First Missouri Credit Union Saint Louis MO | Best Auto Loans & Business Banking

Introduction

At First Missouri, we believe in building strong financial futures for our members right here in Saint Louis, MO. Established in 1927, our commitment to community and personal service has only grown over the years. Located at 1690 Lemay Ferry Rd, Saint Louis, MO 63125, we are proud to serve a membership base of over 7,800 individuals who trust us with their financial needs. With total assets exceeding $110 million and deposits reaching $4,125,218, we stand as a pillar of stability and support within our community. Our experienced team, led by CEO Steve Poniewaz and Board President Michael Stemmler, is dedicated to providing tailored financial solutions that include everything from personal banking and auto loans to business services. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 1690 Lemay Ferry Rd, Saint Louis, MO 63125. We invite you to explore what makes First Missouri different. With a wealth of financial offerings and a staff of 28 employees ready to assist you, your satisfaction is our priority. Whether you're looking to open a new account or discuss loan options our doors are always open. Call us today at (314) 544-5050 or visit our website at 1stmocu.org to learn more about how we can help you achieve your financial goals. Come see why First Missouri is your trusted partner in finance!

Branch History & Mission

Community Focus

We don't just focus on financial success; we strive to uplift our community too. Through partnerships with local organizations and outreach initiatives, First Missouri plays an active role in addressing the needs of those around us. Our commitment goes beyond transactions; it's about building relationships that foster growth and prosperity.

Join Us Today!

We invite you to become part of the First Missouri family. Experience firsthand how we're more than just a credit union; we're your partner in achieving financial well-being. Explore all that we have to offer by visiting our website at 1stmocu.org or call us at 314-544-5050 for any inquiries you may have. Join us today and discover how First Missouri can make a difference in your life!

Our Journey

From our humble beginnings nearly a century ago, First Missouri has evolved into a vital financial resource for individuals and families alike. We opened our doors with the mission to empower our members through accessible banking services. Over the years, we've embraced change while maintaining our core values of integrity and community spirit. Our growth is not just measured in numbers but in the countless lives we've impacted through personal banking, auto loans, mortgages, and more. Our branch is equipped with modern conveniences such as ATM availability and a drive-thru service, allowing members to manage their finances easily and efficiently. We also offer shared service center options for those who need assistance beyond our branch walls.

Our Mission

At First Missouri, our mission is simple yet profound: to provide exceptional financial services while actively supporting our community. We believe that by helping our members achieve their financial goals, we strengthen the fabric of Saint Louis itself. Whether it's through competitive loan rates or personalized banking solutions, we are committed to making every member's experience positive and rewarding. While members can visit us at 1690 Lemay Ferry Rd, official correspondence should be sent to the same address as our mailing address remains unchanged. With operating hours from 9:00 AM to 5:30 PM Monday through Thursday and until 6:00 PM on Fridays, we're always here when you need us.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

You'll find our branch just a short drive from popular spots like the Lemay Park and the scenic Mississippi River. The area is well-connected with ample parking available, so you can visit us without any hassle. We prioritize accessibility for all our members, ensuring that our facilities are ADA compliant with ramps and other features to support everyone.

Get in Touch

We're excited to serve you! If you have any questions or need assistance before your visit, feel free to give us a call at 314-544-5050. We look forward to welcoming you at First Missouri Credit Union and helping you achieve your financial goals!

Operating Hours and Services

We want to make your banking experience as smooth as possible. Our lobby hours are from 9:00 AM to 5:30 PM Monday through Thursday and extend to 6:00 PM on Fridays. Need cash? We have an ATM on-site for quick withdrawals anytime. Plus, enjoy the convenience of our drive-thru banking for deposits, withdrawals, and simple transactions. If you're looking for more than just basic banking services, we offer a range of options including personal banking accounts, auto loans, mortgage loans, credit cards with rewards, and even business banking solutions. Additionally, we participate in shared services with partner credit unions allowing you to conduct transactions at various locations across the country.

Member Eligibility

Becoming a member of First Missouri feels like joining a friendly neighborhood where everyone supports each other. If you're looking to be part of our community, it's easy! Membership is open to those who live, work, worship, or attend school in the areas we serve. We embrace people from various backgrounds and strive to create a welcoming environment for all. By joining First Missouri, you'll gain access to a range of financial services designed with your needs in mind, including personal banking, auto loans, and more. To learn more about the specific eligibility requirements, feel free to visit our detailed page at http://www.1stmocu.org/aboutus.aspx?id=aboutus. If you're ready to start your journey with us or have any questions, don't hesitate to reach out at (314) 544-5050. We can't wait to welcome you into our 1690 Lemay Ferry Rd Saint Louis Mo 63125 family!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having a reliable partner who helps you manage transactions seamlessly. Our merchant services simplify payment processing, allowing you to focus on what you do best running your business. From credit card processing to mobile payments, we provide the tools that make financial management easy and efficient. Located at 1690 Lemay Ferry Rd Saint Louis Mo 63125 in Saint Louis, MO, we invite you to explore how First Missouri can support your business aspirations. Reach out today at (314) 544-5050 and let's discuss how we can help you thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $250 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $10,004,580, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For business owners, First Missouri offers robust banking solutions designed to support your growth. Our merchant services facilitate smooth transactions for your customers, while our business loans can help fund new projects or expand operations.

Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking features that allow you to manage your accounts anytime, anywhere. Whether it's checking balances, transferring funds, or making payments, our digital platforms ensure you have access whenever you need it. Need cash? Our ATM and cash withdrawal services are available around the clock for quick access to your funds. Additionally, we have basic drive-thru banking for easy deposits and withdrawals without leaving your car. If you're part of another credit union, feel free to take advantage of basic shared branch transactions here as well!

Get in Touch

We invite you to experience all that First Missouri has to offer. Whether you're just starting out or looking for ways to enhance your financial journey, we're here to help! Feel free to call us at (314) 544-5050 or visit us at 1690 Lemay Ferry Rd Saint Louis Mo 63125 during our operating hours: Monday through Thursday from 9:00 AM - 5:30 PM and Friday from 9:00 AM - 6:00 PM. Join us at Main Office, where we are committed to serving our members with care and dedication every step of the way!

Personal Banking Solutions

Our personal banking services include a variety of options to help you manage your money effectively. You can choose from checking and savings accounts that suit your lifestyle. If you're considering buying a car, our auto loans and vehicle financing options make it easier than ever to get behind the wheel of your dream vehicle. For those looking to purchase or refinance a home, our mortgage loans offer competitive rates and terms tailored to your situation. If you find yourself needing extra cash for unexpected expenses, our personal loans and debt consolidation services can provide relief and help you regain control of your finances. Plus, don't forget about our credit cards with rewards that allow you to earn while you spend!

Digital & Online Banking

Key Services

With our 24/7 Online Banking Services, you have the freedom to manage your finances anytime, anywhere. Check your balance, transfer funds, and pay bills with just a few clicks. Plus, our Mobile Application makes it even easier to stay on top of your finances right from your smartphone. Need to send money quickly? Our Person-to-Person Transfers feature allows you to send funds to friends and family without any hassle. And if you're looking for a quick way to pay at stores, our Mobile Payments Feature has you covered, making transactions simple and secure.

Security and Convenience

At First Missouri, we prioritize your security. While we do not offer electronic signature authorization at this time, rest assured that our systems are built with safety in mind. You can also opt for E-Statements, allowing you to receive your account statements electronically a great way to keep track of your finances while being environmentally friendly. Our user-friendly interface ensures that all members can easily navigate our services, whether you're tech-savvy or just getting started with online banking. With these features at your fingertips, managing your money has never been easier. In short, First Missouri is committed to providing accessible and convenient banking solutions tailored to meet your needs. Join us today and experience the ease of modern banking!

Financial Strength

At First Missouri, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining strong financial health allows us to provide better services and more opportunities for our community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $11,828,341, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,073 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $14,421,575 in share certificates and $11,263,157 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,579,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $11,538,340 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust; with $17,070 in used auto loans and $81,485,001 in total loans and leases, we're here to support your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 28 full-time employees and 0 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team. The strength of our member base is evident through our 13,254 total share accounts. This growing community reflects the trust that members place in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Missouri is your trusted partner. Visit us at 1690 Lemay Ferry Rd Saint Louis Mo 63125 or call (314) 544-5050 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $35,547,900 in used vehicle loans and $7,618,822 in new vehicle loans already helping members get on the road. We make financing easy and affordable so that you can enjoy your new ride without breaking the bank.

Business Financing

For business owners, our outstanding commercial loans totaling $10,004,580 provide the capital needed to grow and expand. Whether you're looking to invest in equipment or need working capital, we're here to support your business journey. At First Missouri, we believe everyone deserves access to financial resources that empower them. For those interested in refinancing options or exploring eligibility criteria, please visit our website or contact us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Stop by our branch today or visit us online at https://1stmocu.org/ to learn more about how we can assist you with your financial needs!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,665,363 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and features that can help you earn rewards while keeping your spending under control.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $18,654,692, make buying or refinancing simple. We are here to guide you through each step of the process, ensuring that you understand your options and find the right fit for your situation.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to reliable sourcing guarantees that users are presented with fair offers. Every comparison reflects current rates from legitimate financial institutions, allowing users to make informed decisions without any hidden agendas.

First Missouri

Introduction

Branch History & Mission

Community Focus

Join Us Today!

Our Journey

Our Mission

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Get in Touch

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Loan Options

Comprehensive List Of Services

Business Banking Services

Convenience at Your Fingertips

Get in Touch

Personal Banking Solutions

Digital & Online Banking

Key Services

Security and Convenience

Financial Strength

Loan Offering

Auto Loans

Business Financing

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

Join Our Community