First Financial Pocomoke City MD Credit Union | Affordable Auto Loans & Top Checking Accounts

Introduction

Welcome to First Financial Of Maryland, your trusted partner in financial success right here in Pocomoke City, MD! Located at 1506 Market St, our branch has proudly served the community since 1953, nurturing relationships and fostering financial well-being. With a dedicated membership of over 71,000 individuals, we are not just a credit union; we are a family that cares deeply about each member's journey. At First Financial, we understand that navigating finances can sometimes feel overwhelming. That's why our expert team is committed to providing personalized service tailored to your unique needs. Whether you're looking for a new auto loan, refinancing your mortgage, or simply want to open a savings account, we've got you covered. Our total assets amount to an impressive $1,255,431,485, reflecting our strong commitment to the financial health of our members. While members can visit us at 1506 Market St, official correspondence should be sent to 1506 Market St., Pocomoke City, MD 21851-1712. We encourage you to reach out to us at 410-321-6060 for any inquiries or assistance; our friendly staff is here to help during lobby hours on Tuesday, Wednesday, and Friday from 9:00 AM to 5:00 PM. Under the leadership of our CEO Eric Church and Board President Robert Brenneman, we strive for excellence every day. Our substantial net worth of $229,993,679 ensures that we can continue to provide safe and secure banking options for all our members. Join us as we work together to build a brighter financial future! Visit our website at First Financial Of Maryland for more information on our services or stop by the branch today. Let's take the next step towards achieving your financial goals together!

Branch History & Mission

Commitment to Innovation

As part of our commitment to serving you better, we've embraced digital advancements that make banking easier than ever. Our online banking platform allows members to manage their accounts anytime from anywhere. With features like e-statements and mobile applications for convenient access, we ensure that your banking experience is both efficient and secure. While you can visit us at 1506 Market St, please note that official correspondence should be directed to 1506 Market St., Pocomoke City, MD 21851-1712 if different from the branch address.

Join Us

With operating hours on Tuesday, Wednesday, and Friday from 9:00 AM to 5:00 PM, we invite you to stop by or give us a call at 410-321-6060. Experience the benefits of being part of First Financial Of Maryland where your financial wellness is our priority. Together, let's build a stronger community! Join us today and discover how we can help you achieve your dreams!

Our Mission

At First Financial Of Maryland, our mission is simple yet profound: We are here to empower our members by providing accessible financial solutions tailored to their needs. We focus on personal banking services such as checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our business banking options also include merchant services and business loans designed for local entrepreneurs. We believe that financial education is vital for building a brighter future. That's why we engage in community outreach efforts aimed at promoting financial literacy and awareness. We actively partner with local organizations to host workshops and events that support our neighbors in achieving their financial goals.

Branch Location & Accessibility

Easy Access and Parking

We understand how important convenience is for our members. Our branch offers ample parking, ensuring you can find a spot without hassle. Additionally, our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps for easy access.

Get in Touch

Have questions or need guidance? Don't hesitate to call us at 410-321-6060. We're excited to help you with your financial goals! So why wait? Stop by today and experience the friendly service that makes First Financial Of Maryland your trusted partner in banking.

Operating Hours

We're open on Tuesdays, Wednesdays, and Fridays from 9:00 AM to 5:00 PM. Whether you need help with personal banking or want to discuss loan options, our friendly team is ready to assist you during these hours.

Services Available

At First Financial Of Maryland, we provide a range of services tailored just for you. From checking and savings accounts to auto loans and credit cards with rewards, we have options that suit everyone's financial journey. While we currently do not offer ATM services or drive-thru banking at this location, our knowledgeable staff is always available for in-person assistance. While members can visit us at 1506 Market St, official correspondence should be sent to the same address as we aim to keep things straightforward.

Member Eligibility

At First Financial Of Maryland, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or worship in the Pocomoke City area, you're likely eligible to join us. We're proud to serve individuals and families from all walks of life, ensuring that our services are accessible to those who need them most. By becoming a member, you gain access to a variety of financial products tailored just for you like checking and savings accounts, auto loans, and credit cards with rewards. For more detailed information on eligibility criteria, feel free to check out our resource at . Once you're ready to take the next step towards membership, opening an account is quick and easy! You can give us a call at (410) 321-6060 or visit us at our branch located at 1506 Market St Pocomoke City Md 21851 during our lobby hours. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that can streamline your operations. Imagine being able to accept payments quickly and securely, allowing you to focus on what really matters growing your business. Our merchant solutions make transactions easier for you and your customers alike, enhancing the overall experience. Visit us at 1506 Market St Pocomoke City Md 21851 in Pocomoke City, MD to explore how our business banking services can empower your venture. Give us a call at (410) 321-6060 for more information!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our Business Banking services include essential offerings like merchant services and business loans that help keep your operations running smoothly. We believe in supporting local businesses because when they thrive, our community thrives.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features such as online banking, which allows you to manage your accounts from anywhere at any time. With our mobile application, banking is literally at your fingertips! Need cash? While we currently do not have ATM access at this branch, our member services ensure that withdrawing cash is still easy and accessible through various means. We invite you to explore all that First Financial Of Maryland has to offer! If you have any questions or would like more information about our services, please don't hesitate to call us at 410-321-6060. We look forward to assisting you on your financial journey!

Loans and Financing

When it comes to making significant purchases, we provide flexible financing options. Our Auto Loans & Vehicle Financing help you get on the road in no time with competitive rates and terms that suit your budget. If you're considering buying a home or refinancing your current mortgage, our Mortgage Loans & Refinancing services can guide you through the process, making it straightforward and stress-free. For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation options are here to help you regain control over your finances. Plus, if you're looking for a credit card that rewards your spending habits, our Credit Cards with Rewards program offers great perks tailored just for you.

Personal Banking Solutions

We understand that managing finances can be overwhelming. That's why we offer Personal Banking options such as checking and savings accounts designed to fit your lifestyle. Whether you want an account with no monthly fees or one that earns interest on your deposits, we've got you covered. Imagine having the ability to easily transfer money to friends or family with our convenient online and mobile banking services banking has never been easier!

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform is user-friendly and packed with features that simplify your financial management. You can view your account balances, transfer funds, and pay bills quickly and easily. If you're on the go, don't worry! Our mobile application lets you manage your accounts right from your phone, ensuring you have everything you need at your fingertips. For those who want to send money to friends or family, our person-to-person transfer feature makes it simple. All it takes is a few taps, and you can send money securely without needing cash or checks. Plus, with electronic signature authorization available, signing documents has never been easier or more secure.

Stay Informed and Secure

Keep track of your finances effortlessly with e-statements. These are not only environmentally friendly but also allow you to access your statements whenever you need them no more waiting for the mail! Your security is our top priority, so rest assured that all transactions made through our digital services are protected with the latest technology. With all these features combined, managing your money has never been so accessible. Join us at First Financial Of Maryland today and experience how easy online banking can be. Whether you're at home or on the go, we're here to support all your banking needs!

Financial Strength

Growing Trust

Total Share Accounts stand at 155,828, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $4,776,093, ensuring we have ample resources to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Financial Of Maryland is your trusted partner. Visit us at 1506 Market St Pocomoke City Md 21851 or call (410) 321-6060 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $252,176,726 in share certificates and $19,357,859 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 174 full-time employees ready to assist you with knowledgeable service.

Reinvestment for Growth

With $229,773,774 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is evident with $8,150 in used auto loans and a total of $784,152,000 in loans and leases available to support your various financial goals.

Solid Financial Foundation

With a net worth of $229,993,679, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,832 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $143,365,526 in used vehicle loans and $57,574,880 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you can drive off in the vehicle you desire.

Credit Lines

Our total credit lines amount to $365,733,750, giving you access to additional funds whenever needed. This is perfect for managing cash flow or unexpected expenses without the hassle of applying for a new loan each time. If you're considering refinancing or want more information about eligibility options for any of our loan products, our team is here to help guide you through the process. For performance insights and financial data about our offerings and operations at First Financial Of Maryland, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At First Financial Of Maryland, we're dedicated to supporting your financial journey with transparent lending solutions tailored just for you. Whether it's a vehicle loan or financing your home purchase, we are here every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $110,932,435, make buying or refinancing simple. We guide you through the process and offer competitive rates to help make your dream of owning a home a reality.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $39,415,923 in loans helping members manage their finances effectively. These cards come with benefits that fit your lifestyle while providing a convenient way to handle everyday expenses.

Loan Aggregator

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FIRST FINANCIAL OF MARYLAND FEDERAL CREDIT UNION