First Financial Credit Union Deming NM | Affordable Auto Loans & Personal Banking

Introduction

Welcome to First Financial at our Deming Branch, where we're committed to providing you with exceptional financial services tailored to meet your needs. Located at 801 E Cedar St, Deming, NM 88030, our branch has been a trusted part of the community since 1937. With over 93,000 members and total assets of $921,720,160, we pride ourselves on fostering strong relationships that empower you financially. At First Financial, our mission is clear: to support our members and help them achieve their financial goals. We understand that whether you're looking for personal banking solutions or business loans, you want a partner who values your success as much as you do. Our dedicated team of 279 employees, led by CEO Ronald Moorehead and Board President Loretta Montoya, is here to guide you every step of the way. While members can visit us at our branch for all their banking needs, official correspondence should be sent to PO Box 25587, Albuquerque, NM 87125-0587. We offer a wide range of services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards making it easy for you to manage your finances all in one place. With total deposits reaching $79,301,189 and a net worth of $81,542,101, we have the financial strength to support our members' aspirations. We also believe in transparency; currently holding $9,718,134 in cash reserves ensures that we are well-prepared for any situation. Our branch is equipped with an ATM and drive-thru services for your convenience. You can reach us anytime at 505-766-5600 during our operating hours: Monday through Friday from 8:50 AM to 5 PM (Wednesdays starting at 10 AM) and Saturdays from 9 AM to 1 PM for drive-thru services. We invite you to visit us today or explore more about what we offer on our website here. At First Financial, your financial future is brighter together!

Branch History & Mission

Join Us

We invite you to experience the benefits of membership with First Financial. Whether you're looking for competitive rates on loans or seeking assistance with your savings goals, we're ready to help you thrive financially. Give us a call at 505-766-5600 or visit us today!

Our Journey

First Financial began its journey with a vision to provide accessible financial services tailored to the community's unique needs. Over the decades, we have celebrated numerous milestones, from expanding our range of products and services to enhancing our facilities. Today, we proudly manage total assets of $921,720,160, enabling us to support personal and business financing solutions that empower our members. As technology has advanced, so have we. Our commitment to digital banking allows members to access their accounts anytime through online and mobile banking options. Whether you need an ATM or drive-thru service, we're here for you with modern conveniences that respect your time while maintaining our traditional values.

Our Mission

At First Financial, our mission is clear: we aim to enhance the financial health of our members while also uplifting the community. We believe in building strong relationships and providing personalized service that goes beyond just transactions. From checking and savings accounts to auto loans and mortgages, we offer diverse financial products designed with our members in mind. We take pride in being more than just a credit union; we are active participants in community outreach initiatives. Through partnerships with local organizations and charities, we strive to make a meaningful impact right here in Deming. While members can visit us at 801 E Cedar St, official correspondence should be sent to PO Box 25587, Albuquerque, NM 87125-0587. Our operating hours are designed for your convenience: - Monday, Tuesday, Thursday, Friday: 8:50 AM - 5:00 PM - Wednesday: 10:00 AM - 5:00 PM - Saturday (Drive-Thru only): 9:00 AM - 1:00 PM

Branch Location & Accessibility

Call to Action

We invite you to come visit us today! If you have any questions or need assistance before your visit, feel free to give us a call at 505-766-5600. We look forward to serving you and being part of your financial journey!

Convenient Access

When you arrive at our branch, you'll find ample parking available, making it easy for you to stop by for all your banking needs. We take pride in ensuring our facilities are accessible to everyone, with features like ADA-compliant ramps and pathways. If you're unable to visit during lobby hours, don't worry! Our drive-thru banking service is available for quick transactions, including deposits and withdrawals. On Mondays, Tuesdays, Thursdays, and Fridays, the drive-thru opens early at 8:30 AM and remains open until 5:00 PM. On Wednesdays, it opens at 10:00 AM and on Saturdays from 9:00 AM to 1:00 PM.

Operating Hours

Our lobby hours are designed for your convenience as well. We welcome you Monday, Tuesday, Thursday, and Friday from 8:50 AM to 5:00 PM and Wednesday starting at 10:00 AM. Our team is here to assist you with a range of services tailored to meet your banking needs. While members can visit us at our branch address for personal banking services such as checking and savings accounts or auto loans, please note that official correspondence should be sent to our mailing address at PO Box 25587, Albuquerque, NM 87125-0587.

Services Offered

At First Financial's Deming Branch, we offer a variety of financial services aimed at helping you achieve your goals. From personal banking options to business solutions like merchant services and business loans there's something for everyone. Plus, with ATM availability on-site, accessing your funds has never been easier!

Member Eligibility

Becoming a member of First Financial is like joining a warm and welcoming community that truly cares about your financial well-being. If you live, work, or worship in the area, you're likely already eligible to join! We invite individuals who meet these criteria to experience the personal touch and supportive services we offer. Not only do our members enjoy access to a range of banking products tailored to their needs, but they also benefit from competitive rates and personalized service that big banks can't match. To get started on your membership journey at First Financial, simply visit us at our convenient location at 801 E Cedar St Deming Nm 88030 or give us a call at (505) 766-5600. You can find more detailed eligibility information at . Joining is straightforward, and we're here to help you every step of the way!

Business Banking & Commercial Services

Real-World Merchant Services

Imagine running a busy café and needing a reliable way to process payments. Our merchant services can streamline transactions, making it easy for you to focus on what you love serving your customers. By partnering with us, you'll gain access to tools that help manage sales efficiently, ensuring you never miss a beat during peak hours. Visit us at 801 E Cedar St Deming Nm 88030 in Deming, NM, or give us a call at (505) 766-5600 to learn how our business banking solutions can empower your enterprise!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $79 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $77 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $22,568,420, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility at Your Fingertips

Our drive-thru service ensures that simple transactions like deposits and withdrawals are quick and easy. Plus, our ATMs are available for basic banking needs whenever you need them. At First Financial, we believe that accessing your funds should be hassle-free. We invite you to visit us at 801 E Cedar St Deming Nm 88030 or give us a call at (505) 766-5600 for any questions regarding our services or how we can assist you further. We're committed to making banking easier for you every day!

Business Banking Services

For entrepreneurs and business owners, First Financial provides robust business banking solutions. Our merchant services simplify payment processing, while our business loans are tailored to help you grow and succeed. We understand that running a business comes with its own set of challenges, and we're here to provide the financial support you need.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking services so you can manage your finances from anywhere. With features like ATM access for cash withdrawals and balance checks, as well as person-to-person payment options, staying on top of your finances has never been easier.

Financial Flexibility

Life can be unpredictable, which is why we offer personal loans and debt consolidation services to give you financial breathing room when you need it most. Additionally, our credit cards come with rewards that allow you to earn while you spend perfect for those who love to shop or travel!

Personal Banking Solutions

Our personal banking services are designed with you in mind. Whether you need a checking account to manage your daily transactions or a savings account to build your nest egg, we have options that fit your lifestyle. For those looking to purchase a vehicle, our auto loans and vehicle financing make it easy to get behind the wheel without breaking the bank. And if homeownership is on your horizon, our mortgage loans and refinancing options can help turn that dream into reality.

Digital & Online Banking

Accessibility and Ease-of-Use

Whether you prefer using a computer or a smartphone, our digital banking tools are designed to be intuitive and straightforward. We want you to feel confident managing your accounts online. With features like mobile payments, you can make purchases quickly and securely without fumbling for cash or cards. In summary, First Financial makes it easy for you to stay on top of your finances with our comprehensive digital and online banking services. Join us today and discover how simple banking can be!

Key Features

Our online banking service is available 24/7, allowing you to check your account balances, transfer funds, and pay bills at your convenience. Whether you're at home or on the go, our mobile application puts the power of banking right in your pocket. You can also enjoy the ease of making person-to-person transfers with just a few simple steps no need for cash or checks! Security is our top priority. That's why we provide electronic signature authorization to keep your transactions safe and secure. Plus, with e-statements available, you can access your financial information quickly without the hassle of paper statements cluttering your mailbox.

Financial Strength

A Dedicated Team at Your Service

Our dedicated team consists of 264 full-time employees and 15 part-time employees who are always ready to serve you with knowledge and commitment. We take pride in having a strong workforce that understands your needs and works diligently to meet them.

Join Our Growing Community

We value each member of our community. With a total of 178,113 share and deposit accounts, it's clear that many trust us with their finances. This trust fuels our mission to remain a reliable partner for all your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Financial is your trusted partner. Visit us at 801 E Cedar St Deming Nm 88030 or call (505) 766-5600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings Options

Your savings are secure with us. We proudly hold $141,541,690 in share certificates and $80,309,616 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Solid Financial Health

With a net worth of $81,542,101, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $914 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Your Future

Our commitment to you goes beyond basic banking services. With $68,695,002 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This means that the more you engage with us, the more we can grow together.

Supporting Your Financial Goals

We're here to help you reach your financial goals with confidence. Currently, we have $8,207 in used auto loans and $669,977,443 in total loans and leases available to support your dreams whether that's buying a new car or financing a major purchase. Our efforts are reflected in our efficient operations; our $0 showcases our ability to manage resources effectively while continuing to provide competitive loan rates.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $186,590,923 in used vehicle loans and $240,607,171 in new vehicle loans already helping members get on the road. Whether you're considering financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $22,568,420 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and we're here to support you every step of the way.

Conclusion

Whether you're looking for an auto loan, mortgage options, or credit cards to help you manage expenses, First Financial is dedicated to providing personalized service and products tailored to your needs. For more information or to speak with one of our loan officers, feel free to reach out at (505) 766-5600. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Come visit us at 801 E Cedar St Deming Nm 88030, located right here in Deming, NM!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $18,848,638 in loans helping members manage their finances effectively. These cards come with various benefits designed to fit your lifestyle while ensuring that your borrowing remains manageable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,359,992, make buying or refinancing simple. We aim to provide transparent information about eligibility and refinancing options so you can make informed decisions about your future home.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers for borrowers. By pulling data only from reputable lenders, LendMesh guarantees that users receive accurate information when comparing loan options.

FIRST FINANCIAL CREDIT UNION