FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION

Welcome to First Peoples Community, your trusted financial partner in Frostburg, Maryland! Located at 17610 Old National Pike Sw, Frostburg, MD 21532, we have been proudly serving our community since 1959. With a commitment to fostering strong relationships and empowering our members, we currently support over 33,498 members with a wide range of financial services designed to meet their unique needs. At First Peoples Community, we understand that managing your finances can be overwhelming. That's why we're dedicated to providing personalized service that makes banking simple and accessible. Our total assets amount to an impressive $593,424,413, which reflects our solid foundation and stability in the financial landscape. We are also proud of our total deposits, standing at $26,706,043, ensuring that your funds are secure and readily available. Our team is led by CEO Randy Olsen and guided by our Board President Jeffrey McKenzie, who both share a passion for enhancing the financial well-being of our members. With a dedicated staff of 154 employees, we're here to assist you with everything from personal banking to business loans. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO BOX 1377, CUMBERLAND, MD 21501-1377. Whether you're looking for checking accounts, auto loans, mortgage options, or credit cards with rewards, we offer a variety of products tailored just for you. Our commitment goes beyond transactions; it's about building lasting relationships within the community. Ready to take control of your financial future? Visit us online at First Peoples Community or give us a call at 301-784-3000 today! We're here to help you every step of the way.

At First Peoples Community in Frostburg, MD, we take pride in our rich legacy that dates back to our opening in 1959. Over the decades, we have grown from a small local credit union into a trusted financial partner for nearly 33,500 members. Located at 17610 Old National Pike Sw, our branch is easily accessible and near the scenic beauty of the surrounding Allegany County, making it a convenient stop for all your banking needs. Our mission is simple yet profound: to empower our members through accessible financial services while fostering strong community ties. We believe that a healthy financial future begins with education and support. That's why we not only offer essential services such as checking and savings accounts, auto loans, mortgages, and personal loans but also engage actively with our community. We want every member to feel valued and informed about their financial choices. As technology has advanced, so have we. Our commitment to providing modern solutions includes online banking, mobile payments, and e-statements. These innovations allow our members to manage their finances securely and conveniently from anywhere. Additionally, we maintain ADA compliance to ensure all members can access our services without barriers. While members can visit us at 17610 Old National Pike Sw Frostburg Md 21532, official correspondence should be sent to PO BOX 1377, CUMBERLAND, MD 21501-1377 if needed. Our operating hours are designed with your schedule in mind: Monday through Friday from 8 AM to 6 PM and Saturdays from 8 AM to 3 PM. Plus, we offer ATM availability and drive-thru banking for added convenience. Community outreach is at the heart of what we do. We partner with local organizations to support initiatives that uplift our neighborhood and encourage responsible financial practices among residents. Whether through financial literacy programs or sponsorship of local events, First Peoples Community strives to make a positive impact. Join us today and discover how becoming a member of First Peoples Community can enhance your financial well-being while supporting the community you call home. Let's build a brighter future together! For more information or to open an account, give us a call at (301) 784-3000 or visit us online at First Peoples Community.

At First Peoples Community, we believe that becoming a member means joining a close-knit community where your financial well-being is our top priority. If you're wondering how to become part of our family, the good news is that eligibility is straightforward and welcoming. Individuals who live, work, or worship in Allegany County, along with their immediate family members, can easily qualify for membership. This opens the door for many in our community to access personalized financial services designed with your needs in mind. To start your journey with us at First Peoples Community, simply visit us at our location on 17610 Old National Pike Sw Frostburg Md 21532 or give us a call at (301) 784-3000. We also encourage you to check out the detailed eligibility criteria on our website at http://www.firstpeoples.com/about/become-a-member/membership-requirements . Once you're ready, opening an account is just as simple learn more about the process by visiting https://firstpeoples.symapp.jhahosted.com/ . Join us today and experience the benefits of being part of a supportive credit union!

At First Peoples Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a commitment to serving our community in Frostburg, MD, we are proud of our strong financial foundation that reassures you of our reliability as your trusted financial partner. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $75,867,210, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.78% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $160,446,196 in share certificates and $7,957,015 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $71,231,238 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $30,542,135 in used auto loans and a total of $453,175,159 in loans and leases supporting your financial goals across various sectors. Our impressive net income of $4,028,714 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 141 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our net shares amount to $0, while total share accounts stand at an impressive 64,330, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Peoples Community is your trusted partner. Visit us at 17610 Old National Pike Sw Frostburg Md 21532 or call 301-784-3000 to learn more about how we can help you achieve your financial goals.