First Community Credit Union Monroe WI | Affordable Auto Loans & Business Banking

Introduction

Welcome to First Community Credit Union of Beloit, where your financial well-being is our top priority! Located at 140 W 7th St, Monroe, WI 53566, we've been serving our community since 1933. With a dedicated team of 100 employees and a total membership of over 28,700, we take pride in offering personalized banking solutions tailored to meet your needs. At First Community CU, we understand that each member's financial journey is unique. That's why we provide a wide range of services including checking and savings accounts, auto loans, mortgage options, and business banking solutions. With total assets exceeding $368 million and total deposits around $33.7 million, our strong financial foundation allows us to support our members effectively. Our leadership team, including CEO Jack Gill and Board President Wayne Udulutch, is committed to fostering a culture of trust and transparency. We believe in giving back to the community we serve while ensuring our members have access to the best financial products available. While members can visit us at 140 W 7th St, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to reach out by calling us at 608-329-7800. Ready to take the next step in your financial journey? Visit our website at firstccu.com for more information on how we can help you achieve your goals!

Branch History & Mission

At First Community Cu Of Beloit, we take pride in our rich history and unwavering commitment to serving the community of Monroe, Wisconsin. Established in 1933, our branch has been a cornerstone of financial support and guidance for nearly a century. Located at 140 W 7th St, Monroe, WI 53566, we have grown alongside our members, adapting to their needs while staying true to our mission. Over the years, we have achieved significant milestones that reflect our dedication to our members. With a total membership of 28,759 and assets exceeding $368,633,922, First Community Cu Of Beloit is more than just a credit union; we are a trusted partner in our members' financial journeys. Our mission is straightforward yet impactful: to provide accessible financial services while fostering community growth and support. Our branch operates with a clear focus on member service. We are open Monday through Thursday from 7:30 AM to 5:00 PM, Friday until 6:00 PM, and Saturday until 12:00 PM. We also offer convenient drive-thru banking and ATM availability for those on the go. While you can visit us at our physical address for all your banking needs, any official correspondence should be directed to the same address for streamlined communication. We understand that the landscape of banking is changing, and we embrace technology to enhance member experience. Our digital advancements include online and mobile banking options, making it easier for you to manage your finances anytime, anywhere. Whether you're looking for personal banking solutions like checking accounts or auto loans or business services such as merchant accounts and business loans, we strive to meet every need. First Community Cu Of Beloit believes in giving back to the community that has supported us throughout the years. We actively engage in partnerships and outreach efforts that uplift local initiatives and promote financial literacy among residents. By investing in the community's well-being, we create a positive impact beyond just financial transactions. As we look toward the future, we invite you to join us at First Community Cu Of Beloit. Experience firsthand the personalized service and dedication that have defined our branch since 1933. Become part of a community-oriented credit union that truly values its members. For more information on membership benefits or to open an account today, visit our website or call us at 608-329-7800. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

We believe that banking should be accessible to everyone. Our branch is ADA compliant, featuring ramps and wide doorways to ensure that all members can easily access our services. If you need any assistance during your visit, our friendly staff is always ready to help.

Get in Touch

Ready to experience friendly service in a convenient location? We invite you to stop by or give us a call at (608) 329-7800. Our team at First Community Credit Union looks forward to assisting you with all your financial needs!

Nearby Landmarks

You can spot us near the bustling downtown area, making it simple to drop in while running errands or enjoying a day out. Our location is designed with your comfort in mind. With ample parking available, you can park right outside and walk into our welcoming lobby.

Operating Hours

We're here for you during convenient hours! Visit us Monday through Thursday from 7:30 AM to 5:00 PM, on Fridays until 6:00 PM, and Saturday mornings from 7:30 AM to noon. Our extended hours mean you can stop by before work or on weekends without any hassle.

Services Offered

At the Monroe Branch, we offer a variety of services tailored to fit your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we've got you covered. Our drive-thru service makes quick transactions even easier. Plus, with ATM availability on-site, cash withdrawals and balance checks are just a moment away! While members can visit us at 140 W 7Th St Monroe Wi 53566, official correspondence should be sent to 140 W 7th St, Monroe, WI 53566.

Member Eligibility

At First Community Cu Of Beloit, we believe that everyone deserves a supportive community to help them thrive financially. Becoming a member is simple and welcoming! If you live, work, or go to school in our area, you can easily join us. Whether you're looking for personal banking services or seeking to improve your financial wellness, our members enjoy a range of benefits tailored just for them. For more detailed eligibility criteria, feel free to check out this link. Opening an account with us is a straightforward process that ensures you can start enjoying all the perks of membership right away. If you're ready to take the next step or have questions, don't hesitate to reach out at (608) 329-7800. Our friendly team at 140 W 7Th St Monroe Wi 53566 is here to assist you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $30 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $8,935,768, we continue to drive economic growth by financing new and expanding businesses. Imagine having the financial flexibility to invest in new equipment or hire additional staff. Our tailored loan options can help you make those plans a reality.

Merchant Services

In today's fast-paced market, accepting payments should be simple and efficient. Our merchant services offer practical solutions that allow your business to process transactions seamlessly, ensuring you can focus on what matters most serving your customers. Whether it's in-person sales or online transactions, we provide the tools you need to thrive. Located at 140 W 7Th St Monroe Wi 53566, Monroe, WI, we invite local businesses to explore how First Community Cu Of Beloit can be your partner in success. Reach out at (608) 329-7800 to learn more about how our services can benefit you!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our network of ATMs allows for quick access to your funds with basic ATM access for withdrawals and balance checks. Plus, our drive-thru service makes it easy to handle deposits and simple transactions without leaving your car. At First Community Cu Of Beloit, we pride ourselves on being more than just a credit union; we're a community partner committed to helping you achieve financial success. Whether you're looking for personal or business solutions, we're ready to assist you every step of the way. To learn more about how we can support your financial needs or to become a member today, visit us online at https://firstccu.com/ or call us at (608) 329-7800. Your financial future starts here!

Business Banking Services

For our members who run businesses, we provide essential business banking services, including merchant services and business loans that help your company grow. We know how hard you work, and we're here to make banking as easy as possible so you can focus on what matters most: your business.

Credit Cards & Rewards

With our credit cards featuring rewards, you can earn points on everyday purchases that lead to exciting benefits. Whether you're shopping for groceries or planning a night out, every swipe brings you closer to something special.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. Access your accounts anytime, anywhere with ease. Our services include secure online transactions, mobile payments, and person-to-person transfers that simplify managing your money.

Personal Banking Solutions

We understand that managing your finances can be challenging, which is why we offer a variety of personal banking options. Our checking and savings accounts are designed to help you save for future goals, whether that's a vacation, a new car, or simply building an emergency fund. For those looking to finance their next vehicle, our auto loans and vehicle financing solutions make it easy to get behind the wheel without breaking the bank. If you're considering buying a home or refinancing your existing mortgage, our team provides comprehensive mortgage loans and refinancing options that can fit various budgets and situations. We also offer personal loans and debt consolidation services, helping you manage expenses effectively while keeping your stress levels low.

Digital & Online Banking

Convenience at Your Fingertips

At First Community Cu Of Beloit, we believe banking should fit seamlessly into your life. That's why we've made it easier than ever to stay connected with your finances through digital solutions. From accessing your accounts anytime through online banking to using our intuitive mobile app for everyday transactions, managing your money has never been simpler. Experience the ease of digital banking with us today visit https://firstccu.com/ to get started!

User-Friendly Features

We prioritize security in all our online services. You can feel confident knowing that your personal information is protected while using our electronic signature authorization feature, which allows you to sign documents securely without the need for paper. Plus, with e-statements available, you can easily view your account statements online no more waiting for mail to arrive! For those who prefer mobile banking, our dedicated mobile application is a game changer. With this app, you can make mobile payments quickly and securely. You can also enjoy the convenience of person-to-person transfers; send money to friends or family in just a few taps!

Financial Strength

At First Community Cu Of Beloit, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, reflecting our commitment to providing reliable services and support. With a net worth of $38,831,771, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.50% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $101,587,659 in share certificates and $20,230,572 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $63,121,958, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $34,803,882 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $8,353 in used auto loans and a total of $322,070,610 in loans and leases. Our operational efficiency is reflected in our net income of $2,852,676, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 73 full-time employees and 27 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. We currently manage $74,544 in net shares, which represent funds available for lending and investments. Additionally, our growing member base trusts us with their finances as shown by the total of 36,739 share accounts. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community Cu Of Beloit is your trusted partner. Visit us at 140 W 7Th St Monroe Wi 53566 or call 608-329-7800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $156,060,690 in used vehicle loans and $57,681,478 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, we have options that can fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $8,935,768 provide the capital needed to grow and expand. We understand the challenges of running a business and are here to support your growth journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,918,976, make buying or refinancing simple. We guide you through the process to ensure you find the best solution for your housing needs.

Refinancing Options

If you're looking for ways to lower your payments or tap into your equity, ask us about our refinancing options. Our team is ready to assist you in exploring eligibility and finding solutions that work best for you. At First Community Cu Of Beloit, we are committed to supporting our community's financial health. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you have questions or want to explore any of these loan products further, don't hesitate to reach out! You can contact us at (608) 329-7800, or visit us at 140 W 7Th St Monroe Wi 53566 in Monroe, WI. Let's take the next step together towards fulfilling your financial ambitions!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,817,102 in loans helping members manage their finances effectively. Our credit cards provide an excellent way to handle everyday expenses while earning rewards.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you can trust that the offers you see are fair and transparent.

First Community Cu Of Beloit