First Community Credit Union Rockford IL | Affordable Auto Loans & Business Banking

Introduction

Welcome to First Community Credit Union of Beloit, your trusted partner for financial growth and community support in Rockford, IL. Located at 6079 E Riverside Blvd, Rockford, IL 61114, we have proudly served our members since 1933. With over 28,000 members and a total asset base of $368,633,922, we are committed to providing personalized banking solutions that meet your unique needs. At First Community Credit Union, we understand that our strength comes from our dedicated team of 100 employees, led by our CEO, Jack Gill, and Board President, Wayne Udulutch. Together, we strive to foster a welcoming environment where everyone feels valued. Whether you're looking for auto loans, mortgage options, or personal banking services, we're here to help you navigate your financial journey with ease. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address. Our dedicated staff is available to assist you during lobby hours from 7:30 AM to 5:00 PM on weekdays and until 12:00 PM on Saturdays. With total loans amounting to 17,286 and deposits reaching $33,690,264, we take pride in our robust financial health. Additionally, our net worth stands at an impressive $38,831,771, ensuring that your money is safe with us. We also hold a significant cash reserve of $2,308,481, allowing us to support both personal and business banking endeavors effectively. At First Community Credit Union of Beloit, we believe in building strong relationships with our members and making a positive impact in the community. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members' success. Ready to take the next step? Give us a call at (815) 316-3052 or visit our website at firstccu.com to learn more about how we can help you achieve your financial goals!

Branch History & Mission

A Commitment to Accessibility

Understanding the diverse needs of our members is crucial. We provide multiple ways for you to access your finances comfortably and safely. Our branch features an ATM for convenient cash withdrawals and offers drive-thru banking for quick transactions without leaving your vehicle. Additionally, our shared service center makes it easy for you to conduct business even if you're visiting from another credit union. In line with modern advancements, we also embrace digital banking solutions such as online banking and mobile payments. This way, whether you're at home or on the go, managing your finances can be done seamlessly. As we continue this journey together with our members in mind, we invite you to join us at First Community Credit Union of Beloit. Experience firsthand how we can help you achieve your financial goals while being part of a caring community focused on supporting one another. For inquiries or assistance, feel free to reach out at 815-316-3052 or visit us online at firstccu.com. Let's build a brighter financial future together!

Our Mission

At First Community Credit Union of Beloit, our mission is simple yet profound: to empower our members by providing exceptional financial services while fostering a sense of community. We believe that everyone deserves access to the tools they need for a secure financial future. That's why we offer personal banking options including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards tailored for our members. We are more than just a credit union; we are dedicated to making a positive impact in Rockford. Our outreach programs aim to support local initiatives and charities that uplift our community. Through partnerships with various organizations, we strive to create opportunities for growth and development for all residents.

Branch Location & Accessibility

Convenient Access and Amenities

At our Rockford branch, we prioritize your comfort and convenience. We offer ample parking for all members, ensuring that you can easily access our services without any hassle. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to accommodate everyone. You can visit us during our friendly operating hours: Monday through Friday from 7:30 AM to 5:00 PM, and on Saturday from 7:30 AM to 12:00 PM. We're here to assist you when it fits your schedule!

Services Tailored for You

Our branch provides a range of banking services designed to meet your needs. Enjoy personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Need assistance with business banking? We've got you covered with merchant services and business loans as well. For added convenience, we also feature drive-thru banking for quick deposits and withdrawals, along with ATM access available at the branch for easy cash withdrawals and balance checks. Plus, if you're a member of one of our partner credit unions, you can take advantage of shared services right here. If you have any questions or need assistance, don't hesitate to call us at 815-316-3052. We look forward to welcoming you soon! Remember, while you can visit us at 6079 E Riverside Blvd for all your banking needs, official correspondence should be sent to the same address. Explore all that First Community Credit Union of Beloit has to offer your trusted partner in financial success!

Member Eligibility

At First Community Cu Of Beloit, we believe that everyone deserves a supportive financial community, and becoming a member is as simple as reaching out. If you live, work, or worship in the area, you're likely eligible to join us! We welcome individuals from diverse backgrounds and walks of life, and our goal is to provide a welcoming space where you can thrive financially. To learn more about the specific eligibility criteria, feel free to check out our detailed resource at https://firstccu.com/member-resources/membership-benefits/ . Joining First Community Cu Of Beloit comes with numerous benefits, including access to personalized banking services and competitive loan rates. The process to open your account is straightforward. Just visit us at http://my.firstccu.com/login , or give us a call at (815) 316-3052 if you have any questions. We're here to help you every step of the way! Come visit us at our branch located at 6079 E Riverside Blvd Rockford Il 61114, and take the first step towards being part of something special.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $30 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $8,935,768, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without worrying about payment processing. Our merchant services streamline transactions, allowing you to focus on what matters most serving your customers. From credit card processing to mobile payments, we equip you with the tools needed to enhance customer experience and boost sales. For more information on how we can help your business thrive, visit us at 6079 E Riverside Blvd Rockford Il 61114 in Rockford, IL or call us at (815) 316-3052. Let's grow together!

Comprehensive List Of Services

Connect With Us

We invite you to experience all that First Community Cu Of Beloit has to offer. For any questions or assistance, don't hesitate to reach out at (815) 316-3052. Explore our services today by visiting us online at Rockford Branch or drop by during our operating hours: Monday through Friday from 7:30 AM to 5:00 PM and Saturday from 7:30 AM until noon. Join us on this journey towards financial well-being!

Convenient Access Anytime, Anywhere

Accessibility is key at First Community Cu Of Beloit. We pride ourselves on offering a variety of ways for you to manage your finances conveniently. Our ATM services allow for easy cash withdrawals and balance checks without the need for lines or waiting rooms. If you prefer face-to-face interactions, enjoy our basic drive-thru banking for quick deposits or withdrawals. Additionally, members can take advantage of shared branch transactions if they are part of partner credit unions allowing even more flexibility when accessing funds.

Credit Cards with Perks

Don't forget about our credit cards with rewards! They not only allow you to make purchases but also earn points for things you already buy making every transaction count toward something special.

Financing Your Dreams

If you're considering a new car or home, our auto loans and vehicle financing options make it simple to hit the road in style. Plus, if you're ready to settle into a new space, explore our mortgage loans and refinancing services designed to fit your budget. We understand that life can bring unexpected expenses; that's why we also offer personal loans and debt consolidation solutions to help you regain control over your finances.

Personal Banking Made Easy

When it comes to personal banking, we offer a variety of options that cater to different lifestyles and goals. Our checking and savings accounts provide flexible solutions for everyday banking. Imagine easily managing your budget and planning for future expenses all accessible through our user-friendly online and mobile banking platforms. You can check balances, transfer funds, and even pay bills right from the palm of your hand.

Supporting Local Businesses

For business owners, we provide essential services such as merchant services and business loans. Whether you need a loan to start a new venture or tools to manage day-to-day transactions, we're here to help foster your success.

Digital & Online Banking

Key Features for Your Convenience

Our online banking service provides real-time account management, allowing you to check balances, view transaction history, and make transfers with just a few clicks. Plus, our mobile application offers the same great features right in the palm of your hand. If you're someone who enjoys using your phone for payments, you'll be glad to know that we support mobile payments, making it simple to pay bills or purchase items directly from your device. Security is also a top priority for us. Our electronic signature authorization feature allows you to sign documents securely online, eliminating the need for paper forms and enhancing your experience. With e-statements available at your fingertips, you can easily keep track of your finances without the clutter of physical mail. For those times when you need to send money quickly to friends or family, our person-to-person transfer option makes it hassle-free. Just another way we prioritize user-friendly solutions that fit into your lifestyle.

Why Choose Us?

At First Community Cu Of Beloit, we believe that managing your money should be straightforward and accessible. With our online banking services available anytime you need them, along with strong security measures in place, you can feel confident knowing that your financial information is safe. Join us today and experience the ease of banking at your convenience!

Financial Strength

Commitment to Growth

With $34,803,882 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $8,353 in used auto loans and $322,070,610 in total loans and leases support members' financial goals across various sectors. Our $2,852,676 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team

We also take pride in having 73 full-time employees and 27 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 36,739, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community Cu Of Beloit is your trusted partner. Visit us at 6079 E Riverside Blvd Rockford Il 61114 or call (815) 316-3052 to learn more about how we can help you achieve your financial goals.

Secure Savings Opportunities

Members' savings are secured through $101,587,659 in share certificates and $20,230,572 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $63,121,958, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $38,831,771, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,050 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already provided $156,060,690 in used vehicle loans and $57,681,478 in new vehicle loans to help our members get on the road. Whether you're financing a brand-new car or a reliable used one, we're here to support you every step of the way.

Business Loans

For business owners looking to expand or invest in their operations, our outstanding commercial loans total $8,935,768. These loans are tailored to meet the specific needs of small businesses within our community. If you have questions about any of our loan offerings or want to know more about refinancing options available at First Community Cu Of Beloit, feel free to reach out at (815) 316-3052. Our knowledgeable staff is ready to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how we can help you navigate your financial journey today!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans with a total of $1,817,102 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs that can fit various spending habits and lifestyles.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $12,918,976. If you're considering refinancing your existing mortgage or want to explore eligibility options for purchasing your first home, our team can guide you through the process.

Loan Aggregator

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FIRST COMMUNITY CU OF BELOIT CREDIT UNION