First Imperial Brawley CA Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to First Imperial, your trusted financial partner located at 1020 S Brawley Ave, Brawley, CA 92227. Since our establishment in 1942, we have proudly served our community, growing to a membership of over 22,849 individuals who rely on us for their financial needs. With total assets of $206,213,533 and deposits exceeding $8,912,360, we are committed to providing secure and reliable banking services. At First Imperial, we understand that each member has unique financial goals. That's why we offer a wide range of products including personal banking solutions like checking and savings accounts, auto loans, mortgages, and credit cards with rewards tailored just for you. Our team is here to help you navigate your financial journey with confidence. Our leadership team is dedicated to ensuring that we stay aligned with our members' needs. Under the guidance of CEO Fidel Gonzalez and Board President Victor Torres, we strive to create a welcoming environment where everyone feels valued. While members can visit us at our Brawley branch for in-person assistance or enjoy the convenience of online and mobile banking through our website www.ficu.com, official correspondence should be sent to our mailing address: PO Box 3247, El Centro, CA 92244. With a strong foundation built on trust and community commitment, we invite you to reach out today! Call us at 760-352-1540 or stop by during our operating hours: Monday and Tuesday from 9 AM to 5 PM, Wednesday from 10 AM to 5 PM, and Friday from 9 AM to 6 PM. Let's work together toward your financial success!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we embrace technology to enhance your banking experience. We offer online and mobile banking services for convenience and flexibility. You can manage your accounts anytime using features like e-statements and mobile payments. Additionally, our ADA-compliant facilities ensure everyone can access our services comfortably. With ATM availability and drive-thru banking options at your convenience, getting your banking done has never been easier. As we look towards the future, we invite you to join us at First Imperial. Experience how our dedication to service can benefit you personally or professionally. Together, let's build a brighter financial future! For more information or assistance, don't hesitate to call us at (760) 352-1540 or visit our website at First Imperial.

Our Mission

At First Imperial, our mission is simple yet powerful: to empower our members through accessible financial services while fostering a strong sense of community. We believe that by providing robust banking options such as personal checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions, we can help individuals achieve their financial goals. Our drive extends beyond banking; it's about building relationships. We actively engage in community outreach initiatives to give back to Brawley and the surrounding areas. Whether it's sponsoring local events or partnering with organizations dedicated to making a difference, we are committed to improving the lives of those we serve. While members can visit us at 1020 S Brawley Ave Brawley Ca 92227, official correspondence should be sent to PO Box 3247, El Centro, CA 92244 if needed.

Branch Location & Accessibility

Convenience and Accessibility

Our branch is ideally situated, making it easy for you to visit us. Whether you're stopping by after a day of shopping at nearby Plaza Bonita or enjoying a weekend stroll through the local parks, we're here to help with all your banking needs. Our location offers ample parking and is equipped with features that ensure accessibility for all members. You'll find ADA-compliant ramps and entrances that make it easy for everyone to come in.

Operating Hours

At First Imperial, we understand that your time is valuable. That's why our lobby hours are designed to fit your schedule: we're open from 9 AM to 5 PM on Monday, Tuesday, and Thursday, with extended hours until 6 PM on Friday. If you need assistance on Wednesday, stop by between 10 AM and 5 PM. We also provide drive-thru banking services for quick deposits and withdrawals without leaving your vehicle.

Services Offered

Our branch provides a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we are committed to helping you achieve your financial goals. You can also take advantage of our ATM availability for cash withdrawals and balance inquiries at your convenience. While members can visit us at our Brawley location for all their banking needs, please remember that official correspondence should be sent to our mailing address: PO Box 3247, El Centro, CA 92244. We invite you to come by the First Imperial Brawley Branch today! For any questions or further information, feel free to give us a call at 760-352-1540. Your financial journey starts here!

Member Eligibility

At First Imperial, we believe that everyone deserves access to a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the area surrounding 1020 S Brawley Ave Brawley Ca 92227, you're likely eligible to join us. We strive to create a diverse and inclusive environment where everyone can benefit from our array of services, whether it's checking accounts, loans, or financial advice tailored just for you. For the most current details on eligibility criteria, feel free to check out this resource: . Opening an account with us is straightforward and designed with your convenience in mind. You can start your journey towards membership online at https://ficu.symapp.jhahosted.com or give us a call at (760) 352-1540 if you have any questions. Join First Imperial today and experience the advantages of being part of a community-focused credit union that truly cares about your financial well-being!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. Imagine having the capital you need to expand your operations, hire more staff, or invest in new technology. With our commercial loans, you can turn these dreams into reality.

Merchant Services

In addition to loans, our merchant services offer practical tools for everyday transactions. Picture this: you run a busy café, and customers are eager to pay with their cards or mobile wallets. Our streamlined payment solutions ensure that you never miss a sale while keeping your operations running smoothly. Visit us at 1020 S Brawley Ave Brawley Ca 92227 in Brawley, CA, or give us a call at (760) 352-1540 to explore how we can help your business succeed!

Comprehensive List Of Services

ATM & Drive-Thru Accessibility

Need quick access to cash? Our ATM services are available for withdrawals and balance checks whenever you need them. If you prefer face-to-face service but still want convenience, our basic drive-thru banking allows you to complete simple transactions like deposits and withdrawals without leaving your car.

Business Banking Services

If you're a business owner, First Imperial has got you covered too. We provide business banking services including merchant services and business loans designed to help your company thrive. Your success is our priority, and we're here to support your goals with resources tailored to meet the unique demands of running a business.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts from anywhere, anytime. You can make deposits, check balances, or transfer funds right from your smartphone or computer. Our mobile payments option means you can handle transactions without carrying cash or cards.

Get Started Today!

At First Imperial, we're committed to providing comprehensive financial solutions that suit your needs. Whether you're stopping by in person at 1020 S Brawley Ave Brawley Ca 92227 or reaching out via phone at (760) 352-1540, we are here to assist you every step of the way. Explore all that we have to offer by visiting our website at Brawley Branch. Start building your financial future with us today!

Personal Banking Solutions

We understand that managing your finances can be overwhelming at times. That's why our personal banking services include checking and savings accounts tailored to fit your lifestyle. Need a new car? Our auto loans and vehicle financing options will help you hit the road without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing solutions are here to guide you through the process smoothly. For those unexpected expenses or debt consolidation needs, our personal loans offer flexible terms and competitive rates. Plus, with our credit cards that come with rewards, you can earn while you spend!

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services, you can access your accounts at any time from the comfort of your home or on the go. Whether you need to check your balance, transfer funds, or pay bills, everything is just a few clicks away. You can get started by visiting us at https://www.ficu.com/.

Mobile Banking at Your Fingertips

Our mobile application brings all the power of online banking right to your smartphone. With this user-friendly app, you can manage your accounts, make person-to-person transfers, and even set up mobile payments with ease. Say goodbye to long lines and hello to convenient transactions at your fingertips!

Real-Time Account Management

Keep track of your finances in real-time! Our digital banking tools allow for instant updates on transactions and account activity, so you're always informed. Managing your money has never been easier or more accessible. With First Imperial, enjoy the peace of mind that comes from knowing you have reliable and secure online banking options tailored to meet your needs. Experience the convenience today!

Secure Transactions

We prioritize your security with features like electronic signature authorization, ensuring that your transactions are safe and protected. Plus, e-statements are available for those who prefer a paperless option keeping your financial information both organized and secure.

Financial Strength

At First Imperial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to provide you with a solid foundation for your financial needs, ensuring peace of mind as you save, borrow, and plan for the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $27,632,167, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,334 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $45,709,173 in share certificates and $3,403,076 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $25,185,354 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is demonstrated by $3,666 in used auto loans and $167,970,736 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 50 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $5,211,077. Total Share and Deposit Accounts: 39,705, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Imperial is your trusted partner. Visit us at 1020 S Brawley Ave Brawley Ca 92227 or call (760) 352-1540 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $87,044,625 in used vehicle loans and $51,862,757 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget and make financing easy.

Credit Lines

Our credit lines provide a convenient way to access funds for various needs. With a total of $23,000,000 available in credit lines, you can be prepared for unexpected expenses or larger purchases without the hassle. At First Imperial, we're committed to providing our members with competitive loan offerings and exceptional service. If you're considering refinancing or want to know more about eligibility options for any of our loan products, feel free to reach out. Call us at 760-352-1540 or visit our website at www.ficu.com for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey is important to us; let's take it together!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,367,396, make buying or refinancing simple. We guide you through every step of the process so you can focus on settling into your new home.

Unsecured Credit Card Loans

For those looking for an easy way to manage everyday expenses, we also offer flexible terms on unsecured credit card loans. With a total of $5,382,697 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing that you have access to funds when you need them.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. By relying on verified institutions, LendMesh guarantees that you receive accurate information about loan options available to you.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information you see is accurate and reliable. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so that you can compare loans based solely on their merits. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, you can stay informed about the best options available for your needs. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the value LendMesh provides in helping individuals secure better financial outcomes. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh! *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

First Imperial