First Community Credit Union Newberg OR | Affordable Auto Loans & Personal Banking

Introduction

At First Community, we believe in building strong relationships with our members and the communities we serve. Located at 115 N Howard St, Newberg, OR 97132, our branch has been a trusted financial partner since 1957. With over 88,859 members benefiting from our services, we're proud to be a cornerstone of financial stability and support in Newberg. While you can easily visit us at our branch address for all your banking needs, please note that official correspondence should be sent to 115 N Howard St, Newberg, OR 97132-2807. Our commitment is reflected in our impressive total assets of $1,671,099,995, ensuring that we have the resources to help you achieve your financial goals. Under the leadership of CEO David Elmer and Board President Robin McAlpin, we strive to provide personalized service tailored to meet your unique needs. Whether you're looking for checking and savings accounts, auto loans, mortgages, or business banking solutions, we've got you covered. Our dedicated team of 359 employees is here to assist you six days a week. You can reach us at 503-538-4620 during lobby hours: Monday through Thursday from 9 AM to 5:30 PM and Friday from 9 AM to 6 PM. We also offer convenient services like online banking and mobile payments so you can manage your finances on the go. Join us today at First Community and discover how we can support your financial journey! Visit our website at myfirstccu.org for more information or to explore our wide range of products and services. We look forward to welcoming you into our community!

Branch History & Mission

A Commitment to Innovation

We understand that in today's fast-paced world, digital access is essential. That's why we offer online banking and mobile applications so you can manage your finances anytime and anywhere. Our commitment to accessibility extends beyond technology; we strive for ADA compliance across all services to serve all members effectively. As part of our ongoing mission to foster community ties, First Community actively engages in various outreach programs aimed at enhancing local welfare. We partner with schools and non-profits to support initiatives that enrich lives right here in Newberg.

Join Us!

Whether you're looking for reliable banking solutions or want to become part of a caring community network, First Community invites you to join us today! Experience firsthand how we blend personalized service with modern convenience tailored just for you. Visit our website or call us at 503-538-4620 for more information about membership benefits and how we can help you achieve your financial goals!

Our Mission

At First Community, our mission is simple yet profound: to empower our members through accessible financial services while actively supporting the community. We believe that everyone deserves a fair chance at financial wellness. That's why we are dedicated not only to providing competitive rates and innovative products but also to engaging in local outreach efforts and partnerships that uplift our neighborhood. While members can visit us at our branch location for their everyday banking needs, official correspondence should be sent to 115 N Howard St, Newberg, OR 97132-2807 if different from our main address. Our operating hours are designed with your convenience in mind: Monday through Thursday from 9 AM to 5:30 PM and Friday until 6 PM. Plus, with ATM access available for quick transactions and drive-thru service for added ease, we ensure that banking with us fits seamlessly into your busy life.

The Story of Growth

Over the years, First Community has achieved significant milestones that reflect its commitment to serving the local community. With total assets reaching an impressive $1,671,099,995, the credit union continues to thrive by adapting to the needs of its members. Our success is rooted in strong relationships built on integrity and customer service excellence. From offering personal banking solutions like checking accounts and auto loans to providing business services such as merchant accounts and loans, we aim to meet diverse financial needs.

Branch Location & Accessibility

Convenient Access

At First Community, we understand that your time is valuable. That's why our branch features convenient parking options and is designed to be accessible for everyone, including ADA-compliant facilities. If you prefer to bank without leaving your car, take advantage of our drive-thru service, where you can handle deposits, withdrawals, and simple transactions with ease.

Let’s Connect!

If you have any questions or need assistance, don't hesitate to give us a call at 503-538-4620. Our dedicated team is ready to help you navigate your financial journey. We invite you to visit us today and experience the personalized service that sets First Community apart!

Operating Hours

Our doors are open to serve you during the week! Visit us Monday through Thursday from 9 AM to 5:30 PM and on Friday from 9 AM to 6 PM. We strive to accommodate your schedule so that banking can fit seamlessly into your day.

Services Offered

First Community offers a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Our ATM is available for quick cash withdrawals and balance checks whenever you need it. While you can reach us at our physical location for all your banking services, please note that official correspondence should be sent to the same address: 115 N Howard St, Newberg, OR 97132-2807.

Member Eligibility

At First Community, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or attend school in the Newberg area or have family members who are already part of our credit union, you're likely eligible to join us. We're here to help you thrive financially with a range of services tailored just for you. You can find more details about eligibility on our website at . Joining is just the first step toward enjoying the many benefits we offer, from personal banking to loans and online services designed to make your life easier. Ready to take the next step? Opening an account is easy just give us a call at (503) 538-4620 or visit us at our branch located at 115 N Howard St Newberg Or 97132. We can't wait to welcome you to the First Community family!

Business Banking & Commercial Services

Business Loan Options

Imagine being able to take your business to the next level, whether it's expanding your operations or investing in new equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $433 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $224,724,188, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, efficient payment processing is crucial for any business. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. Whether you're a startup or an established company, our solutions make accepting payments seamless and straightforward. If you're looking to grow your business in Newberg, visit us at 115 N Howard St Newberg Or 97132 or call us at (503) 538-4620. Let's work together to make your business aspirations a reality!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With our ATM availability at various locations, cash withdrawal has never been easier. You can access funds quickly without the hassle of long lines or wait times. At First Community, we believe in making banking accessible and straightforward for everyone. Our friendly team is always ready to assist with any questions or needs you may have. To learn more about how we can help you achieve your financial goals, don't hesitate to reach out! Call us at (503) 538-4620 or visit us at our branch in Newberg, OR. We look forward to serving you!

Auto Loans & Vehicle Financing

If you're planning to purchase a new or used vehicle, our auto loans and vehicle financing options can help make your dream car a reality. With competitive rates, we work with you to find a financing plan that fits your budget. Picture yourself driving off the lot with confidence, knowing you've made a smart financial choice.

Business Banking

For those running a business, our business banking services, including merchant services and business loans, offer the support needed to grow. We understand the challenges entrepreneurs face and are here to help streamline your banking needs so you can focus on what really matters your business.

Credit Cards with Rewards

Our credit cards with rewards allow you to earn points on every purchase, making everyday spending even more rewarding. Whether it's cash back or travel rewards, these cards provide benefits that add up over time, helping you get more from what you spend.

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing your existing mortgage? Our mortgage loans and refinancing options are designed to help you navigate this important milestone with ease. Whether it's your first home or an investment property, we guide you through the process so you can feel secure in your decision.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds or paying bills, everything is just a few taps away.

Personal Banking

Whether you're just starting out or looking to manage your finances more effectively, our personal banking services have got you covered. We offer checking and savings accounts that make it easy to manage your everyday finances while helping you save for future goals. Imagine having a simple way to keep track of your spending and savings all in one place!

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way, and that's where our personal loans and debt consolidation services come into play. If you're facing high-interest debt, consolidating it into one manageable loan can simplify your payments and potentially lower your interest rate. It's all about giving you peace of mind.

Digital & Online Banking

Key Services

Our online banking platform offers a wide array of features to help you stay on top of your finances. You can visit us at https://www.myfirstccu.org/page/main_home to access your account securely. Whether you want to check balances, transfer funds, or pay bills, our 24/7 online banking service makes it easy to do so at your convenience.

Security You Can Trust

We prioritize the security of your information. Our electronic signature authorization feature ensures that your transactions are protected and verified securely. Additionally, e-statements are available for easy access to your financial statements without the hassle of paper clutter. At First Community, we are committed to making banking easier for you. Enjoy real-time account management and peace of mind knowing that all of these features are designed with your needs in mind. Embrace the ease of digital banking today!

User-Friendly Features

For those who prefer managing their accounts on the go, our mobile application is available to download, providing a user-friendly experience right in your pocket. You can also enjoy the freedom of mobile payments, allowing you to make purchases with just a swipe on your smartphone. Plus, with person-to-person transfers, sending money to friends or family has never been simpler.

Financial Strength

Commitment to Growth

With $173,577,252 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $8,233 in used auto loans and $1,005,220,533 in total loans and leases. This means whether you're looking to buy a new car or secure a personal loan, we have the resources available to assist you.

Growing Member Base

Total Share and Deposit Accounts: 186,078, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $6,881,825 further illustrate our commitment to maintaining a robust financial environment for all members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 115 N Howard St Newberg Or 97132 or call (503) 538-4620 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 355 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $165,885,966 in share certificates and $163,120,145 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $200,401,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,199 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $127,217,800 in used vehicle loans and $98,618,270 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates, making it easier for you to drive away with the vehicle you desire.

Business Financing

For business owners, our outstanding commercial loans totaling $224,724,188 provide the capital needed to grow and expand your business. We understand that each business has unique needs, and our loan specialists are here to work with you on tailored solutions. At First Community, we believe in empowering our members through accessible financing options. If you're considering refinancing or exploring eligibility options, our knowledgeable staff can help clarify any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how our loan offerings can benefit you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $49,265,536, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is ready to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,852,487 in loans helping members manage their finances effectively. These credit cards come with features designed to fit your lifestyle while providing you with the purchasing power you need.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh helps consumers make informed financial decisions without the confusion often associated with loan shopping. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This adherence to regulatory standards guarantees that users receive fair and transparent offers. One of the standout features of LendMesh is its commitment to providing verified data. Loan offers are sourced exclusively from legitimate financial institutions, ensuring that users can trust the information they receive. Additionally, LendMesh operates without any sponsored listings. This means that lenders are not prioritized based on paid promotions, allowing for completely unbiased results that reflect the best available options. Another significant benefit is real-time rate comparisons. Users can view up-to-date loan rates from multiple institutions, making it easier to evaluate different offers and choose the one that best fits their needs. The platform's user-friendly interface streamlines the comparison process, putting essential information at your fingertips. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the real impact LendMesh has on helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

FIRST COMMUNITY CREDIT UNION - Newberg, OR