First Peoples Community Credit Union Cumberland MD

Introduction

Welcome to First Peoples Community, your trusted partner in financial growth and stability! Located at 54 Queen City Dr, Cumberland, MD 21502, we have proudly served our members since 1959. Our commitment to the community is reflected not only in our long-standing history but also in our dedication to providing personalized financial services that cater to your unique needs. At First Peoples Community, we are more than just a credit union; we are a vibrant community of 33,498 members who benefit from our extensive range of services. With total assets of $593,424,413 and deposits exceeding $26,706,043, we ensure that your money is safe and working hard for you. Whether you're looking to apply for one of our 14,307 loans and leases or simply want to make the most of your savings with our competitive interest rates on deposits, we're here to help. Led by our CEO Randy Olsen and Board President Jeffrey McKenzie, our team of 154 dedicated employees is committed to providing exceptional service every day. From friendly advice on personal finance to support for small businesses with a net member business loan balance of $65,781,222, we strive to empower our members financially. While members can visit us at our branch location, official correspondence should be sent to PO BOX 1377, Cumberland, MD 21501-1377. Feel free to reach out at 301-784-3000 during our operating hours: Monday through Friday from 8 AM to 6 PM and Saturday from 8 AM to 3 PM. We invite you to explore what makes First Peoples Community special. Visit us online at firstpeoples.com or stop by the branch today your financial future starts here!

Branch History & Mission

Join Us

As we look toward the future, First Peoples Community remains committed to being more than just a financial institution; we aspire to be a cornerstone of support within Cumberland. We invite you to join us on this journey experience firsthand the benefits of membership with a credit union that genuinely cares about its community. Visit us today or learn more about becoming a member by visiting our website or calling us at 301-784-3000. Together, let's build a brighter financial future!

Our Journey

Since our founding, First Peoples Community has been dedicated to providing exceptional financial services tailored to the needs of our members. Over the years, we have expanded our offerings to include various loan options, savings accounts, and digital banking solutions. This journey reflects our belief in adapting to the changing needs of our community while maintaining strong personal connections with each member. We understand that being part of a credit union means more than just access to banking services; it's about belonging to a supportive community. Our commitment is evident through numerous outreach programs and partnerships that aim to uplift those around us. We believe that when our members thrive, so does the entire community.

Our Mission

Our mission at First Peoples Community is simple yet profound: to improve the financial lives of our members while fostering a sense of belonging and support. We strive to provide accessible financial products and services that empower individuals and families to reach their goals. Whether you're saving for your first home or planning for retirement, we are here to guide you every step of the way. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to PO BOX 1377, Cumberland, MD 21501-1377. Our operating hours are designed for your convenience Monday through Friday from 8 AM to 6 PM and Saturday from 8 AM to 3 PM. We also offer ATM availability and drive-thru banking services for quick and easy transactions. At First Peoples Community, we are dedicated to ensuring an inclusive experience for all members. Our facilities are ADA compliant, making them accessible for everyone. Furthermore, we embrace technology with features like online banking and mobile payments so you can manage your finances on your terms.

Branch Location & Accessibility

Accessibility and Features

Our branch is fully accessible, ensuring that all members can easily navigate the space. Parking is available nearby, making your visit hassle-free. Plus, we offer drive-thru banking for quick transactions like deposits and withdrawals, so you can bank on the go without leaving your vehicle.

Additional Services

At this location, we provide essential ATM services along with basic drive-thru banking options. Whether you're withdrawing cash or checking your balance, we've got you covered! While members can visit us at our Cumberland address, official correspondence should be sent to PO BOX 1377, Cumberland, MD 21501-1377 for any necessary paperwork. If you have any questions or need assistance, feel free to call us at 301-784-3000. We look forward to seeing you soon at First Peoples Community!

Operating Hours

We understand that life can be busy, which is why we offer flexible hours to meet your needs. You can visit us Monday through Friday from 8 AM to 6 PM and on Saturdays from 8 AM to 3 PM. Our dedicated team is here to help during these hours, ready to assist you with anything from account inquiries to loan applications.

Member Eligibility

At First Peoples Community, we believe that everyone deserves a chance to be part of a welcoming community that truly cares. Becoming a member is easy and open to anyone who lives, works, or worships in the area, or has family ties to our community. If you meet these simple criteria, you're just a step away from enjoying all the benefits we offer, like personalized service and competitive rates on loans and savings. You can learn more about our eligibility details by visiting this link. Opening an account is just as straightforward! We invite you to take the next step towards membership by checking out our account opening process here. If you have any questions or need assistance, feel free to give us a call at (301) 784-3000. Join us at our branch located at 54 Queen City Dr Cumberland Md 21502, and let's start this journey together!

Business Banking & Commercial Services

Financing Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $217 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $56,772,438, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine being able to accept payments seamlessly while managing your cash flow effectively. Our merchant services allow you to process transactions easily, whether in-store or online. This means more time focusing on what you do best running your business while we take care of the financial details. Located at 54 Queen City Dr Cumberland Md 21502, in the heart of Cumberland, MD, we're here to support your business every step of the way. Contact us today at (301) 784-3000 to learn how we can assist you in achieving your goals!

Comprehensive List Of Services

Banking Made Easy

Understanding that life can be busy, we offer ATM Services Only for those who prefer quick and easy access to their funds. Whether you're on the go or just need to check your balance, our ATMs are available to serve you. For members who appreciate personal interaction, our Basic Drive-Thru Banking allows for hassle-free deposits, withdrawals, and simple transactions without leaving your vehicle. This service is perfect for those rainy days or when you're juggling kids and groceries.

Digital Convenience

In today's fast-paced world, having digital banking options is essential. With Basic ATM Access, you can easily withdraw cash or check your account balance at any time. Plus, our online banking system offers additional features that make managing your finances straightforward and efficient. Our branch recognizes that many of our members are tech-savvy and value convenience. That's why we encourage the use of our mobile application for payments and person-to-person transfers. It's all about making banking work for you!

We're Here for You

If you have questions or need assistance, don't hesitate to reach out! Call us at 301-784-3000 during our operating hours: Monday through Friday from 8 AM to 6 PM and Saturday from 8 AM to 3 PM. Our dedicated staff is ready to help you navigate any financial challenge. As a member of First Peoples Community, you're not just a number; you're part of a community that cares about your financial well-being. We invite you to explore all the ways we can assist you in achieving your financial goals. Visit us today or check out more about our services online at First Peoples Community. Your journey towards better banking starts here!

Digital & Online Banking

Key Features

Our online banking service provides 24/7 access to your accounts. Whether you want to check your balance, pay bills, or transfer funds, everything is just a click away. You'll also enjoy the option of receiving e-statements, making it simple to keep track of your finances without the clutter of paper statements. If you're on the go, our mobile application ensures that banking fits seamlessly into your lifestyle. With features like mobile payments and person-to-person transfers, sending money to friends or paying for purchases is quick and hassle-free. Plus, you can rest easy knowing that all transactions are protected with advanced security measures. While we currently do not support electronic signature authorization, our commitment to user-friendly solutions remains strong. You'll find that navigating through our services is straightforward, allowing you to manage your accounts in real-time without any headaches. In short, First Peoples Community is here to provide a secure and convenient banking experience that fits your life. Join us today and discover how easy it is to manage your finances with our digital banking services!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 64,330, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Peoples Community is your trusted partner. Visit us at 54 Queen City Dr Cumberland Md 21502 or call (301) 784-3000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Focused Savings

Members' savings are secured through $160,446,196 in share certificates and $7,957,015 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $4,028,714 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 141 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Services

With $71,231,238 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $3,042 in used auto loans and $453,175,159 in total loans and leases.

Strong Financial Health

With a net worth of $75,867,210, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,278 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $54,510,885 in used vehicle loans and $43,002,199 in new vehicle loans already helping members get on the road. We aim to make your car-buying experience as smooth as possible.

Business Loans

For business owners in the area, our outstanding commercial loans totaling $56,772,438 provide the capital needed to grow and expand. We understand the unique challenges that come with running a business and are here to support your journey.

Conclusion

Whether you're planning a big purchase or just need some extra cash flow for day-to-day expenses, First Peoples Community offers a variety of loan products tailored just for you. For more information about our offerings or how to apply for a loan at our branch located at 54 Queen City Dr., Cumberland MD 21502, please give us a call at 301-784-3000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $74,455,873, make buying or refinancing simple. We offer competitive rates and flexible terms to fit your budget. If you're considering refinancing an existing mortgage or exploring eligibility options for first-time buyers, our team is ready to assist you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,235,465 in loans helping members manage their finances effectively. This option provides you with the purchasing power you need while allowing you to build credit.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

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FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION