First Community Credit Union Beloit WI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to First Community Credit Union of Beloit, where we believe in building strong financial futures for our members! Located at 1702 Park Ave, Beloit, WI 53511, our branch has been a trusted partner in the community since 1933. With a proud history and a commitment to exceptional service, we currently serve over 28,759 members who rely on us for their banking needs. As a member-focused institution, we understand the importance of financial stability. Our total assets stand at an impressive $368,633,922, showcasing our strength and ability to support you with various financial products. We offer a wide range of services including personal banking accounts, auto loans, mortgages, and business banking solutions tailored just for you. At First Community Credit Union, we take pride in our leadership. Under the guidance of CEO Jack Gill and Board President Wayne Udulutch, our dedicated team of 100 employees is here to assist you every step of the way. We are also thrilled to provide top-notch amenities such as online and mobile banking, ATM services, and a drive-thru for your convenience. While members can visit us at 1702 Park Ave, official correspondence should be sent to the same address. Whether you're looking to open an account or explore loan options, we're here to help! Feel free to call us at 608-362-9077 or visit our website at firstccu.com for more information about our services. Join us today and experience the difference a community credit union can make in your financial journey!

Branch History & Mission

Join Us

As we continue this journey together, we invite you to become part of our growing family. Explore how First Community CU of Beloit can help you reach your financial dreams while being an active participant in your community. Whether you're looking for personal banking solutions or business services, we are here for you. Experience the difference today! Visit us or contact us at (608) 362-9077 to learn more about becoming a member or accessing our wide range of services. Your future starts here at First Community Credit Union of Beloit!

Our Evolution

Since opening our doors in 1933, First Community CU of Beloit has evolved significantly. We started with a small group of dedicated members who believed in the power of pooling resources to help one another. Today, we stand strong as a vital institution in the area, offering a variety of services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our growth is not just about numbers; it's about making a positive impact on the lives of our members. Through the decades, we have embraced change and innovation. We've implemented online and mobile banking services to ensure that our members can access their accounts anytime and anywhere. Our commitment to technology means that you can manage your finances with ease and security.

Our Mission

At First Community CU of Beloit, our mission is clear: we exist to serve our members and enrich their lives through exceptional financial products and community involvement. We believe in empowering individuals by providing them with the tools they need to achieve their financial goals. Our focus extends beyond just transactions; we aim to build lasting relationships based on trust and support. We take pride in our community outreach efforts. Whether it's partnering with local organizations or sponsoring events that benefit residents in Beloit and surrounding areas, we strive to give back to those who have supported us throughout the years. While members can visit us at 1702 Park Ave for all their banking needs enjoying conveniences like drive-thru services and ATM availability official correspondence should be sent to our mailing address at 1702 Park Ave, Beloit, WI 53511 if it differs from the branch address.

Branch Location & Accessibility

Get in Touch!

Ready to experience convenient banking? We encourage you to stop by or give us a call at 608-362-9077. Our friendly staff is eager to assist you with all your banking needs. While members can visit us at 1702 Park Ave, official correspondence should be sent to the same address for your convenience. Join us today at First Community CU Of Beloit where your financial well-being is our priority!

Nearby Landmarks and Accessibility Features

Situated in the heart of Beloit, our branch is just a stone's throw away from popular spots like Parks Avenue and Beloit Memorial High School. You'll find ample parking available right outside, ensuring that your visit is hassle-free. Our location is fully ADA compliant, featuring ramps and accessible entrances so that everyone can enjoy our services comfortably.

Operating Hours and Services

Our doors are open during the week to accommodate your busy schedule. You can visit us Monday through Thursday from 7:30 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 7:30 AM to 12:00 PM. We're committed to being there when you need us! At First Community CU Of Beloit, we offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Need quick cash? Our ATM is readily available for easy withdrawals and balance checks. Plus, take advantage of our drive-thru banking for simple transactions without leaving your vehicle.

Member Eligibility

At First Community Cu Of Beloit, we believe that everyone deserves a chance to be part of a caring community. Joining us is straightforward and welcoming! If you live, work, or worship in the Beloit area, you're likely eligible to become a member. We pride ourselves on serving our neighbors and providing financial services that fit your needs. Becoming a member not only grants you access to competitive rates and personalized service but also makes you part of a cooperative where your voice matters. For more detailed eligibility criteria, feel free to check out our resource page at https://firstccu.com/member-resources/membership-benefits/. Once you're ready to take the next step, opening an account is as easy as pie! Just visit us at our branch located at 1702 Park Ave Beloit Wi 53511, or give us a call at (608) 362-9077 for any questions. You can also start the process online by heading over to http://my.firstccu.com/login. We can't wait to welcome you into the First Community Cu Of Beloit family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $30 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,935,768, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make transactions smoother for your business. Imagine being able to accept payments effortlessly from your customers whether they pay with a card or mobile device. Our services simplify payment processing, allowing you to focus on what really matters: running your business. Located at 1702 Park Ave Beloit Wi 53511 in Beloit, WI, we invite you to visit us or call us at (608) 362-9077 to learn more about how our business banking and commercial services can empower your business journey.

Comprehensive List Of Services

Accessible Banking Hours

We're committed to being available when you need us most. Our lobby hours are designed with your schedule in mind: open Monday through Thursday from 7:30 AM to 5:00 PM, Friday until 6:00 PM, and Saturday until noon. Our friendly staff is ready to assist you during these hours.

Business Banking Services

For our business members, we provide comprehensive solutions including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we're here to support your business growth with the right tools and funding options.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. With these tools, you can easily check your balance, transfer funds, pay bills, and more from anywhere at any time. Our ATM services also ensure you have access to cash whenever you need it while our drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle.

Get Started Today!

At First Community Cu Of Beloit, we strive not just to meet but exceed your banking expectations. With a full suite of personal and business services all under one roof, we're confident you'll find what you're looking for. If you're ready to take the next step toward achieving your financial goals or want more information about our offerings, don't hesitate! Call us today at 608-362-9077 or visit us online at firstccu.com. Let us partner with you on your journey towards financial success!

Home Financing Made Easy

Thinking about purchasing a home? Our mortgage loans and refinancing services are designed to guide you through the home-buying process seamlessly. We know this can be overwhelming, but our experts will work with you to find the right mortgage solution that fits your financial situation.

Personal Banking Solutions

We understand that managing your money can be challenging. That's why we offer personal banking services that make it easier for you. From checking and savings accounts tailored to fit your lifestyle to options that help you save for significant milestones, we have something for everyone. If you're considering buying a new car, our auto loans and vehicle financing options provide competitive rates and flexible terms to ensure you drive away with confidence.

Support for Your Financial Goals

Sometimes life throws unexpected expenses your way. For those moments when you need extra cash, our personal loans and debt consolidation options can help ease financial stress. Additionally, if you're looking to build or improve your credit score, consider our credit cards with rewards, which offer benefits as you spend.

Digital & Online Banking

At First Community Cu Of Beloit, we understand that managing your finances should be simple and secure, no matter where you are. That's why we've designed our digital and online banking services to be both user-friendly and robust, allowing you to take control of your accounts anytime, anywhere. With just a few clicks, you can access your accounts through our online banking portal at https://firstccu.com/. Whether you're checking balances, transferring funds, or paying bills, our 24/7 online banking service makes it easy to handle your financial needs on your schedule. Plus, with electronic signature authorization available, signing important documents is a breeze no need for paperwork! We also know the importance of staying organized and informed. That's why we offer e-statements to help you keep track of your transactions without the clutter of paper statements. Imagine having all your account details right at your fingertips! For those who are always on the go, our mobile application is here to help. With features like mobile payments and person-to-person transfers, sending money to friends or making purchases has never been easier. You can pay for coffee or share expenses instantly with just a few taps on your phone. Security is a top priority for us at First Community Cu Of Beloit. Our digital banking tools come with the latest security measures to protect your information while providing peace of mind as you manage your finances online. In short, whether you're at home or out and about, our digital banking services provide the accessibility and ease-of-use that today's busy members expect. Experience the convenience of managing your finances effectively with First Community Cu Of Beloit your partner in financial success!

Financial Strength

Growing Member Base

We currently serve 28,759 members with a robust network of 36,739 total share accounts, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $74,544, further underscoring our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community CU of Beloit is your trusted partner. Visit us at 1702 Park Ave Beloit WI 53511 or call us at 608-362-9077 to learn more about how we can help you achieve your financial goals.

Investing in Our Future

With $34,803,882 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $8,353 in used auto loans and a total of $322,070,610 in loans and leases.

Operational Efficiency

Our operational efficiency is reflected in our net income of $2,852,676, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 73 full-time employees and 27 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Opportunities

Members' savings are secured through $101,587,659 in share certificates and $20,230,572 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $63,121,958, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $38,831,771, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.50% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $156,060,690 in used vehicle loans and $57,681,478 in new vehicle loans already helping members get on the road. We provide financing options that cater to both new and used vehicles, ensuring you find a plan that works for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $8,935,768 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are here to support your journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,918,976, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure the home of your dreams.

Refinancing Options

If you're considering refinancing any existing loans or need eligibility options for new ones, our team is here to guide you through the process. We make it easy to assess what best fits your current situation. For further assistance or inquiries about our loan offerings at First Community Credit Union of Beloit, feel free to reach out at 608-362-9077. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,817,102 in loans helping members manage their finances effectively. These cards provide an excellent way to build credit while enjoying various rewards and benefits.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each lender listed has been vetted to guarantee reliability, giving you peace of mind when comparing options.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the rates presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing for informed decision-making. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

First Community Cu Of Beloit