant services simplify transactions so you can focus on what you do best serving your customers. With easy-to-use payment processing options, you can accept payments seamlessly, whether in-person or online. Located at 17610 Old National Pike Sw Frostburg Md 21532 in Frostburg, MD, we're here to partner with you on your journey to success. Call us at (301) 784-3000 to learn more about how our business banking solutions can support your goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $217 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $56,772,438, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With our ATM services available 24/7, accessing cash has never been easier. You can perform basic transactions such as withdrawals and balance checks without any hassle.

Auto Loans & Vehicle Financing

Dreaming of a new vehicle? Our auto loans and vehicle financing options are here to make that dream a reality. With flexible terms and competitive rates, we help you find the best solution for your budget. Whether you're buying new or used, our loan specialists will guide you through every step of the process.

Business Banking

For our business members, we offer tailored solutions through our business banking services, including merchant services and business loans. We understand the challenges entrepreneurs face and are dedicated to providing support that helps businesses thrive.

Credit Cards with Rewards

Our credit cards with rewards program allows you to earn points on everyday purchases, turning routine spending into exciting opportunities for cash back or travel rewards. It's just one more way we strive to add value to your financial journey.

Drive-Thru Banking

For those who prefer face-to-face interactions but need quick service, our basic drive-thru banking options allow for easy deposits and withdrawals without having to leave your car. At First Peoples Community in Frostburg, MD, we're more than just a credit union; we're a partner in helping you achieve financial wellness. For more information about our services or to get started today, give us a call at 301-784-3000, visit us online at firstpeoples.com, or stop by our branch!

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make. At First Peoples Community, we provide comprehensive mortgage loans and refinancing options tailored to fit your unique situation. Our team is dedicated to helping you navigate the complexities of home financing so that you can focus on what matters most creating memories in your new home.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why First Peoples Community offers robust online and mobile banking features. Check balances, transfer funds, pay bills, and manage your account from anywhere at any time all from the palm of your hand.

Personal Banking

We understand that managing your finances can be challenging. That's why we offer personal banking services like checking and savings accounts designed to help you keep track of your money effortlessly. Imagine having a checking account that works for you, with no hidden fees and easy online access. Our savings accounts also come with competitive interest rates, making it easier for you to reach your financial goals.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to simplify your finances, our personal loans and debt consolidation services can help ease your burden. We work with you to create manageable repayment plans that fit within your budget, giving you peace of mind as you regain control over your finances.

Digital & Online Banking

Key Features

Imagine being able to send money to friends or family with just a few taps on your phone. Our person-to-person transfer feature makes it simple to split bills or send gifts without the hassle of cash. And for those who prefer going paperless, we offer e-statements that not only keep your documents organized but also help the environment. If you enjoy using mobile payment options, you'll be pleased to know that First Peoples Community supports mobile payments, allowing you to pay for purchases securely through your smartphone. However, please note that we currently do not support electronic signature authorization for transactions. Security is always a priority for us. We implement robust measures to protect your personal information and financial data so you can bank with peace of mind. In today's fast-paced world, managing your finances shouldn't add more stress to your life. With all these digital tools available at First Peoples Community, you can enjoy real-time account management and ease of access whenever you need it. Embrace the future of banking with us today!

Financial Strength

At First Peoples Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a commitment to serving our community in Frostburg, MD, we are proud of our strong financial foundation that reassures you of our reliability as your trusted financial partner. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $75,867,210, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.78% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $160,446,196 in share certificates and $7,957,015 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $71,231,238 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $30,542,135 in used auto loans and a total of $453,175,159 in loans and leases supporting your financial goals across various sectors. Our impressive net income of $4,028,714 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 141 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our net shares amount to $0, while total share accounts stand at an impressive 64,330, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Peoples Community is your trusted partner. Visit us at 17610 Old National Pike Sw Frostburg Md 21532 or call 301-784-3000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $54,510,885 in used vehicle loans and $43,002,199 in new vehicle loans already helping members get on the road. We cater to both new and used vehicles, making it easier for you to find the right financing option.

Business Loans

For business owners, our outstanding commercial loans totaling $56,772,438 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our commercial loan options can support your business goals. If you're considering refinancing or need assistance determining eligibility for any of these products, our team is here to help guide you through the process. You can reach us at 301-784-3000 or visit us at our branch located at 17610 Old National Pike SW, Frostburg MD 21532. We're open Monday through Friday from 8 AM to 6 PM and Saturday from 8 AM to 3 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let First Peoples Community assist you in achieving your financial aspirations today!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,235,465 in loans helping members manage their finances effectively. These cards come with features that can enhance your spending power while providing security and convenience.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $74,455,873, make buying or refinancing simple. We provide various mortgage products that can help you secure your dream home while ensuring manageable payments.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs.

FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION - Frostburg, MD

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