As we continue to grow and adapt in an ever-changing world, we invite you to become part of the First Community family. Experience firsthand how we can help you achieve your financial goals while making a positive impact in Reedsport. For any inquiries or assistance, feel free to reach out at 541-271-2145 or visit us online at myfirstccu.org. Let's build a brighter future together!
At the heart of First Community lies our mission: to empower individuals and businesses by providing exceptional financial services while fostering a sense of belonging within our community. We believe that everyone deserves access to quality banking options and personalized support tailored to their unique needs. We understand that navigating finances can be challenging, which is why we prioritize member education and customer service. Our team is dedicated to ensuring that each member feels valued and supported every step of the way. From offering user-friendly online banking options to maintaining a welcoming lobby environment during our operating hours Monday through Thursday from 9 AM to 5:30 PM and Friday from 9 AM to 6 PM we aim to make banking easy and accessible for all. For those who prefer in-person transactions, we offer convenient drive-thru services as well as ATM access for quick cash withdrawals or balance checks anytime.
Since opening our doors more than six decades ago, First Community has evolved significantly. We began with a vision to provide accessible financial services to local residents and have since expanded our offerings to include personal banking, auto loans, mortgages, and business banking solutions. Over the years, we have achieved remarkable milestones, including accumulating total assets of nearly $1.67 billion. This growth reflects our unwavering dedication to meeting the needs of our members while contributing positively to the local economy. Our commitment goes beyond numbers; it's about building relationships and supporting our community. We actively participate in various outreach initiatives and partner with local organizations to help enhance the lives of those we serve. Whether it's through financial literacy programs or sponsoring community events, First Community strives to be a trusted partner in Reedsport.
At First Community, we prioritize accessibility for everyone. Our branch is designed with ADA compliance in mind, featuring ramps and clear pathways for those who may need assistance. Your comfort and convenience are our top priorities.
Ready to experience exceptional service? We invite you to visit us at First Community in Reedsport or give us a call at 541-271-2145 if you have any questions or need assistance. We look forward to helping you reach your financial goals!
We understand that life can be busy! That's why we offer flexible operating hours. Our lobby welcomes you Monday through Thursday from 9 am to 5:30 pm and on Fridays until 6 pm. For those who prefer drive-thru service, we open earlier at 8:30 am during the week and maintain the same closing times.
While our physical address is perfect for quick visits, please note that all official correspondence should be sent to the same address: 1330 Highway 101 S, Reedsport, OR 97467. We're situated close to local landmarks, making it even easier for you to drop in. With ample parking available right outside our doors, visiting us is hassle-free.
At First Community, we provide a wide array of services tailored to meet your banking needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have you covered. Need cash? Our ATM is always available for quick withdrawals and balance checks. Plus, if you prefer banking from home, our online and mobile banking services make managing your finances simple and convenient.
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $433 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $224,724,188, we continue to drive economic growth by financing new and expanding businesses. Imagine having the capital to invest in new equipment or to expand your team. Our tailored loan products can provide that necessary boost to take your business to the next level.
In addition to loans, we offer practical merchant services that simplify daily transactions. Picture running a busy café our point-of-sale systems ensure quick checkouts while managing inventory seamlessly. This allows you more time to focus on serving customers and growing your brand. Located conveniently at 1330 Highway 101 S Reedsport Or 97467 in Reedsport, OR, we're here to support your business needs. Connect with us at (541) 271-2145 to learn how we can partner with you for success!
For business owners, we understand the unique challenges you face. That's why our Business Banking services include comprehensive solutions like merchant services and business loans tailored to fit the specific needs of your company. We aim to make managing your finances as straightforward as possible so you can focus on growing your business.
With today's busy lifestyle, having access to your finances on-the-go is crucial. Our Online & Mobile Banking features allow you to check balances, transfer funds, and pay bills from anywhere using your smartphone or computer. You can also take advantage of our ATM and cash withdrawal services available at our location for added convenience. If you prefer in-person service, our friendly staff is ready to assist you through basic drive-thru banking for deposits, withdrawals, and simple transactions during lobby hours: Monday through Thursday from 9 AM to 5:30 PM and Friday until 6 PM.
At First Community, we are here to support your financial journey every step of the way. With personalized service and a full suite of banking options available at your fingertips, managing your money has never been easier. For more information about any of our services or to speak with a representative, feel free to call us at (541) 271-2145 or visit us online at https://www.myfirstccu.org/page/main_home. Let us help you achieve your financial goals today!
For individuals, we offer various Personal Banking options including checking and savings accounts that help you manage your everyday expenses while saving for future endeavors. If you're planning to buy a car, our Auto Loans & Vehicle Financing make it easy to get behind the wheel with competitive rates and flexible terms. Need a home? Our Mortgage Loans & Refinancing services are designed to help you secure the best possible deal on your dream home or refinance an existing mortgage for better terms. In addition to these, we provide Personal Loans & Debt Consolidation options that can help streamline your finances by combining multiple debts into one manageable payment. Plus, with our Credit Cards with Rewards, every purchase can earn you points towards exciting rewards.
No matter where life takes you, First Community's online banking ensures you have real-time control over your finances. From monitoring spending to applying for loans or credit cards, everything is right at your fingertips. Discover the ease and security of digital banking with us today! Join the growing number of members who trust First Community for their financial needs and experience banking made simple.
Our online banking service, accessible at https://www.myfirstccu.org/page/main_home, provides you with 24/7 access to your accounts. Whether you're checking balances, making transfers, or paying bills, everything is just a few clicks away. Plus, with our mobile application available for download, managing your money on the go has never been easier. Need to send money to a friend? Our person-to-person transfer feature allows you to send funds quickly and securely. And if you prefer the convenience of electronic documents, you can easily opt for e-statements no more paper clutter!
Your security is our top priority. We utilize electronic signature authorization to keep your transactions safe while ensuring that everything remains straightforward for you. With features like mobile payments integrated into our app, making purchases is not only quick but also secure.
We currently serve a growing community of 186,078 share accounts, which showcases the trust placed in us by our members. Our net shares stand at $6,881,825, indicating funds readily available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 1330 Highway 101 S Reedsport Or 97467 or call (541) 271-2145 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Our commitment to our members extends beyond just savings; it also includes innovative lending options. We have $8,233 in used auto loans and $1,005,220,533 in total loans and leases available to support your financial goals across various sectors. Additionally, with $173,577,252 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better.
Members' savings are secured through $165,885,966 in share certificates and $163,120,145 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our operational efficiency is reflected in our $6,604,257, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 355 full-time employees and 4 part-time employees who are always ready to assist you with a knowledgeable, committed team.
With a net worth of $200,401,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.99% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
For business owners looking for capital to grow and expand, our outstanding commercial loans total $224,724,188. These loans are designed to support local businesses in achieving their operational goals. If you're interested in refinancing any existing loans or exploring eligibility options for our products, don't hesitate to reach out. We're here to provide guidance on how our loans can fit into your financial picture. For more information about our loan offerings or to get started with your application today, visit us at 1330 Highway 101 S Reedsport Or 97467, or give us a call at 541-271-2145. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you pave the way toward achieving your financial aspirations!
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have over $127,217,800 in used vehicle loans and $98,618,270 in new vehicle loans already helping members get on the road. With flexible terms and competitive rates, financing your vehicle has never been easier.
Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $49,265,536, making buying or refinancing simple. We understand that purchasing a home is one of the biggest decisions you will make, and our team is here to guide you every step of the way.
Managing your day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $8,852,487 in loans helping members manage their finances effectively. These cards provide you with convenience and rewards while allowing you to maintain control over your spending.
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