First Nebraska Credit Union Lincoln NE | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to the Yankee Hill Branch of First Nebraska Credit Union, your trusted partner for financial success since 1964. Located at 8101 S 40th St, Lincoln, NE 68516, we pride ourselves on our commitment to serving our members and the community with integrity and care. With a strong membership base of over 16,900 individuals and total assets exceeding $181 million, we are here to help you achieve your financial goals. At First Nebraska, we understand that banking is more than just transactions; it's about building relationships. Our dedicated team, led by CEO Ann Loftis and Board President Julie Beers, works tirelessly to provide personalized service tailored to your needs. Whether you're looking for auto loans, personal banking options, or business services, we offer a wide range of products designed to fit every lifestyle. We encourage you to visit us in person or explore our services online at firstnebraska.org. If you have any questions or need assistance, feel free to give us a call at 402-420-0644. We're here to support you every step of the way on your financial journey!

Branch History & Mission

Community Focused

Our drive-thru service and ATM availability make banking easy and accessible for all members. We understand that convenience matters. Whether you're withdrawing cash or making deposits, we're here to help streamline your banking experience. As we look towards the future, First Nebraska remains dedicated to fostering a member-focused environment where everyone can thrive financially. If you're not yet a member, we invite you to join us on this journey. Experience the benefits of being part of a credit union that truly cares about its members and the community. Join us today at First Nebraska where your financial well-being is our priority! Visit us online at firstnebraska.org or explore membership options here. Together, let's build a brighter financial future!

Our Journey

First Nebraska began its journey with a simple mission: to provide affordable financial services to those who needed them most. Since our doors opened, we have evolved significantly, embracing new technologies while staying true to our core values of integrity and community support. As we grew, so did our offerings from basic checking and savings accounts to comprehensive loan products, including auto loans, mortgages, and personal loans. Our commitment to innovation is evident in our digital advancements. We ensure that banking is convenient and accessible for everyone through online banking, mobile payments, and electronic signatures. These services are designed with you in mind making it easier than ever to manage your finances on the go.

Our Mission

At First Nebraska, our mission goes beyond providing financial services; we aim to uplift our community. We believe in giving back through various outreach initiatives that support local charities and events. Our team works tirelessly to create partnerships that foster growth and development within Lincoln. While members can visit us at 8101 S 40Th St Lincoln Ne 68516, official correspondence should be sent to 8101 S 40TH ST, LINCOLN, NE 68516 if different. You can reach us easily at (402) 420-0644 during our operating hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 12:30 PM.

Branch Location & Accessibility

Welcome to the First Nebraska Yankee Hill Branch, your friendly neighborhood credit union located at 8101 S 40th St in Lincoln, NE. Our branch is conveniently situated near local landmarks, making it easy for you to drop by. Whether you're coming from a nearby park or one of the bustling shopping areas, you'll find us just a short drive away. At First Nebraska, we pride ourselves on being accessible to all members of our community. Our branch is fully ADA compliant, featuring ramps and spacious parking to accommodate everyone. If you need assistance or have questions, our friendly staff is always ready to help. We're open Monday through Friday from 9 AM to 6 PM, and on Saturdays, our drive-thru service is available from 9 AM until 12:30 PM. This schedule provides flexibility for those who are busy during the week but still want to take care of their banking needs over the weekend. For your convenience, we also offer ATM services right here at our branch, along with drive-thru banking for quick deposits and withdrawals. You can perform simple transactions without ever needing to leave your car! If you're looking for personalized banking solutions such as checking and savings accounts, auto loans, mortgages, or credit cards with rewards, you've come to the right place. While members can visit us at 8101 S 40th St for all their banking needs, any official correspondence should be sent to the same address. Feel free to give us a call at 402-420-0644 if you have any questions or want more information about our services. We invite you to stop by and experience the welcoming atmosphere at First Nebraska Yankee Hill Branch today!

Member Eligibility

At First Nebraska, we believe that becoming a member is like joining a close-knit family where everyone supports one another. If you're looking to enjoy the benefits of being part of our community, you'll be pleased to know that eligibility is straightforward and welcoming. Typically, anyone who lives, works, worships, or attends school in the Lincoln area can join us. We also extend membership to immediate family members of existing members, so you can share this supportive experience with your loved ones. For the most current details on eligibility requirements, feel free to visit our membership page. Opening an account with us is just as easy! You can get started online by visiting our account opening page. If you have any questions or need assistance during the process, don't hesitate to call us at (402) 420-0644. We're here to help you every step of the way as you embark on this exciting journey with First Nebraska at 8101 S 40Th St Lincoln Ne 68516.

Business Banking & Commercial Services

Financing Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. Imagine having access to the funds needed for expansion or inventory purchases these loans can make that dream a reality. Whether you're looking to invest in new equipment or expand your workspace, we're here to help you every step of the way.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly from customers whether they pay by card or mobile payment options. This not only improves customer satisfaction but also keeps your cash flow steady. Visit us at 8101 S 40Th St Lincoln Ne 68516 in Lincoln, NE, or call us at (402) 420-0644 to learn more about how our business banking solutions can help you thrive. Together, let's build a brighter future for your business!

Comprehensive List Of Services

Community Connection

We are proud to serve members at our branch located at 8101 S 40Th St Lincoln Ne 68516 in Lincoln. If you have questions or need assistance, feel free to reach out by calling us at (402) 420-0644 during our operating hours from 9 AM to 6 PM on weekdays and 9 AM to 12:30 PM on Saturdays. At First Nebraska, we believe in building lasting relationships with our members through reliable services and support. Join us today by visiting our website or check out how easy it is to become a member here. Experience the difference with us your financial partner for life!

Credit and Business Banking

At First Nebraska, we recognize the importance of credit in building your financial future. That's why we offer Credit Cards with Rewards, allowing you to earn while you spend. For entrepreneurs and businesses in our community, our Business Banking solutions including Merchant Services & Business Loans are designed to support growth and success.

Digital Banking Convenience

In today's fast-paced world, convenience matters. With our robust Online & Mobile Banking services, you can manage your accounts anytime, anywhere. Need cash? Our ATM & Cash Withdrawal Services ensure easy access to your funds whenever you need them. If you're on the go, take advantage of our basic drive-thru banking for quick deposits and withdrawals without leaving your vehicle.

Personal Banking Solutions

Whether you're opening your first checking account or saving for a big purchase, our personal banking options have you covered. We offer Checking & Savings Accounts that fit various lifestyles, ensuring you can manage your day-to-day transactions effortlessly. When it comes to purchasing a vehicle, our Auto Loans & Vehicle Financing provide competitive rates and flexible terms, making it easier for you to get behind the wheel. If homeownership is on your mind, explore our Mortgage Loans & Refinancing options tailored to help you find the right fit for your budget. For those unexpected expenses or plans that require additional funds, our Personal Loans & Debt Consolidation services can assist you in achieving peace of mind.

Digital & Online Banking

Key Features

With our 24/7 online banking services, you can easily check your account balances, pay bills, and transfer funds all from the comfort of your home or while you're out and about. If you prefer mobile banking, our user-friendly mobile application allows you to perform all these tasks right from your smartphone. Plus, we offer a convenient mobile payments feature so you can make purchases quickly and securely without needing cash or cards.

Real-Time Management

One of the standout features at First Nebraska is person-to-person transfers. Need to split a bill with a friend? No problem! With just a few taps in our app, you can send money instantly. Our digital banking services are designed for real-time account management, giving you full control over your finances whenever you need it. In summary, whether you're checking balances from home or making quick payments on the go, First Nebraska has the digital tools to support your financial needs effectively and securely. Visit us at https://firstnebraska.org/ to explore all our digital banking options today!

Security and Ease of Use

Your security is our top priority. We utilize electronic signature authorization for added protection when you sign documents online. You can also opt for e-statements, which not only keep your information secure but also help reduce paper clutter. Managing your money has never been easier or safer!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 27,653, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $856,235 further demonstrate our ability to meet the needs of our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Nebraska is your trusted partner. Visit us at 8101 S 40Th St Lincoln Ne 68516 or call 402-420-0644 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $31,632,505 in share certificates and $10,658,955 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $827,188 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 51 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $5,984,341 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $38,950 in used auto loans and $121,219,649 in total loans and leases.

Solid Financial Foundation

With a net worth of $26,331,170, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.49% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $57,618,393 in used vehicle loans and $4,476,403 in new vehicle loans already helping members get on the road. We aim to make your car-buying experience smooth and affordable.

Credit Lines

For those needing additional flexibility, our total credit lines amounting to $28,772,427 provide quick access to funds when you need them most. This can be particularly useful for unexpected expenses or managing cash flow.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $15,676,592, make buying or refinancing simple. Whether you are a first-time homebuyer or looking to refinance your existing mortgage, we have solutions that can help you navigate the process seamlessly.

Refinancing Options

If you're considering refinancing any of your current loans, our team is here to assist you with eligibility options that could lead to better rates and terms. We believe in empowering our members with choices that can enhance their financial well-being. At First Nebraska, our commitment is to provide you with quality service and products that make sense for your life. For any questions or further assistance, feel free to reach out at (402) 420-0644, or visit us at our branch located at 8101 S 40Th St Lincoln Ne 68516 in Lincoln, NE. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you reach your financial goals!

Unsecured Credit Card Loans

Managing everyday expenses is crucial for many members, which is why we also offer flexible terms on unsecured credit card loans. With a total of $1,843,018 in loans helping members manage their finances effectively, our credit card options come with competitive rates and features that suit various spending habits.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to accuracy means that users can trust the information they receive, allowing them to make informed decisions about their financial futures.

Key Benefits of Using LendMesh

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FIRST NEBRASKA CREDIT UNION - Lincoln, NE