First Financial Credit Union Gallup NM | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to First Financial at Gallup Downtown, located conveniently at 307 W Aztec Ave, Gallup, NM 87301. Since our establishment in 1937, we have been dedicated to serving our community with integrity and trust. With a strong membership base of 93,434 members and total assets reaching an impressive $921,720,160, we pride ourselves on being a reliable partner for your financial journey. Our commitment to you goes beyond just numbers; it's about building relationships and making a positive impact in the lives of our members. We offer a variety of services tailored to meet your needs whether you're looking for personal banking options like checking and savings accounts, auto loans, or even business banking solutions. Our total deposits stand at $79,301,189, which reflects the confidence our members place in us. At First Financial, we're not just about transactions; we're about community. Our team of 279 employees, led by our CEO Ronald Moorehead and Board President Loretta Montoya, is here to provide you with personalized service that makes banking easier and more accessible. We understand that each member's financial needs are unique, and we strive to deliver solutions that fit those needs perfectly. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to our mailing address: PO Box 25587, Albuquerque, NM 87125-0587. Whether you're looking to take out a loan (with over 44,754 loans currently funded) or want to explore our various deposit products (we have total shares deposits of $827,874,300), we invite you to experience the difference at First Financial. Don't hesitate to reach out! You can contact us at 505-766-5600 or visit our website at First Financial for more information on how we can assist you today. Your financial future is brighter with First Financial by your side!

Branch History & Mission

A Legacy of Community Support

Over the decades, First Financial has built a legacy centered on providing exceptional financial services while prioritizing community welfare. Our total assets now stand at an impressive $921,720,160. This growth is not just a number; it reflects our commitment to empowering members through personalized financial solutions. Whether it's auto loans, mortgages, or business banking services, we strive to meet the diverse needs of our members. Our mission goes beyond just banking; it is about enriching lives and fostering community connections. We aim to provide accessible financial services that enhance the quality of life for individuals and families in Gallup and beyond. By investing in local initiatives and partnerships, we ensure that we contribute positively to our community's well-being.

Commitment to Accessibility and Innovation

As we continue to adapt to the changing landscape of finance, First Financial embraces technology while maintaining a personal touch. Our digital banking options allow members to manage their finances anytime, anywhere. Features like online banking and mobile payments enhance accessibility for all. Additionally, we prioritize ADA compliance to ensure everyone can benefit from our services. While members can visit us at 307 W Aztec Ave for assistance or enjoy our drive-thru service for quick transactions, official correspondence should be sent to PO Box 25587, Albuquerque, NM 87125-0587 if needed.

Join Us on This Journey

Today, with operating hours currently closed until further notice but always available by phone at 505-766-5600, we invite you to experience the difference First Financial offers. From tailored financial advice to community involvement initiatives, every aspect of our branch is designed with you in mind. Join us as we move forward together become part of First Financial and discover how we can help you achieve your financial dreams while making a positive impact in Gallup! Visit us online at First Financial to learn more about membership benefits and services.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. Our branch is compliant with ADA standards, ensuring everyone can access our facilities with ease. Ample parking is available nearby, making your visit comfortable and hassle-free. If you prefer to bank from your car, we also offer a drive-thru service for quick transactions.

Operating Hours

Currently, our lobby is closed until further notice; however, our drive-thru remains open for your convenience. Please feel free to reach out to us at 505-766-5600 if you have any questions or need assistance during this time.

Services Available

At First Financial, we offer a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Whether you're looking to open a new account or need help with existing services, our friendly staff is ready to assist you. While you can visit us at 307 W Aztec Ave, please note that any official correspondence should be sent to our mailing address: PO Box 25587, Albuquerque, NM 87125-0587. We invite you to drop by or give us a call today! Your financial journey starts here at First Financial in Gallup where community matters!

Member Eligibility

At First Financial, we believe that joining our community is more than just opening an account it's about becoming part of a supportive family that values your financial well-being. To become a member, you'll need to meet certain criteria that are designed to welcome individuals who share our commitment to building a brighter financial future together. Generally, eligibility includes living, working, or attending school in the area, but we encourage you to check out the detailed requirements at for the most accurate information. Once you're ready to take that step, opening an account is straightforward and welcoming! You can easily start the process by giving us a call at (505) 766-5600 or visiting us at our branch located at 307 W Aztec Ave Gallup Nm 87301. We're excited to help you discover all the advantages of being a member of First Financial, where you'll enjoy personalized service and a range of financial products tailored just for you. Let's build your financial journey together!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $79 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $77 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $22,568,420, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan options, we offer robust merchant services that make transactions easy and efficient. Imagine being able to accept payments anytime and anywhere whether at your storefront or online. Our services help streamline your sales process, allowing you to focus on what matters most: growing your business. Located conveniently at 307 W Aztec Ave Gallup Nm 87301 in Gallup, NM, we're ready to partner with you on your financial journey. Give us a call at (505) 766-5600 today and discover how First Financial can help elevate your business!

Comprehensive List Of Services

Convenient Digital Services

In today's fast-paced world, convenience is key. That's why we emphasize our Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. With access to mobile payments and person-to-person transfers, staying on top of your finances has never been easier. Our branch also features an ATM for quick cash withdrawals and balance checks, along with basic drive-thru banking services for deposits, withdrawals, and other simple transactions.

Credit Cards and Business Banking

To reward your spending, explore our Credit Cards with Rewards, which allow you to earn points on every purchase. For entrepreneurs and small business owners, we provide comprehensive Business Banking services. This includes merchant services to help you process payments efficiently and business loans tailored to support your growth.

Get Started Today!

If you're interested in learning more about what we offer or how we can assist you with your financial journey, don't hesitate to reach out! Call us at (505) 766-5600 or visit us at 307 W Aztec Ave Gallup Nm 87301 in Gallup, NM. Our team is ready to help you navigate through all our services and find the right solutions for your needs. Join the First Financial family today!

Personal Banking Solutions

We understand that everyone has unique financial goals. That's why we offer various Personal Banking options, including checking and savings accounts designed to fit your lifestyle. If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing solutions provide competitive rates and flexible terms, making it easier for you to drive away in your dream car. For those considering homeownership or looking to refinance, our Mortgage Loans & Refinancing options can help turn your dreams into reality. Additionally, if you're facing unexpected expenses, our Personal Loans & Debt Consolidation services can assist you in managing your finances more effectively.

Digital & Online Banking

Key Features

One of the standout features is our mobile application, which allows you to manage your finances right from your smartphone. Whether you want to deposit checks using electronic signature authorization or access e-statements for quick reference, everything is just a tap away. And if you're someone who frequently sends money to friends or family, our person-to-person transfers make it simple and fast no envelopes or stamps required! For those who prefer using mobile payments, you'll be pleased to know that we support this feature too. Making purchases has never been easier or more secure. You can also rest easy knowing that all transactions are protected with advanced security measures. Our commitment to providing accessible banking means that no matter where you are, you'll have real-time access to your financial information. At First Financial, we prioritize your convenience and peace of mind in every digital interaction. So why wait? Explore all that our digital banking services have to offer today! Visit us at https://www.ffnm.org/ for more details on how we can help simplify your banking experience.

Financial Strength

Building Trust Together

Total Share Accounts: 178,113, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Financial is your trusted partner. Visit us at 307 W Aztec Ave Gallup Nm 87301 or call (505) 766-5600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Commitment to Growth

With $68,695,002 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $8,207 in used auto loans and $669,977,443 in total loans and leases supporting members' financial goals across various sectors.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 264 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $141,541,690 in share certificates and $80,309,616 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $81,542,101, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $914 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $186,590,923 in used vehicle loans and $240,607,171 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you can drive away with a vehicle that fits your lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $22,568,420 provide the capital needed to grow and expand. We're dedicated to supporting local businesses and providing them with the resources they need to thrive. At First Financial, we recognize that everyone's financial journey is unique. That's why we offer refinancing options and personalized eligibility assessments to help you find the best loan product for your needs. If you have questions or want to learn more about our loan offerings, please reach out to us at 505-766-5600. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial goals!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $18,848,638 in loans helping members manage their finances effectively. These cards come with various benefits that can help you earn rewards while making everyday purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,359,992, make buying or refinancing simple. We understand that purchasing a home is one of the most significant decisions you'll make, and our team is here to guide you through the process every step of the way.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Each rate displayed is authentic and reflects what lenders are currently offering. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the market. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. This feature is especially important in a fluctuating market where rates can change rapidly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how LendMesh effectively meets the needs of its users. Ready to find competitive loan rates tailored for you? Compare real-time loan offers today at LendMesh and discover the best options available. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

FIRST FINANCIAL CREDIT UNION