First Financial Credit Union Portales NM | Low Mortgage Rates & Auto Loans

Introduction

At First Financial, we believe in building strong relationships with our members and the community. Located at 700 W 2nd St, Portales, NM 88130, our branch has been serving the area since 1937. With a commitment to financial well-being, we proudly support over 93,000 members and manage an impressive $964,716,416 in total assets. Our friendly team is dedicated to helping you achieve your financial goals through personalized services tailored to meet your unique needs. Under the leadership of CEO Ronald Moorehead and Board President Loretta Montoya, we have cultivated a culture of trust and reliability. Whether you are seeking checking accounts, auto loans, or business financing options, our knowledgeable staff is here to guide you every step of the way. We currently offer a diverse range of products designed to fit all lifestyles, including personal loans, credit cards with rewards, and online banking solutions. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to PO Box 25587, Albuquerque, NM 87125-0587. With over 285 employees working tirelessly to provide exceptional service, we ensure that every member feels valued and understood. As part of our mission to empower our community financially, we have maintained a robust financial standing with total deposits of $131,496,274 and a net worth of $82,755,322. Our dedication extends beyond just numbers; we strive to make a positive impact on the lives of those we serve. Ready to take control of your finances? Give us a call at 505-766-5600 or visit our website at ffnm.org today! Your journey towards financial success starts here at First Financial.

Branch History & Mission

At First Financial, our journey began in 1937 in Portales, NM. Over the decades, we have built a rich legacy of service and community support. With a focus on providing valuable financial services, we have grown into a trusted partner for our members. Today, we proudly serve over 93,000 members and manage assets totaling nearly $965 million. Located at 700 W 2nd St, Portales, NM 88130, our branch stands as a beacon of hope and financial empowerment in the community. We are conveniently situated near local landmarks that reflect the spirit of Portales, making us accessible to everyone who seeks our services. While members can visit us at this address, official correspondence should be directed to PO Box 25587, Albuquerque, NM 87125-0587 if necessary. Our mission is simple yet profound: to enhance the financial well-being of our members while fostering strong community connections. We offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Our commitment goes beyond transactions; we aim to empower individuals by providing the tools they need to thrive financially. As we continue to grow and adapt to the changing needs of our members, we embrace digital advancements that make banking easier and more accessible. With online banking options and mobile payments available, managing your finances has never been more convenient. Our branch also adheres to ADA compliance standards ensuring that all members can comfortably access our services. We believe in giving back to the communities we serve. Through partnerships with local organizations and active participation in outreach efforts, First Financial strives to create a positive impact in Portales and beyond. Join us at First Financial and experience firsthand how we prioritize your financial health while supporting our vibrant community. Together, let's pave the way toward a brighter financial future! For more information or assistance, feel free to reach out at 505-766-5600 during our operating hours: Monday through Friday from 8:50 AM to 5:00 PM. We look forward to welcoming you!

Branch Location & Accessibility

Get in Touch!

If you have any questions or need assistance, don't hesitate to reach out! You can give us a call at 505-766-5600. We're here to help you navigate your financial journey with ease. Stop by the First Financial Portales Branch today we can't wait to meet you!

Nearby Landmarks and Accessibility

Our branch is close to several local landmarks, making it a familiar stop for many. Just a short drive from the beautiful Portales city park, we are easily accessible whether you're coming from home or work. We offer ample parking space to ensure your visit is hassle-free. Additionally, our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to accommodate all members of our community.

Operating Hours and Services

At First Financial, we understand that your time is valuable. That's why our lobby hours are designed to fit your schedule: we are open Monday through Friday from 8:50 AM to 5:00 PM. If you prefer the convenience of drive-thru banking, we have those services available as well! Our drive-thru opens at 8:30 AM on most weekdays and at 10:00 AM on Wednesdays perfect for those quick transactions on the go. We're proud to offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to vehicle financing and mortgage loans, we've got you covered. Our ATM is also available for quick withdrawals and balance checks whenever you need it.

Member Eligibility

At First Financial, we believe in creating a welcoming community where everyone feels valued and supported. Joining us is easy! If you live, work, worship, or attend school in the area surrounding our branch at 700 W 2Nd St Portales Nm 88130, you're likely eligible to become a member. We cherish every opportunity to serve our members with personalized financial solutions and friendly service that makes a difference in their lives. To learn more about the specific eligibility criteria, feel free to visit our website. Once you're ready to take the next step, opening an account with us is a breeze! You can reach out to us at (505) 766-5600 for any questions you might have or simply visit our branch. We're excited to help you start your journey with First Financial and enjoy all the benefits that come with membership.

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $81 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $75 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $22,537,036, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

Imagine running your business without worrying about payment processing hassles. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. From credit card processing to online payment solutions, we ensure that your customers can pay easily and securely. Located at 700 W 2Nd St Portales Nm 88130 in Portales, NM, our team is ready to help you navigate your financial options. Contact us at (505) 766-5600 to learn more about how we can partner with you for success!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Take advantage of our ATM services available at our branch. You can easily access your funds with basic ATM functions like withdrawals and balance checks. Plus, our drive-thru service allows for quick deposits, withdrawals, and other simple transactions without leaving your car perfect for busy days! At First Financial, we believe in building relationships with our members while providing quality financial products that meet real-life needs. Our friendly staff is always ready to assist you with any questions or concerns you may have. Ready to take the next step in managing your finances? Contact us today at (505) 766-5600 or visit us at 700 W 2Nd St Portales Nm 88130. Let us help you achieve your financial goals!

Business Banking Services

If you're a business owner, our business banking services include merchant services and business loans that can help you grow your operations. We understand the challenges entrepreneurs face, and we're here to support your ambitions with solid financial solutions.

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why First Financial offers online and mobile banking options that allow you to manage your finances anytime, anywhere. Whether you're checking balances, making transfers, or paying bills on the go, our digital tools provide flexibility at your fingertips.

Credit Cards with Rewards

Don't forget about our credit cards! With rewards programs designed to give back for everyday purchases, using your card can earn you points that lead to exciting benefits. This is just one more way we strive to add value to your financial journey.

Home Financing Options

For those looking to purchase a home or refinance an existing mortgage, our mortgage loans are tailored to fit different budgets and situations. Buying a home is a significant milestone, and we want to support you every step of the way with clear guidance and customized solutions.

Personal Banking Solutions

Our personal banking services include checking and savings accounts that help you manage your day-to-day finances. If you're planning a big purchase or saving for the future, our accounts come with features that suit various lifestyles. For those in need of extra cash, our personal loans and debt consolidation options can provide the financial relief you might be searching for.

Vehicle Financing

Thinking about buying a new car? Our auto loans offer competitive rates and flexible terms to help make your dream vehicle a reality. We understand how important reliable transportation is, which is why we strive to make the vehicle financing process as straightforward as possible.

Digital & Online Banking

E-Statements and Account Management

Say goodbye to paper clutter with e-statements available at your fingertips. Enjoy real-time account management that helps you stay on top of your finances without the hassle of traditional mail. In summary, First Financial offers robust digital banking options that prioritize convenience, security, and ease-of-use. Explore all these features today by visiting https://www.ffnm.org/ and take control of your financial journey!

Key Services

With our online banking platform, accessible through https://www.ffnm.org/, you can manage your accounts 24/7. Whether you want to check your balance, transfer funds, or pay bills, everything is just a click away. Our user-friendly interface makes navigation simple, ensuring you can complete your transactions quickly and efficiently.

Mobile Banking Convenience

Our mobile application further enhances your banking experience. You can take advantage of mobile payments, making transactions faster than ever. Plus, if you need to send money to friends or family, our person-to-person transfer feature allows you to do so effortlessly.

Security Features

Security is a top priority for us. We provide electronic signature authorization to streamline processes while keeping your information safe. Our commitment to protecting your personal data means you can bank with peace of mind.

Financial Strength

Commitment to Growth

Total Share Accounts: 179,923 show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 highlight our readiness to support your needs today and tomorrow. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Financial is your trusted partner. Visit us at 700 W 2Nd St Portales Nm 88130 or call (505) 766-5600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Focused Savings Options

Members' savings are secured through $157,210,263 in share certificates and $82,008,345 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $-$275,450 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 276 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $69,908,223 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $8,000 in used auto loans and $661,046,970 in total loans and leases, we're here to support your financial goals across various sectors.

Strong Capital Base

With a net worth of $82,755,322, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.88% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $182,469,294 in used vehicle loans and $235,735,506 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates tailored to fit your budget, making it easier than ever to drive away in the vehicle you want.

Commercial Loans

For business owners, our outstanding commercial loans totaling $22,537,036 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support your ambitions with tailored lending solutions. No matter what type of loan you're interested in, our team at First Financial, located at 700 W 2Nd St Portales Nm 88130, Portales, NM, is here to assist you. You can reach us at (505) 766-5600 for any questions or to get started today! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Credit Lines and Unsecured Credit Cards

For those looking for extra financial flexibility, we offer credit lines totaling $167,431,522, allowing you to access funds whenever you need them. Additionally, our unsecured credit card loans amounting to $18,811,802 help members manage their finances effectively with ease. These products come with flexible terms that can fit into any budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $38,489,958, make buying or refinancing simple. We guide you through the process with personalized service and resources that cater to your unique situation. If you're considering refinancing, our team can help identify options that may lower your monthly payments or provide additional cash flow.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers. Every listing you see has been vetted for accuracy and reliability.

FIRST FINANCIAL CREDIT UNION - Portales, NM

Type of Loan Offerings

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Portales, NM (88130)