First Heritage Painted Post NY Credit Union | Easy Drive-Thru & ATM Access

Introduction

At First Heritage, we believe that banking should be more than just transactions; it should be about building lasting relationships within our community. Located at 110 Village Sq, Painted Post, NY 14870, our branch has been serving members since 1954, consistently growing alongside the vibrant community we cherish. With a membership base of over 47,746 individuals, we are proud to be a trusted financial partner for families and businesses alike. With assets totaling $732,180,153 and deposits amounting to $12,144,889, First Heritage stands firm in its commitment to providing reliable financial services tailored to your needs. Our dedicated team of 142 employees, led by CEO Thomas Pisano and Board President Robert Blair, works diligently to ensure every member receives personalized attention and support. While members can visit us at our branch location, official correspondence should be sent to the same address: 110 Village Sq, Painted Post, NY 14870-1349. We also maintain a strong online presence at www.fhfcu.org, where you can access information on our services and even open an account from the comfort of your home. Whether you are looking for loans our total loans and leases amount to 24,325 or simply want to save with confidence knowing our net worth is a robust $77,700,437, First Heritage is here for you. We focus on what matters most: helping you achieve your financial goals while positively impacting our community. Ready to take the next step? Give us a call at (607) 936-4667 or stop by today. Let's embark on this financial journey together!

Branch History & Mission

Welcome to First Heritage, a cornerstone of the Painted Post community since 1954. Located at 110 Village Sq, Painted Post, NY 14870, our branch has been dedicated to serving our members with integrity and care for nearly seven decades. With a total membership of over 47,000 and assets exceeding $732 million, we have grown alongside our community, adapting to the changing needs of our members. First Heritage began its journey with a simple mission: to provide accessible financial services that empower individuals and families to achieve their goals. Throughout the years, we have embraced innovation while staying true to our core values of trust and service. We strive not only to meet the financial needs of our members but also to support the local community through various outreach initiatives and partnerships. Our mission is clear: We are here to enhance your financial well-being by offering personalized services that cater to your unique situation. Whether you're looking for loans, savings accounts, or everyday banking solutions, we focus on making your experience positive and rewarding. Our commitment extends beyond banking; we aim to be an active participant in the Painted Post area by engaging in community events and supporting local organizations. At First Heritage, we understand the importance of convenience. Our branch offers ATM services and drive-thru banking for quick transactions. You can visit us during our operating hours from 8:00 AM to 5:00 PM on weekdays. If you need assistance outside these hours or want more information about membership eligibility, feel free to call us at 607-936-4667. While members can visit us at 110 Village Sq for all their banking needs, official correspondence should be sent to our mailing address: 110 Village Sq, Painted Post, NY 14870-1349. As we look forward to the future, we invite you to join First Heritage. Experience firsthand how we can help you reach your financial dreams while being part of a vibrant community-focused credit union. Visit our website at www.fhfcu.org or apply online today!

Branch Location & Accessibility

Accessibility and Parking

At First Heritage, we prioritize your convenience. Our branch features ample parking space for your ease. Plus, we ensure that all our facilities are ADA compliant, so everyone can access our services comfortably. Whether you're visiting during our lobby hours from 8:00 AM to 5:00 PM on weekdays or using our drive-thru service for quick transactions, we aim to make your banking experience smooth and enjoyable.

Services Offered

We understand that banking needs vary from member to member. That's why we offer a range of services tailored just for you. Enjoy the ease of ATM access for withdrawals and balance checks, along with basic drive-thru banking options for deposits and simple transactions. With an ATM available on-site and friendly staff ready to assist you during business hours, managing your finances has never been easier. If you have any questions or need assistance, don't hesitate to give us a call at 607-936-4667. We're always happy to help!

Visit Us Today!

We invite you to come in and experience the welcoming atmosphere at First Heritage. Whether you're looking to open an account or simply want to learn more about our offerings, our team is here for you. Stop by today and discover how we can help meet your financial needs!

Member Eligibility

At First Heritage, we believe that everyone deserves a chance to be part of a supportive and caring community. Joining us is easy and open to anyone who lives, works, worships, or attends school in the area surrounding 110 Village Sq Painted Post Ny 14870. If you're connected to our community in these ways, you can become a member and enjoy all the benefits we offer. Our members not only access great financial products but also receive personalized service from a team that truly cares about your financial well-being. To learn more about the specific eligibility criteria, feel free to visit our website at http://www.fhfcu.org/about-us/become-a-member. When you're ready to take the next step, opening an account is simple! You can get started by visiting this link: https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad9iuybxsvonxpsp8tcomtftdpizh6ormpgx2travs9xtnhga-1z5ekh817e-yu4xuyq0gqbyozukxphyx9hq6py, or just give us a call at (607) 936-4667 if you have any questions. We're here to help you on your journey to becoming a valued member of First Heritage!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $739 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $68,304,723, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, our merchant services are designed to make daily transactions easier for your business. Imagine seamlessly accepting payments from customers with various methods, whether it's credit cards, mobile payments, or online transactions. This convenience not only enhances customer satisfaction but also helps streamline your operations. Visit us at 110 Village Sq Painted Post Ny 14870 in Painted Post, NY, or call us at (607) 936-4667 to learn more about how our business banking and commercial services can help propel your business forward!

Comprehensive List Of Services

Banking Made Easy

Our services are tailored to help you manage your finances effortlessly. Whether you're making a quick deposit, checking your balance, or withdrawing cash, our Basic Drive-Thru Banking allows for simple transactions without the need to step inside. With our ATM Services Only, you can access your funds anytime, offering you flexibility and peace of mind.

Digital Convenience

In today's fast-paced world, we understand the importance of convenience. That's why First Heritage offers robust online banking features. With easy access to your accounts from home or on-the-go, you can view balances, transfer funds, and even make payments with just a few clicks. Our mobile app further enhances this experience by allowing you to perform transactions right from your smartphone.

Join Our Community

Becoming part of First Heritage means more than just accessing great banking services; it means joining a community that cares about your financial well-being. We invite you to explore all that we have to offer and see how we can assist you in achieving your financial dreams. For more information about our services or to become a member today, visit us online at Painted Post or stop by our branch during lobby hours from 8:00 AM to 5:00 PM, Monday through Friday. We're excited to serve you!

Supporting Your Needs

Every member has unique financial goals, and we're here to support you every step of the way. Whether you're saving for a big purchase or managing daily expenses, our team is dedicated to helping you navigate your options. If you're looking for ways to grow your savings or need assistance with budgeting, don't hesitate to reach out. We're just a phone call away at (607) 936-4667.

Digital & Online Banking

Convenient Online Access

With our online banking services available 24/7, you can check your account balances, transfer funds, and pay bills whenever it suits you. Simply visit us at https://www.fhfcu.org/ to get started. You can also enjoy the flexibility of e-statements, which allow you to view your financial documents anytime without the clutter of paper.

Real-Time Account Management

Need to keep track of your spending? Our mobile app lets you manage your accounts in real-time, so you always know where your money is going. With easy navigation and user-friendly features, checking your balance or reviewing transactions has never been simpler. At First Heritage, we're committed to providing you with accessible, easy-to-use digital banking tools that empower you to take control of your finances anytime, anywhere. Join us today and experience the convenience of modern banking!

Secure Transactions

Safety is a top priority for us. We provide electronic signature authorization for documents, ensuring that your transactions are secure and hassle-free. Plus, our mobile application offers features like mobile payments and person-to-person transfers, making it easy to send money to friends or family in just a few taps.

Financial Strength

Commitment to Growth

With $73,482,870 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,134 in used auto loans and $552,819,502 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $210,922,039 in share certificates and $82,568,063 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $3,990,971 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 140 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $77,700,437, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,062 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Net Shares (Funds available for lending and investments): $1,154,249. Total Share and Deposit Accounts: 111,651, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Heritage is your trusted partner. Visit us at 110 Village Sq Painted Post Ny 14870 or call (607) 936-4667 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $70,640,543 in used vehicle loans and $163,397,913 in new vehicle loans already helping members get on the road. We make it easy to secure financing for your next vehicle purchase.

Business Financing

For business owners, our outstanding commercial loans totaling $68,304,723 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and we're here to support you every step of the way. If you're considering refinancing any of these options or want to learn more about eligibility requirements, please don't hesitate to reach out. You can contact us at (607) 936-4667 during our operating hours from 8:00 AM to 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to apply now or just want more information on how our loan offerings can benefit you, visit our website at First Heritage for all the details!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $66,057,461, make buying or refinancing simple. We provide clear guidance throughout the process to ensure you feel confident in your decision.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,843,216 in loans helping members manage their finances effectively. This option is perfect for those looking for convenience without collateral requirements.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh serves as a trusted resource for individuals seeking the best loan options available. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This data is based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers for users. Each lender listed has been thoroughly vetted, allowing users to trust that they are seeing genuine offers. One of the standout features of LendMesh is its focus on verified data. Loan offers are sourced from legitimate financial institutions, which fosters an environment of transparency. Furthermore, LendMesh does not utilize sponsored listings; lenders are not prioritized based on paid promotions. This means that users receive unbiased results without any hidden agendas. With real-time rate comparisons from multiple institutions, users can make informed decisions quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking to compare real-time loan offers today, visit LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*