First Florida Jacksonville FL Credit Union | Top Auto Loans & Mortgage Refinancing

Introduction

Welcome to First Florida, your trusted credit union located at 11467 San Jose Blvd Ste 2, Jacksonville, FL 32223. Since opening our doors in 1950, we've been dedicated to providing exceptional financial services to our community, now proudly serving over 62,308 members. With total assets exceeding $1.37 billion, we are committed to ensuring your financial well-being and helping you achieve your goals. At First Florida, we believe in the power of community and strive to make a positive impact through our range of services, including personal banking, auto loans, mortgages, and business financing. Our team, led by CEO Brent Lister and Board President Dean Willis, is here to offer personalized solutions tailored just for you. While members can visit us at our branch for all their banking needs, official correspondence should be sent to 500 W 1st St, Jacksonville, FL 32202-3939. Whether you're looking to open a new account or inquire about loan options, we're here for you. With total deposits amounting to $64,940,473 and a solid net worth of $178,865,367, you can trust that your finances are in good hands. Our commitment extends beyond numbers; it's about building lasting relationships with our members. We invite you to explore our services further by visiting us online at First Florida. For any inquiries or assistance, feel free to call us at 904-359-6800. We look forward to welcoming you into the First Florida family!

Branch History & Mission

Community Engagement

First Florida actively collaborates with local organizations and participates in initiatives designed to foster growth within Jacksonville. Our partnerships reflect our belief in giving back; whether through educational programs or financial literacy workshops, we are dedicated to improving the lives of those in our community. As we look ahead to the future, we remain committed to evolving alongside technological advancements while ensuring a customer-centric approach in everything we do. With convenient ATM access and drive-thru banking available during extended hours Monday through Friday from 9:00 a.m. to 6:00 p.m., and Saturdays from 9:00 a.m. to 12:00 p.m. we strive to make banking simpler for everyone. Join us at First Florida and discover how we can help you secure your financial future while making a positive impact in our community. Experience the benefits of membership today! For inquiries or assistance, feel free to call us at 904-359-6800 or visit our website here.

Our Mission

At First Florida, our mission goes beyond just providing financial services. We strive to empower our members through personalized banking solutions that meet their unique needs. Our focus on community support drives us to engage in outreach efforts that uplift those around us. By offering everything from checking and savings accounts to auto loans and mortgage refinancing, we aim to help every member thrive financially. While members can visit us at 11467 San Jose Blvd Ste 2 Jacksonville Fl 32223, official correspondence should be sent to 500 W 1st St, Jacksonville, FL 32202-3939 if needed. We prioritize accessibility with features like ADA compliance and digital advancements that ensure all individuals can benefit from our services.

Branch Location & Accessibility

Welcome to the First Florida Mandarin Branch, your go-to spot for all your banking needs in Jacksonville, FL! Conveniently located at 11467 San Jose Blvd Ste 2, this branch is easily accessible for both existing members and those looking to join our community. Nestled near popular landmarks like the Mandarin Park and close to the bustling San Jose Boulevard, you'll find us in a welcoming neighborhood setting. At our Mandarin Branch, we prioritize accessibility for all our members. The building is equipped with ADA-compliant features, including ramps and designated parking spaces to ensure that everyone can visit us with ease. For those who prefer a quick stop, we offer drive-thru banking services where you can complete simple transactions without leaving your vehicle. We understand that your time is valuable, which is why our operating hours are designed to fit into your busy schedule. Our lobby is open Monday through Thursday from 9:00 a.m. to 5:00 p.m., extending to 6:00 p.m. on Fridays and even welcoming you on Saturdays from 9:00 a.m. to noon. Whether you need assistance with personal banking, auto loans, or mortgage refinancing, our friendly staff is here to help. If you're looking for cash access, you'll be pleased to know that we have ATMs available for your convenience. And if you're a member of another credit union, you can also take advantage of our shared services here at First Florida. While members can visit us at 11467 San Jose Blvd Ste 2 Jacksonville Fl 32223, official correspondence should be sent to our mailing address at 500 W 1st St, Jacksonville, FL 32202-3939. Have questions or want to learn more? Give us a call at (904) 359-6800 or stop by today! We're excited to serve you at the First Florida Mandarin Branch.

Member Eligibility

Joining the First Florida community is a warm and welcoming experience, designed to support your financial journey. To become a member, you just need to meet a few simple eligibility requirements. Whether you live, work, or attend school in the area, you're likely to qualify. Our aim is to make banking accessible for everyone, so we encourage you to check out the specific details at https://www.firstflorida.org/about/membership. Membership brings along numerous benefits like competitive rates on loans and savings accounts, personalized service, and access to a range of financial products tailored just for you. Getting started is easy! Simply visit us at our branch located at 11467 San Jose Blvd Ste 2 Jacksonville Fl 32223, or give us a call at (904) 359-6800 if you have any questions about the process. You can also explore how to open an account by visiting https://www.firstflorida.org/apply-for-a-loan. We're here to help you take that first step towards becoming part of our supportive family at First Florida!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $27 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $17 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $12,995,693, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services are designed to make your daily operations easier. From secure payment processing to online invoicing, we provide the tools you need to manage transactions smoothly. Picture this: a customer buys your product seamlessly while you focus on what you do best growing your business. Located at 11467 San Jose Blvd Ste 2 Jacksonville Fl 32223 in Jacksonville, FL, we invite you to visit us or call (904) 359-6800 to learn more about how our business banking and commercial services can help you achieve your goals. Let's build your success together!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car or need financing for a used vehicle, our auto loans are tailored just for you. We can help you navigate the process quickly so you can hit the road in no time. With competitive rates and flexible terms, getting behind the wheel of your dream car is within reach.

Business Banking

For entrepreneurs and business owners in Jacksonville, we provide comprehensive business banking solutions including merchant services and business loans. We know how crucial it is for small businesses to thrive; that's why we're dedicated to offering support tailored to meet your unique challenges.

Convenient Access

Our branch also features basic drive-thru banking services for quick deposits and withdrawals when you're on the go. Additionally, members can take advantage of shared branch transactions if they're part of partner credit unions making banking easier no matter where life takes you. With ATM access available 24/7 at locations throughout Jacksonville and beyond, cash withdrawal is always at your fingertips. At First Florida, we're not just about transactions; we're about building relationships with our members and providing tools that empower them financially. If you're interested in learning more about any of these services or have questions about how we can assist you further, don't hesitate to reach out! Call us at (904) 359-6800 or visit us today at 11467 San Jose Blvd Ste 2 Jacksonville Fl 32223. Let's work together towards achieving your financial dreams!

Credit Cards with Rewards

Enjoy shopping even more with our credit cards that come with rewards! Whether you're earning cash back on everyday purchases or points towards travel, our credit cards help make every dollar count. Plus, managing your credit card account online keeps everything organized and accessible.

Mortgage Loans & Refinancing

For those looking to buy their first home or refinance an existing mortgage, we offer mortgage loans with personalized service. Our team will guide you through the mortgage process, ensuring that it's smooth and straightforward. Picture yourself settling into your new home without the stress of complicated paperwork let us handle that!

Personal Banking

Managing your day-to-day finances has never been easier with our personal banking options. At First Florida, we offer checking and savings accounts that fit your lifestyle, whether you're just starting out or looking to maximize your savings. Imagine having easy access to your funds through online and mobile banking, allowing you to check balances, pay bills, and transfer money right from your phone or computer. With features like e-statements and electronic signature authentication, banking with us is both convenient and secure.

Digital & Online Banking

Key Features for Your Convenience

Enjoy the freedom of electronic signature authorization, which allows you to complete important transactions without needing to visit a branch. Say goodbye to paperwork and hello to efficiency! We also offer e-statements so you can keep track of your account activity without cluttering your mailbox. Going paperless not only helps the environment but also makes it easier for you to stay organized. For those who love mobile technology, First Florida offers a mobile application that brings all these features right to your fingertips. With our mobile payments feature, making purchases is just a tap away no need for cash or cards. You can even send money directly to friends and family through our person-to-person transfer service.

Security You Can Trust

We take your security seriously. Our digital banking services come equipped with robust security measures to protect your information and ensure that your transactions are safe. With everything from encryption protocols to fraud monitoring, you can bank with peace of mind. In summary, whether you're using our online banking at https://www.firstflorida.org/ or accessing it through our mobile app, First Florida is committed to providing accessible and easy-to-use financial solutions tailored just for you. Experience the convenience of modern banking today!

Financial Strength

At First Florida, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, it's crucial to have a credit union you can trust. That's why we are committed to maintaining strong financial health and reliability. With a net worth of $178,865,367, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.98% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $336,791,568 in share certificates and $112,099,388 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $122,278,331 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $24,000 in used auto loans and $930,048,448 in total loans and leases. Our operational efficiency is reflected in our $2,332,762, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 204 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $14,511. Total Share and Deposit Accounts: 122,731, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Florida is your trusted partner. Visit us at 11467 San Jose Blvd Ste 2 Jacksonville Fl 32223 or call (904) 359-6800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $237,007,404 in used vehicle loans and $87,968,253 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your vehicle straightforward and accessible.

Business Loans

For business owners, our outstanding commercial loans totaling $12,995,693 provide the capital needed to grow and expand. We aim to support local businesses with tailored solutions that fit their specific needs. At First Florida, we prioritize transparency and customer service. If you're interested in refinancing or exploring eligibility options for any of our loan products, please don't hesitate to reach out. You can contact us at 904-359-6800 or visit us at our branch located at 11467 San Jose Blvd Ste 2 Jacksonville FL 32223. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you take your next financial step confidently!

Credit Lines

If you're seeking flexibility in your borrowing options, consider our credit lines totaling $264,783,720. These lines of credit can be used for various purposes from unexpected expenses to planned purchases giving you peace of mind when it comes to managing your finances.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $59,333,823, make buying or refinancing simple. Whether you are a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $21,729,435 in loans helping members manage their finances effectively. This option is perfect for those who need quick access to funds without tying up collateral.

Loan Aggregator

Benefits of Using LendMesh

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FIRST FLORIDA CREDIT UNION - Jacksonville, FL

Type of Loan Offerings

Home Equity Loans

Personal Loans

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