First Community Credit Union Myrtle Point OR | Affordable Vehicle Loans & Personal Banking

Introduction

At First Community, we believe in building strong relationships with our members and the community. Located at 710 8th St, Myrtle Point, OR 97458, our branch has been serving the needs of local residents since 1957. With a total membership of 88,859, we are proud to be a trusted financial partner for many families and businesses in the area. As a member-focused credit union, we have amassed impressive assets totaling $1,671,099,995. Our commitment to providing quality services is reflected in our total deposits of $96,834,719 and a robust net worth of $200,401,002. With over 359 dedicated employees, including our CEO David Elmer and Board President Robin McAlpin, we are here to support you every step of the way. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, First Community offers a wide range of services tailored to meet your needs. Plus, with convenient online and mobile banking options available, managing your finances has never been easier. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address: 710 8th St, Myrtle Point, OR 97458-1223. If you have any questions or would like to learn more about how we can help you achieve your financial goals, don't hesitate to give us a call at 541-572-2301. Join us in creating a brighter financial future! Visit our website at First Community or stop by today we're excited to serve you!

Branch History & Mission

Join Us Today

We invite you to become part of the First Community family. Experience firsthand the benefits of membership with us where your financial success is our priority! For any inquiries or assistance, feel free to reach out at 541-572-2301 during our operating hours: Monday-Thursday from 9 am to 5:30 pm and Friday until 6 pm. Together, let's build a brighter future!

Our Legacy and Growth

Since opening our doors, we have continuously evolved to meet the needs of our members. With total assets now exceeding $1.67 billion, we've built a solid foundation that supports a wide range of financial services. Our growth has been fueled by a dedication to member satisfaction and community involvement, making us an integral part of Myrtle Point and beyond. We are proud to provide essential services such as personal banking, auto loans, mortgage loans, business banking solutions, and online banking capabilities. As technology advances, so do we ensuring that we offer modern conveniences like mobile payments and e-statements while maintaining accessibility for all our members.

Our Mission

At First Community, our mission is simple yet impactful: to empower our members with the financial tools they need to succeed while fostering a strong sense of community. We believe that everyone deserves access to quality financial services regardless of their background or financial situation. We aim not only to help individuals achieve their personal goals but also to uplift our community through various outreach efforts and partnerships. As part of this commitment, we prioritize ADA compliance and strive for inclusivity in all aspects of our operations. Whether it's providing basic drive-thru banking or easy ATM access, we ensure that every member feels valued and supported. While members can visit us at 710 8th St, official correspondence should be sent to 710 8th St, Myrtle Point, OR 97458-1223 if needed.

Branch Location & Accessibility

Contact Us

Have questions? Don't hesitate to reach out! Give us a call at (541) 572-2301 or stop by our branch today. We're excited to serve you and help you achieve your financial goals!

Nearby Landmarks and Accessibility

Located near local favorites, our branch is easy to find and access. If you're driving in, you'll appreciate the ample parking available right outside our doors. For those needing assistance, we ensure our facilities are ADA compliant, featuring ramps and accessible entrances.

Operating Hours

We know that life can be busy, so we offer flexible hours to fit your schedule. Visit us during lobby hours from Monday to Thursday between 9 am and 5:30 pm, and on Fridays from 9 am to 6 pm. If you're in a hurry, take advantage of our drive-thru service available from Monday to Thursday starting at 8:30 am until 5:30 pm and on Fridays until 6 pm.

Services Offered

At First Community Myrtle Point, we pride ourselves on offering a variety of services tailored to meet your banking needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? We have an ATM on-site for your convenience. While members can visit us at 710 8Th St Myrtle Point Or 97458, official correspondence should be sent to 710 8th St, Myrtle Point, OR 97458-1223 if it differs from our branch address.

Member Eligibility

Joining the First Community community is like stepping into a supportive family where your financial well-being is our top priority. To become a member, you just need to meet some simple eligibility criteria. If you live, work, worship, or attend school in the local area, you're likely eligible to join us. We believe that everyone deserves access to quality financial services, and becoming a member opens up a world of benefits tailored just for you. From competitive loan rates to personalized banking solutions, we strive to make your experience as rewarding as possible. Getting started is easy! You can find detailed information about the eligibility requirements on our website at . If you have any questions or need assistance, feel free to reach out to us at (541) 572-2301. We're here to help you every step of the way and can't wait to welcome you to First Community at 710 8Th St Myrtle Point Or 97458!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $433 in commercial loans for our members, helping businesses scale and succeed. With these funds, local entrepreneurs have launched new products, upgraded their facilities, and hired more staff driving economic growth right here in Myrtle Point, OR.

Merchant Services

In addition to lending, we offer robust merchant services designed to simplify payment processing for your business. Imagine being able to accept payments anytime and anywhere whether it's in-store or online. Our solutions empower you to focus on what you do best: serving your customers. With an outstanding commercial loan portfolio of $224,724,188, we continue to drive economic growth by financing new and expanding businesses. Let us help you turn your vision into reality with the right financial tools at your fingertips. Visit us at 710 8Th St Myrtle Point Or 97458 or call us at (541) 572-2301 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Convenient Access Whenever You Need It

Accessing your accounts is easy with our variety of banking methods. Enjoy the convenience of ATM and cash withdrawal services available at numerous locations, including right here at our branch. If you prefer face-to-face interactions for simple transactions like deposits or withdrawals, our Drive-Thru Banking ensures quick service without leaving your car.

Financing Options for Every Life Stage

When it comes to financing, First Community provides various options to help you achieve your goals. Need a new vehicle? Our Auto Loans & Vehicle Financing are designed with competitive rates and flexible terms, making car ownership attainable. If homeownership is on your horizon, explore our Mortgage Loans & Refinancing services that can help turn that dream into reality. And if life throws unexpected expenses your way, our Personal Loans & Debt Consolidation solutions offer a path to financial relief.

Get Started Today!

Ready to experience all that First Community has to offer? We invite you to visit us at 710 8Th St Myrtle Point Or 97458 or give us a call at (541) 572-2301. Our friendly staff is eager to assist you in finding the perfect financial solutions tailored just for you. Join us today and discover how easy banking can be!

Personal Banking Made Easy

We believe that managing your finances should be straightforward and accessible. That's why we offer Personal Banking solutions, including checking and savings accounts tailored to fit your lifestyle. Imagine having the flexibility to access your money whenever you need it, whether through our online banking platform or our convenient mobile app. With features like e-statements and mobile payments, keeping track of your finances has never been easier.

Rewarding Credit Solutions

Don't forget about our credit card offerings! Our Credit Cards with Rewards allow you to earn points on everyday purchases, turning spending into savings. It's just one more way we help you make the most out of every dollar.

Support for Your Business Ventures

For those venturing into the world of business, we provide essential support through our Business Banking services. From merchant services that simplify payment processing to business loans that can fund your next big project, we are here to help entrepreneurs thrive in their endeavors.

Digital & Online Banking

Key Features of Our Digital Banking

Our online banking service is available 24/7, allowing you to check your account balances, transfer funds, and pay bills whenever it suits you. Plus, with our mobile application, you can access these features right from your smartphone. Whether you're at home or on the go, managing your money has never been more straightforward. Security is a top priority for us. We use advanced encryption methods to ensure that your personal information stays safe. You can also sign documents electronically with ease, thanks to our electronic signature authorization feature. This means less time spent on paperwork and more time enjoying life! We also offer e-statements for those who prefer paperless options. You'll receive your statements directly in your inbox, making it easy to track your spending and manage your accounts effectively. And if you want to share money with friends or family quickly, our person-to-person transfer feature allows you to send funds instantly without hassle. Another great benefit is our mobile payments feature. You can make purchases directly from your phone using various payment apps no need for cash or cards! With all these tools at your fingertips, you have real-time control over your finances. Join us at First Community and experience the ease of digital banking tailored just for you!

Financial Strength

Growing Member Base

The trust our members place in us is evident from the 186,078 total share accounts we manage. This shows a strong and growing member base that relies on First Community for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 710 8Th St Myrtle Point Or 97458 or call (541) 572-2301 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Members' savings are secured through $165,885,966 in share certificates and $163,120,145 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 355 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $173,577,252 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; we currently have $8,233 in used auto loans and $1,005,220,533 in total loans and leases. This breadth supports your financial goals across various sectors.

Solid Financial Foundation

With a net worth of $200,401,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,199 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $127,217,800 in used vehicle loans and $98,618,270 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your dream car easier than ever.

Business Financing

For business owners, our outstanding commercial loans totaling $224,724,188 provide the capital needed to grow and expand. We know how important it is for businesses to have access to funds when they need them most. If you're considering refinancing any of these products or want to learn more about eligibility options available at First Community, don't hesitate to ask us during your visit or call. We're dedicated to ensuring that you find a solution tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Come by our branch today to discuss how we can help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $49,265,536, making buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you every step of the way.

Unsecured Credit Card Loans

Managing finances can be tricky; that's why we also offer flexible terms on unsecured credit card loans. With a total of $8,852,487 in loans helping members manage their finances effectively, our credit cards provide convenience along with rewards that can benefit you daily.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you're viewing. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that help you make informed choices. - Real-Time Rate Comparisons: Enjoy up-to-date loan rates from multiple institutions. With this information at your fingertips, you can quickly assess which options are best for you. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback speaks volumes about the reliability and effectiveness of the platform. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

FIRST COMMUNITY CREDIT UNION