First Harvest Deptford NJ Credit Union | Convenient ATM Services

Introduction

Welcome to First Harvest, where we believe that financial well-being starts with a community-focused approach. Located at 1615 Hurffville Rd, Deptford, NJ 08096, our branch has been serving members since 1940, offering personalized financial solutions tailored to your needs. With a commitment to fostering trust and reliability, we take pride in our total membership of 45,439 individuals who count on us for their financial journey. At First Harvest, our total assets stand at an impressive $449,624,416, reflecting our strong position within the community. We have successfully facilitated 11,946 loans and leases, providing essential support to members pursuing their dreams. Our dedication extends beyond just numbers; we focus on building lasting relationships that empower you to achieve your goals. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at PO Box 5530, Deptford, NJ 8096. Under the leadership of CEO Joseph Dinneen and Board President Loretta Winters, our team of 162 employees is here to ensure you receive exceptional service every time you reach out. We understand that each member's journey is unique, and we are dedicated to guiding you every step of the way. Whether you're looking to open a new account or seeking advice on loans, we're just a call away at 856-374-9700. Explore more about us by visiting our website at First Harvest. Together, let's plant the seeds for a prosperous future!

Branch History & Mission

Commitment to Community

At First Harvest, we believe that true banking goes beyond transactions; it's about building relationships. We actively engage in local initiatives and partnerships that uplift our community. Whether it's sponsoring events or supporting local charities, we strive to make a positive impact where it matters most.

Join Us

As we look towards the future, First Harvest invites you to join our family of satisfied members. Experience personalized service and a variety of financial products tailored just for you. Together, let's cultivate a brighter financial future! For any inquiries or assistance, feel free to reach out at 856-374-9700 or visit us online at First Harvest Credit Union. We can't wait to welcome you!

Modern Banking for Everyone

We are committed to making banking easier for everyone. With features like online banking, mobile payments, and electronic signatures, managing your finances has never been simpler or more secure. We also ensure our facilities are ADA compliant so that every member can access our services comfortably.

Our Legacy

The story of First Harvest is one of commitment and growth. From our humble beginnings, we have evolved into a trusted financial institution that prioritizes the needs of our members above all else. Our branch is located at 1615 Hurffville Rd, Deptford, NJ 08096, a convenient spot for anyone looking to access quality financial services. We're also proud to serve as your financial partner in the vibrant Gloucester County community.

Our Mission

Our mission is clear: we aim to empower our members through exceptional financial services while fostering a strong sense of community support. We are dedicated to providing innovative solutions that help our members achieve their financial goals. This includes everything from personal loans and credit cards to savings accounts designed with your future in mind. While members can visit us at 1615 Hurffville Rd, official correspondence should be sent to PO Box 5530, Deptford, NJ 8096 if you need to reach us by mail.

Branch Location & Accessibility

Welcome to First Harvest! Conveniently situated at 1615 Hurffville Rd Deptford Nj 08096, our branch is here to serve you in the heart of Deptford, NJ. We take pride in making banking easy and accessible for all our members. Whether you're stopping by for a quick transaction or need assistance with your financial needs, we're just around the corner. While you can find us at 1615 Hurffville Rd Deptford Nj 08096, if you need to send us any official correspondence, please use our mailing address at PO Box 5530, Deptford, NJ 8096. Our location is easily accessible, with plenty of parking available right outside the branch. We ensure that our facilities are ADA compliant, so everyone can access our services comfortably. Our branch operates during welcoming hours from 8:30 AM to 5:00 PM, Monday through Friday. This makes it convenient for you to stop by on your way to work or during lunch breaks. If you have any questions or need assistance, feel free to give us a call at (856) 374-9700 we're always happy to help! Though we currently do not offer ATM services or drive-thru banking, we're committed to providing quality service inside our branch. You can count on our knowledgeable staff for all your banking needs. We invite you to visit us at First Harvest and experience personalized service designed with you in mind. Your journey towards better banking starts here!

Member Eligibility

At First Harvest, we believe that everyone deserves a chance to join a community that cares about their financial well-being. Becoming a member is simple and welcoming! If you live, work, or worship in the area around 1615 Hurffville Rd Deptford Nj 08096, you're likely eligible to join us. We strive to provide our members with not just financial services, but also the support of a close-knit community. Whether you're looking for great rates on loans or personalized service, being part of First Harvest means you're never alone in your financial journey. For more specific details about eligibility, we invite you to. Once you're ready to become a member, opening an account is a breeze! Just visit https://sjfcu.online-cu.com/isuite5/features/auth/selfenrollment/selfenrollmentdisclosure.aspx?fkiyj3dr6nliwniw9ryvzq=ehfzcympjwytjpgxqbjveo for all the information you need to get started. If you have any questions along the way, don't hesitate to give us a call at (856) 374-9700. We're excited to welcome you into our family!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having the tools you need to streamline transactions and enhance customer experiences. Our merchant services provide just that, enabling businesses to accept payments easily and efficiently. This can lead to increased sales and happier customers. With an outstanding commercial loan portfolio of $689,243, we continue to drive economic growth by financing new and expanding businesses. At First Harvest, your success is our mission. For more information or to get started, visit us at 1615 Hurffville Rd Deptford Nj 08096 or call us at (856) 374-9700. Let's work together to make your business dreams a reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. This means more opportunities for local entrepreneurs to thrive right here in Deptford, NJ.

Comprehensive List Of Services

Community Engagement

We're not just about numbers; we're about people. Our roots are deeply embedded in the community of Deptford, and we strive to give back through various initiatives and programs. By choosing us as your financial partner, you're also supporting local efforts that make a difference in the lives of those around you.

Digital Banking Convenience

In today's fast-paced world, convenience matters more than ever. That's why we've integrated advanced digital banking features that allow you to manage your accounts from anywhere. With options like mobile payments and online banking, you can easily transfer money, pay bills, and keep track of your spending right from your smartphone or computer. Plus, our secure electronic signature authentication gives you peace of mind while conducting transactions online.

Get in Touch

If you're ready to experience all that First Harvest has to offer, don't hesitate to reach out! You can contact us at (856) 374-9700 during our lobby hours from 8:30 AM to 5:00 PM, Monday through Friday. We look forward to helping you achieve your financial goals and welcoming you into our community. Visit us today at First Harvest and discover how we can support your journey toward financial success!

Member-Centric Approach

At First Harvest, we take pride in building strong relationships with our members. We understand that financial needs can vary greatly from person to person. That's why we're always ready to listen and tailor our services to fit your unique situation. Whether you're a first-time account holder or someone looking for more complex financial solutions, our friendly staff is here to help.

Personalized Banking Solutions

One of the standout features at First Harvest is our commitment to providing personalized banking solutions. Our services include ATM Services Only, ensuring that you have easy access to your funds whenever you need them. Imagine being able to withdraw cash or check your balance at an ATM conveniently located near you, even outside regular business hours.

Digital & Online Banking

Key Services

With 24/7 online banking services, you can check balances, pay bills, and transfer funds without needing to visit a branch. Our mobile application enhances this convenience even further, letting you manage your money right from your smartphone. Plus, if you ever need to send money to a friend or family member quickly, our person-to-person transfer feature makes it as simple as a few taps. Security is always a top priority. Our electronic signature authorization ensures that your transactions are not only convenient but also safe. You can rest easy knowing that your financial information is protected while using our services.

Stay Organized

To help you keep track of your finances, we offer e-statements that allow you to view your account statements online rather than relying on paper copies. This not only helps reduce clutter but also makes it easier for you to stay organized and monitor your spending habits. With mobile payments available through our app, paying for purchases has never been more effortless. Just tap your phone at checkout to complete transactions securely. In today's fast-paced world, having quick access to your finances is essential. With First Harvest, you're empowered with tools that provide real-time account management and accessibility right at your fingertips. Embrace the ease of digital banking today!

Financial Strength

At First Harvest, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, you need to feel confident about where you place your hard-earned money. That's why we prioritize transparency and strength in our financial practices. With a net worth of $35,548,428, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.89% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $85,453,718 in share certificates and $25,668,192 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also take pride in having 147 full-time employees and 15 part-time employees who are dedicated to serving you with expertise and care. With $34,879,749 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,230 in used auto loans and a total of $271,871,067 in loans and leases available for our members. Despite facing challenges reflected in our recent $94,758, we remain committed to operational efficiency which allows us to continue offering competitive loan rates and solid financial products. We believe that strong relationships foster community trust. Our total share accounts stand at 71,784, showcasing a growing member base that trusts us with their finances. This commitment is what makes First Harvest not just another credit union but your partner in achieving financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Harvest is your trusted partner. Visit us at 1615 Hurffville Rd Deptford Nj 08096 or call (856) 374-9700 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,030,444 in used vehicle loans and $14,399,114 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our competitive rates and flexible terms make it easier than ever to drive away satisfied.

Business Financing

For business owners looking to expand or invest in new opportunities, our outstanding commercial loans totaling $689,243 provide the capital needed for growth. We understand that each business has unique needs and are committed to helping you find the right financing solution. At First Harvest, our commitment goes beyond just offering loans; we also provide resources and guidance throughout your borrowing experience. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to apply for a loan or simply want more information about your options, don't hesitate to reach out! You can contact us at 856-374-9700 or visit us at our branch located at 1615 Hurffville Rd Deptford NJ 08096. Let's work together toward achieving your financial dreams!

Credit Lines and Unsecured Loans

For those who prefer more flexibility in managing their finances, we offer a total of $75,981,462 in credit lines loans. This allows members to access funds when they need them most. Additionally, our unsecured credit card loans total $9,223,393, providing an easy way for members to manage their purchases without tying up other assets.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $48,773,767, make buying or refinancing simple. We provide various mortgage solutions designed to fit different budgets and preferences. If you're considering refinancing your existing mortgage, we can help with that too!

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing from legitimate institutions guarantees that users receive fair and transparent offers.

FIRST HARVEST FEDERAL CREDIT UNION - Deptford, NJ

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