First Harvest Voorhees NJ Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to First Harvest in beautiful Voorhees, NJ! Located at 700 Haddonfield Berlin Rd, our branch has proudly served the community since 1940, growing alongside our valued members. With a total membership of over 45,000, we are dedicated to providing personalized financial services tailored to your needs. At First Harvest, we understand that trust and reliability are key when it comes to your finances. Our total assets stand at an impressive $449,624,416, backed by a strong net worth of $35,548,428. We're here not just to offer financial products but to build lasting relationships with our members. While you can visit us at our branch for all your banking needs, any official correspondence should be sent to our mailing address: 700 Haddonfield-Berlin Road, Voorhees, NJ 8043. Our team is led by CEO Joseph Dinneen and Board President Loretta Winters, who are both committed to fostering a welcoming environment where everyone feels valued. With a total of 162 employees, we're always ready to assist you whether it's through personal banking options like checking and savings accounts or vehicle financing and mortgage loans. We pride ourselves on being more than just a bank; we're a part of your community. Our services include online and mobile banking, as well as ATM access for your convenience. Plus, we're equipped to help with business banking needs too! Feel free to reach out to us at 856-232-9000 or visit our website at firstharvestcu.com for more information. We invite you to stop by and see how First Harvest can support you on your financial journey!

Branch History & Mission

Community Engagement

Our commitment extends beyond banking services. We actively engage with local organizations and participate in outreach efforts that strengthen the fabric of our community. By partnering with schools, charities, and local businesses, First Harvest plays an active role in enhancing the quality of life in Voorhees and surrounding areas. With operating hours from Monday to Friday, 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM, we're here when you need us most. Although we currently do not offer drive-thru services or shared service centers, our friendly staff is ready to assist you in person or via phone at 856-232-9000.

Join Us

As we look towards the future, First Harvest remains committed to serving the financial needs of our community with integrity and care. We invite you to join us on this journey experience the difference that comes from being part of a credit union that truly values its members. Visit us online at First Harvest today!

Our Mission

The mission of First Harvest is simple yet profound: to provide exceptional financial services while nurturing strong community ties. We believe that banking should be personal and supportive. Our goal is not only to help members achieve their financial aspirations but also to contribute positively to the communities we serve. We are dedicated to fostering financial literacy and inclusion through various programs and initiatives. Whether it's offering competitive rates on auto loans or providing personalized guidance for home financing, we strive to make banking straightforward and beneficial for everyone. While members can visit us at 700 Haddonfield Berlin Rd Voorhees Nj 08043, official correspondence should be sent to 700 Haddonfield-Berlin Road, Voorhees, NJ 8043 if different from our physical location. We understand the importance of convenience; that's why we offer ATM availability for easy access to your funds anytime you need them.

Branch Location & Accessibility

Convenient Access

At First Harvest, we prioritize your convenience. Our branch features ample parking with easy access points that cater to everyone, including ADA-compliant ramps for those who need them. While visiting us at our main address is ideal for all your banking needs, please remember that any official correspondence should be sent to our mailing address: 700 Haddonfield-Berlin Road, Voorhees, NJ 8043.

Friendly Hours and Services

We understand that life can be busy, so we offer flexible operating hours to fit your schedule. Join us Monday through Friday from 9:00 AM to 5:00 PM and on Saturday from 9:00 AM to 1:00 PM. Our dedicated team is ready to assist you with a variety of services including personal checking and savings accounts, auto loans, mortgage options, and much more. For added convenience, we have an ATM available for quick cash withdrawals and balance checks. While we currently do not offer drive-thru services or shared service centers, our friendly staff is always eager to assist you inside the branch.

Let’s Connect!

Ready to take the next step? Whether you're curious about opening an account or have questions about our services, don't hesitate to reach out! You can call us at 856-232-9000 or visit our website at First Harvest. We look forward to welcoming you into the First Harvest family!

Member Eligibility

Joining First Harvest is more than just opening an account; it's about becoming part of a welcoming community that genuinely cares about its members. If you live, work, worship, or attend school in the area, you're likely eligible to join us. We believe everyone deserves access to financial services that support their goals and dreams. Whether you're looking for a checking account, an auto loan, or simply want a place where your savings can grow safely, we're here for you. For more specific details on eligibility criteria, feel free to check out our website at . Becoming a member is easy! Just visit us at 700 Haddonfield Berlin Rd Voorhees Nj 08043, give us a call at (856) 232-9000, or head over to our account opening page at https://sjfcu.online-cu.com/isuite5/features/auth/selfenrollment/selfenrollmentdisclosure.aspx?fkiyj3dr6nliwniw9ryvzq=ehfzcympjwytjpgxqbjveo to start the process. At First Harvest, we're excited to help you take this important step towards better financial health and security!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. This funding has enabled local entrepreneurs to expand their operations, hire more staff, and serve their communities better. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that cater to various needs.

Merchant Services

In addition to loans, we offer practical merchant services that simplify payment processing. Imagine having the ability to accept payments effortlessly, whether in-store or online. Our services ensure you can focus on what matters most growing your business. With an outstanding commercial loan portfolio of $689,243, we continue to drive economic growth by financing new and expanding businesses right here in Voorhees, NJ. Let us partner with you on your path to success! For more information, call us at (856) 232-9000 or visit us at 700 Haddonfield Berlin Rd Voorhees Nj 08043.

Comprehensive List Of Services

Business Banking Services

For our business members, we understand the unique challenges you face. That's why we offer business banking solutions including merchant services and business loans tailored to foster growth and success in your ventures.

Credit Cards with Rewards

Our credit cards come with rewards that fit your lifestyle whether it's cash back on everyday purchases or points for travel experiences. This means every time you use your card, you're also earning benefits that can enhance your life.

Digital Convenience

In today's fast-paced world, convenience matters more than ever. That's why we have invested in online and mobile banking features that allow you to manage your finances anytime, anywhere. You can easily access ATM services for cash withdrawals or balance checks, ensuring that you have what you need when you need it. No matter what financial service you're looking for, our friendly staff at First Harvest is ready to assist you with personalized care. If you're interested in learning more about our services or opening an account, don't hesitate to call us at (856) 232-9000 or visit us online at https://www.firstharvestcu.com/. Your financial well-being is just a step away!

Financing Your Dreams

Looking to buy a new car or perhaps refinance your home? Our auto loans and vehicle financing options make purchasing a vehicle straightforward and stress-free. With competitive rates and flexible terms, we can help turn your dream into reality. Additionally, if you're considering making an investment in property, our mortgage loans and refinancing solutions are here to support you every step of the way.

Managing Debt

Sometimes life brings unexpected financial challenges. That's why we provide personal loans and debt consolidation options to help you regain control of your finances. Whether it's funding a big purchase or streamlining your existing debts into one manageable payment, we've got tools that can help ease your burden.

Personal Banking Solutions

Whether you're just starting out or planning for the future, our personal banking services have got you covered. Imagine having a checking account that fits your lifestyle or a savings account that helps you reach your financial goals faster. At First Harvest, we offer both checking and savings accounts designed to simplify your day-to-day banking.

Digital & Online Banking

24/7 Support

Whether it's day or night, our online banking services are always open for you. Enjoy the flexibility of managing your accounts whenever it suits you best, ensuring that you're always in control of your financial journey. With all these features combined, First Harvest makes it easy for you to stay connected with your finances while enjoying the benefits of modern technology. Explore everything we have to offer today!

Accessing Your Accounts

Our online banking platform is easily accessible at https://www.firstharvestcu.com/. Once you log in, you can view your account balances, track transactions, and pay bills with ease. Need to transfer money? With our person-to-person transfer feature, sending funds to friends or family is quick and straightforward.

Mobile Banking Made Easy

On the move? No problem! Our mobile application is available for download, providing all the features of online banking right at your fingertips. You can make mobile payments seamlessly just tap and go! This means no more fumbling for cash or cards when you're out and about.

Security You Can Trust

Your security is our top priority. We offer electronic signature authorization for a hassle-free way to sign documents securely online. Plus, our commitment to safeguarding your personal information means you can bank with peace of mind.

Stay Organized with E-Statements

Say goodbye to paper clutter! With e-statements available, you can access your bank statements anytime without having to wait for them in the mail. This not only helps keep things organized but also contributes to a greener planet.

Financial Strength

Growing Membership Base

With a robust total of 71,784 share accounts, we're thrilled to see our member base growing steadily as more individuals choose First Harvest as their trusted financial partner. Our available net shares for lending and investments stand at $418,471, showing our capability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Harvest is your trusted partner. Visit us at 700 Haddonfield Berlin Rd Voorhees Nj 08043 or call (856) 232-9000 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

We believe in reinvesting for your benefit. With $34,879,749 in undivided earnings, we enhance our offerings through innovative banking tools, stronger lending options, and improved security measures to serve you better. Additionally, with $2,230 in used auto loans and $271,871,067 across total loans and leases, our lending capacity supports your financial goals across various sectors.

Member-Centric Savings

Your savings are our priority. Members' funds are secured through $85,453,718 in share certificates and $25,668,192 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; currently, we have $0 in non-member deposits, ensuring our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our current $-426,211. This allows us to keep offering competitive loan rates and solid financial products tailored for you. We're proud of our dedicated team of 147 full-time employees and 15 part-time employees who ensure that our branches are always ready to assist you with expertise and care.

Strong Financial Health

With a net worth of $35,548,428, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $789 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $37,030,444 in used vehicle loans and $14,399,114 in new vehicle loans to help our members get on the road confidently. Whether you're eyeing a brand-new model or a reliable used vehicle, we have options tailored for you.

Business Loans

For business owners looking to grow and expand, our outstanding commercial loans totaling $689,243 provide the capital needed for various business endeavors. We recognize the importance of supporting local businesses and are here to assist you in achieving your business goals. If you're interested in refinancing or exploring eligibility options for any of these products, please reach out to us directly at 856-232-9000. Our dedicated team is here to answer your questions and guide you through the process. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At First Harvest located at 700 Haddonfield Berlin Rd Voorhees NJ 08043, we take pride in providing personalized service and reliable products that cater to your financial needs. Visit us today or call to learn more about how we can assist you!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $48,773,767, we are committed to helping you secure your dream home without the hassle often associated with mortgages.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $9,223,393 in unsecured credit card loans already assisting our members in managing their finances effectively, you can enjoy the freedom of spending without collateral while benefiting from competitive interest rates.

Loan Aggregator

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First Harvest