First Florida Jacksonville FL Credit Union | Quick Personal Loans & Rewards Credit Cards

Introduction

Welcome to First Florida, where your financial well-being is our top priority! Located at 12929 Atlantic Blvd, Jacksonville, FL 32225, our Atlantic Branch has been serving the community since 1950. With a strong commitment to our members, we take pride in fostering relationships built on trust and reliability. At First Florida, we believe that every member deserves access to quality financial services tailored to their needs. With over 62,308 members and total assets of $1,375,385,367, we're dedicated to supporting you in achieving your financial goals. Whether you're looking for personal banking solutions like checking and savings accounts or considering an auto loan from our extensive portfolio of 76,363 loans and leases, we have something for everyone. Our branch is not just a place for transactions; it's a hub for community engagement. Under the leadership of our CEO, Brent Lister, and Board President, Dean Willis, we strive to create a welcoming environment where members can feel confident in their financial choices. We currently employ 210 team members who are passionate about helping you navigate your financial journey. While you can visit us at our Atlantic Branch location for friendly service and support, please note that official correspondence should be sent to our mailing address at 500 W 1st St, Jacksonville, FL 32202-3939. We invite you to explore all that First Florida has to offer by visiting our website at firstflorida.org. For any questions or assistance, feel free to call us at 904-359-6800. Join us today and discover how we can help you thrive financially!

Branch History & Mission

At First Florida, we are proud of our rich history and unwavering commitment to serving our community in Jacksonville, FL. Established in 1950, our Atlantic Branch has grown from humble beginnings into a thriving hub of financial services, dedicated to enhancing the lives of our members. Located at 12929 Atlantic Blvd, we sit at the heart of a vibrant neighborhood, easily accessible for all your banking needs. Over the years, First Florida has continually adapted to meet the changing needs of our members. Today, we proudly serve over 62,308 members with total assets exceeding $1.375 billion. Our journey is marked by significant milestones, including the introduction of innovative digital banking solutions that ensure our members can manage their finances conveniently and securely. Our mission is simple yet profound: to provide exceptional financial services while fostering community support. We believe in empowering individuals with the tools they need to achieve their financial goals. Whether it's offering competitive loan rates on auto financing or providing trusted advice on savings and investments, we aim to be a partner in your financial journey. While members can visit us at 12929 Atlantic Blvd, official correspondence should be sent to 500 W 1st St, Jacksonville, FL 32202-3939. We invite you to experience our customer-centric approach during our operating hours: Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. Our branch is equipped with an ATM for easy access to cash and provides drive-thru banking services for quick transactions. Additionally, as part of our commitment to accessibility and convenience, we offer shared service center options for our members who may need assistance outside regular branch hours. In line with our mission, First Florida actively engages in community outreach initiatives and partnerships that make a real difference in the lives of those around us. We strive not just to be a credit union but also a pillar of support within Jacksonville. Join us today at First Florida! Discover how we can help you achieve your financial dreams while being part of a community-focused organization that cares about your success. Visit us online or call us at 904-359-6800 for more information about membership and services tailored just for you!

Branch Location & Accessibility

Convenient Access

Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can visit us easily. Ample parking is available right outside our doors, making it simple for you to stop by whenever you need assistance or wish to conduct transactions.

Get in Touch!

If you have any questions or would like more information about our services, feel free to call us at 904-359-6800. We look forward to welcoming you to First Florida's Atlantic Branch where your financial well-being is our priority!

Operating Hours That Fit Your Schedule

At First Florida, we understand that life can get busy. That's why we offer flexible operating hours to accommodate your schedule. Our lobby is open Monday through Thursday from 9:00 a.m. to 5:00 p.m., extending our hours on Friday until 6:00 p.m., and we're also available on Saturday from 9:00 a.m. to 12:00 p.m. If you're in need of quick banking services, our drive-thru is open during the same hours for your convenience.

Services Designed for You

Whether you're looking to open a new checking account, apply for an auto loan, or simply make a deposit, our friendly team is ready to assist you. We provide various services including personal banking options, mortgage loans, business banking solutions, and even online and mobile banking for those who prefer digital access. Plus, with ATM availability and shared service center options, you have numerous ways to manage your finances seamlessly. While members can visit us at 12929 Atlantic Blvd for all their banking needs, official correspondence should be sent to our mailing address at 500 W 1st St, Jacksonville, FL 32202-3939.

Member Eligibility

Becoming a member of First Florida is like joining a friendly neighborhood where everyone looks out for one another. If you live, work, or attend school in Duval County or nearby areas, you're likely eligible to join our supportive community. We welcome individuals from all walks of life, and our goal is to provide you with financial services that truly cater to your needs. By choosing First Florida, you'll gain access to a range of benefits including competitive loan rates and personalized service that feels like family. Ready to take the next step? It's simple! You can find more detailed information about eligibility and membership at this link. If you're excited to open an account, visit us online at this page or give us a call at (904) 359-6800 for any questions you might have. We're here for you every step of the way at our branch located at 12929 Atlantic Blvd Jacksonville Fl 32225!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $27 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $17 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $12,995,693, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to streamline your operations. Imagine a busy Saturday at your storefront; customers are eager to pay, but you're stuck waiting for transactions to process. Our efficient payment solutions help you accept payments quickly and securely, allowing you to focus on what matters most growing your business. For personalized assistance or more information about how we can help your business thrive, visit us at 12929 Atlantic Blvd Jacksonville Fl 32225 or call us at (904) 359-6800. Let's build success together!

Comprehensive List Of Services

Additional In-Branch Services

When visiting us in person, our friendly staff is ready to assist with basic drive-thru banking for deposits, withdrawals, and other simple transactions. We also participate in shared branch transactions, so if you're a member of partner credit unions, you can make deposits and withdrawals easily. At First Florida, we believe that financial services should be straightforward and accessible to everyone. For more information about how we can help you achieve your financial goals or if you'd like to speak with one of our representatives, feel free to call us at 904-359-6800. We invite you to experience the First Florida difference visit us today!

Business Banking Support

If you're a business owner, you'll find valuable resources at First Florida. Our business banking services include merchant services that simplify transactions and support for obtaining business loans tailored to your specific needs. We understand that managing a business comes with challenges; that's why we're here to assist every step of the way.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking platforms, allowing you to manage your accounts from anywhere at any time. Pay bills, transfer funds, or check balances with just a few taps on your phone or clicks on your computer. You can also enjoy the ease of ATM and cash withdrawal services that ensure access to your funds whenever you need them.

Personal Banking Solutions

Our personal banking services are tailored to help you manage your finances effectively. You can choose from various checking and savings accounts that fit your lifestyle and goals. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options are competitive and accessible. We also offer mortgage loans and refinancing solutions to help you find the perfect home or reduce your current mortgage payments. For those facing unexpected expenses, our personal loans and debt consolidation services provide flexible terms that can ease financial burdens. Plus, with our credit cards featuring rewards, you can earn while you spend, making everyday purchases more rewarding.

Digital & Online Banking

Accessibility and Security

Our mobile application offers an intuitive interface that allows for real-time account management right from your pocket. You can easily perform person-to-person transfers with just a few taps perfect for sending money to friends or family in a pinch. We prioritize your security by implementing advanced measures to protect your information. Rest easy knowing that our online banking system is designed with state-of-the-art security protocols. In summary, First Florida is committed to providing accessible and user-friendly banking solutions that cater to your needs. With features like online banking, mobile payments, e-statements, and more, managing your finances has never been easier or safer!

Key Features

With our online banking services available at https://www.firstflorida.org/ , you can effortlessly manage your finances 24/7. Check your balance, transfer funds, and pay bills without needing to visit a branch. Plus, with our electronic signature authorization feature, signing important documents is quick and hassle-free. You can also enjoy the convenience of e-statements, which provide an eco-friendly way to keep track of your financial history without the clutter of paper. Mobile payments are another fantastic option available for those who prefer using their smartphones for transactions. Whether you're buying coffee or splitting a bill with friends, our mobile payments feature makes it simple.

Financial Strength

A Solid Financial Foundation

With a net worth of $178,865,367, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,298 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share Accounts: 122,731, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $14,511 further emphasize our dedication to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Florida is your trusted partner. Visit us at 12929 Atlantic Blvd Jacksonville Fl 32225 or call (904) 359-6800 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $122,278,331 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $24,000 in used auto loans and $930,048,448 in total loans and leases available to help you achieve your dreams.

Member-Centric Savings Options

Members' savings are secured through $336,791,568 in share certificates and $112,099,388 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 204 full-time employees and 6 part-time employees who are always ready to assist you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $237,007,404 in used vehicle loans and $87,968,253 in new vehicle loans already helping members get on the road. We also offer refinancing options, making it easy for you to lower your payments or access cash from your vehicle's equity.

Business Financing

For business owners, our outstanding commercial loans totaling $12,995,693 provide the capital needed to grow and expand. Whether you're starting a new venture or improving an existing one, our team is here to assist you every step of the way. At First Florida, we believe that everyone deserves access to financial solutions that work for them. For more information about our loan offerings or to discuss eligibility options, feel free to reach out at (904) 359-6800 or visit us at 12929 Atlantic Blvd Jacksonville Fl 32225 in Jacksonville, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $59,333,823, make buying or refinancing simple. We can guide you through the process, ensuring you find a loan that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $21,729,435 in loans helping members manage their finances effectively. These cards come with no collateral required, giving you peace of mind while you navigate your spending.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers tailored to their needs. By relying on verified institutions, LendMesh helps eliminate the confusion often associated with loan shopping.

FIRST FLORIDA CREDIT UNION