First County Credit Union Muncie IN | Best Auto Loans & Business Banking

Introduction

Welcome to First County, your trusted financial partner located at 1100 W 11th St, Muncie, IN 47302. Established in 1961, we have proudly served our community for over six decades, helping individuals and families achieve their financial dreams. With a strong membership base of 3,310 members and total assets amounting to $31,686,450, we are committed to providing personalized banking solutions that meet your needs. At First County, we understand that banking is more than just numbers; it's about building relationships. That's why our dedicated team of 11 employees, led by CEO Julie Eskew and Board President Michael Fox, strives to create a welcoming environment where you can feel valued and understood. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, we're here to guide you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 1100 W 11th St, Muncie, IN 47302. You can also reach us at 765-284-3471 for any questions or assistance. Our commitment extends beyond just banking. With total deposits of $1,529,269 and a net worth of $3,226,798, we are financially sound and ready to support our members with various loan options totaling 1,324 loans and leases. We take pride in offering services that enhance our members' financial well-being while actively contributing to the local community. Explore how First County can help you thrive financially by visiting our website at First County FCU. We invite you to stop by or give us a call today your journey towards better banking starts here!

Branch History & Mission

Welcome to First County, a cornerstone of community banking in Muncie, Indiana. Since our doors first opened in 1961, we have been dedicated to providing exceptional financial services tailored to the needs of our members. Located at 1100 W 11th St, our branch is not just a place for transactions; it's a hub for connection and support within our community. Over the years, First County has grown significantly, now proudly serving over 3,310 members and managing total assets amounting to $31,686,450. Our commitment to fostering financial well-being extends beyond numbers; it reflects our core mission to empower individuals and families through reliable banking solutions. Whether you're looking for personal loans, auto financing, or business banking services, we strive to ensure that every member finds the resources they need to achieve their goals. At First County, we are more than just a credit union. Our mission is deeply rooted in community support and outreach. We believe that when our members thrive, our entire community flourishes. Through various partnerships and local initiatives, we actively engage with residents to promote financial literacy and provide essential services to those in need. We offer convenient access with features like ATM availability and drive-thru banking for quick service on the go. Our operating hours are designed with your schedule in mind: Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 6:00 PM, and Saturday mornings from 9:00 AM to 12:00 PM. While members can visit us at 1100 W 11th St, official correspondence should be sent to 1100 W 11th St, Muncie, IN 47302 if different from our branch address. We also pride ourselves on keeping pace with technological advancements while ensuring accessibility for all. Our digital services include online banking and mobile payments, making it easier than ever for members to manage their finances from anywhere. Join us at First County today! Experience the benefits of being part of a credit union that truly cares about its members and the community it serves. Call us at 765-284-3471 or visit our website at firstcountyfcu.org for more information on how you can become part of our growing family!

Branch Location & Accessibility

Call to Action

We invite you to come visit us at First County! Whether you're looking to open an account or simply want to chat about your financial options, our friendly staff is here for you. Feel free to give us a call at 765-284-3471 if you have any questions before your visit. We look forward to serving you soon!

Nearby Landmarks and Accessibility Features

Located conveniently near popular local spots, First County is just a short drive from places like the Muncie Mall and Ball State University. Our branch is designed with accessibility in mind, featuring ramps and ADA-compliant facilities to ensure everyone can enjoy our services without hassle. Ample parking is available right outside the entrance, making your visit even more convenient.

Operating Hours and Services

Our lobby hours are crafted to fit into your busy schedule: we're open Monday through Thursday from 8:30 AM to 5:00 PM, Fridays until 6:00 PM, and Saturdays from 9:00 AM to noon. We offer a variety of banking services including checking and savings accounts, auto loans, mortgage financing, personal loans, and even credit cards with rewards! Plus, for quick transactions, our drive-thru service is ready to assist you without needing to leave your car. We also have an ATM available for easy cash withdrawals and balance checks whenever you need them.

Member Eligibility

Joining the First County community is a simple and welcoming process that opens the door to a world of financial opportunities. If you live, work, or worship in the Muncie area, you're likely eligible to become a member! We believe that everyone deserves access to supportive banking services tailored to their needs. By choosing First County, you'll not only benefit from competitive rates on loans and savings but also enjoy personalized service from our friendly team. For more details about eligibility requirements, please check out our comprehensive guide at . If you're ready to take the next step, opening an account is straightforward just give us a call at (765) 284-3471, and we'll be happy to assist you in starting your membership journey!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

To help you thrive, we offer comprehensive merchant services that simplify payment processing, enabling you to focus on what you do best running your business. Imagine having the tools to accept payments quickly and securely, allowing you to serve your customers better while managing cash flow effectively. Visit us at 1100 W 11Th St Muncie In 47302 in Muncie, IN, or call us at (765) 284-3471 to learn how our tailored business banking solutions can help your business grow today!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Enjoy easy access with our ATM services for withdrawals and balance checks. Additionally, our drive-thru service allows for deposits and simple transactions without leaving your car perfect for busy days! At First County, we strive to create an inclusive environment where all members feel valued and supported in their financial journey. If you have questions about any of our services or would like assistance getting started, don't hesitate to reach out at (765) 284-3471 or visit us at 1100 W 11Th St Muncie In 47302. Experience the difference of community-focused banking today!

Auto Loans and Vehicle Financing

When it comes to purchasing a vehicle, having the right financing can make all the difference. At First County, we offer auto loans with flexible terms and competitive rates. Whether you're buying new or used, our friendly team will guide you through the process, ensuring you find a loan that fits your budget.

Business Banking Services

For small business owners, First County offers tailored business banking solutions including merchant services and business loans. We understand the unique challenges businesses face and are here to support your growth with financial products designed just for you.

Convenient Digital Banking

In today's fast-paced world, managing your finances on-the-go is essential. Our online and mobile banking platforms allow you to check balances, transfer funds, and pay bills anytime, anywhere. Plus, with features like person-to-person payments and e-statements, keeping track of your finances has never been easier.

Credit Cards with Rewards

With our credit cards featuring rewards programs, every purchase can earn you points towards exciting rewards. Use your card for everyday expenses and watch your points add up redeem them for travel, merchandise, or cash back!

Home Financing Options

Thinking about buying a home? Our mortgage loans and refinancing options can help make your dream home a reality. With personalized service from our mortgage experts, you'll receive support every step of the way from pre-approval to closing.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, First County has you covered with our personal banking options. Our checking accounts come with no monthly fees, making it simple for you to manage your finances without added stress. For those saving for the future, our savings accounts offer competitive interest rates, helping you grow your money over time.

Personal Loans and Debt Consolidation

Life can be unpredictable, and sometimes you need extra cash for unexpected expenses or to consolidate debt. Our personal loans are designed to provide you with quick access to funds when you need them most. Plus, we offer debt consolidation options that can simplify your payments and potentially lower your interest rates.

Digital & Online Banking

Accessibility and Ease of Use

We've designed our digital banking services to ensure that you have real-time access to your accounts anytime, anywhere. Whether you're making mobile payments or reviewing your account statements, everything is just a tap away. At First County, we strive to make banking not only accessible but also an enjoyable experience for all our members. Experience the convenience of modern banking today with First County!

Key Features

Our online banking services come equipped with user-friendly tools that make it easy to manage your money on the go. Want to send money to a friend? Our person-to-person transfer feature allows you to do just that in just a few clicks. Plus, if you're always on the move, you'll love our mobile application. It brings all the features of online banking right to your fingertips. Worried about keeping track of paper statements? You can opt for e-statements instead! Not only are they convenient, but they also help keep your information secure and organized. And speaking of security, while we don't currently support electronic signature authorization, rest assured that your data is protected through advanced security measures.

Financial Strength

Growing Trust

Total Share and Deposit Accounts: 5,718, showing a strong and growing member base that trusts us with their finances. Our net shares amount to $9,151, which signifies funds available for lending and investments. This illustrates the confidence our members have placed in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First County is your trusted partner. Visit us at 1100 W 11Th St Muncie In 47302 or call (765) 284-3471 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

Members' savings are secured through $7,189,449 in share certificates and $1,125,326 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Growth

With $2,433,150 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity is evident with $532 in used auto loans and $13,523,217 in total loans and leases, supporting your financial goals across various sectors.

Strong Financial Health

With a net worth of $3,226,798, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,018 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Lending Options

For those needing extra funds, we provide various personal loan options, including debt consolidation solutions that can ease your financial burden. If you're considering refinancing any existing loans, our team can guide you through eligibility options that may save you money. Our commitment to serving our members extends beyond just loans. We're here to provide financial education and support so you can make informed decisions about your money. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Reach out today to discuss how we can assist you with our comprehensive loan offerings!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,179,735 in used vehicle loans and $2,224,521 in new vehicle loans already helping members get on the road. Whether it's for a new model or a reliable used vehicle, our financing options can make your purchase easier and more affordable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,870,351, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure the home of your dreams.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $382,665 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to fit your lifestyle.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This adherence to established guidelines ensures that the offers displayed are fair and transparent. Users can trust that they are viewing legitimate rates from reputable lenders.

First County