First Financial Credit Union Albuquerque NM | Best Auto Loans & Low Mortgage Rates

Introduction

Welcome to First Financial, your trusted partner in financial wellness since 1937. Located at 2700 San Mateo Blvd NE, Albuquerque, NM 87110, our San Mateo Branch is dedicated to serving the diverse needs of our community with integrity and care. With over 93,434 members and total assets reaching an impressive $921,720,160, we are here to support your financial journey. At First Financial, we believe in building lasting relationships with our members. Our commitment to you goes beyond just banking; it's about empowering you to achieve your financial goals. From personal banking services like checking and savings accounts to auto loans and mortgages, we have a range of solutions tailored for everyone in the community. With $79,301,189 in total deposits and a solid net worth of $81,542,101, you can trust that your money is in safe hands. Our leadership team, including CEO Ronald Moorehead and Board President Loretta Montoya, brings a wealth of experience and a genuine desire to serve our members. We are proud to employ 279 dedicated staff members, all working together to ensure you receive the best possible service. While you can reach us directly at 505-766-5600 for any inquiries or assistance, remember that official correspondence should be directed to our mailing address: PO Box 25587, Albuquerque, NM 87125-0587, if different from our branch location. Join us today and discover how First Financial can help you navigate your financial future with confidence! Whether you're looking for loans, savings options, or personalized banking services, we're here for you every step of the way. Visit us online at www.ffnm.org or stop by our branch we look forward to welcoming you!

Branch History & Mission

Commitment to Community

First Financial actively engages with local organizations and initiatives aimed at enriching the lives of those in Albuquerque. Through partnerships and community events, we strive to create opportunities for growth and support for individuals and families alike. We understand that in today's fast-paced world, convenience matters. That's why we've integrated digital advancements such as online banking and mobile payment options into our services. Our members can manage their finances anytime, anywhere making banking simpler than ever before.

Join Us Today

As we continue on this journey of growth and service, we invite you to become part of the First Financial family. Experience firsthand how we can help you achieve your financial goals while making a positive impact in your community. Reach out to us at 505-766-5600 or visit our website at www.ffnm.org for more information on becoming a member. Let's build a brighter future together!

Our Mission

Our mission at First Financial is clear: to provide exceptional financial services while fostering growth within the communities we serve. We believe in empowering our members by offering a comprehensive range of products from personal banking solutions like checking and savings accounts to auto loans and mortgages. Our goal is not just to meet financial needs but also to uplift our community through various outreach programs. While members can visit us at 2700 San Mateo Blvd NE, official correspondence should be sent to PO Box 25587, Albuquerque, NM 87125-0587. We are dedicated to ensuring accessibility for all; with ADA compliance measures in place and convenient options like ATM availability and drive-thru banking services.

Branch Location & Accessibility

Easy Access and Convenient Services

At First Financial, we prioritize convenience. Our location offers ample parking and is designed to be accessible for everyone, including those with mobility challenges. Our friendly staff is ready to assist you during our operating hours: Monday through Tuesday from 8:50 AM to 5:30 PM, Wednesday from 10:00 AM to 5:30 PM, Thursday and Friday from 8:50 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. Plus, if you're on the go, take advantage of our drive-thru service available during these hours. For those who prefer using an ATM, we're pleased to offer ATM availability right at our branch. Whether you need cash or want to check your balance, we've got you covered.

Your Banking Needs Met

At First Financial San Mateo Branch, we provide a range of services tailored for both personal and business banking. From checking and savings accounts to auto loans and mortgages, our team is dedicated to helping you achieve your financial goals. If you have any questions or need assistance with any service, don't hesitate to reach out to us at 505-766-5600. While members can visit us at 2700 San Mateo Blvd NE for all their banking needs, official correspondence should be sent to PO Box 25587, Albuquerque, NM 87125-0587 if that's more convenient for you. We invite you to stop by and experience our welcoming atmosphere firsthand. The First Financial San Mateo Branch team looks forward to serving you soon!

Member Eligibility

At First Financial, we believe that becoming a member means joining a welcoming community that values your needs and aspirations. If you're looking to become part of our family, you'll find that eligibility is straightforward and accessible. Whether you live or work in the local area, or are affiliated with certain groups, we invite you to check out our detailed eligibility criteria for membership at First Financial by visiting this link. Once you've confirmed your eligibility, opening an account is a breeze! We're here to guide you through the process so you can start enjoying the many benefits we offer, such as personalized banking services, competitive rates on loans, and exclusive member rewards. If you have any questions or need assistance, feel free to give us a call at (505) 766-5600. We look forward to welcoming you to our community at First Financial, located at 2700 San Mateo Blvd Ne Albuquerque Nm 87110!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $79 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $77 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $22,568,420, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, we offer comprehensive merchant services designed to simplify transactions and enhance customer experiences. Picture this: a busy Saturday morning at your café where customers can easily pay using mobile payments or card transactions without delays. Our merchant services ensure you have the tools needed to keep your business running smoothly. Located at 2700 San Mateo Blvd Ne Albuquerque Nm 87110 in Albuquerque, NM, we're here to support your business journey. Whether you're just starting out or looking to expand, reach us at (505) 766-5600 and discover how we can help you achieve your goals today!

Comprehensive List Of Services

Credit Options and Business Services

Our Credit Cards with Rewards program is perfect for those who love earning while they spend. Enjoy perks and benefits that can enhance your shopping experience, making every purchase count towards something greater. For business owners, we offer comprehensive Business Banking solutions, including merchant services and business loans tailored specifically for small businesses. Imagine having the financial support needed to grow your venture without worrying about cash flow issues.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features that allow you to manage your accounts on the go. With options like mobile payments and person-to-person transfers, you can handle transactions from anywhere at any time. Our ATM & Cash Withdrawal Services ensure that accessing your money is always easy and straightforward. Plus, with our basic drive-thru banking and ATM access for deposits and withdrawals, you'll find banking with us is both quick and efficient.

Get in Touch

At First Financial, we strive to make banking accessible and enjoyable for all our members. If you're interested in learning more about how we can assist you on your financial journey, don't hesitate to reach out! Call us at 505-766-5600 or visit our website at ffnm.org for more information about our services. Let us help you take the next step toward a brighter financial future!

Personal Banking Options

We understand that everyone has unique financial needs. That's why we offer Personal Banking services, including checking and savings accounts that help you manage your money effectively. Imagine having easy access to your funds whenever you need them, whether it's for everyday purchases or saving for a special occasion. For those in the market for a vehicle, our Auto Loans & Vehicle Financing options can make your dream car a reality. We provide competitive rates and flexible terms designed to suit your budget. Picture yourself behind the wheel of your new vehicle without the stress of high payments. When it comes to homeownership, our Mortgage Loans & Refinancing services are here to guide you through the process. Whether you're buying your first home or looking to refinance an existing mortgage, we ensure that you find the best solution for your situation. If you're facing unexpected expenses or want to consolidate debt, consider our Personal Loans & Debt Consolidation options. These loans can help simplify your finances by combining multiple debts into one manageable payment.

Digital & Online Banking

Key Services

Our online banking service is available 24/7, giving you the flexibility to check balances, pay bills, and transfer money without needing to visit a branch. Whether you're at home or on the go, managing your finances has never been easier. Plus, with our electronic signature authorization feature, signing documents securely online is simple and quick. If you prefer paperless banking, you'll be happy to know that e-statements are available. This not only helps the environment but also makes it easy to track your spending in a convenient format.

Mobile Features

For those who like to manage their finances on their smartphones, our mobile application brings banking right to your fingertips. You can make mobile payments easily and even send money to friends or family through our person-to-person transfer feature. This means no more waiting for checks to clear or dealing with cash just simple, instant transactions. At First Financial, we understand that security is a top concern for our members. That's why we ensure that all digital transactions are protected with robust security measures. You can bank with confidence knowing that your information is safe. Whether you need access to your accounts during late-night hours or want to handle transactions while out shopping, our digital and online banking services are here for you. Experience the convenience of modern banking with First Financial today!

Financial Strength

A Growing Member Base

We proudly serve 178,113 accounts, demonstrating a strong and growing member base that trusts us with their finances. This community support reinforces our mission to provide exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Financial is your trusted partner. Visit us at 2700 San Mateo Blvd Ne Albuquerque Nm 87110 or call (505) 766-5600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Focused Savings

Members' savings are secured through $141,541,690 in share certificates and $80,309,616 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. To ensure you receive the best service possible, we employ 264 full-time employees and 15 part-time employees who are dedicated to assisting you with all your banking needs.

Reinvestment for Growth

With $68,695,002 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, featuring $8,207 in used auto loans and a total of $669,977,443 in loans and leases to support your financial goals across various sectors.

Solid Foundation

With a net worth of $81,542,101, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $914 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $186,590,923 in used vehicle loans and $240,607,171 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals to make your car buying experience smooth and easy.

Business Loans

For business owners, our outstanding commercial loans totaling $22,568,420 provide the capital needed to grow and expand. Whether you're looking to invest in equipment or cover operational costs, our business loan options are here to support your vision.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,359,992, make buying or refinancing simple. We can assist you through each step of the mortgage process, ensuring that you find the right solution that fits your budget.

Refinancing Options

If you're considering refinancing existing loans, we can help assess your current situation and explore eligibility options that might be available. This could lead to lower monthly payments or better interest rates, depending on your specific circumstances. At First Financial, we strive to provide excellent service and support throughout your borrowing experience. If you have any questions or need assistance, feel free to contact us at (505) 766-5600 or visit us at our branch located at 2700 San Mateo Blvd Ne Albuquerque Nm 87110 in Albuquerque, NM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us partner with you on your financial journey!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $18,848,638 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that enhance your purchasing power while keeping your finances in check.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they see reflects actual available loans. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so users can make decisions based solely on their financial needs. Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions empower users to make informed decisions without the stress of outdated or inaccurate information. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the tool's effectiveness in delivering meaningful savings and peace of mind. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

FIRST FINANCIAL CREDIT UNION