FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION

At First Peoples Community, we pride ourselves on being more than just a financial institution; we're your neighbors, committed to making a positive impact in the lives of our members and the wider community. Located at 153 Baltimore St, Cumberland, MD 21502, our branch has been serving our members since 1959. With a strong foundation of trust, we currently support 33,498 members and manage assets totaling an impressive $593,424,413. As you walk into our branch, you'll notice that we offer a range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgages. Our total deposits amount to $26,706,043, reflecting the trust our members place in us. We also take pride in providing $14,307 loans and leases to help fulfill your dreams whether it's purchasing a new vehicle or consolidating debt. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO BOX 1377, CUMBERLAND, MD 21501-1377. Under the leadership of our CEO, Randy Olsen, and Board President, Jeffrey McKenzie, we have built a team of 154 employees dedicated to supporting you every step of the way. Our commitment goes beyond numbers; it's about fostering relationships and ensuring that every member feels valued. Whether you're looking for financial advice or simply want to chat about your options, we're here for you. For any questions or assistance, feel free to reach out at 301-784-3000 during our operating hours from Monday to Friday, 9 AM - 5 PM. Come visit us today at First Peoples Community! Your journey toward financial wellness starts here.

At First Peoples Community, we take pride in our rich history and unwavering commitment to serving the Cumberland community. Established in 1959, our branch has grown from a small credit union into a trusted financial partner for nearly 33,500 members. Located at 153 Baltimore St, Cumberland, MD 21502, our branch stands as a beacon of financial support and community involvement. Over the decades, First Peoples Community has made significant strides. We started with a modest vision to provide our members with accessible financial services and have expanded our offerings to include personal banking, auto loans, mortgage loans, and business banking solutions. Today, we proudly manage total assets of ${593424413}, reflecting our dedication to responsible growth and member service. Our mission is clear: to empower our members through financial education and access to essential banking services while fostering a sense of community. We believe that everyone deserves a chance to achieve their financial goals. Whether it's helping you secure your first home or providing resources for your small business, we are here every step of the way. While you can visit us at our branch address for all your banking needs, any official correspondence should be sent to PO BOX 1377, CUMBERLAND, MD 21501-1377. Our team is available during lobby hours from 9 AM to 5 PM, Monday through Friday, ready to assist you with personalized service. We understand the importance of convenience in today's world. That's why we offer ATM services and drive-thru banking options for easy access to your accounts. Additionally, our shared service center allows members from partner credit unions to enjoy basic transactions seamlessly. First Peoples Community isn't just about numbers; it's about people. Our partnerships within the community reflect our commitment to making a positive impact beyond traditional banking. From local sponsorships to educational initiatives, we strive to uplift those around us. As we look ahead, we invite you to join us on this journey. Experience firsthand the benefits of being part of a community-focused credit union that genuinely cares about its members' success. Visit us online at First Peoples Community or call us at 301-784-3000 to learn more about how you can become a member today! Together, let's build a brighter financial future for everyone in Cumberland and beyond.

At First Peoples Community, we believe that everyone deserves a chance to be part of a supportive community that prioritizes their financial well-being. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in Allegany County or have family members who are already members, you're eligible to join us. This means you can access a range of benefits, from competitive loan rates to personalized banking services designed with your needs in mind. To start your membership journey, check out the detailed eligibility criteria on our website at http://www.firstpeoples.com/about/become-a-member/membership-requirements . Once you're ready to open an account, it's as easy as visiting us at 153 Baltimore St Cumberland Md 21502 or calling us at (301) 784-3000 for assistance. We can't wait to welcome you into the First Peoples Community family!

At First Peoples Community, we understand that convenience and security are essential to managing your finances today. That's why we offer a range of digital and online banking services designed to make your banking experience as smooth as possible. With our 24/7 online banking services available at https://www.firstpeoples.com/ , you can access your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, it's all just a few clicks away. Plus, our user-friendly mobile application allows you to manage your finances on the go, giving you real-time access to your accounts right from your smartphone. One of the standout features is our ability to send money easily through person-to-person transfers. You can quickly send or receive funds from friends or family without any hassle. And if you prefer paperless statements, you'll be pleased to know that e-statements are available, allowing you to keep track of your transactions securely and conveniently. For those who love mobile payments, our platform supports this feature too! Simply link your account and make purchases with ease no need for cash or cards. While we don't currently offer electronic signature authorization, our commitment to security ensures that your personal information remains safe. In addition to these great features, our online banking services allow for easy management of all your accounts in one place. Whether you're looking to view recent transactions or set up automatic payments, everything is designed with you in mind. Experience the future of banking today at First Peoples Community where convenience meets security!

At First Peoples Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial foundation with you, ensuring that your trust in us is well placed. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $75,867,210, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1278 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $160,446,196 in share certificates and $7,957,015 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $71,231,238 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,042 in used auto loans and a total of $453,175,159 in loans and leases. Our operational efficiency is reflected in our net income of $4,028,714, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 141 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 64,330, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Peoples Community is your trusted partner. Visit us at 153 Baltimore St Cumberland Md 21502 or call 3017843000 to learn more about how we can help you achieve your financial goals.