First Harvest Pleasantville NJ Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to First Harvest, your trusted financial partner in the heart of Pleasantville, NJ. Established in 1940, our credit union has been dedicated to serving our community with integrity and care for over 80 years. With a strong membership base of 45,439 individuals, we pride ourselves on being more than just a financial institution; we are a vital part of your community. Located at 15 W West Jersey Ave, we are here to meet all your banking needs, from personal checking and savings accounts to auto loans, mortgages, and business financing. As of now, our total assets stand at an impressive $449,624,416, reflecting our commitment to providing robust financial solutions tailored to our members' needs. Our total deposits amount to $12,416,558, ensuring that your funds are secure and accessible whenever you need them. At First Harvest, we believe in fostering lasting relationships. Under the leadership of CEO Joseph Dinneen and Board President Loretta Winters, our team of 162 employees is dedicated to providing exceptional service every day. We also maintain a healthy net worth of $35,548,428 and have cash readily available at $3,996,068 to support our lending programs. While members can visit us at our Pleasantville branch for all their banking needs, official correspondence should be sent to the same address: 15 W West Jersey Ave, Pleasantville, NJ 08232. We invite you to explore the various services we offer through our website at www.firstharvestcu.com. Whether you're looking for competitive rates on loans or convenient online banking options, First Harvest is here to help you thrive financially. Feel free to reach out by calling us at 856-232-9000 during our operating hours or visit us in person. Your journey toward financial success begins here!

Branch History & Mission

At First Harvest, we take pride in our rich legacy and commitment to the community since our inception in 1940. Located at 15 W West Jersey Ave, Pleasantville, NJ 08232, our branch has been a steadfast partner for families and businesses alike, growing alongside our members to meet their evolving financial needs. Over the years, we have witnessed significant milestones that define who we are today. From humble beginnings, we've expanded our services and embraced innovation while maintaining a strong focus on personal relationships. As of now, we proudly serve over 45,000 members and hold total assets of approximately $449 million. Our growth reflects not just numbers but the trust placed in us by our community. Our mission is simple yet impactful: to provide exceptional financial services while fostering an environment that promotes community support. We believe in empowering individuals with the tools they need to achieve their financial goals. Whether it's opening a checking account, applying for an auto loan, or seeking advice on mortgages, we strive to offer personalized solutions tailored to each member's unique circumstances. While members can visit us at our Pleasantville location, official correspondence should be sent to our mailing address at 15 W West Jersey Ave, Pleasantville, NJ 8232. We are dedicated to ensuring accessibility for all; that's why we offer convenient ATM access and drive-thru banking options. As technology evolves, so do we. Our online banking platform allows members to manage their finances easily from home or on the go. With mobile payments and e-statements available, we ensure that banking is not only efficient but also user-friendly. Additionally, we're committed to being ADA compliant so that everyone can access our services comfortably. At First Harvest, community outreach is at the heart of what we do. We actively participate in local events and partner with organizations that share our vision of enhancing the lives of those around us. Together with our members, we make a meaningful impact within Pleasantville and beyond. Join us at First Harvest and experience the difference of being part of a cooperative that truly cares about its members and community. We invite you to explore your financial opportunities with us today! For more information or to open an account, call us at (856) 232-9000 or visit our website at First Harvest Credit Union.

Branch Location & Accessibility

Accessibility Features

At First Harvest, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can visit us comfortably. Plus, we offer ample parking nearby so you can quickly find a spot when you arrive.

Convenient Banking Hours

We understand that your time is valuable. That's why our operating hours are designed to fit your busy schedule. Visit us Monday through Wednesday from 8:30 AM to 5:00 PM, and extend your visits on Thursday and Friday until 6:00 PM. On Saturdays, stop by from 9:00 AM to 1:00 PM for drive-thru service.

Get in Touch!

If you have any questions or need assistance, don't hesitate to give us a call at 856-232-9000. We're here to help you achieve your financial goals. Come visit us today at First Harvest in Pleasantville we can't wait to serve you!

Services Offered

Our Pleasantville location provides a variety of services tailored to meet your banking needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have you covered. Need to make a quick withdrawal? Our ATM is available for your convenience, along with basic drive-thru banking for deposits and withdrawals.

Member Eligibility

At First Harvest, we believe in creating a welcoming and supportive community for our members. Joining us is simple and rewarding! If you live, work, worship, or attend school in the Pleasantville area, you're already eligible to become a member. We embrace individuals from all walks of life, aiming to provide financial services that fit your needs. Not only will you gain access to a wide range of products like checking and savings accounts, auto loans, and credit cards with rewards, but you'll also be part of a cooperative that values your input and prioritizes your financial well-being. To start your journey with us at First Harvest, visit us at our branch located at 15 W West Jersey Ave Pleasantville Nj 08232 or give us a call at (856) 232-9000. If you're ready to open an account, the process is straightforward check out the details here. For any further questions about eligibility criteria, feel free to explore more on our website. We're excited to have you join our community!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed.

Non-Member Support

We also believe in fostering community growth beyond our membership base. - We support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Outstanding Portfolio

With an outstanding commercial loan portfolio of $689,243, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services simplify payment processing, allowing you to focus on what you do best running your business. From point-of-sale systems to online payment solutions, we ensure your transactions are smooth and secure. Visit us at 15 W West Jersey Ave Pleasantville Nj 08232 in Pleasantville, NJ, or call us at (856) 232-9000 to explore how we can assist your business today!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide essential services such as merchant services and business loans. These tools are designed to support local businesses like yours in thriving within the community.

Convenient Access Points

At First Harvest, we prioritize convenience. Our ATM and cash withdrawal services ensure that you have access to your money when you need it most. If you're on the go, visit our drive-thru for quick deposits, withdrawals, or simple transactions without leaving your car.

Credit Options with Rewards

Don't forget about our credit cards that come with rewards! They are perfect for everyday purchases and can help you earn points towards exciting perks. Plus, with our credit card options, you'll find something that matches your spending habits.

Member Support

Our friendly staff is available to assist you during regular hours: Monday through Wednesday from 8:30 AM to 5:00 PM, Thursday and Friday until 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. You can reach us at (856) 232-9000 for any questions or assistance. In conclusion, whether you're an individual looking for personal banking solutions or a business seeking robust financial support, First Harvest offers everything under one roof. We invite you to explore all our services by visiting us at 15 W West Jersey Ave Pleasantville Nj 08232 or check out our website at Pleasantville. Let us help you take the next step toward financial success!

Personal Banking Solutions

We understand that managing personal finances can be challenging. That's why we offer checking and savings accounts tailored to fit your lifestyle. You can easily access your funds through our online and mobile banking services, making transactions simple and convenient from anywhere. Imagine checking your balance while waiting for your coffee or transferring funds on the go our digital tools make it possible. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options provide flexible terms that suit your budget. We also offer mortgage loans and refinancing to help you secure a home or lower your current mortgage rates. Need some extra cash? Our personal loans and debt consolidation services can help you manage expenses effectively.

Digital & Online Banking

Accessible and User-Friendly

Whether you're tech-savvy or just getting started with online banking, our user-friendly design ensures that you'll find everything you need quickly and easily. Need help? Our friendly support team is always here to assist you. At First Harvest, we strive to provide a banking experience that's not only convenient but also tailored to meet your needs. Explore all the digital services we offer today at https://www.firstharvestcu.com/ and take the next step towards effortless banking!

Key Features for Your Convenience

Our online banking services provide 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer money with just a few clicks. You can also enjoy the ease of e-statements, which are available for all members. This means you can say goodbye to paper clutter and access your statements securely online whenever you need them. If you're on the go, our mobile application makes banking even simpler. You can use features like mobile payments to make purchases directly from your phone, and person-to-person transfers to send money to friends or family without hassle. Plus, with electronic signature authorization available, signing documents has never been easier or more secure.

Security You Can Trust

Your security is our top priority. Our digital banking platform uses advanced security measures to keep your information safe. We want you to feel confident every time you log in or make a transaction.

Financial Strength

Commitment to Growth

With $34,879,749 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your needs effectively. Our lending capacity is robust as well; with $2,230 in used auto loans and $271,871,067 in total loans and leases, we are here to support your financial goals across various sectors. Our operational efficiency is reflected in our $94,758, enabling us to continue offering competitive loan rates and solid financial products for our members.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Harvest is your trusted partner. Visit us at 15 W West Jersey Ave Pleasantville Nj 08232 or call (856) 232-9000 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 147 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The confidence of our growing member base is evident with a total of 71,784 share accounts, showcasing how much trust you place in us.

Secure Savings Options

Members' savings are secured through $85,453,718 in share certificates and $25,668,192 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members' interests over traditional banking practices. With non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $35,548,428, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.89% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,030,444 in used vehicle loans and $14,399,114 in new vehicle loans already helping members get on the road. We make it easy for you to drive away with your dream vehicle while ensuring that your financing is manageable.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,223,393 in loans helping members manage their finances effectively. These credit cards can be a useful tool for everyday purchases or emergencies. For those considering refinancing options or checking eligibility for any of our products, we're here to guide you through the process and answer any questions you may have. Our commitment at First Harvest is to provide personalized service and competitive rates across all our loan offerings. Explore how we can support your journey towards financial wellness today! For further details or assistance, please visit our website at First Harvest or call us directly. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $48,773,767, make buying or refinancing simple. We provide various options to meet different financial situations and preferences.

Loan Aggregator

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FIRST HARVEST FEDERAL CREDIT UNION - Pleasantville, NJ

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