At First Harvest, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, you need to feel confident about where you place your hard-earned money. That's why we prioritize transparency and strength in our financial practices. With a
net worth of $35,548,428, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our
net worth ratio of $789 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through
$85,453,718 in share certificates and
$25,668,192 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at
$0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also take pride in having
147 full-time employees and
15 part-time employees who are dedicated to serving you with expertise and care. With
$34,879,749 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with
$2,230 in used auto loans and a total of
$271,871,067 in loans and leases available for our members. Despite facing challenges reflected in our recent
$-426,211, we remain committed to operational efficiency which allows us to continue offering competitive loan rates and solid financial products. We believe that strong relationships foster community trust. Our total share accounts stand at
71,784, showcasing a growing member base that trusts us with their finances. This commitment is what makes First Harvest not just another credit union but your partner in achieving financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Harvest is your trusted partner. Visit us at 1615 Hurffville Rd Deptford Nj 08096 or call (856) 374-9700 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov, based on the latest results.
