First Harvest Mount Laurel NJ Credit Union | Affordable Auto Loans & Top Checking

Introduction

Welcome to First Harvest, your trusted credit union located at 1180A Nixon Dr, Mount Laurel, NJ 08054. Since our establishment in 1940, we have been dedicated to serving our community with reliable financial solutions tailored to meet your needs. With a strong membership base of over 45,000 members, we take pride in offering personalized services that truly make a difference. At First Harvest, we understand the importance of financial stability and growth. Our total assets stand at an impressive $449,624,416, reflecting our commitment to safeguarding your hard-earned money. We currently manage total deposits of $12,416,558, ensuring your funds are secure and accessible whenever you need them. Our dedicated team has also facilitated 11,946 loans and leases, helping countless individuals achieve their dreams from buying a new car to purchasing a home. We believe in giving back to the community that supports us. That's why we focus on creating meaningful relationships with our members and providing essential services such as personal banking accounts, auto loans, mortgage financing, and business banking solutions. Our CEO, Joseph Dinneen, along with Board President Loretta Winters, lead our team of 162 employees who are passionate about making your experience seamless and rewarding. While members can visit us at 1180A Nixon Dr, official correspondence should be sent to our mailing address: 1180A Nixon Dr, Mount Laurel, NJ 8054. Whether you're looking for guidance on financial products or simply want to chat about your options, we're here for you. Feel free to reach out by calling us at 856-232-9000 or visit our website at First Harvest for more information. We invite you to explore how First Harvest can help you grow financially because your success is our priority!

Branch History & Mission

Commitment to Innovation

As technology continues to advance, First Harvest remains committed to providing modern solutions for our members. We offer online and mobile banking services that allow you to manage your finances anytime and anywhere. Additionally, our ATM availability ensures that cash withdrawal services are always within reach. We are also dedicated to ensuring accessibility for all our members. Our branch is ADA compliant, making sure everyone can enjoy our services comfortably.

Join Us Today!

With total assets exceeding $449 million and a team of dedicated professionals ready to assist you, First Harvest stands out as a reliable partner in your financial journey. We invite you to visit us during our operating hours Monday through Thursday from 9:00 am to 4:00 pm, Friday from 9:00 am to 5:00 pm, and Saturday from 9:00 am to 2:00 pm to learn more about how we can help you achieve your financial goals. Experience the benefits of being a member at First Harvest today! Whether you're looking for personal loans or business solutions, we're here for you every step of the way. Call us at 856-232-9000 or explore our website at First Harvest for more information on how you can join our family.

Our Mission

At the heart of First Harvest is our mission: to empower our members through exceptional financial services while fostering community support. We strive to provide personalized banking solutions tailored to meet individual needs, whether it's opening a checking account or securing a loan for a new vehicle. Our offerings include personal banking options like auto loans and credit cards with rewards, as well as business banking services that help local enterprises thrive. We understand that banking is not just about numbers; it's about building relationships and strengthening the community. That's why we actively engage in outreach initiatives aimed at helping those around us whether it's financial education workshops or partnerships with local organizations.

Branch Location & Accessibility

Convenient Access and Services

At First Harvest, we understand that accessibility is key. Our branch features ample parking and is designed to accommodate everyone, including those with mobility challenges. While you're here, you can enjoy our ATM services available on-site for quick cash withdrawals or balance checks. We pride ourselves on providing a welcoming environment with operating hours tailored to fit your busy schedule: Monday through Thursday from 9:00 AM to 4:00 PM, Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 2:00 PM. So whether you need assistance with personal banking, auto loans, or mortgage refinancing, our dedicated team is ready to help during these hours. If you need to reach out to us before visiting, feel free to give us a call at 856-232-9000. We're always happy to answer your questions!

Visit Us Today!

While members can visit us at 1180A Nixon Dr, official correspondence should be sent to 1180A Nixon Dr, Mount Laurel, NJ 8054. We invite you to stop by and experience our range of services from checking accounts and personal loans to business banking options. Discover how First Harvest can help you achieve your financial goals today!

Member Eligibility

At First Harvest, we believe in creating a warm and welcoming community for all our members. Becoming a part of our family is easy and accessible! If you live, work, or attend school in the local area, you're likely eligible to join us. We invite anyone who shares our values to explore membership and enjoy the benefits that come with it. By choosing First Harvest, you gain access to personalized financial services tailored to your needs, whether it's saving for a dream home or financing a new vehicle. To learn more about the specific eligibility criteria and ensure you're ready to join. Once you're ready, opening an account is simple! You can find all the details on how to get started at https://sjfcu.online-cu.com/isuite5/features/auth/selfenrollment/selfenrollmentdisclosure.aspx?fkiyj3dr6nliwniw9ryvzq=ehfzcympjwytjpgxqbjveo. If you have any questions or need assistance, don't hesitate to give us a call at (856) 232-9000. We're here to help you every step of the way!

Business Banking & Commercial Services

Running a business is no small feat, and at First Harvest, we understand the challenges you face. That's why we are dedicated to providing tailored banking solutions that help businesses thrive. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. Imagine your dream project becoming a reality or expanding your operations our loans are here to make that happen. - With an outstanding commercial loan portfolio of $689,243, we continue to drive economic growth by financing new and expanding businesses. Whether you're looking to invest in equipment or need working capital, we have options designed for your needs. Our merchant services provide practical tools that can streamline your operations. From credit card processing to online payment solutions, these services ensure that you can focus on what really matters growing your business. Located at 1180A Nixon Dr Mount Laurel Nj 08054 in Mount Laurel, NJ, we're ready to partner with you on your journey to success. For more information, call us at (856) 232-9000 or visit us online at https://www.firstharvestcu.com/. Let's build your business together!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and businesses in our community, we offer specialized services including merchant services and business loans. Imagine having a trusted partner who understands your unique business needs and is ready to support your growth.

Credit Cards & Rewards

With our credit cards featuring rewards, every purchase earns you points! Whether it's groceries, gas, or dining out, using our card can lead to exciting rewards down the line. It's not just about spending; it's about earning while you do it.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking solutions. You can manage your accounts from anywhere at any time whether it's checking balances on the go or making transfers without visiting the branch. We also ensure that cash is accessible through our ATM services available at various locations. You can withdraw cash or check balances quickly without hassle.

Get In Touch!

At First Harvest, we strive to build strong relationships with our members by offering personalized service and comprehensive solutions tailored to individual needs. If you're ready to take the next step in managing your finances or simply want to learn more about what we offer, don't hesitate to reach out! Call us at 856-232-9000 or visit us online at First Harvest. We look forward to serving you!

Home Financing Options

Thinking about buying your dream home? Our mortgage loans and refinancing services can help turn that dream into reality. We guide you through the process step-by-step, ensuring that you understand every aspect of your mortgage so you can make informed decisions. If you're facing some debt challenges, our personal loans and debt consolidation options provide a pathway toward financial freedom. We work with you to create a plan that fits your budget, helping to simplify repayments while reducing stress.

Personal Banking Solutions

For those managing personal finances, our checking and savings accounts offer simple ways to save and access your money. Imagine having a checking account that not only keeps your funds safe but also gives you peace of mind with features like online banking and mobile payments. You can easily check your balance or transfer funds right from your phone! If you're considering buying a car, our auto loans and vehicle financing options make it easier than ever. Picture driving away in that new car without breaking the bank. We offer competitive rates and flexible terms tailored just for you.

Digital & Online Banking

Mobile Banking at Your Fingertips

For those who prefer banking on the go, our mobile application is here to help. You can download it today to take advantage of features like mobile payments, person-to-person transfers, and e-statements. Whether you're out shopping or relaxing at home, managing your finances has never been simpler.

Online Banking Made Easy

With our robust online banking platform, available at https://www.firstharvestcu.com/, you can easily check your account balances, pay bills, and transfer funds with just a few clicks. Our 24/7 online banking services ensure that you have access to your accounts whenever you need it, without the worry of long wait times or limited hours.

Real-Time Management

Keeping track of your finances is crucial. Our e-statements allow you to view your account activity in real time, helping you stay informed about your spending habits and financial health. This transparency empowers you to make better decisions regarding your money. At First Harvest, we believe in making banking as simple as possible for our members while ensuring the highest level of security. Explore all these features today and experience the ease of digital banking!

Secure Transactions

We prioritize your security. With electronic signature authorization in place, signing important documents is straightforward and secure. You can confidently complete transactions knowing that your information is protected.

Financial Strength

At First Harvest, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to report our robust financial position, which underscores our commitment to providing you with reliable and trustworthy services. With a net worth of $35,548,428, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.89% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $85,453,718 in share certificates and $25,668,192 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $34,879,749 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,230 in used auto loans and $271,871,067 in total loans and leases. Despite facing challenges reflected by our net income of $94,758, we remain dedicated to operational efficiency and the long-term success of our credit union. We also take pride in having 147 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $418,471. Total Share and Deposit Accounts: 71,784, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Harvest is your trusted partner. Visit us at 1180A Nixon Dr Mount Laurel Nj 08054 or call (856) 232-9000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,030,444 in used vehicle loans and $14,399,114 in new vehicle loans already helping members get on the road. We have a variety of options for both new and used vehicles tailored to fit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $689,243 provide the capital needed to grow and expand. We understand the unique challenges businesses face and strive to offer solutions that can help you thrive. We encourage you to explore our refinancing options if you're looking for better terms on existing loans or credit lines. It's always worth checking if you qualify for lower rates that could save you money in the long run. You can reach us at 856-232-9000 or visit us at 1180A Nixon Dr Mount Laurel NJ 08054 during our operating hours: 9:00 am - 4:00 pm Monday - Thursday, 9:00 am - 5:00 pm Friday, and 9:00 am - 2:00 pm Saturday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let First Harvest be your partner in achieving your financial dreams!

Credit Card Loans

Managing everyday expenses can be tricky. We also offer flexible terms on unsecured credit card loans, with a total of $9,223,393 in loans helping members manage their finances effectively. This option allows you to make purchases and pay them off at your convenience without the burden of high-interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $48,773,767, make buying or refinancing simple. We provide flexible terms and competitive rates to ensure that your journey toward homeownership is as smooth as possible.

Loan Aggregator

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FIRST HARVEST FEDERAL CREDIT UNION - Mount Laurel, NJ

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