First Harvest Camden NJ Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to First Harvest, your trusted credit union located at 227 Market St, Camden, NJ 08102. Since our establishment in 1940, we have proudly served a vibrant community of over 45,000 members with a commitment to fostering financial well-being and growth. With total assets of $449,624,416 and deposits amounting to $12,416,558, we provide a solid foundation for your financial journey. At First Harvest, we understand that each member's needs are unique. That's why we offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage financing, and rewarding credit cards. Whether you're looking to consolidate debt or expand your business through our merchant services and business loans, we're here to help you every step of the way. Our leadership team is dedicated to ensuring that you receive the best possible service. Under the guidance of CEO Joseph Dinneen and Board President Loretta Winters, our staff of 162 employees is ready to assist you with personalized care and attention. Our office hours are convenient: Monday through Friday from 9:00 AM to 4:30 PM and Saturday from 9:00 AM to 1:00 PM. While members can visit us at 227 Market St, official correspondence should be sent to the same address for clarity. If you're curious about how we can support your financial goals or want more information about our services, feel free to reach out by calling us at 856-232-9000. Join us today at First Harvest and experience the difference in community-focused banking! For more details on our offerings, visit our website at firstharvestcu.com. We look forward to helping you thrive financially!

Branch History & Mission

At First Harvest, we take pride in our rich history and unwavering commitment to serving the Camden community. Established in 1940, our branch has grown from humble beginnings to a trusted financial partner for over 45,000 members. Located at 227 Market St, Camden, NJ 08102, we are strategically positioned near key local landmarks, making it convenient for our members to access essential financial services. Our journey began with a simple mission: to provide our members with accessible and affordable financial solutions. Over the years, we've expanded our offerings to include personal banking services like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking options. With total assets now exceeding $449 million, we have demonstrated resilience and growth through various economic challenges. At First Harvest, our mission goes beyond just providing financial services. We are dedicated to empowering our community by offering support programs and outreach initiatives that foster financial literacy and well-being. Our team is passionate about making a difference in the lives of our members through personalized service and community involvement. We understand the importance of adapting to modern needs. That's why we have embraced digital advancements in banking while ensuring ADA compliance to serve all our members effectively. Our operating hours reflect our commitment to convenience: Monday through Friday from 9:00 AM to 4:30 PM and Saturday from 9:00 AM to 1:00 PM. We also offer ATM access for quick transactions. While you can visit us at 227 Market St for all your banking needs, official correspondence can be sent to the same address or via the mailing address of 227 Market St, Camden, NJ 8101 if needed. As we continue this journey together, we invite you to become part of the First Harvest family. Join us today and experience firsthand the benefits of membership where your financial goals become our priority! For more information or to get started on opening an account, call us at (856) 232-9000 or visit our website at First Harvest.

Branch Location & Accessibility

Banking Services

First Harvest offers a variety of services tailored to meet your banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we have options for everyone. Need cash? Our ATM is available for quick withdrawals and balance checks.

Convenient Access

At First Harvest, we understand that accessibility matters. Our branch is designed with your comfort in mind, featuring ADA-compliant entrances and ramps for those who need them. Plus, there's ample parking available nearby, ensuring a hassle-free visit. While you can drop by our Camden branch at the address mentioned above, please remember that any official correspondence should be sent to our mailing address at 227 Market St, Camden, NJ 8101.

Friendly Assistance Awaits

If you have questions or need assistance with your account, don't hesitate to call us at 856-232-9000. Our friendly team is ready to help you navigate your financial journey. Come visit us at First Harvest in Camden we're excited to assist you!

Operating Hours

We aim to accommodate your schedule! Our lobby hours are from 9:00 AM to 4:30 PM on weekdays and from 9:00 AM to 1:00 PM on Saturdays. This way, whether you're stopping by during lunch or after work, we're here for you!

Member Eligibility

At First Harvest, we believe in creating a welcoming community where everyone can thrive. Becoming a member is as simple as reaching out to us! If you live, work, or go to school in the Camden area, you're likely eligible to join our credit union family. We're dedicated to supporting our members with a range of services tailored just for you, from personal banking to auto loans and beyond. You can find detailed eligibility criteria by visiting this link. When you're ready to open an account, the process is straightforward. Just head over to this page for all the information you need. If you have any questions or need assistance, don't hesitate to give us a call at (856) 232-9000. We're excited to welcome you into our community at 227 Market St Camden Nj 08102!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. This small but impactful amount can be the difference between staying stagnant and taking that next big step forward. Imagine a local café that used our loans to purchase new equipment, allowing them to increase production and serve more customers. That's the kind of growth we aim to facilitate.

Merchant Services Made Easy

In today's world, efficient payment processing is crucial for any business. With our merchant services, businesses can accept payments quickly and securely, ensuring a smooth experience for both owners and customers. Picture a retail shop seamlessly processing sales while keeping track of inventory in real-time this is the practical benefit of partnering with us. With an outstanding commercial loan portfolio of $689,243, we continue to drive economic growth by financing new and expanding businesses in the community. If you're ready to take your business further, visit us at 227 Market St Camden Nj 08102 in Camden, NJ or call us at (856) 232-9000 today!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide comprehensive business banking solutions including merchant services and business loans. We recognize that running a business comes with its own unique challenges, and we're here to partner with you on this journey.

Call Us Today!

Ready to explore how First Harvest can assist with your financial needs? Give us a call at 856-232-9000 or visit us at our Camden branch. We're open Monday through Friday from 9:00 AM to 4:30 PM and Saturday from 9:00 AM to 1:00 PM. Join us today and discover the difference of being part of a credit union that truly cares about its members!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at First Harvest, we prioritize digital banking features. With our online and mobile banking, you can easily check your balance, transfer funds, or pay bills right from your phone or computer. Our ATM and cash withdrawal services ensure that you have access to your money whenever you need it.

Personal Banking Solutions

We understand that managing your finances can be challenging. That's why we offer checking and savings accounts designed to help you save money and manage expenses effectively. Need a new car? Our auto loans and vehicle financing options make it easier than ever to drive away in your dream vehicle without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing options can guide you through the process smoothly. For those unexpected expenses or plans that require a little extra cash, our personal loans and debt consolidation services provide flexibility and support when you need it most. Plus, with our credit cards that offer rewards, every purchase can bring you closer to something special.

Digital & Online Banking

E-Statements and Electronic Signature Authorization

Say goodbye to paper clutter! We offer e-statements so you can receive important documents electronically. This not only saves trees but also keeps your sensitive information secure. Need to sign a document? Our electronic signature authorization makes it simple and safe to complete transactions without the hassle of printing.

Mobile Application and Payments

For those who prefer banking on the go, our mobile application is at your fingertips! Available for download now, it lets you manage your accounts easily while you're out and about. Plus, with our mobile payments feature, making purchases has never been more convenient. Just use your smartphone to pay for goods and services directly from your account.

Online Banking Services

Our online banking services are available 24/7 at https://www.firstharvestcu.com/ . Whether you want to check your balance, transfer funds, or pay bills, everything is just a click away. You can stay on top of your financial game with real-time account management right from your computer or smartphone.

Person-to-Person Transfers

Want to send money quickly to a friend or family member? Our person-to-person transfer service lets you do just that with ease. It's fast, convenient, and ensures that you can help loved ones in no time. At First Harvest, we prioritize security in every transaction. We know how important it is for you to feel safe when banking online. That's why we employ robust security measures so you can bank with confidence. Explore all these features and more by visiting us at https://www.firstharvestcu.com/ today! Your financial needs are our priority, and we're here to support you every step of the way.

Financial Strength

Commitment to Operational Excellence

Our operational efficiency is reflected in our performance with -$426,211 net income, showcasing our dedication to maintaining quality services while navigating challenges effectively.

Dedicated Team at Your Service

We also take pride in having 147 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team dedicated to meeting your needs.

Growing Membership Base

Our total share accounts stand at 71,784, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Harvest is your trusted partner. Visit us at 227 Market St Camden Nj 08102 or call 856-232-9000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Member-Centric Focus

Unlike traditional banks, we prioritize our members. While we have no non-member deposits at this time, this allows us to concentrate our resources on benefiting you through better loan rates, lower fees, and exclusive perks tailored to meet your needs.

Reinvestment for Improvement

With $34,879,749 in undivided earnings, we reinvest in innovative banking tools and stronger lending options. This commitment ensures that we continuously enhance our security measures to serve you better.

Secure Savings Options

Members' savings are secured through $85,453,718 in share certificates and $25,668,192 in money market shares, offering stable and rewarding financial growth opportunities. This focus on securing your savings helps us foster a trustworthy environment where your money can thrive.

Strong Financial Position

With a net worth of $35,548,428, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 789 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Support for Your Financial Goals

With $271,871,067 in total loans and leases, including $2,230 in used auto loans, our lending capacity supports members' financial goals across various sectors. We aim to provide the necessary resources for you to achieve your dreams whether it's buying a car or investing in a home.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have over $37,030,444 in used vehicle loans and $14,399,114 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used car, we can help make it happen.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $48,773,767. With competitive rates and flexible terms, you can take the next step toward owning your home.

Other Loan Products

In addition to auto and mortgage loans, we provide personal loans for debt consolidation and other needs. Our credit lines total $75,981,462, allowing you greater flexibility and control over your finances. If you're considering refinancing any existing loans or would like to know more about eligibility options for our products, please don't hesitate to reach out. For more information or to start your application process today, call us at 856-232-9000 or visit our website at First Harvest. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you find the right loan solution that fits your life!

Unsecured Credit Card Loans

Managing finances can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $9,223,393 in loans available to help members manage their expenses effectively. Enjoy peace of mind knowing that you have access to funds when needed.

Loan Aggregator

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FIRST HARVEST FEDERAL CREDIT UNION - Camden, NJ