First Community Credit Union Janesville WI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to First Community Credit Union of Beloit, your trusted financial partner right here in Janesville, Wisconsin. Located at 2701 N Pontiac Dr, Janesville, WI 53545, we have been serving our community since 1933. With a deep-rooted commitment to our members, we pride ourselves on providing personalized banking solutions tailored to your needs. At First Community Credit Union, we understand the importance of building strong financial foundations. Our total assets exceed an impressive $368,633,922, with more than 28,759 members benefiting from our services. We offer a wide range of financial products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Currently, we have facilitated over 17,286 loans and leases to help our members achieve their financial goals. Our dedication to the community is reflected not only in our robust membership but also in our leadership team. Under the guidance of CEO Jack Gill and Board President Wayne Udulutch, we strive to create a welcoming environment where every member feels valued. You can reach us at 608-758-7530 or visit our website at firstccu.com for more information about what we offer. While members can visit us at our Janesville branch for all their banking needs, please note that official correspondence should be sent to our mailing address: 21 S Jackson St, Janesville, WI 53548. Join us today and discover how First Community Credit Union can help you navigate your financial journey with confidence!

Branch History & Mission

At First Community Credit Union of Beloit, we cherish our rich history and the community we've built together since our doors opened in 1933. Located at 2701 N Pontiac Dr, Janesville, WI 53545, our branch has grown alongside the people we serve, becoming a trusted partner in their financial journeys. As we celebrate over 90 years of service, we remain dedicated to empowering our 28,759 members with exceptional financial solutions and personalized support. Our mission is simple yet profound: to enhance the lives of our members through accessible financial services while fostering a spirit of community and cooperation. We believe that when individuals thrive, so does the entire community. This commitment drives us to provide not just banking services but also meaningful outreach programs that contribute positively to Janesville and beyond. Over the years, we've expanded our offerings to include everything from personal banking, auto loans, and mortgage financing to business banking solutions. Our total assets now stand at an impressive $368,633,922, reflecting our stability and reliability as a member-focused institution. With services like online and mobile banking, ATM access, and a drive-thru for your convenience, we strive to meet your needs in a fast-paced world while ensuring that everyone feels welcome. While members can visit us at 2701 N Pontiac Dr, official correspondence should be sent to 21 S Jackson St, Janesville, WI 53548. Our operating hours are designed with you in mind: Monday through Thursday from 8:00 AM to 5:00 PM, Friday from 8:00 AM to 6:00 PM, and Saturday from 8:00 AM to 12:00 PM. At First Community Credit Union of Beloit, we recognize that partnerships are essential for growth. We actively engage with local organizations and schools to support educational initiatives and community development projects. Our goal is not only to provide financial services but also to play an integral role in uplifting those around us. If you're looking for a place where your financial well-being is prioritized and where you can make a difference in your community, consider joining us at First Community Credit Union of Beloit. Experience firsthand how being part of a cooperative can transform your financial life while contributing to the greater good. Join us today your journey towards financial empowerment starts here! For more information or assistance, please call us at 608-758-7530 or visit our website at firstccu.com.

Branch Location & Accessibility

Get in Touch!

If you have questions or want to learn more about how we can assist you with your financial needs, feel free to give us a call at 608-758-7530. We invite you to visit us at our Janesville location or check out our website at firstccu.com. We look forward to welcoming you into our community!

Nearby Landmarks and Accessibility

Our branch sits in a vibrant area close to local landmarks, making it easy to find us. We are just a short drive from the bustling downtown area and near popular spots like the Janesville Mall. For your convenience, we offer ample parking and ensure that our facilities are accessible to everyone, including ADA-compliant features such as ramps.

Operating Hours and Services

We understand that your time is valuable. That's why our lobby hours are designed to accommodate your schedule: Monday through Thursday from 8 AM to 5 PM, Friday from 8 AM to 6 PM, and Saturday from 8 AM to 12 PM. At the Janesville Branch, we provide a variety of services including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and even business banking solutions. Need cash? Our ATM is available on-site for quick withdrawals or balance checks. If you're in a hurry, take advantage of our drive-thru banking for deposits and simple transactions without leaving your car.

Member Eligibility

Becoming a member of First Community Cu Of Beloit is like joining a welcoming family that supports your financial journey. To be eligible, you simply need to live, work, or worship in the community we serve, or have a family member who is already a member. It's that straightforward! This means that anyone from our local neighborhoods can tap into the benefits of being part of our cooperative, where members come first. If you're looking for personalized service and a variety of financial products designed with your needs in mind, you'll find it here at First Community Cu Of Beloit. Opening an account is easy and can be done online or in person at our branch located at 2701 N Pontiac Dr Janesville Wi 53545. Our friendly team is ready to help you every step of the way. If you have any questions or need assistance, feel free to give us a call at (608) 758-7530. For more details on eligibility criteria, please check out this resource: https://firstccu.com/member-resources/membership-benefits/. We can't wait to welcome you as a member!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $30 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,935,768, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

Imagine having a reliable partner that streamlines your transactions and enhances customer experiences. Our merchant services empower you to accept payments quickly and securely, whether online or in-person. This means more time spent on what truly matters growing your business. Located conveniently at 2701 N Pontiac Dr Janesville Wi 53545, Janesville, WI, we invite you to explore how First Community Cu Of Beloit can help bring your business aspirations to life. Reach out today at (608) 758-7530 to learn more about our tailored solutions!

Comprehensive List Of Services

ATM & Drive-Thru Access

Need cash on the go? Our ATM services provide easy access for withdrawals and balance checks when it's most convenient for you. Plus, our basic drive-thru banking makes deposits and simple transactions quick and hassle-free. At First Community Cu Of Beloit, we're committed to making banking straightforward and accessible for everyone in Janesville and beyond. Explore our full range of offerings by visiting us or checking out our website at firstccu.com. Ready to take the next step? Call us today at 608-758-7530 or visit us in person! Your financial journey starts here!

Business Banking Services

For local entrepreneurs, we offer business banking solutions including merchant services and business loans designed to help your venture thrive. We know how hard you work, and we're here to support your business ambitions.

Convenient Digital Banking Features

In today's fast-paced world, convenience matters. Our online and mobile banking services allow you to manage your accounts anytime, anywhere. You can make deposits, check balances, transfer funds, and even send money to friends with just a few taps on your smartphone.

Credit Cards with Benefits

Our credit cards come with rewards that can enhance your everyday spending. Whether you're shopping for essentials or treating yourself, our credit card options give back in ways that matter to you.

Home Financing Options

Homeownership is a significant milestone for many. Our mortgage loans and refinancing services are here to assist you in making that dream a reality. We provide competitive rates and guidance through every step of the process, ensuring that you feel comfortable and informed.

Personal Banking Solutions

For individuals seeking reliable banking options, our personal banking services include checking and savings accounts tailored for all lifestyles. Whether you're saving for a big purchase or managing day-to-day expenses, we have solutions that fit. If you're thinking about purchasing a car, our auto loans and vehicle financing options can help you drive away in the vehicle of your dreams without breaking the bank.

Personal Loans & Debt Management

Life can throw unexpected expenses your way. With our personal loans and debt consolidation services, you can find relief from financial stress. We aim to offer flexible terms that suit your budget, allowing you to regain control over your finances.

Digital & Online Banking

Accessible Online Banking

With our 24/7 online banking services available at https://firstccu.com/, you can easily check your account balances, transfer funds, and pay bills from the comfort of your home or on the go. Our platform is user-friendly, ensuring that you can navigate it effortlessly.

E-Statements for Your Convenience

Say goodbye to paper clutter with our e-statements! Available to all members, these electronic statements are not only eco-friendly but also allow you to access your financial information anytime you need it. Our commitment to security means that all transactions are protected with advanced security measures, giving you peace of mind while managing your finances online. At First Community Cu Of Beloit, we strive to make banking simple and accessible so you can focus on what truly matters in your life. Ready to experience the convenience of digital banking? Visit us online today at https://firstccu.com/!

Mobile Banking Made Easy

For those who prefer banking on their smartphones, our mobile application is here to help! You can manage your accounts right from your device with features like mobile payments and person-to-person transfers. Sending money to friends or family has never been easier. Plus, if you need to sign documents, our electronic signature authorization feature allows you to do this quickly and securely.

Financial Strength

At First Community Cu Of Beloit, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our strong financial health and commitment to serving you effectively. With a net worth of $38,831,771, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,050 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $101,587,659 in share certificates and $20,230,572 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $63,121,958, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $34,803,882 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant: with $8,353 in used auto loans and $322,070,610 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is reflected in our $2,852,676, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 73 full-time employees and 27 part-time employees dedicated to providing exceptional service at every visit. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community Cu Of Beloit is your trusted partner. Visit us at 2701 N Pontiac Dr Janesville Wi 53545 or call (608) 758-7530 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $156,060,690 in used vehicle loans and $57,681,478 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, we provide financing solutions that make ownership attainable.

Business Loans

For business owners, our outstanding commercial loans totaling $8,935,768 provide the capital needed to grow and expand your business. We recognize how vital it is for businesses to have access to funds for operations or expansion projects. If you're considering refinancing any existing loans or want to explore eligibility options for our various products, don't hesitate to reach out. Our knowledgeable team at First Community Cu Of Beloit can assist you in finding the right solution based on your unique financial situation. For more information about our loan offerings or to speak with one of our representatives, please contact us at (608) 758-7530. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,918,976, make buying or refinancing simple. We understand that purchasing a home is one of the biggest decisions you'll ever make. That's why we offer personalized service to help you navigate through available options that suit your financial situation.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $1,817,102 in loans helping members manage their finances effectively. This option provides you with the freedom to cover unexpected costs while enjoying rewards that come with our credit card program.

Loan Aggregator

No Sponsored Listings

LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you can explore all your options without worrying about hidden agendas or favoritism.

Real-Time Rate Comparisons

With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly. Whether you're looking for a mortgage, an auto loan, or personal financing, you'll find current rates that match your needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective this tool can be in achieving significant savings. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Verified Data

Loan offers are sourced from legitimate financial institutions, ensuring transparency. LendMesh only partners with recognized lenders who meet strict regulatory standards, which helps users feel secure in their choices.

First Community Cu Of Beloit