First Frontier Lynbrook NY Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to First Frontier, your trusted credit union located at 155 Sherman St, Lynbrook, NY 11563. Since our establishment in 1986, we have been dedicated to providing personalized financial services that cater to the unique needs of our community. With a strong membership of 125 individuals and total assets reaching an impressive $505,317, we pride ourselves on fostering a member-focused environment where everyone can feel secure and valued. At First Frontier, we understand that financial decisions can be daunting. That's why we're here to guide you every step of the way, whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or personal loans. Our commitment to excellence is reflected in our total deposits of $162,943 and a net worth of $80,906, showcasing our stability and reliability as your financial partner. While members can visit us at our branch location, official correspondence should be sent to the same address: 155 Sherman St, Lynbrook, NY 11563-2038. Our CEO, Daniel Maloney, along with Board President Cecil Maloney, lead a dedicated team ready to assist you. With no employees at this time, we emphasize quality over quantity in serving our members' needs. We invite you to connect with us by calling (516) 599-8243 for any inquiries or to learn more about how we can support your financial journey. Visit us online at First Frontier for additional information on our services and offerings. Let's build a brighter financial future together!

Branch History & Mission

Community Focus

Community outreach plays a crucial role in what we do. We actively engage with local organizations and initiatives that align with our values. By partnering with various groups, we strive to contribute positively to the lives of those around us. Whether it's through financial literacy programs or supporting local events, we are dedicated to making a meaningful impact. In addition to traditional banking services, we're embracing advancements that enhance member experience. Although we currently do not offer ATMs or drive-thru banking, our focus remains on providing exceptional service by appointment during our operating hours.

Join Us!

As we look ahead, First Frontier is excited about the future. We invite you to become part of our growing family. Experience firsthand how we can assist you with your financial journey while being an active participant in your community's growth. Contact us today at 516-599-8243 or visit us at First Frontier your trusted partner for all your banking needs!

Our Journey

The story of First Frontier is one of dedication and resilience. Established with a vision to provide accessible financial services, our branch has witnessed significant milestones that reflect both growth and stability. From humble beginnings, we have built a reputation as a reliable institution that prioritizes the financial well-being of our members. Our headquarters in Lynbrook, NY, serves as a testament to our roots in this vibrant community. We strive to create an inclusive environment where everyone feels valued. Our team works hard to ensure that every member receives the support they need, whether it's through personal banking options like checking and savings accounts or more specialized services like auto loans and mortgage refinancing.

Our Mission

At First Frontier, our mission is simple yet powerful: we aim to empower individuals by providing comprehensive financial services while fostering a sense of community. We believe in building relationships based on trust and transparency. This mission drives us to continually improve our offerings and seek innovative ways to better serve our members. While you can visit us at 155 Sherman St, please note that official correspondence should be sent to 155 Sherman St, Lynbrook, NY 11563-2038 if you need to reach out.

Branch Location & Accessibility

Call to Action

We invite you to visit First Frontier soon! Our dedicated staff is eager to help you with all your banking inquiries. Feel free to reach out or swing by we look forward to serving you!

Easy Access and Parking

Our branch is designed with accessibility in mind. You'll find ample parking right outside, along with features that cater to all members of our community, including ADA-compliant entrances. Whether you're visiting us for personal banking services or business solutions, getting here is simple.

Operating Hours and Services

At First Frontier, we value your time. While we operate strictly by appointment, our friendly team is ready to assist you during regular lobby hours throughout the week. Just give us a call at (516) 599-8243 to schedule your visit! We offer a range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, our mortgage loans and refinancing options make it easier than ever to manage your home financing.

Member Eligibility

Welcome to the community at First Frontier, where becoming a member is an exciting step towards achieving your financial goals. If you're wondering about eligibility, it's quite simple! Individuals who live, work, or worship in the area are welcome to join us. Whether you're looking for personal banking solutions, auto loans, or even business services, we have something for everyone. To learn more about the specific eligibility requirements and ensure you qualify, feel free to check out our detailed information here. Opening an account with us is straightforward and designed to be as inclusive as possible. If you have questions or need assistance, don't hesitate to reach out at (516) 599-8243. Join us at our branch located at 155 Sherman St Lynbrook Ny 11563, and let's embark on this journey together!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner that simplifies your payment processes. Our merchant services offer seamless transaction handling, allowing you to focus on what matters most growing your business. Whether you're looking to accept credit cards or streamline payments, our services provide the tools you need to enhance customer satisfaction and boost sales. Visit us at 155 Sherman St Lynbrook Ny 11563 in Lynbrook, NY, or give us a call at (516) 599-8243 to learn more about how First Frontier can support your business journey!

Comprehensive List Of Services

Accessibility

We understand that convenience is key. With our operating hours by appointment only, we're here when you need us most. Simply call us at 516-599-8243 to schedule a visit or ask about any service you're interested in. At First Frontier in Lynbrook, NY, we're more than just a credit union; we're your partner in financial success. We invite you to explore our comprehensive suite of services designed with you in mind. Visit us today or check out our website at firstfrontier.org for more information on how we can help you achieve your financial dreams!

Business Banking

If you're a business owner in need of support, First Frontier has your back. Our business banking services, including merchant services and business loans, are crafted to help small businesses thrive. We know how important it is for businesses to manage cash flow effectively, and our offerings can provide the financial flexibility needed for growth.

Credit Cards & Rewards

In today's world, rewards matter! That's why we offer credit cards with rewards, allowing you to earn points for every dollar spent. These points can be redeemed for travel, merchandise, or cash back making your everyday purchases more rewarding.

Online & Mobile Banking

To make managing your finances even easier, we provide online and mobile banking features. Although we currently do not have ATMs at our branch, our digital banking solutions allow you to check balances, transfer funds, and pay bills from anywhere at any time putting you in control of your finances right from your smartphone or computer.

Personal Banking

Starting with personal banking, we offer checking and savings accounts designed to suit various lifestyles. If you're planning a vacation or need funds for an unexpected expense, our flexible savings options can help you prepare. Our auto loans and vehicle financing solutions make it easier for you to get behind the wheel of your dream car without breaking the bank. We understand that purchasing a vehicle is a big decision; that's why we aim to provide competitive rates and easy repayment terms. Thinking about buying a home? Our mortgage loans and refinancing options can assist you in navigating the home-buying process or lowering your current mortgage payments. For those looking to consolidate debt or fund personal projects, our personal loans offer straightforward solutions with manageable terms.

Digital & Online Banking

Connect Easily with Person-to-Person Transfers

Currently, we do not offer person-to-person transfers directly through our platform. However, this might be something we consider in the future to enhance your experience further. In summary, at First Frontier, our aim is to provide you with convenient and secure banking options tailored for today's busy lifestyles. We're continuously looking for ways to improve our services and better serve you. If you have any questions or need assistance, feel free to reach out!

Convenience Meets Security

Security is our top priority. While we currently don't offer electronic signature authorization, rest assured that we are committed to keeping your information safe. You can enjoy peace of mind knowing that your data is protected as you manage your accounts online.

Explore Our Services

You can easily access your account anytime through our online banking portal at https://www.firstfrontier.org/ . Whether it's checking your balance, transferring funds, or reviewing transaction history, you can do it all with just a few clicks. This means no more waiting in lines or rushing before closing time your bank is always open when you need it.

Mobile Banking on the Go

While we don't have a mobile application or mobile payments feature yet, our website is fully responsive, allowing you to manage your finances from any device. You can access everything from account balances to payment histories wherever you are.

Stay Organized with E-Statements

Although we don't provide e-statements at this time, we encourage our members to stay organized by keeping track of their transactions manually or using other digital tools available to them.

Financial Strength

Commitment to Members

Unlike traditional banks, we prioritize our members. With no non-member deposits affecting our operations, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Dedicated Team

We also take pride in having a committed team ready to serve you. Although we currently have no full-time or part-time employees listed at this branch, we're dedicated to providing exceptional service whenever you need assistance.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $376,293 in total loans and leases. Although we do not currently offer used auto loans or other specific loan types, our overall lending framework is designed to help you achieve your financial aspirations.

Member-Focused Savings

Members' savings are secured through our operations, offering stable and rewarding financial growth opportunities. While we currently do not have amounts in share certificates or money market shares, our focus remains on creating value for you through various savings avenues.

Operational Efficiency

Our positive net income of $3,675 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Reinvestment for Better Services

With $52,203 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This commitment allows us to provide you with the best possible services tailored to your needs.

Strong Financial Health

With a net worth of $80,906, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1601 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust in Your Financial Partner

Total Share Accounts: 150, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Frontier is your trusted partner. Visit us at 155 Sherman St Lynbrook Ny 11563 or call 516-599-8243 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Options

For business owners, while our outstanding commercial loans are currently at zero, First Frontier plans to expand its offerings in the future to better support local businesses with the capital needed for growth and expansion. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. No matter your financial needs, our dedicated team is here to assist you with personalized service and guidance through every step of the loan process. Don't hesitate to reach out we look forward to helping you achieve your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. Although currently we have not issued any auto loans, our team is ready to guide you through your financing options when you're ready.

Mortgage Loans

Thinking about homeownership? While we currently do not have mortgage loans available, our future offerings will include options such as Junior Lien 1-4 Family Residential Properties loans. These products make buying or refinancing simple and accessible.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans to help members manage their finances effectively. Although no unsecured credit card loans have been issued yet, we aim to provide valuable solutions when the time comes.

Loan Aggregator

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Ensuring Accurate Comparisons

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FIRST FRONTIER FEDERAL CREDIT UNION