FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION - Accident, MD

Welcome to First Peoples Community, your trusted partner in financial wellness since 1959. Located at 106 N Main St, Accident, MD 21520, we proudly serve a vibrant community of over 33,498 members. Our commitment to fostering financial growth and stability is reflected in our impressive total assets of $593,424,413 and total deposits reaching $26,706,043. At First Peoples Community, we understand the importance of personalized service. Under the leadership of our dedicated CEO, Randy Olsen, and Board President, Jeffrey McKenzie, we aim to create an inclusive environment where everyone feels valued and supported. With a team of 154 employees, we are here to assist you with a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. While members can visit us at our branch for all their banking needs, please note that official correspondence should be sent to our mailing address: PO BOX 1377, CUMBERLAND, MD 21501-1377. With a net worth of $75,867,210 and cash in hand amounting to $9,295,665, we are financially sound and ready to help you achieve your goals. Whether you're looking for loans over 14,307 currently active or simply want to open an account online through our user-friendly platform at First Peoples Community, we're here for you every step of the way. Join us today as we work together towards a brighter financial future! For any inquiries or assistance, feel free to reach out at 301-784-3000. We look forward to serving you!

The story of First Peoples Community in Accident, MD, is one of growth, dedication, and service. Established in 1959, this branch has served as a cornerstone for financial support and community engagement for over six decades. Located at 106 N Main St, it stands proudly in the heart of Accident, a town known for its charming atmosphere and welcoming residents. Throughout its history, First Peoples Community has evolved to meet the changing needs of its members. From its humble beginnings, it has grown to serve a vibrant community with a total membership of 33,498. Over the years, we have expanded our services and resources to ensure that our members have access to the best financial solutions available. Today, our total assets amount to an impressive $593,424,413, allowing us to offer a wide range of products and services that cater to both personal and business banking needs. At First Peoples Community, our mission is clear: to empower our members through exceptional financial services while fostering a strong sense of community. We are committed to providing personal banking options such as checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our services extend beyond traditional banking; we also offer business banking solutions that include merchant services and business loans. While members can visit us at 106 N Main St, official correspondence should be sent to PO BOX 1377, CUMBERLAND, MD 21501-1377. We strive to make banking accessible for everyone in our community. This includes offering ATM availability for convenient cash withdrawals and balance checks. Our operating hours reflect our commitment to serving you when you need us most our lobby is open from 8:00 am to 6:00 pm on weekdays and 8:00 am to 3:00 pm on Saturdays. Although we currently do not have drive-thru service or shared service centers available, we ensure that your experience with us remains efficient and customer-focused through our online and mobile banking platforms. Community outreach is also central to our mission. We actively seek partnerships with local organizations and engage in initiatives that support those in need within our community. Whether it's sponsoring events or providing financial education workshops, we believe in giving back. As we continue this journey together, we invite you to join First Peoples Community. Experience the difference of being part of a credit union that genuinely cares about your financial well-being and community growth. Reach out today at 301-784-3000 or visit us online at First Peoples Community for more information on becoming a member!

Joining the family at First Peoples Community is a wonderful way to gain access to personalized financial services and a supportive community. To become a member, you'll need to meet some friendly eligibility requirements, which primarily focus on individuals who live, work, worship, or attend school in our service area. This means that if you're part of our local community in or around 106 N Main St Accident Md 21520, you're likely eligible! We aim to make this process as easy and welcoming as possible, so don't hesitate to reach out with any questions or for more details about your specific situation. You can find further information about the membership criteria by visiting this link. Opening an account is just as simple! Once you're ready to take the next step towards membership, check out our account opening page at this link. If you prefer speaking directly with someone, feel free to call us at (301) 784-3000. We're here to help you every step of the way in making First Peoples Community your financial home!

At First Peoples Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our solid financial foundation, built on trust and dedicated service. With a net worth of $75,867,210, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,278 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $160,446,196 in share certificates and $7,957,015 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $71,231,238 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant as well; with $3,042 in used auto loans and $453,175,159 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is evident with a net income of $4,028,714, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 141 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The strength of First Peoples Community is reflected in the trust of our growing member base; currently boasting 64,330 share accounts. This indicates that more people are choosing us as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Peoples Community is your trusted partner. Visit us at 106 N Main St Accident Md 21520 or call (301) 784-3000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.