First Ohio Community Credit Union North Canton OH

Introduction

Welcome to First Ohio Community, your trusted partner in financial growth and community support, located at 8200 Cleveland Ave NW, North Canton, OH 44720. Since our establishment in 1937, we have been dedicated to serving our members with integrity and commitment. With a proud membership of 3,532 individuals, we work tirelessly to ensure that every member feels valued and secure. At First Ohio Community, we take pride in managing total assets of $39,096,235, which reflects our robust financial health and ability to serve you better. Our members enjoy the benefits of over $4,927,004 in total deposits and a net worth of $4,139,286, showcasing our stability and reliability as a credit union. Led by our experienced CEO, Kim Lapinski, and Board President Lester Schwallie, our team is committed to providing personalized service that meets your unique financial needs. With a staff of just 8 employees, we foster a friendly atmosphere where you can ask questions and receive guidance tailored specifically for you. While members can visit us at our branch location for face-to-face assistance or to explore various services like loans currently totaling 1,919 and savings options, official correspondence should be sent to our mailing address: 8200 Cleveland Ave NW, North Canton, OH 44720-5666. We invite you to learn more about what makes First Ohio Community a cornerstone of trust in North Canton. Explore our website at firstohiocfcu.org or give us a call at 330-494-8775. Join us today and experience the difference of banking with a community-focused credit union!

Branch History & Mission

At First Ohio Community, we take pride in our rich history that dates back to 1937, when our doors first opened in North Canton, Ohio. Over the decades, we have grown from a small cooperative into a trusted financial institution serving over 3,532 members. Our commitment to fostering financial well-being and community support has always been at the heart of what we do. Located at 8200 Cleveland Ave NW, North Canton, OH 44720, our branch is easily accessible and surrounded by familiar landmarks that make visiting us convenient. As we evolved, we embraced advancements to better serve our members, ensuring that our services remain relevant and effective in today's world. Our mission is simple yet profound: to provide exceptional financial services while empowering our community. First Ohio Community is dedicated to creating opportunities for our members through various financial products and services. With total assets of nearly $39 million, we work hard to ensure that each member feels valued and supported. Our focus on customer service means that whether you're seeking a loan or opening an account, you'll receive personalized attention every step of the way. While members can visit us at 8200 Cleveland Ave NW, official correspondence should be sent to 8200 Cleveland Ave NW, North Canton, OH 44720-5666 if needed. We offer essential services with a customer-centric approach; however, please note that ATM services are currently not available at this location. Our mission extends beyond just banking. We actively participate in community outreach programs and partnerships that uplift those around us. By supporting local initiatives and providing financial education resources, we aim to strengthen the fabric of our community. We invite you to join First Ohio Community and experience firsthand the benefits of being part of a credit union that truly cares about its members and their financial journeys. Whether you're looking for loans, savings options, or simply want to learn more about managing your finances, we are here for you. Let's build a brighter financial future together!

Branch Location & Accessibility

Accessibility Features

At First Ohio Community, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can access our services with ease. Parking is available right outside our door, allowing for a hassle-free visit.

Operating Hours and Services

While we currently do not have ATM services or drive-thru banking available, our team is dedicated to providing you with personal service during regular business hours. Feel free to reach out at 330-494-8775 if you have any questions about our services or hours of operation. We invite you to visit us soon and experience the friendly atmosphere at First Ohio Community. Whether you're looking for assistance with loans or simply want to learn more about membership options, we're here to help! Come by and see how we can support your financial journey today!

Member Eligibility

At First Ohio Community, we believe that everyone deserves a chance to be part of a supportive community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in Stark County, you're already eligible to join us. Even if you're a family member of an existing member, we'd love to have you on board! Membership opens the door to a variety of benefits, including competitive loan rates and personalized financial services that put your needs first. To learn more about our eligibility requirements or to check for any updates, feel free to visit our detailed resource at https://firstohiocfcu.org/about-us/membership. When you're ready to take the next step in your financial journey with us, simply reach out at (330) 494-8775 or stop by our branch located at 8200 Cleveland Ave Nw North Canton Oh 44720. We can't wait to welcome you into the First Ohio Community family!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine being able to accept payments quickly and efficiently from your customers. Our merchant services allow you to process transactions seamlessly, whether in-store or online. This means you can focus on what truly matters growing your business while enhancing customer satisfaction. Located conveniently at 8200 Cleveland Ave Nw North Canton Oh 44720 in North Canton, OH, we invite you to explore how our business banking solutions can empower your venture. For more information, give us a call at (330) 494-8775 or visit us online at First Ohio Community Federal Credit Union. Let's build success together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Our Services

Whether you're looking to manage your daily finances or plan for the future, we have you covered. One of the key services we offer is ATM Services Only. This means that even if you're on the go, you can easily access your funds with our ATM network. Imagine needing cash for a spontaneous outing or simply wanting to check your balance while out shopping; our ATMs are designed to make these tasks simple and efficient. In today's fast-paced world, convenience is essential. That's why we emphasize digital banking features that let you handle transactions from anywhere. With our online banking platform and mobile app, managing your account is just a few taps away. You can deposit checks, transfer funds, and pay bills right from your smartphone or computer. Our commitment to ease of access also extends to personal support. If you have questions or need assistance, don't hesitate to reach out to us at 330-494-8775. Our friendly team is here to help guide you through any service or answer any inquiries you may have.

Why Choose First Ohio Community?

Choosing a credit union like First Ohio Community means becoming part of a supportive community focused on your financial well-being. We understand that each member has unique needs whether it's saving for a dream vacation or managing everyday expenses and we tailor our services accordingly. So if you're in North Canton and looking for reliable financial solutions, consider visiting us at 8200 Cleveland Ave Nw. Your journey towards better financial health starts here! For more information about our services or to become a member, visit our website at First Ohio Community. We look forward to serving you!

Digital & Online Banking

Accessibility and Ease of Use

With First Ohio Community, real-time account management is within reach. Our services ensure that whether you're at home or out and about, you have complete control over your finances right in your pocket. From checking balances to authorizing transactions with electronic signatures (even though we currently don't offer that feature), we aim to make every banking experience smooth and straightforward. Discover how easy it is to manage your financial life with First Ohio Community's digital banking options today!

Key Features

Our online banking platform is not just about convenience; it also prioritizes your security. We provide a user-friendly interface that ensures safe navigation through your financial tasks without the fuss. Plus, with the option for e-statements available, you can go paperless and enjoy quick access to your account statements whenever you want. Managing money on the go has never been easier thanks to our mobile application. Whether you're making purchases with mobile payments or sending money to friends through person-to-person transfers, everything is just a tap away. And if you ever need assistance, our commitment to security means you're protected while enjoying these features.

Financial Strength

Commitment to Member Success

With $819 in used auto loans and $19,727,060 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $309,695 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team

We also take pride in having 8 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 6,086, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Ohio Community is your trusted partner. Visit us at 8200 Cleveland Ave Nw North Canton Oh 44720 or call (330) 494-8775 to learn more about how we can help you achieve your financial goals.

Secure Savings Opportunities

Members' savings are secured through $3,392,211 in share certificates and $9,486,356 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $4,139,286, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,058 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,797,611 in used vehicle loans and $3,886,608 in new vehicle loans already helping members get on the road. Whether you are interested in financing a brand-new model or a reliable used car, we have options tailored for you. Plus, if you're considering refinancing an existing auto loan, we can help with that too.

Credit Lines

Need extra flexibility? Our total credit lines amounting to $1,500,000 are here for those unexpected expenses or planned purchases that may arise throughout the year. It's all about giving you peace of mind when it comes to managing your finances. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in any of these loan products or want to learn more about eligibility options, visit us online or reach out directly. At First Ohio Community, we're here to help you every step of the way on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,049,297, allowing you to step into your new home with confidence. Our team will guide you through the process and ensure you find a mortgage solution that meets your needs.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be tricky. That's why we also offer flexible terms on unsecured credit card loans, with a total of $980,627 in loans helping members manage their finances effectively. This option can be particularly beneficial for those looking to maintain cash flow without compromising on their budget.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to compliance guarantees that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov). One of the key advantages of using LendMesh is its focus on verified data. All loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh operates without sponsored listings; lenders are not prioritized based on paid promotions. This means that users can trust the results they see are truly unbiased. Another benefit is the real-time rate comparisons provided by LendMesh. Users have access to up-to-date loan rates from multiple institutions, which empowers them to make informed decisions about their financing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*