First Oklahoma Credit Union Tulsa OK | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to First Oklahoma, your trusted financial partner located at 1419 S Denver Ave, Tulsa, OK 74119. Since our establishment in 1953, we have proudly served our community with a commitment to helping members achieve their financial goals. With a total membership of 2,503 and assets exceeding $33,003,679, we are dedicated to providing personalized services that matter most to you. At First Oklahoma, we understand that every financial journey is unique. That's why we offer a range of services, from checking and savings accounts to auto loans and mortgage refinancing. Our focus is not just on numbers; it's about building relationships and fostering trust within our community. As part of this mission, we've successfully issued over 1,552 loans and leases, empowering our members with the resources they need for both personal and business growth. Our leadership team reflects our values; led by CEO John Freeman and Board President William (Bill) Hughart, we strive to create an environment where every member feels valued. Whether you're reaching out for guidance or looking for competitive rates on loans, our friendly staff is ready to assist you. For any official correspondence, please use our mailing address: 1419 S Denver Avenue, Tulsa, OK 74119. Feel free to give us a call at 918-582-1965 or visit our website at First Oklahoma for more information. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members!

Branch History & Mission

Community Commitment

Our commitment extends beyond just financial transactions. We believe in building partnerships within the community and participating in outreach efforts that uplift those around us. From sponsoring local events to supporting educational initiatives, First Oklahoma strives to give back and create a positive impact. As we continue this journey together with our members, we invite you to join us at First Oklahoma. Experience firsthand how we can help you achieve your financial goals while being part of a caring community focused on growth and support. For more information or to become a member today, feel free to call us at 918-582-1965 or visit our website at First Oklahoma. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings, First Oklahoma has evolved significantly. We started with a simple mission: to provide accessible financial services while supporting our community. Over the years, we have expanded our offerings to include personal banking solutions such as checking and savings accounts, auto loans, mortgages, and business banking services. Each milestone reflects our dedication to meeting the diverse needs of our members. As we grew, so did our facilities. Today, our branch features modern conveniences like an ATM for easy cash access and drive-thru banking for quick transactions. We strive to make banking simple and convenient for everyone in Tulsa.

Our Mission

At First Oklahoma, our mission is clear: we aim to empower individuals and families by providing quality financial services while actively contributing to community development. We understand that every member's journey is unique, which is why we tailor our services to fit individual needs. Whether you are seeking a new auto loan or looking to open a savings account, we are here to guide you every step of the way. While members can visit us at 1419 S Denver Ave, official correspondence should be sent to 1419 S Denver Avenue, Tulsa, OK 74119 if needed. Our doors are open from 8:00 AM - 5:00 PM Monday through Friday for lobby access and until 6:00 PM on weekdays at the drive-thru; we're even open from 8:00 AM - 12:00 PM on Saturdays.

Branch Location & Accessibility

Convenient Access and Amenities

Our location offers ample parking with designated spaces for our members. We prioritize accessibility for all our visitors, featuring ADA-compliant ramps to ensure everyone can access our services comfortably. Whether you prefer visiting us in person or utilizing our drive-thru service, we strive to make your banking experience as smooth as possible.

Operating Hours That Fit Your Schedule

At First Oklahoma, we understand that convenience matters. Our lobby hours are from 8:00 AM to 5:00 PM, Monday through Friday, while our drive-thru is open from 7:30 AM to 6:00 PM on weekdays and 8:00 AM to 12:00 PM on Saturdays. This flexibility means you can manage your banking tasks when it works best for you.

Services Tailored for You

We offer a variety of services designed to meet your financial needs, including checking and savings accounts, auto loans, mortgage loans, personal loans, and more. You can also take advantage of our ATM availability for quick cash withdrawals and balance checks anytime you need them. Whether you're coming in to discuss loan options or simply need assistance with your account, our friendly team is here to help. If you have any questions or would like more information about our services, feel free to call us at 918-582-1965. Come visit us at First Oklahoma where your financial well-being is our top priority!

Member Eligibility

At First Oklahoma, we believe that joining our community is a step toward a brighter financial future. Membership is open to anyone who lives, works, worships, or attends school in the Tulsa area, creating a welcoming environment for all. If you meet these simple criteria, you're already on your way to enjoying the benefits of being part of our family, which includes competitive rates on loans and savings accounts, as well as personalized service tailored to your needs. To get started with your membership journey at First Oklahoma, you can easily open an account online or visit us at our branch located at 1419 S Denver Ave Tulsa Ok 74119. If you have any questions about eligibility or the account opening process, don't hesitate to reach out to us at (918) 582-1965. For more detailed information on eligibility requirements, please check out this resource: . We can't wait to welcome you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner that helps streamline your payment processes. Our merchant services make it easy for you to accept payments from your customers, whether they prefer credit cards, mobile payments, or online transactions. This means you can focus more on what you do best running your business while we take care of the financial details. Visit us at 1419 S Denver Ave Tulsa Ok 74119, Tulsa, OK to discover how our business banking and commercial services can empower your entrepreneurial journey. For more information, give us a call at (918) 582-1965 or check out our website here.

Comprehensive List Of Services

Business Banking Services

For our business members, we provide tailored banking solutions including merchant services and business loans. We know how important it is for local businesses to have access to reliable financial support, so whether you're just starting out or looking to expand, we're here to assist.

Credit Options

Sometimes life throws unexpected expenses your way. That's why we offer personal loans and debt consolidation options to help you regain control of your finances. With straightforward application processes, we aim to support you when you need it most. Credit cards are another valuable resource at First Oklahoma. Our credit cards come with rewards that can add up quickly, giving you more value for your everyday purchases.

Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your finances from anywhere. You can check balances, transfer funds, and even make person-to-person payments right from your smartphone or computer. Additionally, we offer ATM services for quick cash withdrawals and balance checks. For those who prefer in-person banking but still want speed and convenience, our basic drive-thru service handles deposits and withdrawals efficiently.

Get Started Today!

We invite you to explore all the services that First Oklahoma has to offer! For more information or to speak with one of our representatives about opening an account or applying for a loan, don't hesitate to call us at 918-582-1965. We're here Monday through Friday from 8:00 AM - 5:00 PM in the lobby and 7:30 AM - 6:00 PM at the drive-thru. Let us help you achieve your financial goals today!

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts that make managing your money simple and straightforward. Imagine having a place where you can easily access your funds while earning interest. Our accounts are designed for both everyday transactions and long-term savings goals. For those considering purchasing a vehicle, our auto loans and vehicle financing options are flexible and affordable. We understand that buying a car is a significant investment, so we strive to provide competitive rates and terms that fit your budget. If you're looking to buy a home or refinance an existing mortgage, our mortgage loans are crafted to meet various needs. Picture yourself settling into your dream home with manageable monthly payments.

Digital & Online Banking

Key Features

Our online banking service provides 24/7 access, allowing you to check balances, transfer funds, and pay bills whenever it suits you. Need to send money to a friend? With our person-to-person transfers, you can quickly and easily send cash directly from your account. Plus, if you prefer using your mobile device for transactions, our user-friendly mobile application brings all these features right to your fingertips. You can even make mobile payments seamlessly! Security is a top priority at First Oklahoma. We offer electronic signature authorization for safe document handling and ensure that your sensitive information remains protected. You can also opt for e-statements saving paper and giving you quick access to your account statements whenever you need them. We believe in making banking as accessible as possible. With features like our mobile application and mobile payments, managing your finances has never been easier. Enjoy real-time account management right from your smartphone or tablet while knowing that every transaction is backed by strong security measures. In short, whether you're looking to deposit a check or monitor spending habits, First Oklahoma has the tools you need for effective financial management all in one secure place. Experience the convenience of modern banking today!

Financial Strength

Member-Centric Savings Options

Members' savings are secured through $12,440,975 in share certificates and $339,312 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is reflected in our $-175,319, showcasing our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 11 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $3,039,619 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust; we currently have $397 in used auto loans and $19,812,886 in total loans and leases. This means we're here to support your financial goals across various sectors.

Strong Financial Health

With a net worth of $2,905,295, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $879 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Banking Experience

Net Shares (Funds available for lending and investments): $45,623. Total Share and Deposit Accounts: 4,789, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Oklahoma is your trusted partner. Visit us at 1419 S Denver Ave Tulsa Ok 74119 or call (918) 582-1965 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,735,269 in used vehicle loans and $1,893,577 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget and lifestyle. Plus, if you're considering refinancing an existing auto loan, we can help simplify that process too.

Credit Lines

For those needing additional funds for various purposes, our credit lines totaling $3,300,000 provide easy access to cash when you need it most. These lines are designed with convenience in mind and can be utilized for emergencies or unexpected expenses. Our team is here to assist you with any questions about eligibility or refinancing options across all our products. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're ready to explore your options further or have specific questions about our loan offerings, feel free to reach out to us at 918-582-1965 or visit us at our branch located at 1419 S Denver Ave Tulsa OK 74119. We're here to help you navigate your financial journey effectively!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,119,812, make buying or refinancing simple. We guide you through every step of the mortgage process and ensure you find the right solution for your housing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,048,902 in loans helping members manage their finances effectively. This option allows you to make purchases while maintaining control over your budget.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their needs. The platform emphasizes accuracy in its comparisons by using verified data, meaning every loan offer comes from legitimate financial institutions.

FIRST OKLAHOMA FEDERAL CREDIT UNION