FIRST NEW YORK FEDERAL CREDIT UNION

Welcome to First New York, your trusted partner in financial well-being since 1937. Located conveniently at 818 Central Ave, Albany, NY 12206, we have been dedicated to serving our community with a range of services tailored to meet your needs. With a robust membership base of 37,958 members and total assets exceeding $488 million, we pride ourselves on being a reliable resource for all your banking needs. At First New York, we understand that each member's financial journey is unique. Our commitment is evident in our impressive portfolio, which includes over $172 million in loans and leases, alongside total deposits reaching $16,199,835. We aim to empower our members with personalized solutions whether you're looking for checking accounts, auto loans, or even mortgage refinancing. Led by the dynamic CEO Lucy Halstead and our supportive Board President Brian Krawiecki, our team of 132 employees is here to ensure you receive the highest level of service. We believe in building lasting relationships and making a positive impact in the Albany community. While members can visit us at our branch location for face-to-face support, official correspondence should be directed to our mailing address: 818 Central Avenue, Albany, NY 12206. Feel free to reach out at 518-435-0051 if you have any questions or need assistance. Join us today at First New York where your financial success is our mission. Visit our website at www.firstnewyork.org for more information about our services or to apply for an account online. Your journey toward better banking starts here!

First New York has a rich history that stretches back to its founding in 1937. Located at 818 Central Ave, Albany, NY 12206, this branch has grown alongside the community it serves. Over the years, First New York has evolved from a small credit union into a significant financial institution with total assets amounting to $488,357,839 and a membership base of 37,958 people. As a member-focused organization, our mission is to empower individuals and families by providing accessible financial services while fostering strong community ties. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's purchasing a home, financing a vehicle, or simply saving for the future. Our commitment extends beyond banking; we actively support various community initiatives and partnerships that uplift and strengthen the neighborhoods we serve. At First New York, we understand that convenience matters. That's why we are proud to offer digital banking options such as online and mobile banking, along with ATM services available for easy access to cash. While members can visit us at our Albany location for personal service during our operating hours Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM official correspondence should be directed to our mailing address at 818 Central Avenue, Albany, NY 12206. Our dedication goes beyond just providing financial products. We prioritize ADA compliance and are committed to ensuring all members have access to our services. With shared service center availability, we also make it easy for members of partner credit unions to conduct basic transactions at our branch. We invite you to join First New York and become part of a community where your financial well-being is our priority. Experience firsthand how we can help you navigate your financial journey with personalized support and innovative solutions tailored just for you. Visit us today or explore more about what we offer on our website here.

Becoming a member of First New York is like opening the door to a welcoming community that's all about supporting each other. To join us, you just need to meet a few simple criteria. Generally, anyone who lives, works, worships, or attends school in Albany County can become a member. If you're part of these groups, we would love to have you on board! Plus, being a member comes with fantastic benefits like competitive rates on loans and personalized service that puts your needs first. Getting started is easy! You can find more details about eligibility here, which will give you the latest information. When you're ready to open an account, simply visit our website or give us a call at (518) 435-0051 for assistance. Our friendly staff at 818 Central Ave Albany Ny 12206 is always ready to help you take that first step towards membership!

At First New York, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial health, which reflect our commitment to serving you effectively. With a net worth of $45,713,612, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $941 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $85,143,994 in share certificates and $47,056,704 in money market shares, offering stable and rewarding financial growth opportunities. This strong backing allows us to focus on what matters most our members. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Moreover, with $44,305,464 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident as well. With $3,747 in used auto loans and $361,352,593 in total loans and leases, we are here to help you achieve your aspirations across various sectors. While our current net income is $0, it reflects our operational efficiency and commitment to providing competitive loan rates and solid financial products for our members. We also take pride in having 118 full-time employees and 14 part-time employees ready to serve you with a knowledgeable, committed team. In terms of member engagement, we have a robust base with 65,119 total share accounts. This showcases the trust that so many individuals place in us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First New York is your trusted partner. Visit us at 818 Central Ave Albany Ny 12206 or call (518) 435-0051 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.