First Nrv Credit Union Hillsville VA | Best Auto Loans & Business Banking

Introduction

At First Nrv Federal Credit Union, we believe that everyone deserves a reliable partner in their financial journey. Located at 205 Oak St, Hillsville, VA 24343, our branch has been serving the community since 1937. With a strong commitment to our members, we have grown to support over 2,922 members and manage assets totaling $39,674,380. While you can visit us at our branch for personal service, official correspondence should be directed to our mailing address: PO Box 897, Hillsville, VA 24343. Our dedicated team, led by CEO Owen McKinnie and Board President Stanley Moore, is here to guide you through your financial needs. With total loans amounting to 1,368 and deposits reaching $5,233,539, we strive to offer competitive rates and personalized services tailored just for you. Our net worth stands at an impressive $3,183,863, reflecting our stability and reliability in providing quality financial products. At First Nrv Federal Credit Union, we offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Plus, our online and mobile banking options ensure that managing your finances is easy and convenient. We invite you to discover how we can help you achieve your financial goals. Whether you're looking to save for the future or finance your next vehicle, we're here for you. Feel free to call us at 276-728-9878 or visit our website at firstnrvcreditunion.com for more information. Your journey towards better financial health starts with us!

Branch History & Mission

Community Engagement

First Nrv values its role as a community partner. We actively engage with local organizations and initiatives that aim to uplift Hillsville and surrounding areas. By investing in local programs and supporting events, we work hard to foster a sense of belonging among our members. While members can visit us at 205 Oak St Hillsville Va 24343, official correspondence should be sent to PO Box 897, Hillsville, VA 24343 if necessary. We invite everyone in Hillsville and beyond to join First Nrv Federal Credit Union. Experience personalized service tailored to your needs while being part of a community-focused institution that prioritizes your financial well-being. Join us today and let's grow together!

Our Mission

At the heart of First Nrv is our mission: to provide accessible financial services while fostering community growth and support. We believe that when individuals thrive financially, the entire community benefits. Whether you're looking for personal banking solutions like checking and savings accounts or loans for vehicles and homes, we're here to help you achieve your goals. We also recognize the importance of being there for our members outside traditional banking hours. While our lobby hours are from 9 AM to 11 AM on weekdays, we strive to offer digital banking options that allow you to manage your finances anytime, anywhere. Our commitment includes ADA compliance and user-friendly online services like mobile payments and online banking.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch is designed to be welcoming and easy to navigate, featuring ADA-compliant entrances and ramps. There's ample parking available, so you can visit us without any hassle.

Banking Services

At First Nrv, we offer a variety of services tailored to meet your needs, including checking and savings accounts, auto loans, personal loans, and credit cards with rewards. While we don't have ATM services or drive-thru banking at this location, our team is ready to help you with all your banking inquiries when you come in. While members can visit us at 205 Oak St Hillsville Va 24343, official correspondence should be sent to PO Box 897, Hillsville, VA 24343.

Convenient Location

Nestled in the heart of Hillsville, our branch is just a stone's throw away from popular spots like the Carroll County Courthouse and nearby parks. Whether you're stopping by after running errands or heading home from work, our location makes banking a breeze.

Operating Hours

We know your time is valuable! That's why we're open Monday through Friday from 9:00 AM until 11:00 AM. Although our lobby hours are limited, we're here to assist you during those times. If you have questions or need assistance outside of these hours, feel free to call us at (276) 728-9878.

Visit Us Today!

We invite you to come by and experience the friendly service that sets us apart. Whether you're looking to open an account or simply have questions about our services, we're here for you! Stop by First Nrv Federal Credit Union today we can't wait to help you achieve your financial goals!

Member Eligibility

At First Nrv, we believe that everyone deserves access to quality financial services and a supportive community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the area around our branch at 205 Oak St Hillsville Va 24343, you're likely eligible to join us. We also invite family members of existing members to come aboard. This means that if you know someone who's already part of our credit union family, you can enjoy the benefits too! By joining First Nrv, you'll gain access to a range of services designed to help you achieve your financial goals, from checking accounts to loans tailored just for you. To learn more about the specific eligibility requirements and ensure you have all the details, feel free to visit our membership page at http://www.firstnrvcreditunion.com/membership . Once you're ready, opening an account is easy; just check out our account opening process here: https://firstnrv.cuconnections.com/loan-application/type . If you have any questions or need assistance, don't hesitate to reach out at (276) 728-9878. We're excited to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $788,152, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer tailored merchant services that simplify payment processing for you. Imagine a local bakery using our services to accept credit cards at their storefront while also managing online orders seamlessly. This flexibility allows you to focus more on baking delicious treats and less on paperwork. Located at 205 Oak St, Hillsville, VA 24343, our dedicated team is here to assist you in navigating your business banking needs. Contact us at 276-728-9878 or visit First Nrv Federal Credit Union for more information on how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For small business owners, we provide essential services under our Business Banking category. From Merchant Services that simplify payment processing to tailored Business Loans, we support local businesses in achieving their goals.

Credit Card Options

With our Credit Cards with Rewards, managing everyday purchases becomes rewarding. Enjoy cashback or points on your spending while benefiting from low-interest rates and no hidden fees.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we prioritize digital banking features such as Online & Mobile Banking that let you manage your accounts anytime, anywhere. Whether checking balances, transferring funds, or paying bills, everything is just a few clicks away on our user-friendly platform. Need cash? While we currently do not have ATM services available at this location, we're committed to ensuring you have access through other means.

Get in Touch

Our friendly team is here to assist you with any questions or concerns. Feel free to give us a call at (276) 728-9878 or visit us at 205 Oak St Hillsville Va 24343 during lobby hours from 9 AM to 11 AM, Monday through Friday. At First Nrv Federal Credit Union, we are more than just a credit union; we are part of the community. Explore how our comprehensive list of services can meet your financial needs today!

Personal Banking Solutions

Managing your finances should be simple and straightforward. That's why we offer various personal banking solutions, including Checking & Savings Accounts designed to fit your lifestyle. Imagine having easy access to your funds while enjoying competitive interest rates that help your savings grow. When it comes to purchasing a vehicle, our Auto Loans & Vehicle Financing options are here to support you every step of the way. With flexible terms and competitive rates, you can drive away in your dream car without breaking the bank. For those considering homeownership or looking to refinance, our Mortgage Loans & Refinancing services provide tailored solutions that meet your unique needs. We understand that buying a home is a significant investment, and our experienced team is ready to guide you through the process. If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation options can offer the financial relief you need. We work with you to find a plan that fits your budget and helps you regain control over your finances.

Digital & Online Banking

Key Features

Our online banking services come with user-friendly tools that make it easy for you to stay on top of your finances. For those who prefer mobile access, our mobile application is available for download, allowing you to manage your accounts while on the go. Whether you're making person-to-person transfers or using mobile payments for quick purchases, we've got you covered.

Real-Time Management

Managing your money has never been easier. Our digital services allow you to view real-time account activity and make informed decisions instantly. From checking your balance to exploring new loan options, everything is just a click away. Join us at First Nrv today and experience the ease of digital banking that puts you in charge of your financial journey!

Security and Convenience

Your security is our top priority. While we currently do not offer electronic signature authorization, rest assured that our online banking platform employs robust security measures to protect your personal information. Plus, with e-statements available, you can keep track of your transactions without the clutter of paper statements.

Financial Strength

Commitment to Growth

With $2,999,502 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $335 in used auto loans and a total of $25,234,612 in loans and leases.

Member Savings and Support

Members' savings are secured through $11,260,611 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $184,361 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 1 part-time employees who are always ready to assist you with their knowledge and dedication.

Solid Financial Health

With a net worth of $3,183,863, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $802 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Our net shares stand at $0, which indicates the funds available for lending and investments, while we manage a strong base of 5,509 deposit accounts. This illustrates the trust our growing member base places in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Nrv is your trusted partner. Visit us at 205 Oak St Hillsville Va 24343 or call (276) 728-9878 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Services

If you're considering refinancing or want to know more about eligibility options, don't hesitate to reach out! Our team at First Nrv, located at 205 Oak St Hillsville Va 24343, is ready to assist you with all your lending needs. You can contact us at (276) 728-9878 for more information. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and see how we can help you take the next step towards achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,457,196 in used vehicle loans and $1,004,911 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new vehicle or a reliable used one, we have flexible financing options tailored to your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $788,152 provide the capital needed to grow and expand. We understand the unique challenges small businesses face and are committed to providing support through tailored loan options.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,637,341, make buying or refinancing simple. We believe in making the dream of owning a home accessible for our members. Our team is here to guide you through the process and find the right solution for your situation.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $1,518,977 in loans helping members manage their finances effectively, our credit cards come with competitive rates and no hidden fees.

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FIRST NRV FEDERAL CREDIT UNION - Hillsville, VA