First Nebraska Credit Union Lincoln NE | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to First Nebraska, your trusted financial partner located at 5070 N 32Nd St, Lincoln, NE 68504. Since our establishment in 1964, we have proudly served our community, providing a wide range of banking services tailored to meet the unique needs of our members. With a total membership of 16,913 and assets exceeding $181,727,006, we are committed to fostering financial growth and stability for individuals and families in Lincoln and beyond. At First Nebraska, we believe that banking should be personal. Our dedicated team of 65 employees, led by CEO Ann Loftis and Board President Julie Beers, works diligently to ensure that every member feels valued and supported. Whether you're looking for checking and savings accounts, auto loans, mortgages, or credit cards with rewards, we offer comprehensive solutions designed to help you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to the same address: 5070 N 32Nd St, Lincoln, NE 68504. Our friendly staff is available to assist you during our lobby hours from 9 AM to 6 PM (Monday - Friday) and on Saturdays from 9 AM to 12:30 PM at our drive-thru. With over $4,916,406 in total deposits and a net worth of $26,331,170, we take pride in maintaining a strong financial foundation that benefits all our members. We understand that every dollar counts; that's why we offer competitive rates on loans and savings accounts along with various online and mobile banking options for your convenience. Join us at First Nebraska today! Visit us online at firstnebraska.org or give us a call at 402-477-7766. Let's work together towards a brighter financial future!

Branch History & Mission

A Legacy of Growth

Since our founding, First Nebraska has evolved significantly. We've expanded our services to meet the diverse needs of our members while maintaining a strong commitment to community welfare. With total assets reaching an impressive $181,727,006, we are equipped to offer competitive products like auto loans, mortgages, and personal banking services. Our mission is clear: we strive to enhance the financial well-being of our members by providing accessible banking solutions that foster growth and stability. We believe in the power of community and aim to create lasting relationships built on trust and transparency.

Commitment to Service

While members can visit us at 5070 N 32Nd St, official correspondence should be sent to our mailing address: 5070 NO 32ND ST, LINCOLN, NE 68504. We're here for you Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 12:30 PM, with convenient ATM access and drive-thru services available for added ease. We understand that accessibility is crucial. That's why we embrace technology with online and mobile banking options that allow you to manage your finances anytime, anywhere. Our services include everything from personal loans and credit cards with rewards to business banking solutions tailored for local enterprises.

Community Engagement

First Nebraska takes pride in being an active participant in our community. We partner with local organizations and participate in outreach efforts that promote financial literacy and support those in need. By investing in our community's future, we help build a stronger Lincoln for everyone. As we look forward to what lies ahead, we invite you to be part of our story. Join us at First Nebraska today and experience personalized service combined with innovative financial solutions designed just for you. Whether you're opening your first account or seeking advice on managing your finances better, we're here every step of the way. For more information or to become a member today, please call us at 402-477-7766 or visit our website at firstnebraska.org. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access and Features

At our Lincoln North Branch, we pride ourselves on accessibility. You'll find ample parking available right at our doorstep, and our facilities are designed with ADA compliance in mind. Whether you need to handle transactions inside or prefer the convenience of our drive-thru service, we've got you covered. Our lobby hours are designed to fit your busy schedule: we're open from 9 AM to 6 PM Monday through Friday and offer drive-thru service until 12:30 PM on Saturdays. This flexibility means you can visit us at a time that works best for you.

Services Tailored for You

First Nebraska is committed to meeting all your financial needs. From personal banking services like checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards, we have something for everyone. Plus, if you're on the go, our ATM services make cash withdrawals and balance checks quick and easy. If you have any questions or need assistance with any of our services, don't hesitate to call us at 402-477-7766. Our friendly team is always ready to help! We look forward to welcoming you at First Nebraska. Visit us today and discover how we can support your financial journey!

Member Eligibility

At First Nebraska, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple! If you live, work, or worship in the Lincoln area, you're likely eligible. We welcome individuals from various backgrounds, and our goal is to help you achieve your financial dreams. You can find all the specific eligibility details on our website at https://firstnebraska.org/membership/ . Joining us not only opens the door to competitive rates and personalized service but also connects you with a network that truly cares about your financial well-being. Ready to take the next step? Opening an account is quick and easy; just visit us online at https://gbs.onlinecu.com/firstnebraska/#/sign-up or give us a call at (402) 477-7766 if you have any questions. We're excited to welcome you to our family at First Nebraska, located at 5070 N 32Nd St Lincoln Ne 68504!

Business Banking & Commercial Services

Business Loan Options

Imagine being able to invest in new equipment, expand your team, or launch a marketing campaign all thanks to the right financing. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions.

Merchant Services

In today's competitive market, smooth transactions are key to keeping customers happy. Our merchant services empower local businesses by simplifying payment processing. Picture this: a customer walks into your store, makes a purchase, and with our efficient payment systems, they're checked out in seconds. This not only enhances customer experience but also boosts your bottom line. Visit us at 5070 N 32Nd St Lincoln Ne 68504 in Lincoln, NE or call us at (402) 477-7766 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive banking services including merchant services and business loans. We aim to support local businesses by providing the financial tools they need to thrive in today's competitive environment.

Credit Card Rewards

At First Nebraska, we believe in rewarding our members. Our credit cards come with rewards programs designed to give back for every dollar spent. This means that every purchase can help you earn points or cash back, making it easier to enjoy the little things in life.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. You can easily manage your accounts, make transfers, pay bills, and even send money to friends through person-to-person payments right from your phone or computer. Our ATM and cash withdrawal services ensure that you have access to your funds whenever you need them.

Drive-Thru and ATM Services

We know that sometimes you need quick access without stepping inside the branch. Our drive-thru service allows for easy deposits, withdrawals, and simple transactions without leaving your car. Plus, our ATMs offer basic access for cash withdrawals and balance checks perfect for when you're on the go. At First Nebraska, we are committed to making banking easy and accessible for everyone in our community. With extended hours from 9 AM to 6 PM on weekdays and Saturday hours until 12:30 PM, we're here when you need us most. If you're ready to take the next step in managing your finances or want more information about our services, feel free to reach out at (402) 477-7766 or visit us at http://www.firstnebraska.org . Join us at Lincoln North Branch today!

Personal Banking Solutions

Our personal banking services start with checking and savings accounts that fit your lifestyle. If you're planning to purchase a new car, our auto loans and vehicle financing options can help make that dream a reality. For those considering home ownership, we offer mortgage loans and refinancing options tailored to your situation. We also provide personal loans and debt consolidation solutions, giving you the flexibility to manage your finances effectively.

Digital & Online Banking

Enhanced Features

We also offer mobile payments for added convenience just tap your phone and go! Need to send money to a friend? Our person-to-person transfer feature allows you to do that instantly and securely. At First Nebraska, we prioritize your security while ensuring that our services remain easy to use. With real-time account management and a focus on accessibility, you'll find that taking control of your finances has never been simpler. Explore all that our digital banking has to offer today!

Key Services

With just a few clicks, you can explore all our online banking features by visiting https://firstnebraska.org/ . Our services include 24/7 online banking, allowing you to check balances, transfer funds, and pay bills whenever it suits you. Plus, with the option for electronic signature authorization, signing documents is quick and hassle-free. Want to keep track of your spending? E-statements are available so you can easily monitor your account activity without the clutter of paper statements. And for those who prefer to manage their finances via mobile devices, our user-friendly mobile application makes banking even more accessible.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts stand at 27,653, showing a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending and investments amount to $856,235, further enhancing our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Nebraska is your trusted partner. Visit us at 5070 N 32Nd St Lincoln Ne 68504 or call (402) 477-7766 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our strong performance is further reflected in our $827,188, showcasing our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 51 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $5,984,341 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we currently have $3,895 in used auto loans and $121,219,649 in total loans and leases, supporting members' financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $31,632,505 in share certificates and $10,658,955 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $26,331,170, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,449 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $57,618,393 in used vehicle loans and $4,476,403 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, we have options that can fit your budget.

Credit Lines and Unsecured Loans

For those looking for flexibility in managing expenses, our total credit lines amounting to $28,772,427 allow you to access funds as needed without the hassle of applying for multiple loans. We also offer flexible terms on unsecured credit card loans, with a total of $1,843,018 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $15,676,592, make buying or refinancing simple. We aim to provide clear terms and competitive rates that make the home buying process more accessible for everyone.

Refinancing Options

If you're considering refinancing existing debts or exploring eligibility options, our team can guide you through the process. We want to ensure that you find the best solution tailored to your financial situation. At First Nebraska, we're committed to supporting our members with transparent services and beneficial loan products. For inquiries or assistance, don't hesitate to contact us at (402) 477-7766. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward your financial success!

Loan Aggregator

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FIRST NEBRASKA CREDIT UNION