First Harvest Vineland NJ Credit Union | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to First Harvest, your trusted financial partner located at 818 E Landis Ave, Vineland, NJ 08360. Since our establishment in 1940, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet the unique needs of our members. With over 45,000 members and total assets reaching an impressive $449,624,416, we understand the importance of building strong relationships and fostering a sense of belonging. At First Harvest, we focus on helping our members achieve their financial goals through various services, including personal banking, auto loans, mortgage options, and business banking solutions. Our team is dedicated to offering friendly support and expert advice every step of the way. In addition to our robust offerings, we also maintain a solid financial foundation with total deposits of $12,416,558 and a net worth of $35,548,428. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 106 W Landis Ave, Vineland, NJ 8360. Under the leadership of CEO Joseph Dinneen and Board President Loretta Winters, our team of 162 employees is here to ensure that you receive personalized service in a welcoming environment. We invite you to explore how First Harvest can help you navigate your financial journey successfully. For any inquiries or assistance, feel free to reach out to us at (856) 232-9000 or visit our website at firstharvestcu.com. We look forward to serving you!

Branch History & Mission

Community Commitment

First Harvest is more than just a credit union; we are part of the fabric of Vineland. Our drive-thru service makes banking convenient for those on the go, while our ATM availability ensures you can access your funds whenever necessary. We pride ourselves on being ADA compliant and providing customer-centric services that prioritize your needs. In addition to offering traditional banking services, we embrace digital advancements such as online banking and mobile payments. This allows us to serve you better no matter where you are. As we look ahead, First Harvest remains committed to fostering partnerships within the community and expanding our outreach efforts. We believe that by working together, we can create a brighter financial future for everyone. Join us today! Experience the benefits of being part of First Harvest where your financial success is our priority. Visit us or call at 856-232-9000 to learn more about how we can assist you on your financial journey!

Our Mission

Our mission at First Harvest is simple yet powerful: to improve the financial well-being of our members while giving back to the community. We strive to offer accessible banking solutions that empower individuals and families to thrive. From personal banking products like checking and savings accounts to auto loans and mortgage refinancing options, we aim to meet the diverse needs of our members. We understand that financial literacy is key to long-term success. That's why we focus on educating our members about managing their finances effectively. We also actively engage in community outreach programs that support local initiatives and help those in need. While you can visit us at our branch address of 818 E Landis Ave, official correspondence should be sent to 106 W Landis Ave, Vineland, NJ 8360 if needed.

Branch Location & Accessibility

Accessibility Features

At First Harvest, we understand the importance of accessibility. Our branch is designed with ADA compliance in mind, featuring ramps and other amenities to ensure everyone can visit comfortably. Parking is readily available, so you can easily find a spot when you arrive.

Call-to-Action

We invite you to visit us at First Harvest! If you have any questions or need assistance before coming in, don't hesitate to call us at 856-232-9000. We look forward to welcoming you into our branch soon!

Operating Hours

We're here to serve you during convenient hours! Visit us Monday through Thursday from 9:00 a.m. to 4:30 p.m., Friday from 9:00 a.m. to 5:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. Whether you need help with personal banking or want to explore our loan options, our team is ready to assist you during these hours.

Services Offered

At First Harvest, we offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, there's something for everyone! Plus, if you're looking for the convenience of drive-thru banking or quick ATM access, we've got those covered too. With an ATM on-site and drive-thru services available, managing your finances has never been easier. Whether you're withdrawing cash or making deposits, we make it straightforward and hassle-free.

Member Eligibility

At First Harvest, we believe that everyone deserves to be part of a supportive community that values their financial well-being. Becoming a member is simple and welcoming! You're eligible if you live, work, worship, or attend school in the areas we serve. Whether you're looking to save for a rainy day, finance a new vehicle, or explore loans with competitive rates, our membership opens the door to a variety of benefits tailored just for you. To learn more about the specific eligibility requirements, feel free to check out our detailed guidelines. When you're ready to join us on this journey toward financial empowerment, opening an account is easy! Just visit our account opening page at https://sjfcu.online-cu.com/isuite5/features/auth/selfenrollment/selfenrollmentdisclosure.aspx?fkiyj3dr6nliwniw9ryvzq=ehfzcympjwytjpgxqbjveo or give us a call at (856) 232-9000. We can't wait to welcome you to the First Harvest family at 818 E Landis Ave Vineland Nj 08360!

Business Banking & Commercial Services

Loan Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $689,243, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work

In today's fast-paced world, efficient payment processing is crucial. Our merchant services provide practical solutions that allow businesses to accept payments seamlessly, whether in-store or online. This means you can focus on serving your customers while we handle the transactions. Located at 818 E Landis Ave Vineland Nj 08360 in Vineland, NJ, we're here to help you thrive. Reach out at (856) 232-9000 to learn more about how our services can benefit your business today!

Comprehensive List Of Services

Accessibility and Support

At First Harvest, we understand that sometimes you need personal assistance. That's why we maintain lobby hours Monday through Friday from 9:00 a.m. to 4:30 p.m., with Saturday hours available at our drive-thru from 9:00 a.m. to 1:00 p.m. If you have any questions or need support, don't hesitate to reach out to us at 856-232-9000. We invite you to explore how First Harvest can support your financial journey. Visit us today or check out our website at First Harvest Credit Union for more information!

Business Banking Services

For entrepreneurs and business owners in the community, First Harvest offers robust business banking solutions. Our merchant services streamline payment processing so you can focus on what matters most growing your business. Additionally, we provide various business loans to help you finance new projects or expand operations without hassle.

Digital Banking Features

In today's fast-paced world, having access to your finances on the go is crucial. That's why we provide comprehensive online and mobile banking services. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, and pay bills anytime, anywhere. We also offer ATM and cash withdrawal services, along with basic drive-thru banking for quick deposits and withdrawals. Our digital tools include features like person-to-person payments, making it easy to send money to friends or family without needing cash.

Personal Banking Solutions

Managing your finances should be simple and straightforward. That's why we offer a variety of personal banking services. You can choose from our checking and savings accounts that help you keep track of your money easily. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options provide flexible terms to fit your budget. For those dreaming of owning a home, our mortgage loans and refinancing services can guide you through the process with ease. Need extra cash for unexpected expenses? Our personal loans and debt consolidation options can help you manage your financial obligations effectively. And don't forget about our credit cards with rewards that allow you to earn while you spend!

Digital & Online Banking

At First Harvest, we understand that banking should be convenient and secure. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. With just a few clicks, you can manage your finances anytime, anywhere whether you're at home or on the go. One of the standout features is our comprehensive online banking platform, accessible through https://www.firstharvestcu.com/. This service lets you view your account balances, transfer funds, and pay bills with ease. You can also enjoy 24/7 access to your accounts, ensuring that you're always in control of your finances. For those who prefer mobile banking, our user-friendly mobile application provides all the tools you need right at your fingertips. You can make quick transactions, check your statements, and even use mobile payments for hassle-free purchases. Plus, if you need to send money to friends or family, our person-to-person transfer feature makes it simple and fast. We value your security as much as your convenience. That's why we offer electronic signature authorization for secure transactions without the need for paper forms. And if you want to go green, our e-statements are available so you can keep track of your financial activities while helping the environment. At First Harvest, we believe that managing your money should be straightforward and efficient. Our digital and online banking services are designed with you in mind giving you the freedom to bank on your terms. Explore these options today at https://www.firstharvestcu.com/ and take control of your financial future!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Harvest is your trusted partner. Visit us at 818 E Landis Ave Vineland Nj 08360 or call (856) 232-9000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Dedicated Team

We also take pride in having 147 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 71,784, showcasing a strong and growing member base that trusts us with their finances.

Earnings and Lending Capacity

With $34,879,749 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,230 in used auto loans and $271,871,067 in total loans and leases. Our operational efficiency is reflected in our $94,758, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member Savings

Members' savings are secured through $85,453,718 in share certificates and $25,668,192 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Position

With a net worth of $35,548,428, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.89% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,030,444 in used vehicle loans and $14,399,114 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates for both new and used vehicles. Plus, if you're considering refinancing your existing auto loan, we have options available to help you save even more.

Business Loans

For business owners, our outstanding commercial loans totaling $689,243 provide the capital needed to grow and expand. We understand that every business has unique needs; thus, our offerings are designed to support both small enterprises and larger operations alike. At First Harvest Credit Union, we prioritize transparency and accessibility. If you're interested in exploring any of our loan products or if you'd like more information about eligibility criteria or refinancing options, please visit our website at First Harvest or contact us directly at 856-232-9000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial future with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $48,773,767, ensuring you have access to funding when you need it most. Whether it's your first home or an investment property, our dedicated team is here to guide you through the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $9,223,393 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs that add value to every purchase.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers.

FIRST HARVEST FEDERAL CREDIT UNION - Vineland, NJ

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