First Community Credit Union Rogue River OR | Top Checking & Business Banking

Introduction

Welcome to First Community in Rogue River, where we believe that every member deserves personalized financial solutions and a welcoming community atmosphere. Established in 1957, our credit union has grown to serve over 88,859 members while managing total assets of $1,671,099,995. Located at 595 E Main St, Rogue River, OR 97537, we pride ourselves on being a reliable partner for your financial needs. At First Community, we understand the importance of trust and transparency in banking. Our dedicated team is here to assist you with everything from personal checking accounts to auto loans and business financing. With total deposits reaching $96,834,719 and net worth of $200,401,002, you can feel confident knowing your finances are secure with us. Our CEO, David Elmer, along with Board President Robin McAlpin, lead a committed staff of 359 employees who work tirelessly to create meaningful relationships with our members. We also maintain an impressive cash reserve of $18,318,429, ensuring we are always ready to meet your needs. While members can visit us at our branch location for in-person services like ATM access and drive-thru banking, official correspondence should be directed to our mailing address: 595 E Main Street, Rogue River, OR 97537-9674. Whether you're looking to open a new account or explore loan options totaling over 36,554 leases and loans available, we invite you to reach out or visit us during our lobby hours Monday through Thursday from 9 am to 5:30 pm and Friday from 9 am to 6 pm. Join our community today by calling us at 541-582-0561 or exploring more on our website at myfirstccu.org. Together, let's build a brighter financial future!

Branch Location & Accessibility

Contact Us

If you have any questions or need further assistance, don't hesitate to reach out! You can call us at 541-582-0561. We invite you to visit us soon your financial wellness is our priority!

Nearby Landmarks and Accessibility

You'll find us just a short drive from the beautiful Rogue River Park, making it a great spot to stop by before or after enjoying some time outdoors. We have ample parking available, so you can visit us without any hassle. Plus, our branch is designed with accessibility in mind, featuring ramps and ADA-compliant entrances to ensure everyone can easily get in and out.

Operating Hours and Services

We understand that life gets busy, which is why our lobby hours are designed to fit your schedule. We're open Monday through Thursday from 9 AM to 5:30 PM, and on Fridays from 9 AM to 6 PM. If you prefer more convenience, we also offer drive-thru banking for quick transactions like deposits and withdrawals. At First Community, we pride ourselves on providing a wide range of services tailored just for you. Whether you're looking for personal banking options like checking and savings accounts, or need assistance with auto loans or mortgage refinancing, we've got you covered. Our ATM is available for those who prefer self-service banking at their convenience.

Member Eligibility

At First Community, we believe that everyone deserves a supportive financial community, and becoming a member is your first step toward joining us! If you live, work, worship, or attend school in the Rogue River area, you are likely eligible for membership. We welcome individuals from all walks of life to join our cooperative, which is dedicated to providing personalized service and a wide range of financial products tailored to your needs. Whether you're looking for checking accounts, auto loans, or mortgage options, our members enjoy competitive rates and exceptional service. To get started on your journey with us at First Community, simply visit us at our branch located at 595 E Main St Rogue River Or 97537 or give us a call at (541) 582-0561 for more information. For detailed eligibility criteria and the latest updates, check out our resource page here. Joining First Community not only means access to great financial products but also being part of a community that truly cares about your success!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $433 in commercial loans for our members, helping businesses scale and succeed. This means more opportunities for local entrepreneurs to thrive in a competitive market. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that can adapt to various business models. With an outstanding commercial loan portfolio of $224,724,188, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make day-to-day operations smoother. Imagine having a reliable system that processes payments quickly and efficiently, allowing you to focus on what really matters growing your business. With tools designed for ease of use, you'll find managing transactions simple and effective. Visit us at 595 E Main St Rogue River Or 97537 in Rogue River, OR or call us at (541) 582-0561 to learn how we can assist your business today!

Comprehensive List Of Services

ATM & Drive-Thru Services

We know that sometimes you need quick access to cash or want to complete simple transactions without stepping inside the branch. Our ATM services allow for easy withdrawals and balance checks at any time. Additionally, our drive-thru banking is available for deposits and withdrawals during lobby hours making it easy to fit banking into your busy schedule. At First Community, we're more than just a credit union; we're a partner in your financial journey. With our comprehensive list of services tailored just for you, we invite you to visit us at 595 E Main St Rogue River Or 97537 or give us a call at (541) 582-0561. Let's work together towards achieving your financial goals! For more information about all our offerings, feel free to check out our website here.

Business Banking

If you're a business owner, we provide specialized services to help you thrive. Our business banking solutions include merchant services that make it easy to accept payments from customers, as well as business loans designed to support growth and investment in your operations.

Credit Options

We believe in rewarding our members for their loyalty. That's why we offer credit cards with rewards programs that let you earn points on purchases you make every day. Use it for groceries or gas and watch the rewards stack up!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why First Community offers robust online and mobile banking services. You can manage your accounts anytime, anywhere whether you're checking balances, making transfers, or paying bills through our user-friendly mobile app. Plus, with features like person-to-person payments and e-statements, staying on top of your finances has never been easier.

Personal Banking

Our personal banking options include checking and savings accounts designed with your lifestyle in mind. Imagine having an account that not only helps you manage your everyday expenses but also offers great interest rates to help your savings grow. If you're planning on purchasing a car or need some extra cash for a big purchase, our auto loans and vehicle financing options can make those dreams a reality with flexible terms and competitive rates. For those considering home ownership or refinancing, our mortgage loans are tailored to fit various budgets and goals. And if life throws unexpected expenses your way, our personal loans and debt consolidation options provide the relief you need without excessive stress.

Digital & Online Banking

Key Features

Our online banking includes e-statements, allowing you to view and manage your financial statements without the clutter of paper. You can also take advantage of our electronic signature authorization, making it easy to sign documents quickly and securely from any device. If you're always on the move, our mobile application puts all the power of banking right in your pocket. With this app, you can send money through person-to-person transfers, pay bills effortlessly using our mobile payments feature, and manage your accounts in real-time. Whether you're depositing a check or checking your balance, everything is just a tap away. At First Community, we aim to provide not only convenience but also accessibility for all our members. We believe that banking should work around your life so you can focus on what matters most. Explore our digital banking options today and discover how easy it is to manage your finances with First Community!

Financial Strength

Growing Membership Base

Our total member accounts stand at 186,078, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $6,881,825, we're equipped to help you achieve your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 595 E Main St Rogue River Or 97537 or call (541) 582-0561 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $165,885,966 in share certificates and $163,120,145 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 355 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $173,577,252 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to provide diverse lending options, including $8,233 in used auto loans and $1,005,220,533 in total loans and leases, supporting our members' financial goals across various sectors.

Solid Financial Foundation

With a net worth of $200,401,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,199 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

In addition to these offerings, we provide various personal loans and debt consolidation options tailored to your needs. If you're interested in refinancing or exploring eligibility options for any of our loan products, don't hesitate to reach out. You can contact us at 541-582-0561 for more information or visit our website at myfirstccu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At First Community, we're here to help you navigate your financial journey with confidence.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $127,217,800 in used vehicle loans and $98,618,270 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable pre-owned option, we can assist you with financing that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $224,724,188 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to supporting local entrepreneurs.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $49,265,536, making buying or refinancing simple. We provide various mortgage solutions to fit different financial situations and are dedicated to guiding you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,852,487 in loans helping members manage their finances effectively. This option is perfect for those who want quick access to funds without collateral requirements.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This platform helps users navigate the often complex world of loans with ease and confidence. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to accuracy is based on the latest results from the NCUA, ensuring that users receive fair and transparent offers. You can trust that the information you get from LendMesh reflects current market conditions. One of the key benefits of using LendMesh is its focus on verified data. All loan offers are sourced from legitimate financial institutions, guaranteeing transparency in the rates presented. Moreover, LendMesh does not engage in sponsored listings; lenders are not prioritized based on paid promotions. This approach means that users receive truly unbiased results tailored to their needs. Another significant advantage is real-time rate comparisons. Users have access to up-to-date loan rates from multiple institutions, allowing them to make informed decisions quickly. For example, thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" To explore your options further and see how much you could save, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

FIRST COMMUNITY CREDIT UNION