First Florida Jacksonville FL Credit Union | Affordable Vehicle Loans & Mortgage Refinancing

Introduction

Welcome to First Florida, your trusted financial partner in Jacksonville! Located at 500 W 1St St, Jacksonville, FL 32202, our Downtown Branch has been proudly serving the community since 1950. With a commitment to our members and a robust membership base of 62,308, we strive to provide personalized banking solutions that meet your unique needs. At First Florida, we understand that financial security is vital for you and your family. That's why we are dedicated to supporting our members with an impressive total asset value of $1,375,385,367 and total deposits reaching $64,940,473. We offer a variety of services including auto loans, mortgages, credit cards with rewards, and business banking solutions designed to help you achieve your financial goals. While our branch address is where you can find us for all your banking needs, please send any official correspondence to 500 W 1st St, Jacksonville, FL 32202-3939. Our leadership team, led by CEO Brent Lister and Board President Dean Willis, works tirelessly to ensure that every member receives exceptional service and support. We pride ourselves on being more than just a credit union; we are a part of the Jacksonville community. Our dedicated team of 210 employees is here to help you navigate your financial journey with confidence. Whether you need assistance with everyday banking or planning for the future, we're here for you. Ready to take the next step? Visit us today or call us at 904-359-6800 to learn more about how First Florida can help you achieve your financial dreams!

Branch History & Mission

Join Us

At First Florida, we believe in creating strong relationships with our members based on trust and transparency. Whether you're looking to open a checking account, secure an auto loan, or explore business banking options, we invite you to experience the personalized service that sets us apart. Join us today and become part of a vibrant community where your financial well-being is our top priority! Visit us at firstflorida.org or call us at 904-359-6800 to learn more about how we can help you achieve your financial dreams.

Our Journey

First Florida began with a simple mission: to provide reliable financial services while fostering a spirit of community support. Over the years, we have expanded our offerings to include personal banking, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. Our commitment to innovation is evident in our digital advancements, including online banking and mobile payment options that make managing finances easier than ever. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to 500 W 1st St, Jacksonville, FL 32202-3939. This ensures that every communication is handled efficiently by our dedicated team.

Our Mission

Our mission at First Florida is clear: we strive to empower individuals and families through accessible financial services while giving back to the community that supports us. We believe that everyone deserves a chance to achieve their financial goals without barriers or complications. Our branch not only focuses on providing exceptional banking services but also actively engages in local outreach programs aimed at improving the lives of those around us. We are proud to offer features like shared service centers and drive-thru banking for added convenience. With an ATM available at our location and regular operating hours from Monday to Friday (including extended hours on Fridays), we're here when you need us most.

Branch Location & Accessibility

Accessibility and Convenience

Our location is designed with your convenience in mind. There's ample parking available nearby, making it easy for you to visit us anytime during our operating hours. We are committed to providing an accessible environment for everyone. Our branch features ADA-compliant facilities and ramps to ensure that all members can navigate comfortably.

Connect With Us

Have questions or need assistance? Don't hesitate to call us at 904-359-6800. Our dedicated staff is always ready to help you with any inquiries or services you may need. We invite you to stop by and experience the First Florida difference today!

Nearby Landmarks

You can find us just a stone's throw away from notable landmarks like the Jacksonville Public Library and the beautiful St. James Park. These familiar spots make it easy to locate us while also offering great opportunities to enjoy the area before or after your visit.

Operating Hours

Our friendly team is ready to serve you! The lobby is open Monday through Thursday from 9:00 a.m. to 5:00 p.m., and on Fridays, we're here until 6:00 p.m. If you're in need of quicker service, take advantage of our drive-thru banking, which operates during the same hours.

Services Offered

At First Florida, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. We also provide business banking solutions and online/mobile banking features for your convenience. While members can visit us at 500 W 1st St, official correspondence should be sent to our mailing address at 500 W 1st St, Jacksonville, FL 32202-3939.

Member Eligibility

At First Florida, we believe that everyone deserves access to a supportive financial community. Joining us is easy and welcoming! If you live, work, worship, or attend school in Duval County or surrounding areas, you're already eligible to become a member. We also invite family members of existing members to join us. Becoming a part of First Florida means not just having a bank account, but gaining access to personalized services tailored to your needs. You can explore more about the eligibility criteria on our website at https://www.firstflorida.org/about/membership . When you're ready to take the next step and open an account, you'll find that our process is straightforward and designed with you in mind. Just visit us at our branch located at 500 W 1St St Jacksonville Fl 32202, or give us a call at (904) 359-6800 for assistance. We're excited to welcome you into our community and help you achieve your financial goals! For detailed information on opening an account, check out https://www.firstflorida.org/apply-for-a-loan .

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced market, having the right payment solutions can set your business apart. Our merchant services streamline transactions, allowing you to focus on what truly matters growing your business. Picture this: accepting payments seamlessly while managing your finances all in one place. That's the ease we aim to provide at First Florida. Located at 500 W 1St St Jacksonville Fl 32202 in Jacksonville, FL, we're here to help you unlock your business's potential. Connect with us today at (904) 359-6800 to learn more about how we can assist you!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $27 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $17 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $12,995,693, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and small business owners, First Florida offers tailored business banking services including merchant services and business loans. We aim to empower local businesses with the financial tools they need to thrive in today's market.

Convenient Transactions

Need a quick deposit or withdrawal? Our basic drive-thru banking services provide an efficient way to handle simple transactions without leaving your car. Furthermore, if you're a member of a partner credit union, take advantage of basic shared branch transactions right here at our location. At First Florida in Jacksonville, we pride ourselves on being more than just a bank; we are a community partner dedicated to helping you achieve financial success. Have questions about any of our services? Don't hesitate to reach out! Call us at 904-359-6800, visit us at our branch during lobby hours from Monday to Friday, or explore more online at firstflorida.org. Your financial journey starts here! Let us help you navigate it with confidence.

Easy Access Through Digital Banking

In today's fast-paced world, having access to your accounts anytime is essential. Our online and mobile banking features allow you to manage your finances from anywhere check balances, transfer funds, or pay bills all from the comfort of your home or on-the-go. Plus, with our ATM services available nearby, withdrawing cash has never been easier.

Loans for Every Need

Life can throw unexpected expenses your way, which is why we provide personal loans and debt consolidation services. This can help simplify your finances by combining multiple payments into one manageable loan. Additionally, if you're looking to reward yourself while building credit, check out our credit cards with rewards that offer benefits for everyday purchases.

Personal Banking

Whether you're just starting out or planning for the future, our personal banking services have got you covered. We offer checking and savings accounts that fit your lifestyle, allowing you to manage your money with ease. If you're dreaming of that new car, consider our auto loans and vehicle financing options perfect for getting behind the wheel without breaking the bank. For those looking to buy a home, our mortgage loans and refinancing solutions will guide you through the process with competitive rates and personalized service.

Digital & Online Banking

Convenient Mobile Features

Our mobile application takes convenience to the next level. You can enjoy features like mobile payments, making it simple to pay for purchases directly from your phone. Plus, with person-to-person transfers available, sending money to friends and family is quick and hassle-free.

Real-Time Account Management

Managing your money should be straightforward. With our online banking platform and mobile app, you have real-time access to your account information. This means you can monitor transactions as they happen and make informed decisions about your finances. No matter where life takes you, First Florida is here to support your banking needs with technology that works for you. Experience the convenience of digital banking today!

Secure Transactions

Security is a top priority at First Florida. We provide electronic signature authorization for documents, ensuring your transactions are safe and secure. Additionally, you can opt for e-statements to keep track of your accounts without the clutter of paper statements.

User-Friendly Online Banking

With our 24/7 online banking services, you can access your accounts anytime, anywhere. Whether you want to check your balance, transfer money, or pay bills, it's all just a few clicks away at https://www.firstflorida.org/ . You can stay on top of your finances with ease and confidence.

Financial Strength

Efficient Operations

Our operations reflect our dedication to serving you effectively. Despite a reported $0, we continue to provide competitive loan rates and quality products. We also take pride in having 204 full-time employees and 6 part-time employees ready to assist you with knowledgeable service.

Focused on Member Benefits

Unlike traditional banks, we focus our resources on benefiting you our members. With non-member deposits at $0, we ensure that our services remain tailored to your needs, translating into better loan rates and exclusive perks.

Growing Member Base

Total Share Accounts stand at 122,731, showcasing a strong and growing member base that trusts us with their finances. This trust fuels our commitment to maintaining high standards of service across all branches. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Florida is your trusted partner. Visit us at 500 W 1St St Jacksonville Fl 32202 or call (904) 359-6800 to learn more about how we can help you achieve your financial goals.

Reinvesting for Your Future

With $122,278,331 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to maintaining a robust lending capacity with $24,000 in used auto loans and $930,048,448 in total loans and leases supporting your various financial goals.

Secure Savings Options

Members' savings are secured through $336,791,568 in share certificates and $112,099,388 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members' interests, ensuring that your savings are handled with care.

Strong Capital Foundation

With a net worth of $178,865,367, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,298 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $237,007,404 in used vehicle loans and $87,968,253 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, we're here to help you drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $12,995,693 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and we're committed to supporting local entrepreneurs every step of the way.

Credit Lines and Personal Loans

If you need flexibility in managing your finances, our credit lines total $264,783,720 and can give you access to funds when you need them most. Additionally, our unsecured credit card loans, amounting to $21,729,435, offer competitive terms to help you manage day-to-day expenses without added stress.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $59,333,823, make buying or refinancing simple. We provide personalized service and expert guidance throughout the process, ensuring that you find the right solution for your situation.

Refinancing Options

If you're considering refinancing any existing loans, our team is ready to discuss various eligibility options that may be available to you. Refinancing can potentially lower your monthly payments or reduce your interest rate, making it an excellent choice for many borrowers. You can visit us at 500 W 1St St Jacksonville Fl 32202, Jacksonville, FL, or call us at (904) 359-6800 for more information about our loan products and how they can help enhance your financial future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us partner with you on your financial journey!

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FIRST FLORIDA CREDIT UNION