First Northern Credit Union Evanston IL | Affordable Auto Loans & Business Banking

Introduction

Welcome to First Northern, your trusted partner in financial wellness since 1944! Located at 1705 Sherman Ave, Evanston, IL 60201, we are proud to serve a growing community of 22,106 members who have chosen us for their banking needs. At First Northern, we are more than just a credit union; we are committed to providing personalized financial solutions that empower our members and strengthen our community. With total assets reaching an impressive $329,687,679 and total deposits amounting to $17,318,331, we ensure that your money is safe and working for you. Our portfolio includes over 11,762 loans and leases, demonstrating our dedication to helping you achieve your financial goals. We believe that everyone deserves access to affordable financing options, whether it's for a new car, home mortgage, or personal loan. While members can visit us at 1705 Sherman Ave, official correspondence should be sent to 726 Clark St, Evanston, IL 60201. Our dedicated team of 73 employees, led by CEO Edward Berg and Board President Gerald Partch, is here to assist you with every step of your financial journey. You can reach us at 847-332-0240 during our convenient hours: Monday, Tuesday, Thursday from 8:30 AM to 5:00 PM; Wednesday from 9:30 AM to 5:00 PM; Friday from 8:30 AM to 6:00 PM; and Saturday from 9:00 AM to 12:00 PM. At First Northern, we pride ourselves on being a pillar in the Evanston community. We offer a range of services including personal banking accounts, auto loans, mortgages, business banking solutions, and online banking options for easy access wherever you are. With net worth standing strong at $32,044,358 and cash in hand of $769,843, we are equipped to meet your needs today and in the future. Join us as we continue to grow and make a positive impact in the lives of our members. Visit our website at www.fncu.org or call us today to discover how we can help you reach your financial dreams!

Branch History & Mission

At First Northern, our journey began in 1944, right here in the heart of Evanston, IL. Over the years, we have grown from a small community credit union into a trusted financial partner for over 22,000 members. Our branch, located at 1705 Sherman Ave, Evanston, IL 60201, has become a familiar place for many, offering not just banking services but a sense of belonging and community support. Our mission is simple yet profound: to provide accessible financial services while fostering a spirit of community. We believe in empowering our members to achieve their financial goals through personalized service and innovative solutions. This commitment is reflected in our total assets of nearly $330 million, which enable us to offer a wide range of products including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. As we evolved through the decades, we've embraced technological advancements to enhance member experience while ensuring compliance with ADA standards. Members can easily manage their finances online or via mobile applications, making banking more convenient than ever. Our branch also features an ATM for quick access to cash and shared service center capabilities that allow for basic transactions with partner credit unions. Our operating hours are designed with your convenience in mind: Monday, Tuesday, and Thursday from 8:30 AM to 5:00 PM; Wednesday from 9:30 AM to 5:00 PM; Friday from 8:30 AM to 6:00 PM; and Saturday from 9:00 AM to 12:00 PM. Whether you need assistance with personal banking or business services, our dedicated team is always ready to help you navigate your financial journey. While members can visit us at 1705 Sherman Ave, official correspondence should be sent to 726 Clark St, Evanston, IL 60201. Our phone number is 847-332-0240 if you have any questions or need assistance. At First Northern, we are not just about numbers; we are about people. We actively participate in community outreach efforts and form partnerships that strengthen our local connections. Every loan we approve and every account we open contributes to the growth and prosperity of our neighborhood. We invite you to join us at First Northern Credit Union experience the difference that a member-focused financial institution can make in your life. Together, let's build a stronger community and secure a brighter financial future for all!

Branch Location & Accessibility

Accessibility and Features

At First Northern, we prioritize accessibility for all our members. Our branch is fully compliant with ADA standards, featuring ramps and spacious entrances to ensure everyone can visit us comfortably. Parking is available nearby, making it simple for you to stop by without any hassle. While members can visit us at our physical location for a range of services including personal banking, auto loans, and credit cards with rewards, official correspondence should be sent to our mailing address at 726 Clark St, Evanston, IL 60201.

Operating Hours

We understand that life gets busy, so we've made our operating hours convenient for you. Stop by Monday through Tuesday and Thursday from 8:30 AM to 5:00 PM, Wednesday from 9:30 AM to 5:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. Our friendly staff is here during these hours to help you with everything from opening accounts to discussing loan options.

Services Offered

At First Northern, we offer a variety of services tailored to meet your financial needs. Enjoy personal banking options such as checking and savings accounts, as well as auto loans and mortgage refinancing. For those who prefer digital banking solutions, we provide online and mobile banking services for your convenience. Plus, our ATM is available for cash withdrawals and balance checks. With shared service center availability, we also welcome members from partner credit unions for basic transactions. Ready to experience our exceptional service? We invite you to visit us at our Evanston branch or give us a call at 847-332-0240. We look forward to helping you achieve your financial goals!

Member Eligibility

At First Northern, we believe that becoming a member is not just about banking; it's about joining a community that genuinely cares for your financial well-being. If you're wondering whether you can join us, the good news is that many individuals in our area are eligible! Generally, membership is open to anyone who lives, works, worships, or attends school in the communities we serve. This means if you call Evanston home or are part of its vibrant community, you're likely already on your way to becoming a member. For more detailed eligibility criteria, feel free to check out this resource: Eligibility Details. Joining First Northern is simple and welcoming. Once you confirm your eligibility, opening an account is just a few clicks away. You can start the process online by visiting our account opening page at Account Opening. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (847) 332-0240. We're here to support you every step of the way as you embark on this exciting journey with us!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine a busy Saturday at your local café. Customers are lined up, eager for their morning coffee. With our merchant services, accepting payments is quick and easy allowing you to focus on what you do best: serving your customers. Whether it's card transactions or online payments, we provide the tools you need to keep your business running smoothly. Located conveniently at 1705 Sherman Ave Evanston Il 60201 in Evanston, IL, our team is ready to partner with you for success. Contact us today at (847) 332-0240 and discover how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility

At First Northern, we prioritize accessibility and ease of use. Whether you prefer visiting us in person or accessing services online, we strive to meet your needs wherever you are. You can reach us at (847) 332-0240 for any inquiries or assistance. As part of our dedication to serving our community, we are here to help navigate your financial choices big or small. Visit us today at 1705 Sherman Ave Evanston Il 60201 or check out our website at 04 - Evanston for more information about how we can assist you on your financial journey. Let's work together towards achieving your financial goals!

Business Banking

For small business owners, we offer dedicated Business Banking solutions that include essential Merchant Services & Business Loans. Our team is here to support you in growing your business while managing cash flow effectively.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we have invested in robust Online & Mobile Banking platforms. With features like easy account access, fund transfers, and bill payments at your fingertips, managing your finances has never been easier. If you're on the go or prefer cash transactions, take advantage of our ATM & Cash Withdrawal Services, conveniently located for easy access. We also accommodate members from partner credit unions through basic shared branch transactions, ensuring everyone gets the service they deserve.

Personal Banking

For individuals looking to manage their finances, we provide Personal Banking options that include Checking & Savings Accounts tailored to fit various lifestyles. Whether you're saving for a dream vacation or managing day-to-day expenses, our accounts come with features that help you save more effectively. If you're considering purchasing a new car, our Auto Loans & Vehicle Financing services can help make it happen without straining your budget. We offer competitive rates and flexible terms to suit your needs. For those eyeing home ownership or looking to refinance an existing mortgage, our Mortgage Loans & Refinancing options are designed to guide you through the process effortlessly. In addition, we understand that life can throw unexpected challenges your way. That's why our Personal Loans & Debt Consolidation services aim to provide relief when you need it most. Plus, with our Credit Cards with Rewards, every purchase can bring you closer to exciting rewards and benefits.

Digital & Online Banking

Key Services

Our online banking platform is available 24/7, allowing you to check balances, pay bills, and transfer funds whenever it suits you. You can get started by visiting https://www.fncu.org/. We also offer the option for e-statements, so you can go paperless and access your financial statements quickly and securely. If you need to send money to friends or family, our person-to-person transfer feature makes it simple. Just a few taps on your mobile device, and you're done! Plus, with our mobile application available for download, banking on the go is a breeze.

Security and Accessibility

While enjoying these features, rest assured that your information is protected. Our platform is designed with security in mind, ensuring that your transactions remain safe. Although we don't offer electronic signature authorization at this time, our systems prioritize your data privacy. We know life can be busy; that's why we strive to make banking as accessible as possible. Whether you're using a computer or your smartphone, you'll find our services easy to navigate. Our commitment is to provide real-time account management at your fingertips so you can focus on what truly matters. Explore the world of digital banking with First Northern today your finances are just a click away!

Financial Strength

Committed Team at Your Service

We also take pride in having 72 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our workforce is dedicated to helping you navigate your financial journey effectively.

Member Savings and Investments

Your savings are secured through $24,896,265 in share certificates and $27,981,573 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Solid Financial Health

With a net worth of $32,044,358, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $972 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Your Benefit

With $28,112,711 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This focus on growth allows us to provide products that align with your needs.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $3,984 in used auto loans and $219,325,461 in total loans and leases. Our commitment to lending means that when you need support for your dreams whether it's buying a car or taking out a personal loan we're here for you.

Trust Built on Growth

Net Shares available for lending and investments stand at $5,443,999, while our growing member base shows confidence in us with a total of 35,738 share accounts. This reflects our commitment to building lasting relationships with each of our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Northern is your trusted partner. Visit us at 1705 Sherman Ave Evanston Il 60201 or call (847) 332-0240 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $66,150,178 in used vehicle loans and $14,485,962 in new vehicle loans, helping members get on the road with ease. Whether you're looking for a reliable used vehicle or a brand-new model, our team is here to guide you through the process.

Credit Lines

Our credit lines are designed for those who want quick access to funds when needed. With a total of $65,093,379 available, our members can enjoy peace of mind knowing they have resources at their disposal for unexpected expenses or planned purchases. If you're considering refinancing any existing loans or exploring eligibility options, our team is ready to assist you. We are committed to ensuring that you find the right loan solution tailored to your specific circumstances. For more information about our loan offerings or assistance with your application, feel free to reach out by calling us at (847) 332-0240 or visit us at our branch located at 1705 Sherman Ave Evanston Il 60201 in Evanston, IL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you meet your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $35,736,886, make buying or refinancing straightforward. We provide competitive rates and flexible terms to fit your budget, making it easier than ever to invest in your future.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $14,696,900 in loans helping members manage their finances effectively. This option provides you with the financial flexibility you need without tying up your assets.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing guarantees that users receive fair and transparent offers, allowing them to make informed decisions without any hidden agendas.

First Northern