First Family Credit Union Checotah OK | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to First Family Federal Credit Union, where your financial well-being is our top priority! Located at 111 S Paul Carr Dr, Checotah, OK 74426, we have been serving our community since 1956. With a strong commitment to our members and a wealth of experience, we proudly support over 18,000 members in achieving their financial goals. At First Family, we understand that banking should be personal. That's why our dedicated team, led by CEO David Dykes, Jr. and Board President Tony Gustin, is here to guide you every step of the way. We offer a wide range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. With total assets of $143,477,973 and total deposits reaching $7,518,398, we are well-equipped to provide the resources you need. While members can visit us at our Checotah branch for all their banking needs, official correspondence should be sent to our mailing address: PO BOX 170, Henryetta, OK 74437. Our friendly staff is ready to assist you during lobby hours from 8:30 AM to 4:00 PM on weekdays and from 8:00 AM to 12:00 PM on Saturdays. As a member-focused institution with a net worth of $16,756,484 and cash in hand totaling $3,604,266, we pride ourselves on building trust within the community. Your financial security is paramount to us. Join us today at First Family Federal Credit Union! Whether you're looking to open an account or simply want more information about our services, don't hesitate to call us at 918-652-4407 or visit us online at First Family FCU. We look forward to helping you achieve your financial dreams!

Branch History & Mission

Our Evolution

From humble beginnings, First Family has evolved alongside the community it serves. We started with a small group of dedicated individuals who shared the vision of creating a member-focused financial institution. Over the decades, we have expanded our offerings to include personal banking, auto loans, mortgages, credit cards, and business banking solutions all designed with our members' needs in mind. Our commitment to innovation has kept pace with changing times. Today, we offer robust online and mobile banking services that make managing finances more convenient than ever. Members can easily access their accounts, make transfers, and even apply for loans from the comfort of their homes.

Our Mission

At First Family Federal Credit Union, our mission is clear: we strive to provide personalized financial solutions while fostering a sense of community among our members. We believe that by supporting each other financially and socially, we can strengthen the bonds that tie us together. Our team is dedicated to ensuring that every member feels valued and supported throughout their financial journey. We are also committed to giving back to the community. Through various outreach programs and partnerships with local organizations, we work diligently to improve the lives of those around us. This commitment extends beyond just providing services; it's about building relationships and trust within the community.

Visit Us Today

While you can reach out to us at our branch address in Checotah for all your banking needs, official correspondence should be sent to PO BOX 170, Henryetta, OK 74437 if different from our physical location. Our doors are open during convenient hours: Lobby hours are Monday through Thursday from 8:30 AM to 4:00 PM and Friday from 8:30 AM to 5:00 PM. Drive-thru service is available Monday through Thursday from 8:00 AM to 5:00 PM and Friday until 6:00 PM; we also welcome you on Saturdays from 8:00 AM to noon. Join us at First Family Federal Credit Union where your financial goals become our priority! Whether you're looking for a loan or just want some friendly advice on managing your finances, we're here for you every step of the way. Give us a call at 918-652-4407 or visit our website at www.firstfamilyfcu.com today!

Branch Location & Accessibility

Accessibility and Features

At First Family, we prioritize accessibility for all our members. Our branch is ADA compliant, ensuring that everyone can navigate comfortably. With ample parking available right outside the door, you won't have to worry about finding a spot when you arrive. Plus, our drive-thru service allows for quick banking transactions without leaving your vehicle.

Connect with Us

Ready to experience exceptional service? We invite you to visit us at First Family Federal Credit Union or give us a call at 918-652-4407. Our team is excited to help you with all your banking needs!

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours to accommodate your busy schedule. Our lobby is open Monday through Thursday from 8:30 AM to 4:00 PM and Friday from 8:30 AM to 5:00 PM. If you're on the go, take advantage of our drive-thru service available Monday through Thursday from 8:00 AM to 5:00 PM, and Friday until 6:00 PM. We even have Saturday hours from 8:00 AM to noon!

Services Offered

Whether you're looking to open a checking account, apply for an auto loan, or explore options for personal loans and credit cards with rewards, we've got you covered. We also provide essential ATM services and basic drive-thru banking for deposits and withdrawals.

Member Eligibility

At First Family, we believe that becoming a member is like joining a warm, welcoming family where everyone supports each other. If you're looking to join us at our Checotah location, nestled at 111 S Paul Carr Dr Checotah Ok 74426, you'll find it's quite simple! Generally, anyone who lives, works, worships, or attends school in the local community can apply for membership. This means that if you're part of our vibrant area, you're likely eligible! To ensure you have the most accurate and up-to-date information regarding eligibility, we invite you to check out our detailed guidelines [here]. Once you've confirmed your eligibility, opening an account is easy! Just visit us in person or check out the steps online through this link: Account Opening. If you have any questions along the way or need assistance, feel free to reach out at (918) 652-4407. We're excited to welcome you to First Family and help you take advantage of all the benefits that come with membership!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $11 in commercial loans for our members, helping businesses scale and succeed. This means more resources for you to invest in new equipment, hire staff, or even open a new location. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to your specific requirements. - With an outstanding commercial loan portfolio of $1,028,818, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable merchant services can make all the difference. Imagine seamlessly processing payments while keeping your customers satisfied. Our solutions help you accept various payment methods easily making transactions smooth and quick. This means you can focus on what really matters: growing your business and serving your customers. Visit us at 111 S Paul Carr Dr Checotah Ok 74426 or give us a call at (918) 652-4407 to learn how we can help take your business to the next level!

Comprehensive List Of Services

Business Banking Support

For our business members, First Family offers essential support through our business banking services. From merchant services that simplify payment processing to tailored business loans, we are here to help your business thrive.

Digital Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to manage your finances anywhere, anytime. Whether you need to check your balance or transfer funds between accounts, everything is just a click away. Additionally, our network of ATMs provides easy access for cash withdrawals and balance checks when you're on the go.

Everyday Banking Made Easy

We also cater to those who prefer face-to-face interactions with our basic drive-thru banking services for deposits, withdrawals, and simple transactions. Our friendly staff is always ready to assist you during operating hours: Monday through Thursday from 8:30 AM to 4:00 PM, Friday from 8:30 AM to 5:00 PM, and Saturday from 8:00 AM to 12:00 PM. At First Family, we pride ourselves on being more than just a financial institution; we're a community partner committed to helping you achieve financial well-being. If you're ready to take the next step or have questions about any of our services, don't hesitate to reach out! Call us at (918) 652-4407 or visit us online at First Family Federal Credit Union. Let us help you navigate your financial journey today!

Financial Flexibility

Life can bring unexpected expenses, and that's where our personal loans and debt consolidation options come in handy. We provide flexible solutions to help you manage costs effectively. Plus, with our credit cards that offer rewards, you can earn benefits while making everyday purchases.

Personal Banking Solutions

Our personal banking services are designed with you in mind. Whether you are looking to open a checking or savings account, we offer accounts that fit different lifestyles and preferences. For those considering a new vehicle, our auto loans and vehicle financing options make it easy to get behind the wheel without stretching your budget. If homeownership is on your horizon, our mortgage loans and refinancing services can help you secure your dream home or adjust your existing mortgage terms for better rates.

Digital & Online Banking

Key Features

Our online banking platform provides several user-friendly features that enhance your banking experience. Enjoy the convenience of E-Statements Availability, which allows you to receive and manage your account statements electronically. Not only does this help reduce paper clutter, but it also makes it easier to keep track of your finances. If you're often on the move, our Mobile Application Availability ensures that you have everything you need right in your pocket. You can make Mobile Payments quickly and easily, allowing for hassle-free transactions whenever you need them. Need to send money to a friend or family member? Our Person-to-Person Transfers feature makes it simple to send cash directly from your account without any fuss.

Security and Accessibility

We prioritize your security with features like Electronic Signature Authorization, making transactions safe and straightforward. You can rest easy knowing that we take every precaution to protect your personal information. At First Family, we believe in empowering our members with tools that are not just accessible but also easy to use. Real-time account management is at your fingertips, ensuring that whether it's day or night, you're always in control of your finances. Experience the ease of digital banking today with First Family!

Financial Strength

At First Family, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our performance insights and financial data come directly from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $16,756,484, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.66% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $41,908,662 in share certificates and $6,878,369 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $498,121, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $15,841,291 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is evident in our lending capacity; we have $4,009 in used auto loans and $106,623,314 in total loans and leases available for you. Our operational efficiency is reflected in our $88,407, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 68 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,028,105. Total Share and Deposit Accounts: 29,438, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Family is your trusted partner. Visit us at 111 S Paul Carr Dr Checotah Ok 74426 or call (918) 652-4407 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $62,221,059 in used vehicle loans and $16,353,619 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates designed to fit your budget, making it easier than ever to drive home in the vehicle you want.

Business Financing

For business owners, our outstanding commercial loans totaling $1,028,818 provide the capital needed to grow and expand. We understand the unique challenges of running a business and are here to support you every step of the way. At First Family, our mission is to provide accessible financial solutions that empower our members. We believe in transparency and are committed to helping you navigate your financial journey with confidence. For performance insights and financial data, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or call us at (918) 652-4407 to learn more about how we can help you with our loan offerings!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,345,002 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to suit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not offer Junior Lien Family Property loans, we're committed to helping you find the right financing solution for your housing needs. If you're considering refinancing, please ask about our eligibility options!

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FIRST FAMILY FEDERAL CREDIT UNION - Checotah, OK

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