First Nebraska Credit Union Elkhorn NE | Affordable Auto Loans & Business Banking

Introduction

Welcome to First Nebraska at our Elkhorn Branch, located at 20241 Manderson St, Elkhorn, NE 68022. As a proud member of the community since 1964, we have been committed to providing exceptional financial services tailored to meet the needs of our members. With a total membership of 16,913, we strive to create lasting relationships built on trust and support. At First Nebraska, we understand that your financial journey is unique. That's why our dedicated team, led by CEO Ann Loftis and Board President Julie Beers, works tirelessly to offer a range of products and services designed for every stage of life. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, or business banking options including merchant services and business loans, we're here for you. With total assets of $181,727,006 and deposits amounting to $4,916,406, our solid financial standing reflects our commitment to your success. We take pride in having a net worth of $26,331,170 and cash on hand totaling $1,934,714, ensuring that we are well-positioned to meet your needs. Our branch is not just a place for transactions; it's a hub for community engagement. We believe in giving back to Elkhorn and surrounding areas through various initiatives that support local growth and development. Our experienced staff is available during lobby hours from Monday to Friday from 8:30 AM to 5:30 PM and Saturday from 9:00 AM to 12:30 PM. Feel free to stop by or call us at (531) 999-2450 with any questions you may have. While members can visit us at our Elkhorn location for all their banking needs, official correspondence should be sent to the same address as we don't have a separate mailing address. Explore our website at firstnebraska.org for more information on how we can assist you in reaching your financial goals. Join us today and experience the difference that comes with being part of the First Nebraska family!

Branch History & Mission

Join Us Today!

As we look back on nearly six decades of service, we invite you to be part of our story. Whether you're looking for personal banking options like checking accounts or auto loans or need business banking solutions, First Nebraska is here for you. While members can visit us at 20241 Manderson St, official correspondence should be sent to the same address as our mailing address: 20241 Manderson St, Elkhorn, NE 68022. Join First Nebraska today and experience the difference that comes from being part of a community-focused credit union! For more information about becoming a member or opening an account, visit us at First Nebraska or call us at 531-999-2450. Together, let's build a brighter financial future!

Modern Services for Every Need

As part of our dedication to serving you better, First Nebraska has embraced digital advancements while maintaining a personal touch. Our online banking platform allows you to manage your finances anytime, anywhere. With features like mobile payments and e-statements, we make banking simple and accessible. For those who prefer face-to-face interactions, our branch offers convenient drive-thru banking services along with an ATM available on-site for quick transactions. Our operating hours from 8:30 AM to 5:30 PM Monday through Friday and 9 AM to 12:30 PM on Saturday ensure you can visit us when it suits you best.

Our Mission

At First Nebraska, our mission is clear: we strive to provide exceptional financial services while fostering a sense of community and belonging among our members. We aim to empower individuals and families by offering competitive rates on loans, savings accounts, and other financial products. Our goal is to ensure that every member feels valued and supported. We believe that financial success goes hand-in-hand with community support. That's why we actively participate in local initiatives and partner with organizations that make a positive impact right here in Elkhorn. From sponsoring youth sports teams to hosting financial literacy workshops, we're committed to uplifting those around us.

Branch Location & Accessibility

Connect With Us

We invite you to visit us at the Elkhorn Branch or give us a call at 531-999-2450 if you have any questions about our services. While members can visit us at 20241 Manderson St for transactions, official correspondence should be sent to the same address for consistency. Join us at First Nebraska today where friendly faces meet exceptional service!

Nearby Landmarks and Accessibility

Nestled in the heart of Elkhorn, our branch is just a short drive from popular local spots such as the Elkhorn Public Library and nearby parks. This prime location ensures that you can easily stop by while running errands or enjoying a day out. We offer ample parking space and are committed to accessibility for all members. Our facilities are ADA compliant, featuring ramps and wide doorways to ensure everyone feels welcome.

Operating Hours and Services

At First Nebraska, we understand that convenience matters. That's why our lobby hours are designed to fit your busy schedule: we're open Monday through Friday from 8:30 AM to 5:30 PM and on Saturdays from 9 AM to 12:30 PM. Need to make a quick transaction? Enjoy our drive-thru banking service for simple deposits and withdrawals without leaving your car. Our branch also features an ATM for cash withdrawals and balance checks available around the clock. Plus, we offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and more.

Member Eligibility

Joining the family at First Nebraska is more than just opening an account; it's about becoming part of a caring community that supports your financial journey. If you live, work, worship, or attend school in the areas we serve, you're already on the path to membership! We believe in making banking accessible for everyone, so whether you're a first-time account holder or looking to switch to a more supportive institution, we'd love to welcome you. To learn more about the specific eligibility requirements, feel free to check out our detailed criteria at https://firstnebraska.org/membership/ . Once you're ready to take the next step, opening your account is simple! You can start the process online through this link: https://gbs.onlinecu.com/firstnebraska/#/sign-up , or if you prefer a personal touch, don't hesitate to call us at (531) 999-2450. Our friendly team is here to help you every step of the way and ensure that your experience with us is as smooth as possible. Welcome to First Nebraska, where we're excited to help you thrive financially!

Business Banking & Commercial Services

Merchant Services That Make Sense

In today's fast-paced world, seamless payment processing can set your business apart. Our merchant services allow you to accept payments easily and efficiently, helping you focus on what you do best running your business. With tools that simplify transactions, you'll enhance customer satisfaction while keeping your operations smooth. Located at 20241 Manderson St Elkhorn Ne 68022 in Elkhorn, NE, we invite you to reach out at (531) 999-2450 to learn more about how our business banking services can help your company thrive. Let us partner with you on your journey toward success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. Imagine securing the funds you need to upgrade your equipment or hire new staff these are just a few of the possibilities that come with our tailored loan options.

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, our Business Banking services include essential tools like Merchant Services & Business Loans. We know how important it is for businesses to have access to capital and convenient payment solutions, and we're committed to supporting local businesses in achieving their goals.

Credit Options

Our Credit Cards with Rewards allow you to earn points on everyday purchases, turning spending into benefits that can enhance your lifestyle. With competitive rates and no hidden fees, it's an ideal option for those who want more from their spending.

Digital Convenience

In today's fast-paced world, having access to banking at your fingertips is crucial. That's why we offer robust Online & Mobile Banking platforms where you can manage accounts, make payments, and transfer money all from the comfort of your home or on the go. Our users appreciate features like ATM & Cash Withdrawal Services, ensuring they have easy access to their funds whenever needed. For those who prefer in-person interactions, our branch also provides basic Drive-Thru Banking, allowing members to complete deposits and withdrawals efficiently without leaving their vehicles.

Get Started Today!

At First Nebraska, we aim to simplify your banking experience while offering personalized service that meets your unique needs. With convenient hours from Monday to Friday 8:30 AM - 5:30 PM and Saturday 9 AM - 12:30 PM, we're here when you need us most. For any inquiries or assistance with opening an account, feel free to call us at (531) 999-2450 or visit our website at https://firstnebraska.org/ . Join us today and discover how easy banking can be!

Home Financing

When it comes to owning a home, we provide flexible Mortgage Loans & Refinancing options. Whether you are buying your first home or looking to lower your current mortgage rate, we're here to guide you through the process, making it as straightforward as possible.

Personal Banking

For those seeking personal banking solutions, we offer Checking & Savings Accounts that cater to various lifestyles and saving goals. Imagine easily managing your finances with a checking account that fits your spending habits while earning interest on your savings. Our Auto Loans & Vehicle Financing make it possible for you to drive away in the car of your dreams without straining your budget. We understand that life can be unpredictable, which is why our Personal Loans & Debt Consolidation options help you take control of unexpected expenses or streamline existing debts into one manageable payment.

Digital & Online Banking

Real-Time Account Management

With our robust digital tools, managing your finances has never been easier. Check balances in real-time, set up alerts for account activity, and take advantage of our mobile payments feature to pay bills or make purchases instantly. At First Nebraska, we aim to empower you with the tools you need to stay on top of your financial goals. No matter where life takes you, rest assured that First Nebraska is here to support your banking needs through modern technology and dedicated service. Visit us at https://firstnebraska.org/ today and experience the ease of digital banking!

Security and Convenience

We understand that security is a top priority for our members. That's why we offer electronic signature authorization, ensuring that your transactions are safe and efficient. Plus, with e-statements available, you can easily keep track of your finances without the clutter of paper statements. For those who prefer to bank on their mobile devices, our mobile application provides all the features you love about online banking in a user-friendly format. You can even make mobile payments directly from your phone it's a convenient way to handle purchases without reaching for your wallet.

Financial Strength

Commitment to Growth

With $5,984,341 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,895 in used auto loans and $121,219,649 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 27,653, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $856,235. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Nebraska is your trusted partner. Visit us at 20241 Manderson St Elkhorn Ne 68022 or call (531) 999-2450 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $31,632,505 in share certificates and $10,658,955 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $26,331,170, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,449 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Operational Efficiency

Our $827,188 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 51 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $57,618,393 in used vehicle loans and $4,476,403 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, our financing options can make it easier for you.

Credit Lines and Unsecured Loans

For those needing extra flexibility, we offer total credit lines of $28,772,427. Additionally, our unsecured credit card loans amounting to $1,843,018 provide an easy way for members to manage their finances effectively without needing collateral. With various repayment options available, you can choose what works best for your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $15,676,592, make buying or refinancing simple. We provide flexible terms and competitive rates tailored to meet your unique needs, ensuring you can take that important step toward owning your home.

Refinancing Options

If you're considering refinancing any existing loans, we have options available that may lower your monthly payments or interest rates. Speak with one of our knowledgeable representatives at (531) 999-2450 during our business hours Monday through Friday from 8:30 am to 5:30 pm and Saturday from 9 am to 12:30 pm to learn more about eligibility and how refinancing could benefit you. At First Nebraska, we're dedicated to supporting you every step of the way in your financial journey. Our team is here to answer any questions you may have and guide you through the application process, making it as straightforward as possible. Visit us today or explore our website at https://firstnebraska.org/ for more information on all our loan products. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Aggregator

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FIRST NEBRASKA CREDIT UNION - Elkhorn, NE