First Florida Raiford FL Credit Union | Best Auto Loans & Business Banking

Introduction

At First Florida, we believe in the power of community and the strength of personal connections. Located at 25638 Ne State Road 16, Raiford, FL 32083, our Raiford Branch has been serving members since 1950. With a total membership of 62,308, we pride ourselves on being more than just a financial institution; we are your trusted partner in achieving your financial goals. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 500 W 1st St, Jacksonville, FL 32202-3939. With over $1.37 billion in total assets and $64,940,473 in deposits, First Florida is committed to providing safe and reliable financial services tailored to meet your unique needs. Our team of 210 dedicated employees, led by CEO Brent Lister and Board President Dean Willis, works tirelessly to ensure that each member receives personalized service and support. We understand that life brings various financial challenges, which is why we offer a wide range of services including auto loans, mortgages, personal loans, and credit cards with rewards. In fact, we have facilitated over 76,363 loans and leases, helping our members navigate their financial journeys smoothly. Whether you're looking to save for the future or need assistance with business financing (with a net member business loan balance of $12,995,693), First Florida is here to help. We aim to create lasting relationships built on trust and transparency. Ready to take the next step? Visit us today or give us a call at 904-359-6800. Let's work together towards a brighter financial future!

Branch History & Mission

Welcome to the Raiford Branch of First Florida, where we take pride in our rich legacy and commitment to our community. Established in 1950, our branch has been a cornerstone of financial support for residents in Raiford, FL. Over the years, we have grown alongside our members, adapting to their needs and embracing new opportunities. Located at 25638 NE State Road 16, just a stone's throw from the heart of Raiford, our branch is easy to access for those in the area. We are dedicated to providing personal banking services that make a real difference in people's lives. Whether you're looking for checking and savings accounts, auto loans, or mortgage solutions, we are here to help you every step of the way. Our mission at First Florida is simple yet impactful: we strive to empower our members by offering accessible financial services while fostering a strong sense of community. With over 62,308 members and total assets exceeding $1.375 billion, we are proud to serve as a trusted partner in your financial journey. We believe in giving back to the communities we serve. Through various outreach programs and partnerships, we aim to make positive contributions that enhance the quality of life for everyone around us. Our commitment goes beyond banking; it's about building lasting relationships and ensuring everyone has the tools they need to thrive financially. While members can visit us at 25638 NE State Road 16, official correspondence should be sent to 500 W 1st St, Jacksonville, FL 32202-3939. Our branch operates Monday through Friday from 9:00 AM to 5:00 PM, making it convenient for you to stop by whenever you need assistance. In today's fast-paced world, we understand the importance of digital access. That's why we've embraced technology with mobile banking options and online services designed for your convenience. Our focus on customer service means that whether you're visiting us in person or connecting online, you'll receive the same level of dedication and care. If you're looking for a financial institution that prioritizes your needs while actively contributing to community growth, look no further than First Florida. Join us today and experience firsthand the benefits that come with being part of our family. Together, let's achieve your financial goals! For more information or to become a member, call us at 904-359-6800 or visit our website at First Florida.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is crucial for all our members. Our branch is designed to be ADA compliant, featuring ramps and accessible entrances to ensure everyone can enjoy our services without any hassle. Parking is available on-site, providing easy access when you visit.

Operating Hours

We're here for you during the week! Our lobby hours are Monday through Friday from 9:00 AM to 5:00 PM. Whether you need assistance with personal banking or are looking into loan options, our dedicated team is ready to help during these hours.

Services Offered

At First Florida, we offer a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, if you're a member of another credit union, take advantage of our shared service center for basic transactions such as deposits and withdrawals. Though we currently do not have ATM or drive-thru services available at this location, our staff is always available to assist you inside the branch. We invite you to come by and experience the welcoming atmosphere of First Florida Raiford Branch. If you have any questions or would like more information about our services, feel free to give us a call at 904-359-6800. We're excited to help you with all your banking needs!

Member Eligibility

Becoming a member of First Florida is like joining a close-knit family where your financial needs are understood and valued. If you're looking to become part of our community, the good news is that eligibility is straightforward and welcoming! You can qualify for membership if you live, work, worship, or attend school in the areas we serve. This includes anyone in Union County and beyond, so whether you're from Raiford or nearby towns, we invite you to join us. As a member, you'll enjoy access to competitive rates on loans, personalized service, and a range of financial products tailored just for you. To get started, simply visit our website for detailed information on eligibility at https://www.firstflorida.org/about/membership. If you're ready to open an account, it's easy just head over to https://www.firstflorida.org/apply-for-a-loan. For any questions or assistance along the way, feel free to give us a call at (904) 359-6800. We look forward to welcoming you into the First Florida family at our branch located at 25638 Ne State Road 16 Raiford Fl 32083!

Comprehensive List Of Services

Business Banking Services

At First Florida, we understand that businesses need solid financial support too. Our business banking services include everything from merchant services to business loans. Whether you're launching a startup or looking to expand an existing business, we have tailored solutions to help you succeed.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we emphasize our robust online and mobile banking features. With just a few taps on your phone or clicks on your computer, you can manage your accounts anywhere, anytime. Need cash? Our ATM and cash withdrawal services make it easy for you to access funds when needed.

Get Started Today!

We invite you to explore all the ways First Florida can assist you in achieving financial success. If you're ready to take the next step or have questions about any of our services, don't hesitate to reach out at 904-359-6800. Our team is here to guide you through every option available. Visit us today or check out more information on our website: firstflorida.org. Your financial journey starts here!

Personal Banking Solutions

When it comes to personal finance, our offerings at First Florida are designed to fit your lifestyle. You can choose from various checking and savings accounts that suit your everyday needs. Imagine easily managing your funds online or through our mobile app making deposits, checking balances, or transferring money whenever it suits you. If you're in the market for a vehicle, our auto loans and vehicle financing options are competitive and straightforward. Picture yourself driving off in that new car without any hassle! We also offer mortgage loans and refinancing options that can help you secure your dream home or adjust your current mortgage terms for better rates. For those moments when unexpected expenses arise, our personal loans and debt consolidation services provide flexible solutions to help you regain control of your finances. Plus, with our credit cards with rewards, you can earn points on your everyday purchases!

Shared Branch Transactions

Additionally, if you're a member of partner credit unions, you can take advantage of basic shared branch transactions at our location. This means easy deposits and withdrawals right here at 25638 NE State Road 16 Raiford FL 32083, where we welcome all members into our friendly environment.

Digital & Online Banking

Convenient Online Access

Our 24/7 online banking services allow you to check balances, pay bills, and transfer funds with just a few clicks. Whether you're at home or on the go, everything you need is right at your fingertips. Plus, with the option for electronic signature authorization, signing documents is quick and hassle-free.

Mobile Banking Made Simple

For those who prefer using their smartphones, our mobile application makes banking even more convenient. You can make person-to-person transfers effortlessly and enjoy the ease of mobile payments right from your device. Need to send money to a friend? Just use our person-to-person transfer feature it's fast and simple!

Security You Can Trust

We prioritize your security with robust measures in place to protect your personal information while you bank online. Whether you're accessing your account via desktop or mobile app, you can have peace of mind knowing that your data is secure. In today's fast-paced world, having easy access to banking services is essential. At First Florida, we're committed to providing user-friendly digital solutions that empower you to manage your finances effectively. Explore all our digital banking options today at https://www.firstflorida.org/!

Stay Organized with E-Statements

Say goodbye to paper clutter! Our e-statements feature helps you stay organized by delivering your account statements directly to your email inbox. This means you can easily keep track of your transactions without worrying about lost papers.

Financial Strength

A Reassuring Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Florida is your trusted partner. Visit us at 25638 Ne State Road 16 Raiford Fl 32083 or call (904) 359-6800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Committed Workforce

We also take pride in having 204 full-time employees and 6 part-time employees. This ensures our branches are always ready to serve you with a knowledgeable, committed team dedicated to assisting you every step of the way.

Investment in Growth

With $122,278,331 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our total loans and leases amount to $930,048,448, which reflects our commitment to supporting your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $336,791,568 in share certificates and $112,099,388 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members' needs; with non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $178,865,367, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.98% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $237,007,404 in used vehicle loans and $87,968,253 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing options make it easier than ever to get behind the wheel.

Business Financing

For business owners, our outstanding commercial loans totaling $12,995,693 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, we have resources available to assist you. In addition to these offerings, we also provide refinancing options that can help lower your payments and improve your financial standing. To learn more about eligibility and how we can assist you further, visit our website or call us at 904-359-6800. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At First Florida located at 25638 Ne State Road 16 Raiford FL 32083, we're here to help you every step of the way in achieving your financial goals. Explore our loan offerings today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $59,333,823, make buying or refinancing simple. We provide personalized support throughout the process so you can feel confident about your investment.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $21,729,435 in loans helping members manage their finances effectively. Our credit cards come with features designed to fit your lifestyle and budgeting needs.

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FIRST FLORIDA CREDIT UNION - Raiford, FL

Type of Loan Offerings

Home Equity Loans

Personal Loans

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