First Family Credit Union McAlester OK | Affordable Auto Loans & Business Banking

Introduction

Welcome to First Family Federal Credit Union Mcalester, where we believe in fostering a sense of community and providing personalized financial services. Established in 1956, our credit union has grown alongside our members, proudly serving 17,668 individuals right here in Mcalester, OK. Located at 1308 E Carl Albert Pkwy Ste E, we are dedicated to being your trusted partner in achieving financial wellness. At First Family, we understand that every member's journey is unique. With total assets exceeding $143 million and deposits around $4.4 million, we offer a range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgages. Our commitment to you is reflected in our robust financial standing, which includes a net worth of $16.8 million and cash reserves of $3 million. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 1308 E Carl Albert Parkway, McAlester, OK 74501. Led by our experienced CEO, David Dykes, Jr., and Board President, Tony Gustin, our team of 73 dedicated employees is here to ensure you receive the highest level of service. We take pride in our strong community ties and aim to empower our members through financial education and support. Whether you're looking to open an account or explore loan options, we're just a call away at (918) 558-6190. Join us today and discover how First Family Federal Credit Union can help you secure a brighter financial future! Visit us online at firstfamilyfcu.com for more information or to get started with your membership.

Branch History & Mission

Community Commitment

As part of our commitment to convenience and accessibility, we have embraced digital advancements. Members can enjoy online banking features that allow for easy account management from anywhere. Although we currently do not have ATM availability or drive-thru services at this location, we strive to provide the best possible service with what we offer. Through partnerships with local organizations and active participation in community events, First Family Federal Credit Union takes pride in being more than just a financial institution; we are your neighbors and friends invested in your success. Join us today at First Family Federal Credit Union Mcalester and experience firsthand how we can help you achieve your financial dreams! Call us at 918-558-6190 or visit our website at First Family FCU for more information on how you can become a member.

Our Mission

At First Family, our mission is clear: we are dedicated to empowering our members through exceptional financial services while fostering a sense of community. We believe that everyone deserves access to quality financial resources that can help them thrive. Our focus goes beyond just banking; we aim to make a positive impact in our community by supporting local initiatives and outreach programs. While members can visit us at our branch address of 1308 E Carl Albert Pkwy Ste E for all their banking needs, official correspondence should be sent to our mailing address: 1308 E Carl Albert Parkway, McAlester, OK 74501. Our operating hours are designed to accommodate busy schedules open Monday through Thursday from 8:30 AM to 4:30 PM and Friday until 5:30 PM.

Branch Location & Accessibility

Accessibility and Features

Our branch is designed with your comfort in mind. We offer ample parking right outside, making it simple for you to drop by. The facility is ADA compliant, featuring ramps and accessible entrances so everyone can feel welcome.

Connect With Us

Have questions or need assistance? Don't hesitate to give us a call at 918-558-6190. Our dedicated staff looks forward to helping you every step of the way. So come on down to First Family Federal Credit Union today we can't wait to meet you!

Operating Hours

We understand that life gets busy! That's why we're here for you Monday through Wednesday and Friday from 8:30 AM to 4:30 PM, with extended hours on Thursday until 5:30 PM. Whether it's early morning banking or later in the week, we strive to accommodate your schedule.

Services Offered

At First Family Federal Credit Union, we provide a wide range of services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, our friendly staff is eager to assist with all your financial goals. While we currently do not have ATM services or drive-thru banking available at this location, our team is always ready to help you with cash withdrawal services directly inside the branch.

Member Eligibility

Becoming a member of First Family is like joining a close-knit community where your financial well-being is our priority. If you live, work, worship, or attend school in the Mcalester area, you're already on your way to enjoying the benefits of membership! We welcome individuals and their families who fit these criteria, making it easy for you to take part in all we have to offer. As a member of First Family, you'll gain access to competitive loan rates, personalized service, and a range of financial products designed to meet your unique needs. Opening an account is simple! Just visit us at 1308 E Carl Albert Pkwy Ste E Mcalester Ok 74501, or give us a call at (918) 558-6190 for more details about the membership process. You can also check out the eligibility requirements on our website at to ensure you meet all criteria. Ready to get started? Head over to our account opening page at https://www.firstfamilyfcu.com/visa-credit-card/ and join us today your future self will thank you!

Business Banking & Commercial Services

Merchant Services for Your Business

In addition to loans, we offer essential merchant services designed to streamline your operations. Whether it's processing credit card payments or managing transactions smoothly, our services allow you to focus on what matters most running your business effectively. Located conveniently at 1308 E Carl Albert Pkwy Ste E Mcalester Ok 74501 in Mcalester, OK, we're here to partner with you every step of the way. For more information about how we can help your business grow, call us at (918) 558-6190 or visit our website at https://www.firstfamilyfcu.com/ .

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $9 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $933,832, we continue to drive economic growth by financing new and expanding businesses. Imagine having the financial support you need to purchase new equipment, expand your inventory, or even launch a marketing campaign. Our member-focused approach ensures that you get the right loan at the right time.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs at our branch location, we ensure that cash withdrawal services remain accessible through partnerships in our network. You'll find convenient locations nearby where you can easily access cash when needed. We invite you to visit us at 1308 E Carl Albert Pkwy Ste E, Mcalester, OK 74501, or give us a call at 918-558-6190. Our friendly team is ready to assist you with any questions about our services or how to become a member. Explore all that First Family has to offer today by visiting our website at First Family Federal Credit Union. Let us help you achieve your financial dreams!

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our Auto Loans & Vehicle Financing options make it easy for you to drive away in the vehicle you've always wanted. We understand that buying a car is a significant investment, and our competitive rates will help you make the best choice for your budget.

Business Banking

For our local business owners, we offer comprehensive Business Banking services including merchant services and business loans. Supporting our community's businesses is important to us, and we provide the tools needed for success.

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn points on every purchase. Imagine using those points for travel, shopping, or special experiences! It's not just about spending; it's about getting rewarded for it.

Mortgage Loans & Refinancing

If you're ready to purchase a home or refinance an existing mortgage, we offer tailored Mortgage Loans & Refinancing solutions. Picture yourself settling into your dream home with a mortgage plan that suits your financial situation perfectly.

Online & Mobile Banking

In today's fast-paced world, managing finances on-the-go is essential. Our Online & Mobile Banking features allow you to check balances, pay bills, and transfer funds anytime, anywhere. With just a few taps on your device, banking becomes effortless.

Personal Banking

Managing your money should be simple. With our Checking & Savings Accounts, you can easily keep track of your finances while earning interest on your savings. Imagine having the peace of mind that comes with knowing your money is safe and accessible whenever you need it.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation options provide flexibility when you need it most. Whether it's for medical bills or consolidating debt into one manageable payment, we're here to help lighten your financial load.

Digital & Online Banking

Key Services Offered

Our online banking platform allows you to check your balance, pay bills, and transfer money with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. You can also enjoy the benefits of mobile payments, allowing you to make purchases directly from your smartphone. For those who prefer keeping their documents organized electronically, we provide e-statements that give you easy access to your account statements without the clutter of paper. Plus, with our electronic signature authorization, signing documents is quick and secure.

User-Friendly Experience

Our mobile application enhances your banking experience by putting everything at your fingertips. Whether you're checking balances or making transactions, navigating through our app is straightforward and intuitive. We prioritize security in all our services, so you can feel confident knowing that your information is protected. In short, First Family's digital and online banking services are designed to be accessible and user-friendly. We strive to give our members real-time control over their finances while ensuring a safe banking environment. Join us today at https://www.firstfamilyfcu.com/ and discover how convenient banking can be!

Financial Strength

Committed to Growth and Innovation

With $15,386,299 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $3,900 in used auto loans and $103,880,120 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $40,826,483 in share certificates and $6,581,120 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,251,787, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $238,281, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 69 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $16,809,089, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,171 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Numbers

Net Shares (Funds available for lending and investments): $1,374,617. Total Share and Deposit Accounts: 28,692, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Family is your trusted partner. Visit us at 1308 E Carl Albert Pkwy Ste E Mcalester Ok 74501 or call (918) 558-6190 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $59,438,884 in used vehicle loans and $16,307,371 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing options make it easier than ever to drive away satisfied.

Business Financing

For business owners, our outstanding commercial loans totaling $933,832 provide the capital needed to grow and expand. We understand how vital it is for businesses to have access to funds when opportunities arise. At First Family in Mcalester, OK (1308 E Carl Albert Pkwy Ste E), we are dedicated to supporting our members with straightforward financial solutions. If you have any questions about our loan products or want assistance in choosing the right option for you, please don't hesitate to reach out at 918-558-6190. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you reach your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we offer Junior Lien 1-4 Family Residential Properties loans totaling $0, which can cater to various needs if you're considering stepping into the housing market. If you're not ready to buy yet but are interested in exploring refinancing options, we're here to help you navigate through those possibilities.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,435,421 in loans helping members manage their finances effectively. These cards provide an excellent way to handle unexpected expenses while enjoying perks like rewards and no annual fees.

Loan Aggregator

Building Trust Through User Experiences

Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testament illustrates how effective LendMesh is in helping individuals secure better financing options. Ready to find the best loan rates? Compare real-time loan offers today at LendMesh and discover your ideal financing solutions. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This adherence ensures that users receive fair and transparent offers tailored to their needs. LendMesh stands out for several key reasons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly.

FIRST FAMILY FEDERAL CREDIT UNION