First Community Credit Union Beloit WI | Low Mortgage Rates & Auto Loans

Introduction

At First Community Credit Union of Beloit, we believe in building strong relationships with our members and the community. Nestled in the heart of Beloit, WI, at 1702 Park Ave, Beloit, WI 53511, our credit union has been a trusted financial partner since 1933. We take pride in serving 29,876 members and managing assets totaling an impressive $384,093,504. Led by our dedicated CEO, Jack Gill, and Board President, Wayne Udulutch, our team of 112 employees is committed to providing personalized service that meets your financial needs. Whether you're looking for checking and savings accounts, auto loans, or business banking solutions, we have options tailored just for you. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 1702 Park Ave, Beloit, WI 53511. We encourage you to reach out with any questions or concerns at 608-362-9077. With total deposits reaching $37,281,145 and a net worth of $40,929,644, First Community Credit Union stands strong in our commitment to serve you better. Our cash reserves of $3,067,314 ensure that we are ready to support your financial journey. Join us today and experience the difference that comes from being part of a community-focused credit union. Visit us online at firstccu.com or stop by our branch we're excited to help you achieve your financial goals!

Branch History & Mission

Our Evolution

Since opening our doors in 1933, we have continuously adapted to meet the changing needs of our members. As technology has advanced, so have we offering online and mobile banking solutions that allow you to manage your finances anytime, anywhere. Our services include personal loans for debt consolidation and credit cards with rewards designed for your convenience. While members can visit us at 1702 Park Ave for all their banking needs, official correspondence should be sent to the same address: 1702 Park Ave, Beloit, WI 53511. Our team is always here to assist you during our operating hours: Monday through Thursday from 7:30 AM to 5:00 PM, Friday from 7:30 AM to 6:00 PM, and Saturday from 7:30 AM to 12:00 PM. In closing, we invite you to join First Community Credit Union of Beloit and experience firsthand how we can support your financial journey while contributing positively to the community around us. Together, let's build a brighter future! For more information about membership benefits or to open an account today, visit our website or call us at (608) 362-9077.

Our Mission

At First Community Credit Union of Beloit, our mission goes beyond traditional banking. We are dedicated to fostering financial wellness by offering a range of services tailored to meet the diverse needs of our members. From personal banking products like checking and savings accounts to auto loans and mortgages, we aim to help you achieve your financial goals. Our commitment extends into the community as well. We engage in outreach programs and partnerships that support local initiatives and charities. This allows us not only to serve our members but also to uplift those around us. Whether it's through financial education workshops or community events, we believe in making a positive impact where it matters most.

Branch Location & Accessibility

Convenient Access and Features

At our branch, you will find ample parking, ensuring that you can visit us without any hassle. We are proud to be ADA compliant, featuring ramps and accessible entrances so that everyone can enjoy our services comfortably. Whether you're stopping by for a quick transaction or a more detailed discussion about your financial goals, our welcoming environment is designed with you in mind.

Operating Hours That Fit Your Schedule

We know that life can get busy, which is why we offer flexible operating hours. Our lobby is open Monday through Thursday from 7:30 AM to 5:00 PM, extending our hours on Friday until 6:00 PM for those who need a little extra time. Plus, we're available Saturday mornings from 7:30 AM to 12:00 PM perfect for those weekend errands!

Services Tailored for You

First Community Cu Of Beloit offers a wide range of services to meet your banking needs. From personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Need cash in a hurry? Our drive-thru banking service allows for quick deposits and withdrawals without leaving your car. And if you prefer an ATM experience, rest assured that we have one available on-site. While members can visit us at 1702 Park Ave, official correspondence should be sent to the same address. If you have any questions or need assistance, feel free to give us a call at 608-362-9077. We invite you to stop by First Community Cu Of Beloit today! Experience firsthand how we can help you achieve your financial dreams in a welcoming and convenient setting.

Member Eligibility

At First Community Cu Of Beloit, we believe that everyone deserves a chance to be part of a welcoming community. Joining us is straightforward! If you live, work, worship, or attend school in the Rock County area, you're already eligible for membership. We embrace diversity and are excited to support individuals from all walks of life. Being a member means gaining access to a variety of financial services tailored just for you, whether it's personal loans, checking accounts, or mortgage options. Plus, you'll benefit from our friendly atmosphere and dedicated staff who are here to help you every step of the way. To get started on your membership journey with us at First Community Cu Of Beloit, simply check out our eligibility details at https://firstccu.com/member-resources/membership-benefits/ . When you're ready to open an account, the process is easy; visit us at http://my.firstccu.com/login or give us a call at (608) 362-9077. We're located at 1702 Park Ave Beloit Wi 53511, and we can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services designed to simplify transactions for your business. Picture this: you've just finished a long day serving customers, and you want a hassle-free way to manage payments. Our merchant services allow you to accept various payment methods quickly and securely, freeing you up to focus on what matters most growing your business. Visit us at 1702 Park Ave Beloit Wi 53511 in Beloit, WI, or call us at (608) 362-9077 to learn how we can help you take your business to the next level!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $58 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $10,073,373, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer tailored business banking services, including merchant services that facilitate smooth transactions and business loans designed to fuel growth. Whether you're starting a new venture or expanding an existing one, we're here to support your journey.

Digital Banking Convenience

We know how important convenience is in today's fast-paced world. That's why our online and mobile banking platforms are designed with user-friendliness in mind. You can check balances, transfer funds, or pay bills from the comfort of your home or while on the go. Plus, with our ATM and cash withdrawal services available at various locations including our very own ATM you'll have easy access to your funds whenever you need them.

Drive-Thru Services

If you prefer face-to-face interactions but want quick service, take advantage of our drive-thru banking. You can complete deposits, withdrawals, and other simple transactions without leaving your car a perfect solution for busy days. We invite you to visit us at 1702 Park Ave Beloit Wi 53511 or give us a call at (608) 362-9077 for any questions about our services. At First Community Cu Of Beloit, we're here to help you achieve your financial dreams with ease and comfort!

Personal Banking Solutions

Starting with personal banking, we offer various checking and savings accounts that cater to different lifestyles and financial goals. Imagine having an account that not only keeps your money safe but also helps it grow through competitive interest rates. If you're considering buying a car, our auto loans and vehicle financing options can help you hit the road in no time, making your dream vehicle a reality. In addition, if you're thinking about purchasing a home or refinancing your existing mortgage, our comprehensive mortgage loans can guide you through the process smoothly. We understand that life can throw unexpected expenses your way; that's why we provide personal loans and debt consolidation services to help you regain control of your finances.

Rewarding Credit Options

Do you enjoy rewards for your spending? Our credit cards with rewards allow you to earn points on everyday purchases, which can be redeemed for travel, gifts, or cash back. It's just one more way we strive to add value to your financial experience.

Digital & Online Banking

Key Features

Our online banking platform allows you to manage your accounts with ease. You can check balances, pay bills, and transfer funds all with just a few clicks. For added convenience, we provide person-to-person transfers, making it simple to send money to friends or family without the hassle of cash. If you're always on the go, our mobile application is perfect for you! Available for both Android and iOS devices, it includes features like mobile payments, so you can pay with your phone wherever you shop. Plus, if you prefer going paperless, we offer e-statements that keep your financial information secure and easily accessible.

Security and Convenience

Your security is our top priority. With electronic signature authorization, signing documents electronically is not only safe but also quick. You don't have to worry about mailing or printing documents anymore everything can be done securely online. At First Community Cu Of Beloit, we strive to make banking as straightforward as possible while keeping your information safe. Whether you're at home or out and about, our digital services help you stay in control of your finances. With easy access to all these features and more through our online portal at https://firstccu.com/ , managing your money has never been easier!

Financial Strength

Commitment to Growth

With $38,883,055 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $8,660 in used auto loans and $332,872,344 in total loans and leases.

Operational Efficiency

Our operational efficiency is highlighted by our $871,376, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 82 full-time employees and 30 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $112,245,873 in share certificates and $22,638,887 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $56,678,771, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $40,929,644, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,062 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Member Base

With a total of 37,657, we have built a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $89,676, reinforcing our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community Cu Of Beloit is your trusted partner. Visit us at 1702 Park Ave Beloit Wi 53511 or call (608) 362-9077 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $162,960,130 in used vehicle loans and $59,876,834 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new ride or a reliable used vehicle, our tailored loan options can fit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $10,073,373 provide the capital needed to grow and expand your operations. We believe in supporting our local businesses and have tailored solutions that can meet your unique business needs. In addition to these offerings, we provide refinancing options that may help you lower your monthly payments or consolidate debt into one manageable loan. To learn more about eligibility requirements and how we can assist you further, visit our membership benefits page. At First Community Cu Of Beloit, we're committed to empowering our members with the financial tools they need. For more information about our loan products or to speak with one of our friendly representatives, feel free to call us at (608) 362-9077. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,394,785, make buying or refinancing simple. We strive to provide competitive rates and flexible terms to help you secure the home of your dreams.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,790,329 in loans helping members manage their finances effectively. These credit cards come with various benefits designed to suit your spending habits while providing peace of mind for unexpected expenses.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to empower users with clear insights into their borrowing options, making it easier to choose the right loan for their needs. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This approach is based on the latest results (Source: https://www.ncua.gov ), which guarantees that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh provides a trustworthy platform for comparing loan options. One of the standout features of LendMesh is its commitment to transparency. The loan offers presented are sourced from legitimate financial institutions, ensuring that users can trust the information they receive. Additionally, LendMesh does not prioritize lenders based on paid promotions this means that users see unbiased results without any hidden agendas. Another benefit of using LendMesh is access to real-time rate comparisons. Users can view up-to-date loan rates from multiple institutions at once, allowing them to make informed decisions quickly and effectively. This feature is particularly valuable in a market where interest rates fluctuate frequently. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this comparison tool. If you're looking for competitive loan offers tailored to your financial situation, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

FIRST COMMUNITY CU OF BELOIT CREDIT UNION - Beloit, WI