First Community Credit Union Roscoe IL | Best Auto Loans & Personal Banking

Introduction

Welcome to First Community Credit Union of Beloit, your trusted partner in financial growth and community support! Located at 5390 Williams Dr, Roscoe, IL 61073, our branch has been serving members since 1933, fostering a spirit of cooperation and commitment. With a total membership of 28,759 individuals, we pride ourselves on creating meaningful relationships that empower our members to achieve their financial goals. At First Community CU, we believe in the power of community. Our team is dedicated to providing personalized services tailored to your needs. Whether you're looking for a reliable checking account, an auto loan among our 17,286 loans and leases, or assistance with business financing our experienced staff is here to help. Under the leadership of CEO Jack Gill and Board President Wayne Udulutch, we are committed to maintaining a strong financial foundation with total assets reaching $368,633,922. While members can visit us at our convenient location in Roscoe, official correspondence should be sent to the same address: 5390 Williams Dr, Roscoe, IL 61073. We also offer easy access to your accounts through online and mobile banking options available on our website: First Community CU. Our financial strength is reflected not just in numbers but in our dedication to you. With total deposits amounting to $33,690,264 and a net worth of $38,831,771, you can trust us to safeguard your savings. Plus, with over 100 employees, we're always ready to assist you during our operating hours from 9 AM to 5 PM Monday through Thursday and until 6 PM on Fridays. Join us at First Community Credit Union of Beloit today! Feel free to give us a call at 800-828-5923 or drop by for any inquiries about how we can support your financial journey. Together, let's build a stronger community!

Branch History & Mission

Join Us Today!

With operating hours from 9 AM to 5 PM Monday through Thursday and until 6 PM on Fridays (with Saturday drive-thru hours until noon), we are here to serve you when you need us most. Whether you're looking for personal banking options like checking accounts or loans or need business banking solutions, First Community CU is ready to assist you every step of the way. We invite you to join us at First Community Credit Union of Beloit and experience the benefits of being part of a caring and supportive financial family. Together, let's build a brighter future! For more information or to get started on your membership journey today, please call us at 800-828-5923 or visit our website at firstccu.com.

Our Commitment to Community

First Community CU has always believed in giving back. Our partnerships with local organizations and outreach efforts demonstrate our commitment to making a positive impact on the lives of those around us. We understand that when our community thrives, we thrive together. For any official correspondence, please note that it should be sent to the same address as our branch: 5390 Williams Dr, Roscoe, IL 61073. Additionally, we offer drive-thru banking for your convenience and ATMs available for easy access to your funds.

Branch Location & Accessibility

Accessibility Features

At First Community CU of Beloit, we prioritize accessibility for everyone. Our branch complies with ADA standards, featuring ramps and designated parking spaces for individuals with disabilities. You'll find ample parking available, ensuring that your visit is hassle-free.

Get in Touch

Have questions or need assistance? Don't hesitate to give us a call at 800-828-5923. We're excited to help you achieve your financial goals! Stop by our Roscoe Branch today and discover how we can make banking simple and enjoyable for you.

Operating Hours

We understand that your time is valuable. That's why we're open to serve you during convenient hours! Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM for drive-thru services. We're here to help you manage your finances when it suits you best.

Services Offered

Our Roscoe Branch offers a wide range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. If you're looking for business banking solutions or just need a quick ATM withdrawal, our team is ready to assist. And yes, we do have an ATM on-site along with drive-thru banking for quick transactions!

Member Eligibility

At First Community Cu Of Beloit, we believe that everyone deserves a place in our supportive community. Becoming a member is simple and open to those who live, work, or worship in the area, as well as their family members. If you're ready to join us, you'll find that our membership not only gives you access to great financial products but also connects you to a community dedicated to your financial well-being. You can learn more about the specific eligibility criteria by visiting https://firstccu.com/member-resources/membership-benefits/. Opening an account with us is just as easy! Just head over to http://my.firstccu.com/login and follow the straightforward steps to get started. If you have any questions, feel free to reach out at (800) 828-5923. We're here to help you every step of the way as you embark on your journey with First Community Cu Of Beloit at our welcoming location at 5390 Williams Dr Roscoe Il 61073. Join us today and experience all the benefits of being part of our credit union family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $30 in commercial loans for our members, helping businesses scale and succeed. This means more working capital for inventory, equipment purchases, or even new hires. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to diverse needs. - With an outstanding commercial loan portfolio of $8,935,768, we continue to drive economic growth by financing new and expanding businesses in the Roscoe, IL area.

Merchant Services

In today's fast-paced world, having reliable payment solutions is essential. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. Imagine quickly processing payments at the point of sale while ensuring security and ease for your customers. From card processing to online payment solutions, we're here to help streamline your operations. Visit us at 5390 Williams Dr Roscoe Il 61073 or call us at (800) 828-5923 to learn how we can partner with you on your business journey!

Comprehensive List Of Services

Convenient Access Anytime, Anywhere

At First Community Cu Of Beloit, we prioritize convenience. Our online and mobile banking platforms allow you to check balances, transfer funds, and pay bills right from your smartphone or computer. Plus, with ATM services available for cash withdrawals and balance checks, managing your finances has never been easier.

Drive-Thru Service for Quick Transactions

Sometimes you just need a quick transaction without leaving your vehicle. Our drive-thru service makes it easy for you to deposit or withdraw cash quickly perfect for those on-the-go moments! With all these services available, it's clear that First Community Cu Of Beloit is more than just a credit union; we're a community partner invested in your financial success. If you're ready to explore how we can help you today, give us a call at (800) 828-5923 or visit us online at http://www.firstccu.com. We look forward to serving you!

Financing for Your Next Vehicle

If you're considering purchasing a new car or refinancing an existing loan, our auto loans and vehicle financing options make the process simple and affordable. Imagine driving off in your dream car while knowing you've secured the best possible rates our team is here to guide you every step of the way.

Flexible Personal Loans

Need some extra cash for unexpected expenses? Our personal loans and debt consolidation options can help lighten your financial burden. Whether it's for home repairs or a special event, we are here to provide support when you need it most.

Home Sweet Home

For those dreaming of homeownership or looking to refinance, our mortgage loans provide flexible terms to suit your budget. We know that buying a home is one of the biggest decisions you'll ever make, and we're committed to helping you navigate this journey with confidence.

Personal Banking Made Easy

Whether you're looking to open a checking or savings account, our personal banking options are designed with you in mind. We understand that managing your finances can be challenging, so we offer straightforward solutions that fit your lifestyle. With competitive interest rates and easy access through online and mobile banking, you can manage your accounts from anywhere.

Rewards with Every Purchase

Take advantage of our credit cards with rewards! Enjoy cashback on everyday purchases while building credit. It's just another way we strive to add value to your financial experience at Roscoe Branch.

Supporting Local Businesses

For entrepreneurs and small business owners, we offer business banking services including merchant services and business loans. We understand the challenges of running a business, so let us partner with you to help your venture thrive.

Digital & Online Banking

Accessibility and Ease-of-Use

Whether you're at home or out running errands, our online banking services are designed to be user-friendly and accessible. With real-time account management and easy navigation, you'll have all the tools you need right at your fingertips. At First Community Cu Of Beloit, we are committed to making banking not just easier but also more secure for all our members. Explore our digital services today and experience the convenience of modern banking!

Key Features

Our online banking service provides 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer funds whenever it suits you. If you're on the go, our mobile application makes banking even more convenient. You can perform transactions right from your smartphone and enjoy features like mobile payments, which let you make purchases quickly and securely. We also provide electronic statements, so you can view your account activity without the hassle of paper clutter. Plus, with person-to-person transfers, sending money to friends or family is as simple as a few taps on your screen.

Security You Can Trust

When it comes to your financial information, security is paramount. Our digital banking services include electronic signature authorization for safe document signing and other transactions. You can rest assured knowing that your data is protected with advanced security measures.

Financial Strength

Growing Trust

Total Share and Deposit Accounts: 36,739, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $74,544. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community Cu Of Beloit is your trusted partner. Visit us at 5390 Williams Dr Roscoe Il 61073 or call (800) 828-5923 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $101,587,659 in share certificates and $20,230,572 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $63,121,958, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $838,994 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 73 full-time employees and 27 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $34,803,882 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $8,353 in used auto loans and $322,070,610 in total loans and leases.

Strong Financial Health

With a net worth of $38,831,771, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.50% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have $156,060,690 in used vehicle loans and $57,681,478 in new vehicle loans already helping members get on the road. We make it easy for you to drive away with financing options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $8,935,768 provide the capital needed to grow and expand. We understand the challenges faced by small businesses and are dedicated to providing solutions that support your ambitions. Whether you're interested in refinancing existing loans or exploring eligibility options for our various products, our team is ready to assist you. For more information on how we can help meet your financial needs, please reach out at 800-828-5923. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 5390 Williams Dr Roscoe IL 61073 or explore more about our services at our website. Let us help you take the next step toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $12,918,976, making buying or refinancing simple. Our team is here to guide you through every step of the process, ensuring that you find a solution that meets your needs.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $1,817,102 in loans helping members manage their finances effectively. Our credit card options come with competitive rates and rewards that can benefit you daily.

Loan Aggregator

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FIRST COMMUNITY CU OF BELOIT CREDIT UNION - Roscoe, IL

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