FIRST IMPERIAL CREDIT UNION - El Centro, CA

Our mission is simple yet profound: to provide exceptional financial services while fostering community development. We believe that everyone deserves access to quality banking solutions that empower them to achieve their financial goals. Whether it's through personal banking options like checking and savings accounts or loans for vehicles and homes, we aim to enhance the lives of our members. In addition to our financial services, we are committed to supporting local initiatives and outreach programs that enrich our community. We actively seek partnerships with local organizations to promote education, health, and economic development. While members can visit us at 1602 W Main St, official correspondence should be sent to P O Box 3247, El Centro, CA 92244 if necessary. Our operating hours are designed with you in mind: Monday through Tuesday and Thursday from 9:00 AM to 5:00 PM, Wednesday from 10:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 Noon for drive-thru services. We also understand that convenience is key in today's fast-paced world. That's why we offer ATM availability and drive-thru banking options for quick transactions. Our commitment extends online with robust digital banking services including mobile payments and online banking features. As we look ahead, First Imperial remains dedicated to evolving alongside technology while staying true to our core values of community service and member satisfaction. We invite you to join us on this journey experience the difference of being part of First Imperial Credit Union where your financial well-being is our priority. For more information or to become a member today, please call us at 760-352-1540 or visit us online at First Imperial Credit Union. Together, let's build a brighter future!

If you have any questions or need assistance, feel free to give us a call at (760) 352-1540. We invite you to stop by and see how First Imperial can help you achieve your financial goals. We look forward to welcoming you!

Located near popular spots like [insert nearby landmark], our branch is easy to find and reach. We offer ample parking, ensuring that your visit is as hassle-free as possible. Plus, we are proud to be ADA compliant, featuring ramps and accessible entrances for all members of our community.

At First Imperial, we understand that life can be busy. That's why we have flexible operating hours designed to fit your schedule. Our lobby is open from 9:00 AM to 5:00 PM on Monday, Tuesday, and Thursday, 10:00 AM to 5:00 PM on Wednesday, and 9:00 AM to 6:00 PM on Friday. For those quick stops during the weekend, our drive-thru service operates from 9:00 AM to 12:00 Noon on Saturday.

We are dedicated to serving you with a variety of personal and business banking options. From checking and savings accounts to auto loans and credit cards with rewards, we've got your financial needs covered. With both ATM access and drive-thru banking available, managing your money has never been easier!

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. Imagine having access to funds just when you need them most whether for purchasing new equipment or managing cash flow during slower seasons. Our tailored loans can help you seize those vital opportunities.

In addition to loans, we offer merchant services that simplify transactions for your business. Picture this: you're at a bustling market, and a customer wants to buy your handmade crafts but only has a card. With our merchant services, you can easily accept payments on the spot. This means no missed sales and happier customers. Located conveniently at 1602 W Main St El Centro Ca 92243, El Centro, CA 92243, our team is here to provide personalized support and guidance every step of the way. Let us help you take your business to the next level!

For our business members, we offer specialized services including merchant services and business loans to help you grow and manage your business effectively. We know how important it is to have reliable financial support as you navigate the challenges of running a business.

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. With options for ATM access and cash withdrawal services, plus essential functions like balance checks right from your smartphone, banking has never been more accessible.

Sometimes a quick visit is all you need. Our basic drive-thru banking enables easy deposits, withdrawals, and simple transactions without leaving your car. Plus, with basic ATM access available at our location, getting cash or checking balances is straightforward.

Life can bring unexpected expenses, and having access to funds when needed is crucial. Our personal loans can assist with everything from emergencies to debt consolidation, helping you regain control of your finances. Additionally, our credit cards with rewards provide not just purchasing power but also benefits that reward you for spending.

We understand that managing your money can be overwhelming at times. That's why our personal banking services are designed to make your life easier. From checking and savings accounts that fit your lifestyle to auto loans and vehicle financing options that help you get on the road, we are here for you every step of the way. If you're considering buying a home, our mortgage loans and refinancing solutions can guide you through the process with ease.

At First Imperial, we believe in building relationships with our members based on trust and service excellence. Our team is dedicated to helping you make informed financial decisions that suit your needs best. For more information about how we can assist you or to explore any specific service further, feel free to reach out at (760) 352-1540 or visit us online at Main Office. We look forward to serving you!

Say goodbye to paper clutter! We provide e-statements that let you view your account statements electronically. This not only helps you stay organized but also enhances the security of your financial information. Plus, with our mobile application available, you can manage your accounts right from your smartphone. For those who love making payments with just a tap, our mobile payments feature is perfect for you. It's an easy way to make purchases while keeping your financial data safe. And if you ever need to send money to friends or family, our person-to-person transfer service makes it quick and hassle-free.

We know that staying in control of your finances is important. That's why at First Imperial, we provide real-time account management tools that help you keep track of your spending and savings effortlessly. Everything is designed with ease of use in mind so that you can focus on what truly matters your life! With these digital banking solutions at First Imperial, managing your money has never been easier or more secure. Join us today and experience banking that fits into your lifestyle!

Total Share and Deposit Accounts: 39,705, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $5,211,077. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Imperial is your trusted partner. Visit us at 1602 W Main St El Centro Ca 92243 or call (760) 352-1540 to learn more about how we can help you achieve your financial goals.

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 50 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

With $25,185,354 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,666 in used auto loans and $167,970,736 in total loans and leases.

Members' savings are secured through $45,709,173 in share certificates and $3,403,076 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

With a net worth of $27,632,167, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,334 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $87,044,625 in used vehicle loans and $51,862,757 in new vehicle loans already helping members get on the road. We provide flexible financing options to fit your budget and lifestyle.

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,367,396, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team can assist you through every step of the process.

We also offer flexible terms on unsecured credit card loans, with a total of $5,382,697 in loans helping members manage their finances effectively. This option provides convenience and access to funds when you need them most. Additionally, if you're considering refinancing any of these products or want to explore eligibility options tailored for you, our dedicated staff is ready to help guide you through the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. For more information about our loan offerings or to speak with one of our representatives, please contact us at 760-352-1540. We're here to help you take the next steps toward achieving your financial dreams!

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This sourcing ensures that users receive fair and transparent offers. LendMesh takes pride in its commitment to reliability and clarity in the loan comparison process.