First Community Credit Union Pendleton OR | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to First Community in beautiful Pendleton, OR! Located at 705 SW Emigrant Ave, we have proudly served our members since 1957. With a strong commitment to community and member satisfaction, First Community has grown into a trusted financial partner for over 88,000 members. Our dedication is reflected in our impressive assets totaling $1,671,099,995 and total deposits of $96,834,719. At First Community, we strive to provide a wide range of financial services tailored to meet your needs. Whether you're looking for personal banking solutions like checking and savings accounts or financing options such as auto loans and mortgages, we're here to help you achieve your financial goals. Our experienced team of 359 employees, led by CEO David Elmer and Board President Robin McAlpin, is dedicated to ensuring that your experience with us is nothing short of excellent. While members can visit us at our Pendleton branch for all their banking needs, please note that official correspondence should be sent to the same address: 705 SW Emigrant Ave, Pendleton, OR 97801-2044. As a community-focused credit union, we take pride in our solid financial standing with a net worth of $200,401,002 and cash reserves of $18,318,429. We're also committed to offering competitive loan options with more than 36,554 loans and leases currently available. Ready to take the next step in your financial journey? Feel free to call us at 541-276-4876, or visit our website at myfirstccu.org for more information. We look forward to serving you!

Branch History & Mission

At First Community, our story began in 1957 when we opened our doors in Pendleton, Oregon. Since then, we have grown into a trusted financial partner for our community. With a commitment to providing quality services and fostering relationships, we've proudly served over 88,000 members and continue to help them achieve their financial goals. Our branch is located at 705 SW Emigrant Ave Pendleton, OR 97801, a place where neighbors can come together to access essential banking services. Over the years, we've evolved significantly. From our humble beginnings, we now manage total assets of nearly $1.67 billion. This growth reflects not just our financial health but also our dedication to serving the diverse needs of our community. We provide a wide range of services including personal banking, auto loans, mortgage loans, and business banking solutions that cater to every member's unique situation. Our mission at First Community is clear: to empower individuals and families with the financial tools they need to succeed while giving back to the community that supports us. We strive to create an inclusive environment where everyone feels welcome and valued. This mission drives us to offer innovative digital banking options like online and mobile banking so that managing your finances is convenient and accessible. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 705 SW Emigrant, Pendleton, OR 97801-2044. Our operating hours are designed to accommodate busy schedules: lobby hours are Monday through Thursday from 9 am to 5:30 pm and Friday until 6 pm. Our drive-thru service operates Monday through Thursday from 8:30 am to 5:30 pm and Friday from 8:30 am until 6 pm. We pride ourselves on being a part of the Pendleton community by actively participating in local events and supporting various outreach efforts. Our partnerships with local organizations help us make a positive impact on those around us. As we look ahead, we invite you to become a part of our growing family at First Community. Experience personalized service tailored just for you whether it's securing a loan or opening an account. Join us today and discover how we can support your financial journey! For more information or assistance, feel free to reach out at (541) 276-4876 or visit our website at myfirstccu.org.

Branch Location & Accessibility

Convenient Location

Nestled in Umatilla County, our Pendleton branch is easy to find and offers ample parking to ensure your visit is hassle-free. You'll find us near local landmarks that make our location familiar and easy to navigate. Our commitment to accessibility means that we are ADA compliant, with ramps and features designed to accommodate all members of our community.

Operating Hours

We understand that life can be busy, so we strive to offer flexible hours. Our lobby is open from Monday through Thursday from 9 AM to 5:30 PM, and on Fridays until 6 PM. If you prefer drive-thru banking, we're here for you even earlier; it opens at 8:30 AM on weekdays for your convenience.

Services Tailored for You

At First Community, we offer a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage financing, our team is dedicated to helping you achieve your financial goals. Need cash in a hurry? Our ATM is available for quick withdrawals and balance checks. While members can visit us at 705 SW Emigrant Ave, official correspondence should be sent to the same address as our mailing address: 705 SW Emigrant, Pendleton, OR 97801-2044. Feel free to reach out via phone at 541-276-4876 if you have any questions or would like more information about our services. We look forward to welcoming you soon!

Member Eligibility

At First Community, we believe that everyone deserves a place where they feel valued and supported. Becoming a member is simple and welcoming! If you live, work, or go to school in the community around 705 Sw Emigrant Ave Pendleton Or 97801, you're likely eligible to join our family. We embrace people from all walks of life, offering a variety of financial services tailored to meet your needs. Plus, as a member, you'll enjoy lower fees, competitive rates, and personalized service that puts you first. To get started on your journey with us, simply visit our website for more details about eligibility criteria. If you have questions or need assistance, don't hesitate to give us a call at (541) 276-4876. We're here to help you open an account and become part of our vibrant community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $433 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $224,724,188, we continue to drive economic growth by financing new and expanding businesses. Imagine having the capital needed to invest in new equipment, hire additional staff, or launch a marketing campaign all made possible through our tailored loan options.

Merchant Services

In addition to loans, we offer practical merchant services that can simplify your daily operations. From secure payment processing solutions to efficient cash management tools, our services are here to help you focus on what matters most growing your business. Visit us at 705 Sw Emigrant Ave Pendleton Or 97801 in Pendleton, OR, or give us a call at (541) 276-4876. Let's take your business to the next level together!

Comprehensive List Of Services

Business Banking Services

For those who run their own businesses or are looking to start one, we offer comprehensive business banking services, including merchant services and business loans. Our knowledgeable staff will work with you to understand your unique needs so that we can help your business thrive.

Connect with Us Today!

We invite you to visit us at 705 Sw Emigrant Ave Pendleton Or 97801 in Pendleton, OR, or give us a call at (541) 276-4876 during our lobby hours: Monday through Thursday from 9 am to 5:30 pm and Friday from 9 am to 6 pm. Experience firsthand how our wide range of services at First Community can make your financial journey smoother and more rewarding! Whether you're interested in personal banking or need business solutions, we're here for you every step of the way. Explore all that we have to offer by visiting us online at https://www.myfirstccu.org/page/main_home today!

Easy Access Through Convenient Features

In today's fast-paced world, convenience is key. That's why at First Community, we provide various ways to access your funds easily. With our ATM services, you can withdraw cash or check balances without stepping inside the branch. For simpler transactions like deposits or withdrawals, take advantage of our basic drive-thru banking option. Our commitment doesn't end with in-branch service; we prioritize making banking as accessible as possible through our digital platforms. Enjoy features like mobile payments and person-to-person transfers that let you handle transactions on the go.

Financial Support When You Need It

Life can be unpredictable, and sometimes you need a little extra support. That's where our personal loans and debt consolidation services come into play. We aim to help ease financial burdens by offering solutions that work for you. Additionally, our credit cards with rewards allow you to earn while spending, giving you an edge on everyday purchases.

Personal Banking Solutions

We offer a variety of personal banking options to fit your lifestyle. Our checking and savings accounts are designed for convenience and flexibility. Imagine having easy access to your funds while also building your savings effortlessly. With us, you can manage your money seamlessly through our online and mobile banking features, allowing you to check balances, transfer funds, and pay bills from anywhere. If you're looking to purchase a vehicle, our auto loans and vehicle financing make it simple to drive away in your dream car. We provide competitive rates and flexible terms to ensure you find the right fit for your budget. Need help with home ownership? Our mortgage loans and refinancing options are here for you as well, guiding you through each step toward securing the perfect home.

Digital & Online Banking

Key Features

One of the standout features of our digital banking is the mobile application, which allows you to bank right from your smartphone. Need to make a quick payment? With our mobile payments feature, you can send money instantly and securely. Plus, with person-to-person transfers, splitting the bill with friends or sending money to family has never been easier! For those who prefer paperless options, we offer e-statements that provide all your account information in a simple digital format. You can access your statements anytime without worrying about cluttering your mailbox. And if you ever need to sign documents, our electronic signature authorization makes it easy and secure.

Security and Support

Your security is our top priority. We employ robust measures to protect your personal information while providing easy access to your accounts. Should you ever need assistance, our dedicated support team is available via phone at (541) 276-4876. At First Community, we strive to deliver an accessible and engaging banking experience that meets all your needs whether you're at home or on the move. Experience the convenience of digital banking today!

Financial Strength

Investment in Growth

Our commitment to serving you is further demonstrated by having $173,577,252 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $8,233 in used auto loans and $1,005,220,533 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Operational Efficiency

Our $6,604,257 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 355 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings for Members

Members' savings are secured through $165,885,966 in share certificates and $163,120,145 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $200,401,002, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.99% showcases a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Transparency

With net shares totaling $6,881,825, which represents funds available for lending and investments, we show our dedication to promoting healthy financial practices among our members. Our total share accounts stand at 186,078, reflecting a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 705 Sw Emigrant Ave Pendleton Or 97801 or call (541) 276-4876 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Loan Options

For those interested in business growth or expansion, our outstanding commercial loans totaling $224,724,188 provide the capital needed to move forward. Additionally, our total credit lines amounting to $221,995,927 can help businesses maintain liquidity and cover operational costs as needed. We recognize that refinancing options may also be beneficial for many of our members looking to adjust their existing financial commitments. Please reach out to us for details on eligibility and how we can assist you further. To learn more about our loan products or discuss your specific needs with one of our knowledgeable team members at First Community, feel free to call us at 541-276-4876. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward your financial future!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $127,217,800 in used vehicle loans and $98,618,270 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our team is here to guide you through the process and ensure you find a loan that suits your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $49,265,536. These loans can help you secure the home you've always wanted without unnecessary stress.

Unsecured Credit Cards

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $8,852,487 in loans helping members manage their finances effectively. This option provides you with the purchasing power you need while keeping your financial health in check.

Loan Aggregator

Benefits of Using LendMesh

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FIRST COMMUNITY CREDIT UNION - Pendleton, OR

Type of Loan Offerings

Mortgage Loans

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Loan rates in Pendleton, OR (97801)

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Location

Operating Hours

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Services

Connect with Us Today!

Easy Access Through Convenient Features

Financial Support When You Need It

Personal Banking Solutions

Digital & Online Banking

Key Features

Security and Support

Financial Strength

Investment in Growth

Operational Efficiency

Secure Savings for Members

Solid Financial Foundation

Trust Built on Transparency

Loan Offering

Additional Loan Options

Auto Loans

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

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