Welcome to first-pace, a trusted financial institution established in 1963. Located in the heart of West St Paul, MN, our mission is to empower our members through personalized banking solutions and dedicated service to our community. Under the leadership of CEO Chris Lamminen and Board President John Knetter, we prioritize a member-first approach that fosters lasting relationships built on trust and transparency. As an NCUA-insured credit union since 10/14/1977 0:00, we are committed to safeguarding your assets while providing innovative financial products.

At first-pace, we understand that modern banking requires convenience and accessibility, which is why we offer a suite of advanced tools designed to enhance your banking experience. Our services include user-friendly Online Banking, a Mobile Application for seamless transactions, secure P2P Transfers, E-Statements for easy account management, and Mobile Payments for on-the-go convenience. We also provide traditional banking services with a modern twist, ensuring that whether you’re looking for personal loans, auto financing, or business banking solutions, you will find what you need right here. For more information or assistance, feel free to reach out to us at (651) 450-9978 or visit our website at https://www.firstpacecu.com/ . Join us today and experience the difference with first-pace!

At First Pace, we understand the diverse needs of our members and are committed to providing a comprehensive range of financial services designed to enhance your banking experience. Our offerings include personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards that cater to both individual and business banking needs. Whether you’re looking to finance a vehicle, consolidate debt, or explore business loan options, our tailored financial products are crafted to support you at every stage of life. With our digital access tools like online banking and a user-friendly mobile application, managing your finances has never been easier. You can effortlessly complete transactions through person-to-person transfers and mobile payments while enjoying the convenience of e-statements for a paperless experience.

Our commitment to accessibility means that becoming a member is straightforward—learn more about eligibility at . Additionally, for those considering various loan options or wanting to compare rates, you can utilize resources available at https://www.lendmesh.com/loans/personal_loans . We strive to empower our members not just to manage their everyday banking needs but also to plan for significant milestones and grow small businesses with confidence. If you have any questions or need personalized assistance, feel free to reach out via fax at (651) 450-9978. At First Pace, we are dedicated to serving our community in West St Paul, MN, since 1963 and look forward to being part of your financial journey.

First Pace Credit Union has firmly established itself as a trusted and valuable financial partner within the community, demonstrating a steadfast commitment to its members since opening its doors in 1963. With a total membership of 933, First Pace actively supports individuals and families by providing essential financial services tailored to their needs. The credit union's total assets stand at an impressive 9,315,440, reflecting its strong foundation and ability to support growth and stability for its members.

The net worth of 1,713,818 showcases First Pace's resilience, even in challenging economic conditions, where it continues to prioritize the financial well-being of its members. Despite facing recent challenges reflected in a net income of -101,641, the credit union remains focused on delivering value through innovative services and personalized banking experiences. With total deposits amounting to 609,767, First Pace emphasizes security and trust, ensuring that members’ hard-earned money is safeguarded while also earning competitive returns.

First Pace Credit Union maintains a diverse portfolio, with total loans and leases reaching 332. This includes a robust auto loan volume of , enabling members to finance their vehicles conveniently and affordably. While the credit union currently does not offer commercial loans, it remains open to exploring opportunities that align with member needs.

With a dedicated team of only 3 employees, First Pace prides itself on providing personalized service that larger institutions may overlook. The credit union’s impressive net worth ratio of 1,840 signifies its financial health and commitment to maintaining responsible lending practices.

As part of its mission to empower members financially, First Pace provides various services including personal banking, vehicle financing, mortgage loans, and online banking solutions. With 84 active credit card loans offered, it ensures that members have access to flexible payment options while enjoying rewards for their loyalty.

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . If you're interested in taking your financial journey further, compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.