First Florida Orange Park FL Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to First Florida at our Kingsley branch, located at 1461 Kingsley Ave, Orange Park, FL 32073. Since our establishment in 1950, we have proudly served our members with dedication and care. With a total membership of over 62,308, we are more than just a financial institution; we are a community partner committed to helping you achieve your financial goals. At First Florida, we understand that trust is built on transparency and strong relationships. Our assets stand at an impressive $1,375,385,367, reflecting our stability and commitment to serving you better every day. With $64,940,473 in deposits and a net worth of $178,865,367, we ensure that your savings are secure while providing various loan options tailored to meet your needs. Whether you're looking for auto loans or personal financing solutions with our total loans reaching 76,363, we've got you covered. Our dedicated team of 210 employees works tirelessly to provide you with top-notch service. Under the leadership of CEO Brent Lister and Board President Dean Willis, we continuously strive to improve your experience. You can reach us anytime at 904-332-4203, and don't hesitate to visit us during our lobby hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: 500 W 1st St, Jacksonville, FL 32202-3939. Join us today in experiencing personalized banking that puts you first! Visit our website at First Florida or give us a call we're here to help!

Branch History & Mission

At First Florida, we take pride in our rich history and unwavering commitment to the community. Established in 1950, our branch has been a cornerstone of financial support for residents of Orange Park, FL. Over the years, we have grown from a small credit union into a thriving institution with over 62,000 members and total assets exceeding $1.37 billion. Our journey is not just about numbers; it's about the lives we touch and the relationships we build. Located at 1461 Kingsley Ave, Orange Park, FL 32073, our branch is easily accessible to all community members. We are proud to serve our neighbors with a variety of financial services tailored to meet their needs. Whether you are looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, First Florida is here to help. Our drive-thru service and ATM availability make banking convenient for everyone. Our mission is clear: to provide exceptional financial services while fostering a sense of community and support among our members. We believe in empowering individuals by offering them the tools they need for financial success. This commitment extends beyond traditional banking through various community outreach programs, we work hand-in-hand with local organizations to uplift those around us. While members can visit us at 1461 Kingsley Ave, official correspondence should be sent to 500 W 1st St, Jacksonville, FL 32202-3939 if needed. Our operating hours reflect our dedication to serving you better: Monday through Thursday from 9:00 a.m. to 5:00 p.m., and Friday from 9:00 a.m. to 6:00 p.m. As part of our commitment to modern banking, we embrace digital advancements that enhance your experience with us. From online banking and mobile payments to e-statements and person-to-person transfers, we ensure that your banking needs are met efficiently and securely. At First Florida, we believe in collaboration; that's why we offer shared service center options for partner credit union members. These partnerships allow us to extend our reach and resources further into the community. Join us on this journey! Experience firsthand the benefits of membership at First Florida. With dedicated staff ready to assist you every step of the way, we invite you to become part of our family today! For more information or to open an account, please call us at 904-332-4203 or visit our website at First Florida. Together, let's build a brighter financial future!

Branch Location & Accessibility

ADA Compliance and Special Features

At First Florida, accessibility is a priority. Our branch is compliant with ADA standards, featuring ramps and designated parking spaces for individuals with disabilities. This ensures that everyone can comfortably access our services.

Convenient Access

Whether you're stopping by for a quick transaction or seeking financial advice, our branch is designed with your convenience in mind. We offer ample parking, making it easy to visit us during our operating hours: Monday through Thursday from 9:00 a.m. to 5:00 p.m., and Friday from 9:00 a.m. to 6:00 p.m. If you prefer banking on the go, you can utilize our drive-thru service during these same hours for quick deposits and withdrawals.

Full Range of Services

We pride ourselves on offering a full suite of banking services tailored to meet your needs. From checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards, we've got you covered. Plus, our shared service center allows members from partner credit unions to access basic transactions seamlessly. Should you have any questions or need assistance, feel free to give us a call at 904-332-4203. We invite you to visit us at First Florida where friendly faces are ready to help you achieve your financial goals!

Member Eligibility

Becoming a member of First Florida is like opening the door to a community that truly cares about your financial well-being. Located at 1461 Kingsley Ave Orange Park Fl 32073, we welcome individuals who live, work, worship, or attend school in our service area, as well as their family members. This means that if you have a connection to our vibrant community, you're likely eligible to join us! Being part of First Florida comes with numerous advantages, from personalized service to competitive rates on loans and accounts that help you achieve your financial goals. The membership process is simple and straightforward; just visit our website for more information on eligibility criteria at https://www.firstflorida.org/about/membership. When you're ready to take the next step, you can easily open an account through this link: https://www.firstflorida.org/apply-for-a-loan. If you have any questions or need assistance, don't hesitate to reach out to us at (904) 332-4203. We look forward to welcoming you into our family!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that help streamline your operations. Imagine easily processing payments from your customers without hassle our services simplify transactions so you can focus on what matters most: running your business. Located at 1461 Kingsley Ave Orange Park Fl 32073 in Orange Park, FL, we invite you to explore how our business banking and commercial services can help you thrive. Reach out to us at (904) 332-4203 to learn more!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $27 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $17 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $12,995,693, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

We know that sometimes you need quick access to cash or assistance without stepping inside the branch. Our ATM services allow for withdrawals and balance checks anytime you need them. Plus, our drive-thru banking provides a simple way to handle deposits and withdrawals conveniently.

Business Banking Services

For our business members, First Florida offers comprehensive banking solutions to help your company thrive. From merchant services that streamline payment processing to business loans designed to fuel growth, we understand the unique challenges faced by entrepreneurs. Our team is committed to supporting local businesses every step of the way.

Digital Banking Convenience

In today's fast-paced world, access to your finances should be effortless. That's why we provide robust online and mobile banking features at Kingsley. Manage your accounts from anywhere, transfer funds easily with person-to-person payments, and stay updated with e-statements all at your fingertips.

Personal Banking Solutions

Our personal banking services are designed for convenience and accessibility. You can open checking and savings accounts that fit your lifestyle, allowing you to manage your money with ease. Need a vehicle? Our auto loans and vehicle financing options make purchasing a car stress-free, while our mortgage loans and refinancing services help you secure the perfect home at competitive rates. If you're facing unexpected expenses or simply want to consolidate debt, our personal loans provide flexible solutions tailored to your circumstances. Additionally, with credit cards that offer rewards, you can earn benefits on everyday purchases.

Shared Branch Transactions

If you're a member of a partner credit union, you'll find it easy to conduct basic transactions like deposits and withdrawals through our shared branch services. This flexibility ensures that you have access to your money when you need it most. At First Florida, we pride ourselves on being more than just a financial institution; we're a community partner invested in helping you succeed. With our dedicated staff ready to assist you over the phone at (904) 332-4203, don't hesitate to reach out or visit us today! Ready to explore what we can do for you? Visit us at Kingsley or take the next step towards your financial future by applying for an account here. We look forward to serving you!

Digital & Online Banking

Focus on Security

Your security is our top priority. We implement robust measures to protect your personal information while ensuring that our services remain user-friendly. Our commitment to safety means you can bank with confidence, knowing that every transaction is secure. At First Florida, we strive to provide you with easy access to your finances while keeping everything safe and sound. Explore all that our digital and online banking services have to offer and experience the freedom of managing your money on your own terms!

Key Features for Your Convenience

One of the standout features of our digital banking is the ability to send money easily with person-to-person transfers. You can quickly split a bill with friends or pay back family members without needing cash. Additionally, we support mobile payments, so you can make purchases directly from your phone no wallet needed! For those who prefer paperless transactions, we offer e-statements that let you view and manage your account statements digitally. This not only helps the environment but also keeps your information secure and organized. And with electronic signature authorization available, signing documents has never been more straightforward or safe.

Financial Strength

Member-Centric Savings

Members' savings are secured through $336,791,568 in share certificates and $112,099,388 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance reflects operational efficiency, as shown by our $2,332,762. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 204 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $178,865,367, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.98% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Future Growth

With $122,278,331 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $24,000 in used auto loans and $930,048,448 in total loans and leases, we support our members' financial goals across various sectors.

Strong Community Trust

Total Share Accounts stand at 122,731, showing a strong and growing member base that trusts us with their finances. Net Shares (funds available for lending and investments) total $14,511, further illustrating our commitment to being a reliable partner for your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Florida is your trusted partner. Visit us at 1461 Kingsley Ave Orange Park Fl 32073 or call (904) 332-4203 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $237,007,404 in used vehicle loans and $87,968,253 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our financing options can help make your dream car a reality.

Credit Lines

For those who prefer having easy access to funds when needed, our total credit lines amounting to $264,783,720 can provide the support you need for various financial situations. If you're considering refinancing any existing loans or want to know about eligibility options for our loan products, our team is ready to assist you every step of the way. At First Florida, we strive to create personalized solutions tailored just for you. For more information about our loan products or to start your application process today, give us a call at 904-332-4203 or visit our website at firstflorida.org. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial success is our priority!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $59,333,823, make buying or refinancing simple. We provide flexible terms and competitive rates that fit your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $21,729,435 in loans helping members manage their finances effectively. This option gives you the freedom to cover unexpected expenses or make larger purchases without the need for collateral.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh guarantees that the information presented is both accurate and trustworthy.

FIRST FLORIDA CREDIT UNION - Orange Park, FL

Type of Loan Offerings

Home Equity Loans

Personal Loans

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Loan rates in Orange Park, FL (32073)