First Ohio Community Credit Union North Canton OH | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to First Ohio Community, your trusted partner in financial services located at 8200 Cleveland Ave NW, North Canton, OH 44720. Established in 1937, our credit union has been dedicated to serving our members for over eight decades. With a thriving community of 3,532 members and total assets amounting to an impressive $39,096,235, we are committed to providing personalized banking solutions that fit your unique needs. As a member-owned institution, we take pride in offering a wide range of services, including personal banking accounts, auto loans, mortgages, and business banking options. Our total deposits stand at $4,927,004, reflecting the trust and loyalty of our community. With a net worth of $4,139,286 and cash reserves of $306,003, you can rest assured that your financial future is in safe hands. Led by our CEO Kim Lapinski and Board President Lester Schwallie, our dedicated team of 8 employees is here to ensure you receive the highest level of service. We believe in building lasting relationships with our members and supporting local initiatives that strengthen our community. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be directed to our mailing address: 8200 Cleveland Ave NW, North Canton, OH 44720-5666. We invite you to explore the benefits of membership and discover how First Ohio Community can support your financial goals. For any inquiries or assistance, feel free to call us at 330-494-8775 or check out our website at First Ohio Community. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

Our Mission

At the heart of First Ohio Community's mission is a simple yet powerful belief: when our members thrive, so does our community. We strive to provide exceptional financial services while fostering a culture of support and understanding. Our goal is not just to meet your banking needs but also to uplift our community through various outreach initiatives and partnerships. We understand that every member's journey is unique. That's why we focus on personalized service and innovative solutions that cater specifically to you whether it's through online banking options or mobile payments. Our commitment extends beyond traditional banking; we aim to create lasting relationships built on trust and mutual growth. As we look ahead, we remain dedicated to enhancing accessibility for all members. From ensuring ADA compliance in our facilities to providing the latest digital banking tools, we are continually seeking ways to better serve you. While members can visit us at 8200 Cleveland Ave Nw North Canton Oh 44720, official correspondence should be sent to 8200 Cleveland Ave NW, North Canton, OH 44720-5666 if it differs from our branch address. If you have any questions or would like more information about joining First Ohio Community, feel free to reach out at (330) 494-8775. Join us today and experience the benefits of being part of a credit union that truly cares about your financial well-being! Together, let's build a brighter future for our community.

Branch Location & Accessibility

Comprehensive Services at Your Fingertips

At First Ohio Community, we offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we are committed to helping you achieve your financial goals. Plus, with our ATM available on-site, you can quickly access cash whenever you need it. While members can visit us at 8200 Cleveland Ave NW for all their banking needs, please note that any official correspondence should be sent to our mailing address at 8200 Cleveland Ave NW, North Canton, OH 44720-5666.

Connect With Us Today!

If you're looking for a reliable partner in your financial journey, look no further than First Ohio Community. Feel free to give us a call at 330-494-8775 or stop by our branch today. Our friendly team is eager to help you with whatever you need!

Convenient Access and Features

Our location makes it easy for you to drop by for all your banking needs. Whether you're stopping in for personal banking services or simply need to make a quick deposit, our drive-thru service is ready to assist you without the hassle of parking. We have ample parking available on-site, along with features that ensure accessibility for all members, including ADA-compliant entrances.

Operating Hours Tailored for You

We understand how busy life can be, which is why our branch operates during flexible hours. You can visit us Monday through Wednesday from 8:30 AM to 5:00 PM, and on Thursday and Friday until 5:30 PM. We even open our doors on Saturday from 8:30 AM to 12:00 PM, making it easier for you to manage your finances around your schedule.

Member Eligibility

Welcome to First Ohio Community, where becoming a member feels like joining a close-knit community dedicated to supporting your financial journey. If you live, work, or worship in Stark County or are an immediate family member of a current member, you're already eligible to join us! We believe that everyone deserves access to friendly financial services tailored just for you. Not only will you gain access to a variety of personal and business banking options, but you'll also enjoy benefits like competitive loan rates and personalized service that makes you feel valued. Getting started is easy! Simply visit us at our branch located at 8200 Cleveland Ave Nw North Canton Oh 44720 or give us a call at (330) 494-8775 for more information on how to open an account. For the most up-to-date eligibility details, feel free to check out our website at https://firstohiocfcu.org/about-us/membership. We're excited to welcome you into the First Ohio Community family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having efficient payment solutions is crucial. Our merchant services make it easier for you to accept payments seamlessly, whether in-store or online. Imagine a small café using our services to process credit card transactions quickly, allowing them to focus on serving customers rather than worrying about payment issues. Located at 8200 Cleveland Ave Nw North Canton Oh 44720 in North Canton, OH, we're just a call away at (330) 494-8775. Let's work together to fuel your business success!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, our services extend beyond personal banking. We offer comprehensive business banking solutions, including merchant services and business loans designed to help your venture thrive. Whether you're starting a new project or looking to expand, we have the resources you need.

Credit Cards & Rewards

Our credit cards with rewards offer great benefits for everyday purchases. Picture earning points on groceries or gas that can be redeemed for exciting rewards! It's a simple way to maximize your spending while enjoying the perks of being a member of our credit union.

Customer-Centric Service

We pride ourselves on offering basic drive-thru banking for deposits, withdrawals, and simple transactions without hassle. If you're in a hurry but still want personalized service, our drive-thru is here for you. At First Ohio Community, we aim to meet all your financial needs under one roof while maintaining an inviting atmosphere where everyone feels welcome. Ready to experience what we have to offer? Don't hesitate to give us a call at (330) 494-8775 or visit us at 8200 Cleveland Ave Nw North Canton Oh 44720. We look forward to serving you!

Digital Banking Convenience

In today's fast-paced world, we understand the importance of digital access. With our online and mobile banking, managing your finances has never been easier. You can check balances, transfer funds, and even pay bills from the comfort of your home or on-the-go using our user-friendly mobile application. Plus, our ATM and cash withdrawal services ensure you have access to cash when needed.

Personal Banking Made Easy

When it comes to personal banking, we offer various options like checking and savings accounts that help you manage your day-to-day finances. Imagine having easy access to your funds whenever you need them, whether it's for groceries or unexpected expenses. Our auto loans and vehicle financing make purchasing a new car a breeze, allowing you to drive off with confidence and peace of mind. For those considering homeownership, our mortgage loans and refinancing options can assist you in finding the perfect loan that fits your budget. You might be looking to buy your first home or refinance your current mortgage for better rates either way, we're here to help. Additionally, if you're facing debt challenges, our personal loans and debt consolidation services can provide the support you need to get back on track financially.

Digital & Online Banking

Easy Access Anytime, Anywhere

With our 24/7 online banking services, you can check your account balances, pay bills, and transfer funds whenever it suits you. No need to rush to the branch everything you need is right at your fingertips. Plus, our user-friendly mobile application makes it even easier to handle transactions from your smartphone. You can download it today and start experiencing hassle-free banking.

Seamless Payments & Transfers

Need to send money to a friend? With our person-to-person transfers, sending cash is quick and simple. Plus, if you're looking for an easy way to make purchases, our mobile payments feature lets you pay using your phone, making shopping more convenient than ever.

Secure and Reliable Services

Your security is our top priority. While we currently do not offer electronic signature authorization, we ensure that all of our digital services are protected by robust security measures. You can bank with confidence knowing that your personal information is safe with us. At First Ohio Community, we're committed to providing accessible and straightforward banking solutions that cater to your needs. Explore all of our digital offerings today by visiting our website or reach out to us at (330) 494-8775 for more information. Your financial journey starts here!

Stay Informed with E-Statements

Say goodbye to paper clutter! Our e-statements feature allows you to receive your account statements electronically. This not only helps the environment but also means you can access your financial information anytime, all while keeping your data secure.

Financial Strength

At First Ohio Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on maintaining a solid foundation that ensures your money is safe and your banking needs are met with the utmost care. With a net worth of $4,139,286, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,058 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,392,211 in share certificates and $9,486,356 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to sound financial practices is further reflected in our $3,802,654 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. We support our members' financial goals with $819 in used auto loans and $19,727,060 in total loans and leases. Our operational efficiency shines through with a net income of $309,695, enabling us to continue offering competitive loan rates and solid financial products for our members. To ensure excellent service, we have 8 full-time employees ready to assist you whenever you need help. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Ohio Community is your trusted partner. Visit us at 8200 Cleveland Ave Nw North Canton Oh 44720 or call (330) 494-8775 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,797,611 in used vehicle loans and $3,886,608 in new vehicle loans already helping members get on the road. We make financing easy with flexible terms and competitive rates that fit your budget.

Credit Lines

For those who need extra flexibility in their finances, we provide credit lines with a total available amount of $1,500,000. This option is perfect for managing larger purchases or unexpected expenses without the hassle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,049,297, make buying or refinancing simple. We provide personalized service to guide you through the process and help you find the right mortgage solution for your needs.

Refinancing Options

If you're considering refinancing any of your existing loans for better rates or terms, we're here to help. We can discuss eligibility options to ensure you get the best possible deal tailored to your financial situation. At First Ohio Community, we pride ourselves on providing comprehensive services designed to meet the diverse needs of our members. You can learn more about eligibility requirements and apply for our loan products by visiting our website at firstohiocfcu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us assist you on your journey to financial success!

Unsecured Credit Card Loans

Managing everyday expenses is easier with our unsecured credit card loans. We also offer flexible terms on these loans, with a total of $980,627 in unsecured credit card loans helping members manage their finances effectively. Enjoy rewards and benefits that suit your lifestyle while keeping your spending under control.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means you can trust that the offers presented are fair and reliable.

Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency and trustworthiness. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: You'll find up-to-date loan rates from multiple institutions, empowering you to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how effective and user-friendly the tool is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.