First Financial Credit Union Albuquerque NM | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to First Financial, your trusted partner in personal and business banking right here in Albuquerque, NM! Located at 10400 Academy Rd Ne Ste 150, we've been serving our community since 1937. With a commitment to providing exceptional service and financial solutions, we take pride in supporting over 93,434 members with their financial goals. At First Financial, we understand that each member's journey is unique. That's why we offer a wide range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgage financing. Our total assets stand at an impressive $921,720,160, reflecting our stability and dedication to the community. Our leadership team, including CEO Ronald Moorehead and Board President Loretta Montoya, is devoted to maintaining a culture of trust and transparency. Together, they guide our team of 279 employees, ensuring that every interaction you have with us is both positive and impactful. While members can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address: PO Box 25587, Albuquerque, NM 87125-0587. You can reach us by phone at 505-766-5600 or explore more about our services on our website at www.ffnm.org. With total deposits of $79,301,189 and a net worth of $81,542,101, you can trust that your finances are in safe hands. Whether you're looking for personal loans or business solutions with a balance of $22,568,420 in member business loan balances, we are here to help you succeed. Join us at First Financial where your financial well-being matters. We invite you to visit us or give us a call today to learn more about how we can assist you!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we are committed to keeping up with technological advancements while ensuring ADA compliance for all members. Our digital platforms include mobile payments and online banking services that make managing your finances easier than ever. From person-to-person transactions to e-statements, we are here to simplify your banking experience.

Join Us Today!

As we look toward the future, we invite you to be part of the First Financial family. Experience firsthand how we can help you achieve your financial goals while supporting your community. Call us at 505-766-5600 or visit us during our operating hours Monday through Friday to learn more about what we can do for you. Together, let's build a brighter financial future!

Our Evolution

Since our inception, First Financial has marked significant milestones that reflect our dedication to excellence and member service. What started as a simple goal to provide affordable financial options has blossomed into a full suite of personal and business banking services. We offer everything from checking and savings accounts to auto loans, mortgages, and even business financing. Our headquarters remains in Albuquerque, NM, where we continue to expand our offerings while ensuring that we remain accessible to everyone in the community. With an experienced team of 279 employees ready to assist you, we strive for excellence in every interaction.

Our Mission

At First Financial, our mission is clear: we aim to empower individuals and businesses by providing quality financial services tailored to their unique needs. We believe that financial health is key to community growth and individual well-being. By offering competitive rates on loans and savings products along with robust online banking options, we work hard to ensure that our members feel supported every step of the way. We also understand the importance of community engagement. Our outreach programs are designed not just to support financial literacy but also foster relationships that strengthen our neighborhoods. Whether it's through local sponsorships or events aimed at improving financial awareness, First Financial is dedicated to making a real impact. While members can visit us at 10400 Academy Rd Ne Ste 150 Albuquerque Nm 87111, official correspondence should be sent to PO Box 25587, Albuquerque, NM 87125-0587.

Branch Location & Accessibility

Welcome to the First Financial Credit Union, located at 10400 Academy Rd Ne Ste 150 in beautiful Albuquerque, NM! Our branch is conveniently situated near the intersection of Academy Road and Wyoming Boulevard, making it easily accessible for all our members. Whether you're headed to the nearby shopping centers or enjoying a day at the local parks, stopping by our branch is simple and hassle-free. At First Financial, we understand that accessibility is key. Our branch features ADA-compliant facilities, including ramps and designated parking spaces to ensure everyone can visit us comfortably. We also have a drive-thru service available for those who prefer to handle their banking from their vehicle. On busy days, this feature allows you to complete your transactions without stepping out of your car. We're proud to offer convenient operating hours designed to fit your schedule. Our lobby is open Monday through Friday, with hours starting at 8:50 AM and closing at 5:30 PM (with extended hours on Friday until 6 PM). If you need to use our drive-thru services, you'll find it opens earlier at 8:30 AM on Mondays, Tuesdays, Thursdays, and Fridays. Please note that we are closed on Saturdays. For any questions or assistance while you're here, feel free to reach out at 505-766-5600. Our friendly staff is always ready to help you with personal banking needs such as checking and savings accounts, auto loans, mortgage refinancing, and more. While members can visit us at 10400 Academy Rd Ne Ste 150 for all their banking needs, official correspondence should be sent to our mailing address at PO Box 25587, Albuquerque, NM 87125-0587. We invite you to come by and explore everything we have to offer. Your financial well-being is our priority!

Member Eligibility

At First Financial, we believe that becoming a member is like joining a family where your financial well-being is our top priority. If you're wondering whether you can join us, let me assure you that many people are eligible! Generally, if you live, work, worship, or attend school in the Albuquerque area, you're likely welcome to become a part of our community. We strive to create a supportive environment where you can access various banking services tailored to your needs. For the most up-to-date details about eligibility, feel free to check out this resource: . Opening an account with us is a breeze! You can easily start your journey toward financial empowerment by visiting us at our branch located at 10400 Academy Rd Ne Ste 150 Albuquerque Nm 87111 or giving us a call at (505) 766-5600. Our friendly team is ready to guide you through the process and answer any questions you may have. Don't hesitate become a member today and enjoy the benefits of being part of First Financial!

Business Banking & Commercial Services

Merchant Services that Work for You

Running a business means handling transactions efficiently. Our merchant services ensure that accepting payments is easy and straightforward. Whether it's credit card processing or point-of-sale solutions, we provide tools that save time and boost customer satisfaction. Located at 10400 Academy Rd Ne Ste 150 Albuquerque Nm 87111 in Albuquerque, NM, we're here to support your business every step of the way. Reach out to us at (505) 766-5600 to learn how we can assist you in achieving your goals!

Tailored Business Loans

Imagine being able to seize new opportunities without financial hesitation. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $79 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $77 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $22,568,420, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need quick cash? With our extensive network of ATMs and cash withdrawal services available at our branch, accessing your money has never been easier. Enjoy the flexibility of withdrawing cash when you need it most.

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it simple. We offer competitive rates and flexible terms that fit your budget. Picture yourself driving off the lot in your dream car with a payment plan that feels just right.

Business Banking Options

For entrepreneurs and small business owners, we offer robust business banking services including merchant services and business loans. This means you can focus on growing your business while we handle the banking side of things.

Credit Cards with Rewards

Want to earn rewards while spending? Our credit cards with rewards allow you to get something back every time you make a purchase. Think of it as earning points towards your next vacation or cash back on everyday purchases it's like getting rewarded for living life!

Drive-Thru Banking

For those on the go, our basic drive-thru banking service allows for quick deposits, withdrawals, and simple transactions without leaving your vehicle. It's perfect for busy days when time is tight! We invite you to discover all these wonderful services firsthand! For more information or assistance, feel free to reach out at 505-766-5600. Join us at First Financial, where we're dedicated to making banking personal and accessible for everyone in Albuquerque!

Mortgage Loans & Refinancing

Homeownership is within reach thanks to our mortgage loans. Whether you're a first-time buyer or looking to refinance an existing mortgage, we provide tailored solutions that meet your needs. Our knowledgeable staff can guide you through the process, making it as smooth as possible.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking services, allowing you to manage your accounts anytime, anywhere. Whether it's checking balances or transferring funds, everything is just a click away.

Personal Banking Solutions

Whether you're looking to manage your day-to-day expenses or save for future goals, our personal banking services have you covered. With checking and savings accounts designed for all lifestyles, you can enjoy easy access to your funds while earning interest. Imagine having peace of mind knowing that your money is not only safe but also working for you.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt, our personal loans can provide the financial relief you need. We work with you to create a loan structure that fits comfortably within your monthly budget.

Digital & Online Banking

Key Features

One of the standout features is the ability to sign documents electronically. With Yes, you can complete transactions without ever needing to visit a branch. This means less hassle and more time for what matters most to you. We also provide e-statements, making it easy to keep track of your account activity while reducing paper clutter. Plus, with our mobile application, available on both Android and iOS devices, you have powerful banking capabilities right at your fingertips. For those who love modern payment options, our mobile payments feature allows you to make purchases quickly and securely using your smartphone. You can also send money easily with our person-to-person transfers perfect for splitting bills or sending gifts without the need for cash. At First Financial, we prioritize your security. Our digital banking platform is equipped with robust security measures to ensure that your personal information remains safe while you manage your finances online. Experience the convenience of banking on your terms with First Financial's digital services. Whether it's through our website or mobile app, managing your money has never been easier!

Financial Strength

Growing Trust

Total Share and Deposit Accounts stand strong at 178,113, showing a robust and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Financial is your trusted partner. Visit us at 10400 Academy Rd Ne Ste 150 Albuquerque Nm 87111 or call (505) 766-5600 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $141,541,690 in share certificates and $80,309,616 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 264 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $68,695,002 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends across various sectors; with $8,207 in used auto loans and $669,977,443 in total loans and leases, our lending capacity supports members' financial goals.

Solid Financial Health

With a net worth of $81,542,101, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $914 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Benefits

At First Financial, we believe in making lending accessible for everyone. If you're interested in refinancing any existing loans or checking your eligibility for our products, don't hesitate to reach out. Our team can guide you through all available options tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how our loan products can benefit you today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $186,590,923 in used vehicle loans and $240,607,171 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used car, our financing options can make it easier for you.

Commercial Loans

For business owners, our outstanding commercial loans totaling $22,568,420 provide the capital needed to grow and expand. Whether you're looking for equipment financing or working capital, we're here to assist your business journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,359,992, make buying or refinancing simple. We provide personalized service to guide you through the mortgage process so you can feel confident about your investment.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $18,848,638 in loans helping members manage their finances effectively. These credit cards are designed to offer convenience without requiring collateral, giving you peace of mind while making purchases.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers for every user. By using verified data, LendMesh guarantees that the information you receive is both accurate and trustworthy.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking for the best rates tailored to your needs, compare real-time loan offers today at LendMesh and find the best options available for you. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

FIRST FINANCIAL CREDIT UNION